Home > Out-of-network Consumer Protections > Data Reporting as of January 31, 2022 |
The Out-of-network Consumer Protection, Transparency, Cost Containment, and Accountability Act (P.L. 2018, c. 32) Data Reporting |
Arbitrations Filed Under P.L. 2018, c. 32 |
As of December 31, 2021, MAXIMUS Federal1 has received 8,238 c. 32 arbitration requests since the law was implemented in 2018. Of the 8,238 cases submitted since the law’s enactment, 8,010 cases have been resolved by issuance of decision, by withdrawal requested by the initiating party or by dismissal for ineligibility. Zero cases are pending with MAXIMUS Federal for either completion of eligibility review, receipt of information from the Provider or Carrier, drafting of decision or issuance of dismissal or withdrawal. See chart below. The full list of arbitrations filed between January 1, 2021 and December 31, 2021 may be found
here.
|
Initiated |
23 |
Application received; eligibility to be determined |
Preliminary Review |
136 |
Awaiting info/documentation from Provider and/or Carrier |
Review |
69 |
Complete case files received; case needs to be arbitrated |
Decision Pending |
0 |
To be dismissed or withdrawn |
Letter Sent |
8010 |
Case closed
(decision issued, case withdrawn or dismissed) |
Grand Total |
8238 |
|
|
Of the 8,238 cases that have been resolved, decisions (including default decisions) were issued in 6,253 cases, 1,256 cases were dismissed as ineligible and 729 cases were withdrawn. With respect to awards issued, carriers prevailed in 2,174 cases or 36% of the total and providers prevailed in 3,921 cases or 64% of the total. Awards to carriers totaled $11,452,066.64 and awards to providers totaled $49,893,434.61. |
Decision |
Count of Case
Number |
Sum of Total Award |
Carrier Awarded |
2174 |
$11,452,066.64 |
Provider Awarded |
3877 |
$49,280,615.89 |
Member Awarded |
4 |
$109,904.82 |
Provider Awarded (Default) |
40 |
$502,913.90 |
Grand Total |
6095 |
$61,345,501.25 |
|
Of the cases that were dismissed as ineligible, the primary reasons for dismissal are that the health benefits plan was issued in a state other than 樱花视频 or the health benefits plan is a self-funded plan that did not opt into c. 32 arbitration. |
Decisions and Awards By Year
Below is a chart which shows decisions and awards on a year-by-year basis since the inception of the program in 2018. |
Decisions and Awards By Year |
|
2018 |
2019 |
2020 |
2021 |
Totals |
Provider Awarded |
|
|
|
|
|
Cases |
70 |
1478 |
1229 |
1100 |
3877 |
Award Totals |
$809,130.75 |
$17,544,192.39 |
$14,794,989.20 |
$16,132,303.55 |
$49,280,615.89 |
Carrier Awarded |
|
|
|
|
|
Cases |
86 |
897 |
589 |
602 |
2174 |
Award Totals |
$133,393.73 |
$2,397,147.61 |
$3,289,771.77 |
$5,631,753.53 |
$11,452,066.64 |
Default Awarded |
|
|
|
|
|
Cases |
3 |
29 |
1 |
7 |
40 |
Award Totals |
$19,423.68 |
$330,889.71 |
$4,800.00 |
$147,800.51 |
$502,913.90 |
Member Awarded |
|
|
|
|
|
Cases |
0 |
0 |
1 |
3 |
4 |
Award Totals |
$0 |
$0 |
$2,384.55 |
$107,520.27 |
$109,904.82 |
Grand Totals |
|
|
|
|
|
Cases |
159 |
2404 |
1820 |
1712 |
6095 |
Award Totals |
$961,948.16 |
$20,272,229.71 |
$18,091,945.52 |
$22,019,377.86 |
$61,345,501.25 |
|
|
Provider Network Status |
The charts below show the percentage of hospitals and ambulatory surgical centers that participate in the Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) networks of 樱花视频 carriers issuing health benefits plans in the commercial market. Hospital participation in HMO and PPO plans ranges from 81% to 98%. Ambulatory surgical center participation in HMO and PPO plans ranges from 51% to 91%. |
