%PDF-1.2 %忏嫌 8 0 obj << /Length 9 0 R >> stream 0.25 w 2 J 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 18 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 101.875 392.25 TD 0 Tc 0.508 Tw (樱花视频 Housing and Mortgage Finance Agency)Tj /F1 12 Tf 162 -345.75 TD 0 Tw (Independent Auditors\325 Repor)Tj 151.25 0 TD (t)Tj ET q 30 31 552 730 re W n BT 263.875 26.5 TD 0.215 Tw (Financial Statements for the Year Ended June 30, 2002)Tj ET Q endstream endobj 9 0 obj 396 endobj 4 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F1 7 0 R >> /ProcSet 2 0 R >> /Contents 8 0 R >> endobj 13 0 obj << /Length 14 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 72.375 749 TD 0 Tc 0.212 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 Tw 0 -16 TD (T)Tj 4.25 0 TD (ABLE OF CONTENTS)Tj 391.75 -16 TD (Page)Tj -396 -16 TD (MANAGEMENT\325S DISCUSSION AND ANALYSIS)Tj 396 0 TD (1)Tj -396 -16 TD (INDEPENDENT AUDITORS\325 REPOR)Tj 138.25 0 TD (T)Tj 257.75 0 TD (10)Tj -396 -32 TD (FINANCIAL ST)Tj 56.5 0 TD (A)Tj 5.5 0 TD 0.25 Tw (TEMENTS FOR THE YEAR ENDED JUNE 30, 2002 )Tj -44 -16 TD 0 Tw (Statement of Net Assets)Tj 378 0 TD (11)Tj -378 -16 TD 0.25 Tw (Statement of Revenues, Expenses, and Changes in Net Assets)Tj 378 0 TD 0 Tw (13)Tj -378 -16 TD (Statement of Cash Flows)Tj 378 0 TD (14)Tj -378 -16 TD (Notes to Financial Statements)Tj 378 0 TD (16)Tj -396 -16 TD 0.167 Tw (SUPPLEMENTAL SCHEDULES FOR THE YEAR ENDED JUNE 30, 2002 )Tj 18 -16 TD 0.251 Tw (Single-Family Mortgage Component Statement of Net Assets \(Schedule 1\))Tj 378 0 TD 0 Tw (34)Tj -378 -16 TD 0.251 Tw (Single-Family Mortgage Component Statement of Revenues, Expenses, )Tj 0 -16 TD (and Changes in Net Assets \(Schedule 2\))Tj 378 0 TD 0 Tw (35)Tj -378 -16 TD 0.25 Tw (Multi-Family Housing Component Statements of Net Assets \(Schedule 3\))Tj 378 0 TD 0 Tw (36)Tj -378 -16 TD 0.25 Tw (Multi-Family Housing Component Statement of Revenues, Expenses, )Tj 0 -16 TD (and Changes in Net Assets \(Schedule 4\))Tj 378 0 TD 0 Tw (37)Tj ET endstream endobj 14 0 obj 1448 endobj 10 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 13 0 R >> endobj 16 0 obj << /Length 17 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0.304 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj /F2 9 Tf 0 g 0 G 0 -28 TD 0 Tw (MANAGEMENT\325S DISCUSSION AND ANALYSIS)Tj 0 -12 TD 0.25 Tw (YEAR ENDED JUNE 30, 2002 \(In Thousands\))Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.281 Tw (Introduction to the Annual Repor)Tj 0 Tw 145 0 TD (t)Tj /F2 9 Tf 0 g 0 G -145 -16 TD 0.201 Tw (This annual report consists of four parts: Management\325s Discussion and Analysis, Financial Statements, Notes to the)Tj 0 -16 TD 0.251 Tw (Financial Statements and Supplementary Information.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -33 TD 0 Tw (The Financial Statements include:)Tj /F2 9 Tf 0 g 0 G 0 -17 TD (\245)Tj 18 0 TD 0.234 Tw (The \322Statement of Net Assets\323 provides information about the nature and amounts of investments in resources )Tj 0 -17 TD 0.252 Tw (\(assets\) and the obligations to Agency creditors \(liabilities\).)Tj 0 Tw -18 -17 TD (\245)Tj 18 0 TD 0.25 Tw (The \322Statement of Revenues, Expenses, and Changes in Net Assets\323 accounts for all of the cur)Tj 0 Tw 369.25 0 TD (r)Tj 3 0 TD (ent year)Tj 31.75 0 TD (\325)Tj 1.75 0 TD (s revenue )Tj -405.75 -17 TD 0.17 Tw (and expenses, measures the success of the Agency\325s operations over the past year, and can be used to determine )Tj 0 -17 TD 0.25 Tw (how the Agency has funded its costs.)Tj 0 Tw -18 -17 TD (\245)Tj 18 0 TD 0.202 Tw (The \322Statement of Cash Flows\323 provides information about the Agency\325s cash receipts, cash payments, and net )Tj 0 -17 TD 0.223 Tw (changes in cash resulting from operations, investing, and financing activities.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -18 -32 TD 0.274 Tw (The Notes to the Financial Statements provide:)Tj /F2 9 Tf 0 Tw 0 g 0 G 0 -17 TD (\245)Tj 18 0 TD 0.201 Tw (Information that is essential to understanding the basic financial statements, such as the Agency\325s accounting )Tj 0 -17 TD 0 Tw (methods and policies.)Tj -18 -17 TD (\245)Tj 18 0 TD 0.229 Tw (Details of contractual obligations, future commitments and contingencies of the Agency)Tj 0 Tw 340.5 0 TD (.)Tj -358.5 -17 TD (\245)Tj 18 0 TD 0.185 Tw (Information regarding any other events or developing situations that could materially affect the Agency\325s financial )Tj 0 -17 TD 0 Tw (position.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -18 -32 TD (Supplementary Information:)Tj /F2 9 Tf 0 g 0 G 0 -16 TD (\245)Tj 18 0 TD 0.169 Tw (Provides presentations of the Agency\325s financial information in accordance with the requirements of the various )Tj 0 -16 TD 0 Tw (Bond Resolutions.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -18 -32 TD (Management\325s Discussion and Analysis:)Tj /F2 9 Tf 0 g 0 G 0 -16 TD (\245)Tj 18 0 TD 0.091 Tw (Finally, this section of the Agency\325s financial statements, the Management\325s Discussion and Analysis \(MD&A\), )Tj 0 -16 TD 0.207 Tw (presents an overview of the Agency\325s financial performance during the year ended June 30, 2002 compared to )Tj T* (the year ended June 30, 2001. It provides an assessment of how the Agency\325s position has improved or deterio-)Tj T* 0.103 Tw (rated and identifies the factors that, in management\325s view, significantly affected the Agency\325s overall financial )Tj T* 0.204 Tw (position. It may contain opinions, assumptions or conclusions by the Agency\325s management that should not be )Tj T* 0.188 Tw (considered a replacement for, and must be read in