HMO |
Hospitals |
Percentage |
Aetna |
66 |
94% |
AmeriHealth |
67 |
95% |
Cigna |
61 |
87% |
Horizon |
69 |
98% |
Oxford |
63 |
90% |
|
70 total General Hospitals in NJ |
|
|
HMO |
ASCs |
Percentage |
Aetna |
192 |
64% |
AmeriHealth |
153 |
51% |
Cigna |
253 |
85% |
Horizon |
271 |
91% |
Oxford |
154 |
52% |
|
296 total Ambulatory Surgical Centers in NJ |
|
|
PPO |
Hospitals |
Percentage |
Cigna PPO |
60 |
85% |
Horizon PPO |
69 |
95% |
Oxford Navigate |
57 |
81% |
Oxford Garden State |
57 |
81% |
UnitedHealthcare Core Network |
57 |
81% |
|
70 total General Hospitals in NJ |
|
|
PPO |
ASCs |
Percentage |
Cigna PPO |
254 |
85% |
Horizon PPO |
257 |
86% |
Oxford Navigate |
209 |
70% |
Oxford Garden State |
154 |
52% |
UnitedHealthcare Core Network |
205 |
69% |
|
296 total Ambulatory Surgical Centers in NJ |
|
|
|
Health Benefit Annual Rate Trends |
Aggregate trends in health benefit plan premium rates in the IHC and SEH markets over the last several years. |
Year |
IHC |
SEH |
2022 |
7.9% |
10.4% |
2021 |
3.3% |
2.5% |
2020 |
8.7% |
1.1% |
2019 |
-9.3% |
5.3% |
2018 |
23.3% |
8.5% |
2017 |
8.7% |
10.8% |
|
|
Medical Loss Ratios (MLR) |
The MLRs for the past several years are summarized as follows: |
Year |
IHC |
SEH |
2021 |
90.4% |
88.4% |
2020 |
77.15% |
79.99% |
2019 |
78.88% |
78.58% |
2018 |
78.72% |
80.54% |
2017 |
89.38% |
81.27% |
2016 |
95.29% |
83.38% |
|
|
Total Spending on Inadvertent and Emergency Out-of-network Costs |
As part of the Department’s rate review process, carriers were asked to provide data on out-of-network claims spending. All carriers from which the Department obtained data have experienced a reduction in involuntary out-of-network claim costs since the Act has taken effect. The change in the law likely contributed to reduced costs associated with claims for involuntary (i.e. emergency and inadvertent) out-of-network services paid by carriers. The extent to which costs were reduced varied by market and carrier. The size of the reduction may also vary. The total carrier spending on involuntary out-of-network services (as defined by each carrier) was reduced by 44% for the individual health coverage (IHC) market and 49% for the small employer health coverage (SEH) market. Within the large group market there was much more limited data, but that data showed a reduction of approximately 49% adjusted for membership changes. |
|
Complaints Related to Out-of-network Health Care Charges |
Between January 1, 2021 and December 31, 2021, the Department received 27 complaints relating to out-of-network health care charges. |
|
Self-Funded Plans |
As of January 30, 2022, the following self-funded plans opted into the arbitration process under the law. In light of the enactment of the federal No Surprises Act, DOBI Bulletin 21-14 provides that a self-funded plan that previously opted into the 樱花视频 arbitration by filing an ID card with the Department may opt out of the NJ Act arbitration if it wishes to be subject to the federal IDR established under the federal act. Plans that have opted out, and the date of such opt-out, are also noted below. The list of Plan Sponsors that have filed ID cards indicating opt-into the OON arbitration and the date of the opt-in is below. |
|