conjunction with, the financial statements described above. )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0 Tw 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (1)Tj ET Q endstream endobj 17 0 obj 3778 endobj 15 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 16 0 R >> endobj 19 0 obj << /Length 20 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0 Tw (The Agency\325s Business )Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.205 Tw (The 樱花视频 Housing and Mortgage Finance Agency \(NJHMFA\) was created to provide a strong unified advocate)Tj T* (for housing production, financing and improvement. The Agency is established under, but is not a part of, the)Tj T* 0.236 Tw (Department of Community Affairs, and is constituted as a body politic and corporate and an instrumentality of the)Tj T* 0.157 Tw (State, exercising public and essential governmental functions. Included in the Agency\325s powers is the ability, inter alia,)Tj T* 0.232 Tw (to provide to housing sponsors, through eligible loans or otherwise, financing, refinancing or financial assistance for)Tj T* 0.236 Tw (fully completed, as well as partially completed projects; to issue negotiable bonds and to secure the payment thereof;)Tj T* 0.23 Tw (and to make and enter into and enforce all contracts and agreements necessar)Tj 0 Tw 304.75 0 TD (y)Tj 3.75 0 TD 0.25 Tw (, convenient or desirable to the per)Tj 0 Tw 136.5 0 TD (-)Tj -445 -16 TD 0.251 Tw (formance of its duties and the execution of its powers. )Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -33 TD 0 Tw (Overall Financial Highlights)Tj /F2 9 Tf 0 g 0 G 0 -16 TD (\245)Tj 18 0 TD 0.205 Tw (The Agency\325s total assets decreased by 4.1% due in part to an 8.5% decline in Single-Family mortgage receivables)Tj 0 -16 TD 0.248 Tw (due to the prepayment of mortgages.)Tj 0 Tw -18 -16 TD [ (\245)-1500 (T)] TJ 22.25 0 TD 0.233 Tw (otal bonds outstanding decreased $111.7 million primarily as a result of Single-Family bonds declining by 9.2%. )Tj -4.25 -16 TD 0.202 Tw (The reduction resulted from scheduled principal retirements and mandatory retirements as a result of mortgage )Tj 0 -16 TD 0.223 Tw (prepayments. No new Single Family bonds were issued in FY 2002.)Tj 0 Tw -18 -16 TD (\245)Tj 18 0 TD 0.223 Tw (The refunding of the Rental Housing 1991 Series A, B, C, D, 1991 Series A FAF and Housing Revenue Bonds 1992)Tj 0 -16 TD 0.251 Tw (Series A with the proceeds of the Multi-Family Housing Revenue Bonds 2002 Series A, B, C, D, and E generated a )Tj T* (net present value savings of $16.4 million.)Tj 0 Tw -18 -16 TD (\245)Tj 18 0 TD 0.234 Tw (Operating income decreased by $41.5 million due in large part to declines in investment income and substantial )Tj 0 -16 TD 0.21 Tw (increases in the provision for loan losses.)Tj 0 Tw -18 -16 TD (\245)Tj 18 0 TD 0.224 Tw (Investment income decreased $17.6 million as a result of a significant decline in interest rates from the previous )Tj 0 -16 TD 0 Tw (year)Tj 15.75 0 TD (.)Tj -33.75 -16 TD (\245)Tj 18 0 TD 0.246 Tw (On December 5, 2001, the Agency invested $225.0 million of appropriated and unappropriated general fund )Tj 0 -16 TD 0.098 Tw (monies with Merrill Lynch Investment Managers, L.P. \(\322MLIM\323\), the Board designated Investment Advisor/ )Tj T* 0.251 Tw (Manager for general fund monies. From inception to date, this portfolio has earned an annualized yield of 5.46%)Tj 0 Tw -18 -16 TD (\245)Tj 18 0 TD 0.234 Tw (Operating expenses increased by $30.6 million due primarily to increases in the provision for loan losses. )Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -18 -32 TD 0 Tw (Single-Family Programs)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.233 Tw (The Agency provides a variety of residential mortgage financing programs. These programs primarily serve low/moder)Tj 0 Tw 462 0 TD (-)Tj -462 -16 TD 0.232 Tw (ate and middle-income first-time homebuyers and homebuyers purchasing in certain designated urban areas. For the)Tj 0 -16 TD 0.234 Tw (most part the programs are funded with Mortgage Revenue Bond proceeds. The most recent bond financing occur)Tj 0 Tw 449.5 0 TD (r)Tj 2.75 0 TD (ed)Tj -452.25 -16 TD 0.233 Tw (in September 2000 whereby the Agency effectuated a $150 million Mortgage Revenue Bond transaction, which pr)Tj 0 Tw 446.5 0 TD (o-)Tj -446.5 -16 TD 0.233 Tw (vided $148.9 million in lendable proceeds. In addition to the Agency funded programs, the Agency administers the)Tj 0 -16 TD 0.178 Tw (Police and Firemen\325s Retirement System Mortgage program, which provides new mortgage loans and refinancing loans)Tj T* 0.195 Tw (to active members of the 樱花视频 Police and Firemen\325s Retirement Systems Pension Fund \(PFRS\). The program is)Tj T* 0.25 Tw (funded with the PFRS investment assets. In fiscal year 2002 the Agency originated 849 new Single Family loans as)Tj T* (compared to 972 new Single Family loans in fiscal year 2001.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Multi-Family Programs)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.208 Tw (There are several categories of Mortgage Loans financed by the NJHMFA. These are Section 8 Mortgage Loans,)Tj T* 0.249 Tw (Section 236, FHA-Insured Mortgage Loans, and Un-enhanced Mortgage Loans. Below is a brief description of each)Tj T* 0 Tw (loan program.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (2)Tj ET Q endstream endobj 20 0 obj 5159 endobj 18 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 19 0 R >> endobj 22 0 obj << /Length 23 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.25 Tw (Section 8 Mortgage Loans provide for the payment by HUD of a federal housing subsidy for the benefit of low-income)Tj 0 -16 TD (families \(generally defined as families whose annual income does not exceed 80% of the median income for the area)Tj T* (as determined by HUD\) and very low-income families \(generally defined as families whose annual income does not)Tj T* (exceed 50% of the median income for the area as determined by HUD\). The amount of subsidy payable to each)Tj T* (development is the applicable Contract Rent less any payment made by the tenant. The tenant payment is generally)Tj T* 0.209 Tw (equal to 30% of family income, with a minimum payment of $25. The specifics for each development\325s subsidy ar)Tj 0 Tw 446.5 0 TD (e)Tj -446.5 -16 TD 0.25 Tw (established in each respective Housing Assistance Payment \(HAP\) Contract. The majority of developments financed)Tj 0 -16 TD 0.252 Tw (with Section 8 Mortgage Loans have HAP contracts which are coterminous with the mortgage term. The Section 8)Tj T* 0.221 Tw (subsidy funds are paid to the operating account of each development, through the NJHMFA, after collection of the)Tj T* 0.253 Tw (debt service and escrow account deposits.)Tj 0 -32 TD 0.238 Tw (Section 236 Mortgage Loans provide for the payment by HUD of an interest reduction subsidy for the benefit of the)Tj 0 -16 TD 0.213 Tw (NJHMFA. The amount of subsidy payable is the difference between the applicable interest rate on the loan and a 1%)Tj T* 0.249 Tw (interest rate on the same loan amount. The amount of subsidy determined for each development is specified in the)Tj T* 0 Tw (Interest Reduction Contract.)Tj 0 -32 TD 0.234 Tw (FHA-Insured Mortgage Loans are the subject of federal mortgage insurance provided by FHA under the National)Tj 0 -16 TD 0.25 Tw (Housing Act of 1934 \(the National Housing Act\) or pursuant to Section 542 of the Housing and Community)Tj T* 0.234 Tw (Development Act of 1992 \(the 1992 Act\). FHA-Insured Mortgage Loans under the National Housing Act are generally)Tj T* 0.239 Tw (insured to the extent of 99% of the amount of the defaulted principal balance thereof, after adjustment for certain)Tj T* 0.249 Tw (expenses and for deposits or assets held by the mortgagee for the benefit of the development. FHA-Insured Mortgage)Tj T* 0.208 Tw (Loans under the 1992 Act are covered by a risk-sharing agreement between the NJHMFA and FHA whereby FHA has)Tj T* 0.212 Tw (agreed to provide FHA Insurance on the loans and the NJHMFA has agreed to reimburse FHA for 25% of any actual)Tj T* 0 Tw (loss.)Tj 0 -32 TD 0.224 Tw (Un-enhanced Mortgage Loans are mortgage loans which are secured by a first lien on the property but are not the)Tj 0 -16 TD 0.194 Tw (subject of a HAP Contract, Interest Reduction Contract or any other subsidy, insurance, or guarantee from the Federal)Tj T* 0 Tw (or State Government.)Tj 0 -32 TD 0.249 Tw (As of June 30, 2002, the Multi-Family portfolio consisted of 235 developments, located in 20 of the 21 counties in)Tj 0 -16 TD 0.202 Tw (樱花视频. Of these, 86 are Section 8 subsidized, 60 are Section 236 subsidized, and 89 are Un-enhanced. In addi)Tj 0 Tw 453.25 0 TD (-)Tj -453.25 -16 TD 0.248 Tw (tion, of these 235 developments, six have FHA Insurance and 10 have Risk Share Insurance enhancing the NJHMF)Tj 0 Tw 444.75 0 TD (A)Tj -444.75 -16 TD (mortgage.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (3)Tj ET Q endstream endobj 23 0 obj 3575 endobj 21 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 22 0 R >> endobj 25 0 obj << /Length 26 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.25 Tw (In fiscal year 2002, the Agency issued new money bonds totaling $109.3 million to finance 15 new developments that)Tj 0 -16 TD 0.248 Tw (contain 2,067 housing units, of which 1,570 are set aside for low/moderate-income households. )Tj T* 0.212 Tw (Details on these projects are as follows:)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -288 TD 0 Tw (Low-Income Housing Tax Credits)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.189 Tw (The NJHMFA is also the Housing Credit Agency for the 樱花视频, and as such administers the allocation of)Tj T* 0.234 Tw (federal low-income housing tax credits to developers of low-income housing. Due to the tremendous demand for)Tj T* 0.198 Tw (these credits, the NJHMFA enlists round table discussions with developers, nonprofit groups, municipal officials, general)Tj T* 0.225 Tw (contractors, real estate syndicators, and other participants in the housing field to effectuate a more equitable and opti)Tj 0 Tw 456.75 0 TD (-)Tj -456.75 -16 TD 0.193 Tw (mal allocation plan. In fiscal year 2002, the Agency allocated $13.3 million in Low-Income Housing Tax Credits which)Tj 0 -16 TD 0.249 Tw (financed construction of 1,081 new low-income units, compared with fiscal year 2001 allocations totaling $10.2 million)Tj T* (which financed 887 new low-income units.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Contract Administration)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.235 Tw (In 2000, HUD awarded the Agency a three-year contract to take over Section 8 contract administrative duties for)Tj T* 0.187 Tw (HUD-administered properties in 樱花视频. Under the contract, the Agency is responsible for conducting manage)Tj 0 Tw 447.25 0 TD (-)Tj -447.25 -16 TD 0.233 Tw (ment and occupancy reviews, adjusting contract rents, processing Housing Assistance Payments to project owners and)Tj 0 -16 TD 0.208 Tw (other monitoring tasks. On December 1, 2000, HMFA received the first installment of 195 contracts representing over)Tj T* 0.234 Tw (14,629 units throughout the State. An additional 34 contracts have been received representing an additional 3,691)Tj T* 0.25 Tw (units. The Agency is cur)Tj 0 Tw 95.75 0 TD (r)Tj 3 0 TD 0.212 Tw (ently administering 229 contracts representing 18,320 units.