Opt In Date |
Plan Sponsor |
01/01/2021 |
1-800-FLOWERS.COM |
Opted Out 12/31/2021 |
01/01/2021 |
A. Schulman Inc. |
01/01/2019 |
Academy Bus |
01/01/2022 |
Accu Reference Medical Lab |
01/01/2020 |
Acrisure, LLC |
01/01/2021 |
ADG LLC dba Great Expressions Dental Centers |
07/01/2019 |
Affiliated Physicians and Employers Master Trust |
06/01/2020 |
Air Group, LLC |
01/01/2021 |
Allergy Partners PLLC |
01/20/2020 |
American Music Supply Inc. |
01/01/2020 |
American Roll-On Roll-Off Carrier Group Inc. |
04/01/2019 |
AMSPEC Services LLC |
06/01/2021 |
Appian Corporation |
01/01/2019 |
Association Master Trust |
01/01/2021 |
Astellas US LLC |
04/01/2019 |
Atalanta Corporation |
01/01/2020 |
Atlantic Health System |
01/20/2020 |
Atlantic Medical Imaging |
04/01/2019 |
Aurobindo Pharma |
04/01/2020 |
Autolenders Liquidation Center, Inc. |
01/01/2022 |
BENDIX Commercial Vehicle Systems LLC |
09/01/2020 |
Bihler of America |
01/01/2020 |
Borough of Florham Park |
01/01/2021 |
Boswell Engineering, Inc. |
07/01/2019 |
Brick Township BOE |
07/01/2020 |
Bridgewater Raritan Board of Education |
01/01/2022 |
Bronxcare Health System |
01/01/2021 |
Capital Health System |
07/01/2020 |
Carteret Board of Education |
01/01/2021 |
CB Neptune Holdings LLC |
01/20/2020 |
CentraState Healthcare System |
01/01/2021 |
Chemtrade Holdco US Inc. |
01/01/2020 |
Christian Health Care Center |
01/01/2021 |
Clarke Environmental Mosquito Management Inc. |
01/01/2021 |
CMC Materials Inc. |
01/01/2021 |
Collabera Inc. |
08/01/2021 |
Community Counselling Service Co. LLC |
01/01/2019 |
Community Surgical Supply |
01/01/2022 |
County of Bergen |
01/01/2022 |
CSC Serviceworks Inc. |
11/01/2020 |
Custom Bandag Inc. |
01/01/2021 |
Dealer Tire LLC |
01/01/2021 |
Deborah Heart and Lung Center |
01/01/2020 |
Delta Galil USA Inc. |
01/01/2020 |
DeSimone Consulting Engineers |
11/01/2021 |
Doherty Enterprises Inc. |
07/01/2019 |
East Brunswick Public Schools |
07/01/2021 |
East Windsor Regional Board of Education |
01/01/2022 |
Easterseals 樱花视频 |
07/01/2021 |
Edison Township Board of Education |
09/01/2019 |
Education Services Commission NJ |
07/01/2019 |
Egg Harbor Township |
01/01/2020 |
Elwyn Inc. |
04/01/2021 |
Empire Portfolio Group Payroll LLC DBA ORANGETHEORY FITNESS |
07/01/2019 |
Employers Association of NJ |
07/01/2019 |
Employers Association of NJ (RX Express Scripts) |
01/01/2021 |
Engineered Composites |
01/01/2021 |
Equistar Chemicals LP |
01/01/2021 |
Essence Global LLC |
05/01/2020 |
Ettain Group Holdings LLC |
Opted Out 12/31/2021 |
01/01/2021 |
Evonik Corporation |
08/01/2019 |
Evonik Corporation Medical Plan |
10/01/2019 |
Felician University |
07/01/2021 |
Flemington Raritan Board of Education |
07/01/2021 |
Freehold Regional Board of Education |
07/01/2019 |
Freehold Township BOE |
08/20/2019 |
G & S Motor Equipment Co, Inc. |
02/01/2021 |
Grace Healthcare Services LLC |
Opted Out 01/31/2022 |
01/01/2020 |
Gracie Square Hospital |
01/01/2021 |
GS1 US Inc. |
01/01/2021 |
Guggenheim Capital LLC |
01/01/2020 |
Hard Rock Hotel & Casino Atlantic City |
01/01/2019 |
Hoagland Longo Moran Dunst and Doukas, LLP-PPO |
03/01/2020 |
Holtec International |
08/20/2019 |
Hopewell Valley Regional School |
01/01/2021 |
Houston Refining LP |
01/20/2020 |
Humanscale Corporation |
11/01/2021 |
HUMEDCO Corp. |
01/01/2022 |
Hunterdon Healthcare System |
01/01/2021 |
IBA USA Inc. |
01/01/2019 |
ICIMS |
02/01/2021 |
Indorama Ventures Oxides LLC |
01/01/2021 |
Instinet Holdings Incorporated |
01/01/2021 |
Institute for Defense Analyses (IDA) |
10/01/2020 |
IPC Systems Inc. |
07/01/2019 |
Jackson Township BOE |
01/01/2022 |
Jaguar Land Rover North America LLC |
01/01/2022 |
Jesco, Inc. |
08/01/2021 |
Jordache Enterprises Inc. |
01/01/2020 |
Kearny Bank |
01/01/2020 |
Kings Physician Services, PC |
08/01/2021 |
Long Branch Board of Education |
09/01/2020 |
Lululemon USA Inc. |
01/01/2021 |
Lyondell Chemical Company |
01/01/2019 |
Mack-Cali Realty Corp. |
01/01/2022 |
Marlabs, Inc. |
07/01/2020 |
Mason Tenders' District Council Welfare Fund |
01/01/2021 |
McCollister's Transportation Group Inc. |
01/01/2019 |
Members Health Plan of 樱花视频 |
01/01/2021 |
Merlin Entertainments Group US Holdings Inc. |
09/01/2021 |
Middletown Township Board of Education |
01/01/2021 |
Millennium American Holdings Inc. |
01/01/2022 |
Monmouth University |
07/01/2021 |
Montgomery Board of Education |
01/01/2019 |
Motors Management, Inc. |
01/01/2021 |
MSG Entertainment Group LLC |
01/01/2021 |
MSG Sports LLC |
01/01/2021 |
MSGN Holdings LP |
Opted Out 12/31/2021 |
01/06/2019 |
Mycone Dental Supply Inc. |
01/01/2020 |
New York Presbyterian Brooklyn Methodist |
01/20/2020 |
New York Presbyterian Hospital |
01/01/2020 |
New York Presbyterian Hudson Valley |
01/01/2020 |
New York Presbyterian Medical Group Westchester |
01/01/2020 |
New York Presbyterian Queens |
01/01/2022 |
Newark Board of Education |
01/01/2022 |
Nice Systems, Inc. |
01/01/2019 |
NJ Manufacturers |
01/01/2019 |
NJ Turnpike Authority |
01/01/2021 |
Nomura Securities International Inc. |
07/01/2020 |
Nutley Board of Education |
01/01/2022 |
Oaktree Capital Management LP |
10/01/2021 |
Old Bridge Township |
07/01/2021 |
Optimas OE Solutions LLC |
01/01/2022 |
Panamera Acquisition Holdings Inc., dba Purposebuilt Brands Inc. |
05/01/2019 |
Passaic Valley Water |
01/01/2021 |
Planned Systems International Inc. |
01/01/2022 |
Pretium Packaging LLC |
01/01/2022 |
Princeton Radiology Group |
09/01/2019 |
Princeton University |
01/01/2021 |
PTC Therapeutics Inc. |
01/01/2021 |
Puratos Corporation |
08/01/2021 |
Qualtrics LLC |
03/01/2021 |
Racelli Brothers, Inc. |
09/01/2021 |
Radwell International LLC |
08/01/2020 |
Ralph Clayton & Sons, LLC |
03/01/2020 |
Rancocas Anesthesiology, P.A. |
07/01/2019 |
Ray Catena Motor Car |
01/01/2020 |
RCG Global Services, Inc. |
01/01/2020 |
Redfin Corporation |
01/01/2021 |
Regeneron Pharmaceuticals Inc. |
01/01/2021 |
Riggs Distler & Company Inc. |
01/01/2020 |
Rockefeller Group International Inc. |
01/01/2019 |
Romark Logistics |
01/01/2020 |
Roosevelt Paper Company |
03/01/2020 |
Rotor Clip |
01/01/2021 |
Sartorius Group North America |
07/01/2021 |
Sayreville Board of Education |
08/01/2020 |
Sheet Metal Workers Local 25 樱花视频 Welfare Fund |
04/01/2020 |
Shore Point Distributing Company, Inc. |
01/01/2020 |
Silvercrest Center for Nursing and Rehabilitation |
01/01/2021 |
Society for Worldwide Interbank Financial Telecommunication Inc. |
01/01/2021 |
South Brunswick Board of Education |
01/01/2019 |
South Jersey Industries |
07/01/2021 |
South Plainfield Board of Education |
11/01/2020 |
Specified Technologies Incorporated |
03/01/2020 |
Springpoint Senior Living Inc. |
01/20/2020 |
St. Joseph's Healthcare System Inc. |
Opted Out 01/01/2021 |
01/01/2021 |
Tabula Rasa HealthCare Group Inc. |
01/01/2021 |
Takeda Pharmaceuticals USA Inc. |