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -98.75 -32 TD 0 Tw (FINANCIAL ANALYSIS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.193 Tw (The following sections will discuss the Agency\325s financial results for fiscal year 2002 compared to fiscal year 2001.)Tj T* 0.163 Tw (Additionally, an examination of major economic factors that have contributed to the Agency\325s operations is provided. It)Tj T* 0.25 Tw (should be noted that for purposes of this MD&A, summaries of the financial statements and the various exhibits pr)Tj 0 Tw 447 0 TD (e-)Tj -447 -16 TD 0.186 Tw (sented are in conformity with the Agency\325s financial statements, which are presented in accordance with Generally)Tj 0 -16 TD 0.251 Tw (Accepted Accounting Principles. All amounts are in thousands.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0 Tw 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (4)Tj ET 1 g 71.25 467.5 466.5 241 re f 71.25 467.5 466.5 241 re f 0.948 0.975 0.973 rg 72.25 693.5 125 14 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 73.375 699.75 TD (Project Name)Tj ET 0.948 0.975 0.973 rg 198.25 693.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 699.75 TD (T)Tj 4.25 0 TD (otal Units)Tj ET 0.948 0.975 0.973 rg 268.5 693.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 699.75 TD (Affordable Units)Tj ET 0.948 0.975 0.973 rg 349.5 693.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 699.75 TD (Mortgage Amount)Tj ET 0.948 0.975 0.973 rg 443.5 693.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 699.75 TD (Bonds Issued)Tj ET 0.948 0.975 0.973 rg 72.25 678.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 684.75 TD (Highland Park Sr)Tj 64.25 0 TD (.)Tj ET 0.948 0.975 0.973 rg 198.25 678.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 684.75 TD (57)Tj ET 0.948 0.975 0.973 rg 268.5 678.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 684.75 TD (57)Tj ET 0.948 0.975 0.973 rg 349.5 678.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 684.75 TD ($3,512,869)Tj ET 0.948 0.975 0.973 rg 443.5 678.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 684.75 TD ($3,512,869)Tj ET 0.948 0.975 0.973 rg 72.25 663.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 669.75 TD (ASL of Wall Twp.)Tj ET 0.948 0.975 0.973 rg 198.25 663.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 669.75 TD (108)Tj ET 0.948 0.975 0.973 rg 268.5 663.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 669.75 TD (36)Tj ET 0.948 0.975 0.973 rg 349.5 663.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 669.75 TD (13,575,000)Tj ET 0.948 0.975 0.973 rg 443.5 663.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 669.75 TD (13,575,000)Tj ET 0.948 0.975 0.973 rg 72.25 648.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 654.75 TD (Madison Turner Sr)Tj 70.5 0 TD (.)Tj ET 0.948 0.975 0.973 rg 198.25 648.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 654.75 TD (44)Tj ET 0.948 0.975 0.973 rg 268.5 648.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 654.75 TD (44)Tj ET 0.948 0.975 0.973 rg 349.5 648.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 654.75 TD (2,435,046)Tj ET 0.948 0.975 0.973 rg 443.5 648.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 654.75 TD (2,435,046)Tj ET 0.948 0.975 0.973 rg 72.25 633.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 639.75 TD (Christopher Columbus)Tj ET 0.948 0.975 0.973 rg 198.25 633.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 639.75 TD (36)Tj ET 0.948 0.975 0.973 rg 268.5 633.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 639.75 TD (36)Tj ET 0.948 0.975 0.973 rg 349.5 633.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 639.75 TD (6,200,000)Tj ET 0.948 0.975 0.973 rg 443.5 633.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 639.75 TD (4,100,000)Tj ET 0.948 0.975 0.973 rg 72.25 618.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 624.75 TD (Kings Highway Tower)Tj ET 0.948 0.975 0.973 rg 198.25 618.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 624.75 TD (408)Tj ET 0.948 0.975 0.973 rg 268.5 618.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 624.75 TD (293)Tj ET 0.948 0.975 0.973 rg 349.5 618.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 624.75 TD (18,147,620)Tj ET 0.948 0.975 0.973 rg 443.5 618.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 624.75 TD (18,147,620)Tj ET 0.948 0.975 0.973 rg 72.25 603.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 609.75 TD (Marian Towers)Tj ET 0.948 0.975 0.973 rg 198.25 603.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 609.75 TD (154)Tj ET 0.948 0.975 0.973 rg 268.5 603.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 609.75 TD (154)Tj ET 0.948 0.975 0.973 rg 349.5 603.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 609.75 TD (6,963,888)Tj ET 0.948 0.975 0.973 rg 443.5 603.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 609.75 TD (6,963,888)Tj ET 0.948 0.975 0.973 rg 72.25 588.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 594.75 TD (Fer)Tj 12 0 TD (r)Tj 3 0 TD (y Station)Tj ET 0.948 0.975 0.973 rg 198.25 588.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 594.75 TD (542)Tj ET 0.948 0.975 0.973 rg 268.5 588.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 594.75 TD (396)Tj ET 0.948 0.975 0.973 rg 349.5 588.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 594.75 TD (14,250,000)Tj ET 0.948 0.975 0.973 rg 443.5 588.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 594.75 TD (14,250,000)Tj ET 0.948 0.975 0.973 rg 72.25 573.