01/01/2021 |
Teamsters Local 817 Welfare Fund |
07/01/2020 |
The ARC Ocean County Chapter |
08/01/2021 |
The Arc of Monmouth 851U9 |
01/01/2022 |
The Equity Project Charter School |
01/01/2020 |
The Fresh Market |
01/01/2020 |
The Knights of Columbus |
03/01/2021 |
The Kuiken Brothers Company |
01/01/2021 |
The Nature Conservancy |
08/01/2021 |
Toms River Board of Education |
01/01/2019 |
Town of West New York |
01/01/2022 |
Town of Westfield |
01/01/2019 |
Township of Freehold |
01/20/2020 |
Tris Pharma, Inc. |
02/01/2020 |
Union City Board of Education |
07/01/2019 |
Union County |
01/01/2022 |
United Airlines |
01/01/2022 |
University of St. Augustine for Health Sciences |
01/01/2020 |
Vinson & Elkins LLP |
01/20/2020 |
Virtua Health Inc. |
01/01/2019 |
VNA of Central NJ |
05/01/2019 |
Warren County |
07/01/2020 |
Welfare Fund of Local No. One I.A.T.S.E. |
01/01/2021 |
West Windsor - Plainsboro Regional School District |
01/01/2020 |
Westchester Medical Practice, PC, dba New York Presbyterian Medical Group Hudson Valley |
01/01/2021 |
Wework Management LLC |
01/01/2020 |
WWL Holdings Americas LLC |
01/01/2020 |
WWL Vehicle Services Americas Inc. |
01/01/2021 |
Xylem Inc. |
05/01/2019 |
Yang Ming |
|
|
The following multiple employer welfare arrangements (MEWAs) are subject to the provisions of P.L. 2018, c. 32 but have filed ID cards indicating participation in the OON arbitration. The list of MEWAs is below. |
Plan Sponsor |
Affiliated Physicians and Employers Master Trust* |
Association Master Trust |
|
|
Network and ONET Physician Specialists as of December 2021 |
Specialty |
Statewide |
Aetna |
AmeriHealth |
CIGNA |
Horizon |
Oxford |
Specialty |
Total # in State** |
Total in-network |
Total in-network |
Total in-network |
Total in-network |
Total in-network |
Cardiologist |
941 |
1455 |
1103 |
1154 |
1101 |
1159 |
Dermatologist |
373 |
398 |
340 |
400 |
387 |
321 |
Endocrinologist |
312 |
426 |
143 |
277 |
262 |
242 |
ENT |
246 |
338 |
292 |
324 |
332 |
270 |
General Surgeon |
658 |
906 |
612 |
748 |
636 |
657 |
Neurologist |
405 |
857 |
482 |
509 |
490 |
470 |
OB/GYN |
1356 |
1634 |
1186 |
1429 |
1226 |
1255 |
Oncologist/Hematologist |
534 |
852 |
292 |
488 |
322 |
510 |
Ophthalmologist |
562 |
719 |
643 |
678 |
670 |
772 |
Orthopedist |
553 |
756 |
635 |
723 |
685 |
710 |
Psychiatrist |
1135 |
781 |
552 |
713 |
966 |
593 |
Urologist |
330 |
350 |
303 |
338 |
301 |
292 |
|
|
SHBP/SEHBP Claims Data Related to Out-of-network Health Care Charges
|
The number of and description of claims received by the State Health Benefits Program and the School Employees’ Health Benefits Program for emergency out-of-network health care and inadvertent out-of-network health care may be found here. |
|
SHBP/SEHBP Network Physician Specialists |
The number of in-network physician specialists practicing in the State in a particular specialty with respect to the carriers that administer the State Health Benefits Program and the School Employees’ Health Benefits Program may be found here. |
|
|
1MAXIMUS Federal is contracted with the Department to conduct c. 32 arbitrations.
|
*As of June 24, 2021, Affiliated Physicians and Employers Master Trust (APEMT), doing business as “Members Health Plan NJ,” is no longer registered and is in a wind down period.
|
**Source: AAMC 樱花视频 Physician Workforce Profile (2019-2020). NJDOBI cannot verify the accuracy of the data.
|
|
As of January 31, 2022 |