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 579.75 TD (The Hamlet @ Bear Creek)Tj ET 0.948 0.975 0.973 rg 198.25 573.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 579.75 TD (61)Tj ET 0.948 0.975 0.973 rg 268.5 573.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 579.75 TD (61)Tj ET 0.948 0.975 0.973 rg 349.5 573.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 579.75 TD (2,945,520)Tj ET 0.948 0.975 0.973 rg 443.5 573.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 579.75 TD (2,945,520)Tj ET 0.948 0.975 0.973 rg 72.25 558.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 564.75 TD (Paragon Village)Tj ET 0.948 0.975 0.973 rg 198.25 558.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 564.75 TD (154)Tj ET 0.948 0.975 0.973 rg 268.5 558.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 564.75 TD (31)Tj ET 0.948 0.975 0.973 rg 349.5 558.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 564.75 TD (11,734,975)Tj ET 0.948 0.975 0.973 rg 443.5 558.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 564.75 TD (9,555,025)Tj ET 0.948 0.975 0.973 rg 72.25 543.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 549.75 TD (Brown Woods Apts.)Tj ET 0.948 0.975 0.973 rg 198.25 543.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 549.75 TD (150)Tj ET 0.948 0.975 0.973 rg 268.5 543.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 549.75 TD (120)Tj ET 0.948 0.975 0.973 rg 349.5 543.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 549.75 TD (6,011,636)Tj ET 0.948 0.975 0.973 rg 443.5 543.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 549.75 TD (6,011,636)Tj ET 0.948 0.975 0.973 rg 72.25 528.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 534.75 TD (Bramblewood Sr)Tj 63 0 TD (.)Tj ET 0.948 0.975 0.973 rg 198.25 528.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 534.75 TD (117)Tj ET 0.948 0.975 0.973 rg 268.5 528.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 534.75 TD (117)Tj ET 0.948 0.975 0.973 rg 349.5 528.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 534.75 TD (6,672,279)Tj ET 0.948 0.975 0.973 rg 443.5 528.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 534.75 TD (6,672,279)Tj ET 0.948 0.975 0.973 rg 72.25 513.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 519.75 TD (A)Tj 5.75 0 TD (venel Manor)Tj ET 0.948 0.975 0.973 rg 198.25 513.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 519.75 TD (88)Tj ET 0.948 0.975 0.973 rg 268.5 513.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 519.75 TD (88)Tj ET 0.948 0.975 0.973 rg 349.5 513.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 519.75 TD (5,617,924)Tj ET 0.948 0.975 0.973 rg 443.5 513.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 519.75 TD (5,617,924)Tj ET 0.948 0.975 0.973 rg 72.25 498.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 504.75 TD (Dr. King Plaza)Tj ET 0.948 0.975 0.973 rg 198.25 498.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 504.75 TD (96)Tj ET 0.948 0.975 0.973 rg 268.5 498.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 504.75 TD (85)Tj ET 0.948 0.975 0.973 rg 349.5 498.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 504.75 TD (9,407,729)Tj ET 0.948 0.975 0.973 rg 443.5 498.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 504.75 TD (9,407,729)Tj ET 0.948 0.975 0.973 rg 72.25 483.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 489.75 TD (Metropolitan Inn)Tj ET 0.948 0.975 0.973 rg 198.25 483.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 489.75 TD (16)Tj ET 0.948 0.975 0.973 rg 268.5 483.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 489.75 TD (16)Tj ET 0.948 0.975 0.973 rg 349.5 483.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 489.75 TD (1,627,674)Tj ET 0.948 0.975 0.973 rg 443.5 483.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 489.75 TD (1,627,674)Tj ET 0.948 0.975 0.973 rg 72.25 468.5 125 14 re f BT 0.348 0.464 0.64 rg 73.375 474.75 TD (W)Tj 8.75 0 TD (est Electronic Building)Tj ET 0.948 0.975 0.973 rg 198.25 468.5 69.25 14 re f BT 0.348 0.464 0.64 rg 199.375 474.75 TD (36)Tj ET 0.948 0.975 0.973 rg 268.5 468.5 80 14 re f BT 0.348 0.464 0.64 rg 269.625 474.75 TD (36)Tj ET 0.948 0.975 0.973 rg 349.5 468.5 93 14 re f BT 0.348 0.464 0.64 rg 350.625 474.75 TD (3,225,896)Tj ET 0.948 0.975 0.973 rg 443.5 468.5 93.25 14 re f BT 0.348 0.464 0.64 rg 444.625 474.75 TD (3,225,896)Tj ET 0.948 0.975 0.973 rg 71.25 467.5 1 241 re f 197.25 467.5 1 241 re f 267.5 467.5 1 241 re f 348.5 467.5 1 241 re f 442.5 467.5 1 241 re f 536.75 467.5 1 241 re f 71.25 707.5 466.5 1 re f 71.25 692.5 466.5 1 re f 71.25 677.5 466.5 1 re f 71.25 662.5 466.5 1 re f 71.25 647.5 466.5 1 re f 71.25 632.5 466.5 1 re f 71.25 617.5 466.5 1 re f 71.25 602.5 466.5 1 re f 71.25 587.5 466.5 1 re f 71.25 572.5 466.5 1 re f 71.25 557.5 466.5 1 re f 71.25 542.5 466.5 1 re f 71.25 527.5 466.5 1 re f 71.25 512.5 466.5 1 re f 71.25 497.5 466.5 1 re f 71.25 482.5 466.5 1 re f 71.25 467.5 466.5 1 re f Q endstream endobj 26 0 obj 12340 endobj 24 0 obj << /Type /Page /Parent 5 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 25 0 R >> endobj 29 0 obj << /Length 30 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0 Tw (HIGHLIGHTS-BOND FUNDS)Tj 0 -16 TD (Single Family)Tj /F1 10 Tf T* (Assets)Tj /F2 9 Tf 0 g 0 G T* 0.196 Tw (The Single-Family Bond Fund experienced a decrease in Total Assets of 7.4%. This is due primarily to two factors. First,)Tj T* 0.236 Tw (cash and investments decreased 4.5%, from $378.3 million in 2001 to $361.2 million in 2002. Due to adequate)Tj 0 Tw T* (r)Tj 3 0 TD 0.234 Tw (emaining bond funds from the September 2000 transaction, the Agency did not issue new single-family bonds in fiscal)Tj -3 -16 TD 0.233 Tw (year 2002; therefore no funds were added to the mortgage purchase funds while additional mortgage closings wer)Tj 0 Tw 447 0 TD (e)Tj -447 -16 TD 0.234 Tw (funded from these accounts. Second, mortgage receivables decreased 8.5%, from $1,218.1 million in 2001 to $1,114.3)Tj 0 -16 TD 0.247 Tw (million in 2002. Although the Agency originated 849 new loans in 2002 compared to 972 in 2001, the most dramatic)Tj T* 0.236 Tw (impact was in the mortgage prepayments. Due to the historically low interest rate environment, prepaid mortgages)Tj T* 0.251 Tw (went from 1,304 in 2001 to 2,131 in 2002. )Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -160 TD 0 Tw (Liabilities)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.234 Tw (Bonds Payable decreased 9.2%, from $1,457.2 million in 2001 to $1,323.4 million in 2002. No Single-Family Bonds)Tj T* 0.204 Tw (were issued in 2002. The reduction resulted from scheduled principal retirements and mandatory retirements as a result)Tj T* 0 Tw (of mortgage prepayments.)Tj 0 -160 TD 0.25 Tw (Condensed Statement of Net Assets \(in Thousands\))Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0 Tw 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (5)Tj ET 1 g 71.25 54.75 467.5 153.5 re f 71.25 54.75 467.5 153.5 re f 0.948 0.975 0.973 rg 72.25 187.25 232.25 20 re f 305.5 187.25 232.25 20 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 504.125 199.5 TD (2002)Tj ET 0.948 0.975 0.973 rg 72.25 173.5 232.25 12.75 re f BT 0.348 0.464 0.64 rg 73.375 178.5 TD (Cur)Tj 14 0 TD (r)Tj 3 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 305.5 173.5 232.25 12.75 re f BT 0.348 0.464 0.64 rg 497.375 178.5 TD ($116,479)Tj ET 0.948 0.975 0.973 rg 72.25 151.5 232.25 21 re f BT 0.348 0.464 0.64 rg 73.375 164.75 TD (Long-term assets)Tj ET 0.948 0.975 0.973 rg 305.5 151.5 232.25 21 re f BT 0.348 0.464 0.64 rg 494.875 164.75 TD (1,382,939)Tj ET 1 g 484.75 159.75 49 1 re f 0.948 0.975 0.973 rg 72.25 131.5 232.25 19 re f BT 0.348 0.464 0.64 rg 73.375 142.75 TD (T)Tj 4.25 0 TD (otal assets)Tj ET 0.948 0.975 0.973 rg 305.5 131.5 232.25 19 re f BT 0.348 0.464 0.64 rg 494.875 142.75 TD (1,499,418)Tj ET 0.948 0.975 0.973 rg 72.25 118 232.25 12.5 re f BT 0.348 0.464 0.64 rg 73.375 122.75 TD (Cur)Tj 14 0 TD (r)Tj 3 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 305.5 118 232.25 12.5 re f BT 0.348 0.464 0.64 rg 507.375 122.75 TD (44,923)Tj ET 0.948 0.975 0.973 rg 72.25 99 232.25 18 re f BT 0.348 0.464 0.64 rg 73.375 109.25 TD (Long-term liabilities)Tj ET 0.948 0.975 0.973 rg 305.5 99 232.25 18 re f BT 0.348 0.464 0.64 rg 494.875 109.25 TD (1,305,170)Tj ET 1 g 484.75 104.25 49 1 re f 0.948 0.975 0.973 rg 72.25 78.25 232.25 19.75 re f BT 0.348 0.464 0.64 rg 73.375 90.25 TD (T)Tj 4.25 0 TD (otal liabilities)Tj ET 0.948 0.975 0.973 rg 305.5 78.25 232.25 19.75 re f BT 0.348 0.464 0.64 rg 494.875 90.25 TD (1,350,093)Tj ET 1 g 484.75 85.25 49 1 re f 0.948 0.975 0.973 rg 72.25 55.75 232.25 21.5 re f BT 0.348 0.464 0.64 rg 73.375 69.5 TD (Net assets)Tj ET 0.948 0.975 0.973 rg 305.5 55.75 232.25 21.5 re f BT 0.348 0.464 0.64 rg 497.375 69.5 TD ($149,325)Tj ET 1 g q 49 0 0 3 484.75 64.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 54.75 1 153.5 re f 304.5 54.75 1 153.5 re f 537.75 54.75 1 153.5 re f 71.25 207.25 467.5 1 re f 71.25 186.25 467.5 1 re f 71.25 172.5 467.5 1 re f 71.25 150.5 467.5 1 re f 71.25 130.5 467.5 1 re f 71.25 117 467.5 1 re f 71.25 98 467.5 1 re f 71.25 77.25 467.5 1 re f 71.25 54.75 467.5 1 re f Q 1 w 2 j 0.502 g 157.75 461.25 m 176.5 475.75 l 448.5 475.75 l 429.75 461.25 l 157.75 461.25 l f* 0 j 2 j 0.753 g 157.75 461.25 m 157.75 526.25 l 176.5 540.5 l 176.5 475.75 l 157.75 461.25 l f* 0 j 2 j 176.5 475.75 m 176.5 540.5 l 448.5 540.5 l 448.5 475.75 l 176.5 475.75 l f* 0 j 0.188 w 157.844 461.156 m 176.594 475.656 l S 176.594 475.656 m 448.594 475.656 l S 157.844 469.656 m 176.594 483.656 l S 176.594 483.656 m 448.594 483.656 l S 157.844 477.656 m 176.594 491.906 l S 176.594 491.906 m 448.594 491.906 l S 157.844 485.906 m 176.594 499.906 l S 176.594 499.906 m 448.594 499.906 l S 157.844 493.906 m 176.594 507.406 l S 176.594 507.406 m 448.594 507.406 l S 157.844 501.406 m 176.594 515.656 l S 176.594 515.656 m 448.594 515.656 l S 157.844 509.906 m 176.594 523.906 l S 176.594 523.906 m 448.594 523.906 l S 157.844 517.906 m 176.594 532.156 l S 176.594 532.156 m 448.594 532.156 l S 157.844 526.156 m 176.594 540.406 l S 176.594 540.406 m 448.594 540.406 l S 448.594 475.656 m 429.844 461.156 l S 429.844 461.156 m 157.844 461.156 l S 157.844 461.156 m 176.594 475.656 l S 176.594 475.656 m 448.594 475.656 l S 0 g 448.5 475 0.75 0.75 re f 0.502 G 157.844 461.156 m 157.844 526.156 l S 157.844 526.156 m 176.594 540.406 l S 176.594 540.406 m 176.594 475.656 l S 176.594 475.656 m 157.844 461.156 l S 0.502 g 157.75 460.5 0.75 0.75 re f 176.594 475.656 m 176.594 540.406 l S 176.594 540.406 m 448.594 540.406 l S 448.594 540.406 m 448.594 475.656 l S 448.594 475.656 m 176.594 475.656 l S 176.5 475 0.75 0.75 re f 2 j 0.339 0.339 0.502 rg 252.75 461.25 m 252.75 510.75 l 271.5 524.75 l 271.5 475.75 l 252.75 461.25 l f* 0 j 0 G 252.844 461.156 m 252.844 510.656 l S 252.844 510.656 m 271.594 524.656 l S 271.594 524.656 m 271.594 475.656 l S 271.594 475.656 m 252.844 461.156 l S 0 g 252.75 460.5 0.75 0.75 re f 0.675 0.675 1 rg 198.5 461.25 54.25 49.5 re f 198.594 461.156 m 198.594 510.656 l S 198.594 510.656 m 252.844 510.656 l S 252.844 510.656 m 252.844 461.156 l S 252.844 461.156 m 198.594 461.156 l S 0 g 198.5 460.5 0.75 0.75 re f 2 j 0.507 0.507 0.749 rg 252.75 510.75 m 271.5 524.75 l 217 524.75 l 198.5 510.75 l 252.75 510.75 l f* 0 j 252.844 510.656 m 271.594 524.656 l S 271.594 524.656 m 217.094 524.656 l S 217.094 524.656 m 198.594 510.656 l S 198.594 510.656 m 252.844 510.656 l S 0 g 252.75 510 0.75 0.75 re f 2 j 0.339 0.339 0.502 rg 389.25 461.25 m 389.25 506.75 l 408 521 l 408 475.75 l 389.25 461.25 l f* 0 j 389.344 461.156 m 389.344 506.656 l S 389.344 506.656 m 408.094 520.906 l S 408.094 520.906 m 408.094 475.656 l S 408.094 475.656 m 389.344 461.156 l S 0 g 389.25 460.5 0.75 0.75 re f 0.675 0.675 1 rg 334.5 461.25 54.75 45.5 re f 334.594 461.156 m 334.594 506.656 l S 334.594 506.656 m 389.344 506.656 l S 389.344 506.656 m 389.344 461.156 l S 389.344 461.156 m 334.594 461.156 l S 0 g 334.5 460.5 0.75 0.75 re f 2 j 0.507 0.507 0.749 rg 389.25 506.75 m 408 521 l 353.25 521 l 334.5 506.75 l 389.25 506.75 l f* 0 j 389.344 506.656 m 408.094 520.906 l S 408.094 520.906 m 353.344 520.906 l S 353.344 520.906 m 334.594 506.656 l S 334.594 506.656 m 389.344 506.656 l S 0 g 389.25 506 0.75 0.75 re f 157.844 461.156 m 157.844 526.156 l S 157.844 461.156 m 155.844 461.156 l S 157.844 469.656 m 155.844 469.656 l S 157.844 477.656 m 155.844 477.656 l S 157.844 485.906 m 155.844 485.906 l S 157.844 493.906 m 155.844 493.906 l S 157.844 501.406 m 155.844 501.406 l S 157.844 509.906 m 155.844 509.906 l S 157.844 517.906 m 155.844 517.906 l S 157.844 526.156 m 155.844 526.156 l S BT /F3 2.75 Tf 0.004 0 0 rg 0.004 0 0 RG 2.995 0 0 2.985 149.987 458.75 Tm (0)Tj ET BT 2.995 0 0 2.985 141.002 467 Tm 0 Tw (200)Tj ET BT 2.995 0 0 2.985 141.002 475.25 Tm (400)Tj ET BT 2.995 0 0 2.985 141.002 483.5 Tm (600)Tj ET BT 2.995 0 0 2.985 141.002 491.75 Tm (800)Tj ET BT 2.995 0 0 2.985 136.51 499.25 Tm (1000)Tj ET BT 2.995 0 0 2.985 136.51 507.25 Tm (1200)Tj ET BT 2.995 0 0 2.985 136.51 515.5 Tm (1400)Tj ET BT 2.995 0 0 2.985 136.51 524 Tm (1600)Tj ET 0 G 157.844 461.156 m 429.844 461.156 l S 157.844 461.156 m 157.844 458.906 l S 294.344 461.156 m 294.344 458.906 l S 429.844 461.156 m 429.844 458.906 l S BT 0.004 0 0 RG 2.995 0 0 2.985 217.37 449.25 Tm (2001)Tj ET BT 2.995 0 0 2.985 352.885 449.25 Tm (2002)Tj ET BT /F3 3.25 Tf 0 g 0 G 2.995 0 0 2.985 204.642 556.5 Tm (Single Family Mortgage Receivables)Tj ET 0.25 w 2 j 0.502 g 149 255 m 167 268.5 l 430.5 268.5 l 412.5 255 l 149 255 l f* 0 j 2 j 0.753 g 149 255 m 149 325 l 167 338.5 l 167 268.5 l 149 255 l f* 0 j 2 j 167 268.5 m 167 338.5 l 430.5 338.5 l 430.5 268.5 l 167 268.5 l f* 0 j 0.188 w 149.094 254.906 m 167.094 268.406 l S 167.094 268.406 m 430.594 268.406 l S 149.094 262.906 m 167.094 277.156 l S 167.094 277.156 m 430.594 277.156 l S 149.094 271.906 m 167.094 285.406 l S 167.094 285.406 m 430.594 285.406 l S 149.094 280.656 m 167.094 294.156 l S 167.094 294.156 m 430.594 294.156 l S 149.094 289.906 m 167.094 303.406 l S 167.094 303.406 m 430.594 303.406 l S 149.094 298.656 m 167.094 312.156 l S 167.094 312.156 m 430.594 312.156 l S 149.094 307.656 m 167.094 321.156 l S 167.094 321.156 m 430.594 321.156 l S 149.094 316.156 m 167.094 330.156 l S 167.094 330.156 m 430.594 330.156 l S 149.094 324.906 m 167.094 338.406 l S 167.094 338.406 m 430.594 338.406 l S 430.594 268.406 m 412.594 254.906 l S 412.594 254.906 m 149.094 254.906 l S 149.094 254.906 m 167.094 268.406 l S 167.094 268.406 m 430.594 268.406 l S 0 g 430.5 267.75 0.75 0.75 re f 0.502 G 149.094 254.906 m 149.094 324.906 l S 149.094 324.906 m 167.094 338.406 l S 167.094 338.406 m 167.094 268.406 l S 167.094 268.406 m 149.094 254.906 l S 0.502 g 149 254.25 0.75 0.75 re f 167.094 268.406 m 167.094 338.406 l S 167.094 338.406 m 430.594 338.406 l S 430.594 338.406 m 430.594 268.406 l S 430.594 268.406 m 167.094 268.406 l S 167 267.75 0.75 0.75 re f 2 j 0.327 0.327 0.502 rg 241.25 255 m 241.25 319 l 259.25 332.5 l 259.25 268.5 l 241.25 255 l f* 0 j 0 G 241.344 254.906 m 241.344 318.906 l S 241.344 318.906 m 259.344 332.406 l S 259.344 332.406 m 259.344 268.406 l S 259.344 268.406 m 241.344 254.906 l S 0 g 241.25 254.25 0.75 0.75 re f 0.65 0.65 1 rg 188.75 255 52.5 64 re f 188.844 254.906 m 188.844 318.906 l S 188.844 318.906 m 241.344 318.906 l S 241.344 318.906 m 241.344 254.906 l S 241.344 254.906 m 188.844 254.906 l S 0 g 188.75 254.25 0.75 0.75 re f 2 j 0.488 0.488 0.749 rg 241.25 319 m 259.25 332.5 l 206.75 332.5 l 188.75 319 l 241.25 319 l f* 0 j 241.344 318.906 m 259.344 332.406 l S 259.344 332.406 m 206.844 332.406 l S 206.844 332.406 m 188.844 318.906 l S 188.844 318.906 m 241.344 318.906 l S 0 g 241.25 318.25 0.75 0.75 re f 2 j 0.327 0.327 0.502 rg 373 255 m 373 313 l 391 326.5 l 391 268.5 l 373 255 l f* 0 j 373.094 254.906 m 373.094 312.906 l S 373.094 312.906 m 391.094 326.406 l S 391.094 326.406 m 391.094 268.406 l S 391.094 268.406 m 373.094 254.906 l S 0 g 373 254.25 0.75 0.75 re f 0.65 0.65 1 rg 320.5 255 52.5 58 re f 320.594 254.906 m 320.594 312.906 l S 320.594 312.906 m 373.094 312.906 l S 373.094 312.906 m 373.094 254.906 l S 373.094 254.906 m 320.594 254.906 l S 0 g 320.5 254.25 0.75 0.75 re f 2 j 0.488 0.488 0.749 rg 373 313 m 391 326.5 l 338.5 326.5 l 320.5 313 l 373 313 l f* 0 j 373.094 312.906 m 391.094 326.406 l S 391.094 326.406 m 338.594 326.406 l S 338.594 326.406 m 320.594 312.906 l S 320.594 312.906 m 373.094 312.906 l S 0 g 373 312.25 0.75 0.75 re f 149.094 254.906 m 149.094 324.906 l S 149.094 254.906 m 146.844 254.906 l S 149.094 262.906 m 146.844 262.906 l S 149.094 271.906 m 146.844 271.906 l S 149.094 280.656 m 146.844 280.656 l S 149.094 289.906 m 146.844 289.906 l S 149.094 298.656 m 146.844 298.656 l S 149.094 307.656 m 146.844 307.656 l S 149.094 316.156 m 146.844 316.156 l S 149.094 324.906 m 146.844 324.906 l S BT /F3 2.75 Tf 0.004 0 0 rg 0.004 0 0 RG 2.995 0 0 2.985 141.247 252.25 Tm (0)Tj ET BT 2.995 0 0 2.985 132.264 260.5 Tm (200)Tj ET BT 2.995 0 0 2.985 132.264 269.5 Tm (400)Tj ET BT 2.995 0 0 2.985 132.264 278.5 Tm (600)Tj ET BT 2.995 0 0 2.985 132.264 287.25 Tm (800)Tj ET BT 2.995 0 0 2.985 127.772 296.5 Tm (1000)Tj ET BT 2.995 0 0 2.985 127.772 305.25 Tm (1200)Tj ET BT 2.995 0 0 2.985 127.772 313.5 Tm (1400)Tj ET BT 2.995 0 0 2.985 127.772 322.75 Tm (1600)Tj ET 0 G 149.094 254.906 m 412.594 254.906 l S 149.094 254.906 m 149.094 252.406 l S 280.844 254.906 m 280.844 252.406 l S 412.594 254.906 m 412.594 252.406 l S BT 0.004 0 0 RG 2.995 0 0 2.985 206.379 242.75 Tm (2001)Tj ET BT 2.995 0 0 2.985 338.138 242.75 Tm (2002)Tj ET BT /F3 3.25 Tf 0 g 0 G 2.995 0 0 2.985 208.624 355.25 Tm (Single Family Bonds Payable)Tj ET 0.063 w 234.75 559 1.75 1 re f 238.5 357.25 2 1 re f endstream endobj 30 0 obj 13453 endobj 27 0 obj << /Type /Page /Parent 28 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R /F3 32 0 R >> /ProcSet 2 0 R >> /Contents 29 0 R >> endobj 34 0 obj << /Length 35 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Revenues and Expenses)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.235 Tw (Interest income on investments decreased 10.1%, from $22.7 million in 2001 to $20.4 million in 2002. Most Single-)Tj T* 0.238 Tw (Family investments are in Guaranteed Investment Contracts \(GICs\). The interest rates are set for the duration of the)Tj T* 0 Tw (contract, which usually cor)Tj 103.75 0 TD (r)Tj 3 0 TD 0.186 Tw (esponds to the term of the bonds. However, some investments are in the 樱花视频 Cash)Tj -106.75 -16 TD 0.238 Tw (Management Fund, which experienced a significant drop in rates. The average monthly interest rate went from a high)Tj 0 -16 TD 0.25 Tw (of 6.39% in 2001 to a low of 2.13% in 2002. In addition, in 2002, the rates on the lockbox deposits experienced a)Tj T* 0.224 Tw (similar decrease due to the historically low interest rate environment. Coupled with the significant interest rate decline,)Tj T* 0.25 Tw (overall investment balances declined as mentioned in the prior section. )Tj 0 -32 TD 0.236 Tw (Mortgage interest income also decreased approximately 8.8%, from $86.7 million in 2001 to $79.1 million in 2002.)Tj 0 -16 TD 0.237 Tw (This is attributed to the volume of mortgage prepayments of higher interest rate mortgages and the origination of new)Tj T* 0.202 Tw (mortgages at reduced interest rates. )Tj 0 -32 TD 0.237 Tw (The Bond interest expense decreased 5.6%, from $83.2 million in 2001 to $78.5 million in 2002. This is attributed to)Tj 0 -16 TD 0.195 Tw (the regular scheduled principal retirements, increase in mandatory retirements from mortgage prepayments, and no)Tj T* 0 Tw (new bond issues.)Tj 0 -32 TD 0.25 Tw (Condensed Statements of Revenues, Expenses and Changes in Net Assets \(in Thousands\))Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -192 TD 0 Tw (Multi-Family)Tj /F1 10 Tf 0 -16 TD (Assets)Tj /F2 9 Tf 0 g 0 G T* 0.194 Tw (The Multi-Family Bond Fund experienced a decrease in Total Assets of 1.6%. This is due primarily to investments)Tj T* 0.216 Tw (decreasing 8.6%, from $306.4 million in 2001 to $279.9 million in 2002. Mortgage receivables increased .3% from)Tj T* 0.25 Tw ($1,072.1 million in 2001 to $1,075.5 million in 2002. )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0 Tw 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (6)Tj ET 1 g 71.25 306 467.5 158.5 re f 71.25 306 467.5 158.5 re f 0.948 0.975 0.973 rg 72.25 444 232.25 19.5 re f 305.5 444 232.25 19.5 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 516.875 455.75 TD (2002)Tj ET 0.948 0.975 0.973 rg 72.25 431.75 232.25 11.25 re f BT 0.348 0.464 0.64 rg 73.375 435.25 TD (Operating revenues)Tj ET 0.948 0.975 0.973 rg 305.5 431.75 232.25 11.25 re f BT 0.348 0.464 0.64 rg 504.375 435.25 TD ($99,564)Tj ET 0.948 0.975 0.973 rg 72.25 409.5 232.25 21.25 re f BT 0.348 0.464 0.64 rg 73.375 423 TD (Operating expenses)Tj ET 0.948 0.975 0.973 rg 305.5 409.5 232.25 21.25 re f BT 0.348 0.464 0.64 rg 509.375 423 TD (83,314)Tj ET 1 g 486.75 418 49 1 re f 0.948 0.975 0.973 rg 72.25 389 232.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 400.75 TD 0.25 Tw (Operating revenues net of operating expenses)Tj ET 0.948 0.975 0.973 rg 305.5 389 232.25 19.5 re f BT 0.348 0.464 0.64 rg 509.375 400.75 TD 0 Tw (16,250)Tj ET 0.948 0.975 0.973 rg 72.25 368.75 232.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 380.25 TD (Non-operating expenses)Tj ET 0.948 0.975 0.973 rg 305.5 368.75 232.25 19.25 re f BT 0.348 0.464 0.64 rg 521.875 380.25 TD (614)Tj ET 0.948 0.975 0.973 rg 72.25 348.5 232.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 360 TD (Increase in net assets)Tj ET 0.948 0.975 0.973 rg 305.5 348.5 232.25 19.25 re f BT 0.348 0.464 0.64 rg 509.375 360 TD (15,636)Tj ET 0.948 0.975 0.973 rg 72.25 324.5 232.25 23 re f BT 0.348 0.464 0.64 rg 73.375 339.75 TD (T)Tj 4.25 0 TD 0.25 Tw (otal net assets beginning of year)Tj ET 0.948 0.975 0.973 rg 305.5 324.5 232.25 23 re f BT 0.348 0.464 0.64 rg 504.375 339.75 TD 0 Tw (133,689)Tj ET 1 g 486.75 334.75 49 1 re f 0.948 0.975 0.973 rg 72.25 307 232.25 16.5 re f BT 0.348 0.464 0.64 rg 73.375 315.75 TD (T)Tj 4.25 0 TD 0.25 Tw (otal net assets \320 end of year)Tj ET 0.948 0.975 0.973 rg 305.5 307 232.25 16.5 re f BT 0.348 0.464 0.64 rg 499.375 315.75 TD 0 Tw ($149,325)Tj ET 1 g q 49 0 0 3 486.75 310.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 306 1 158.5 re f 304.5 306 1 158.5 re f 537.75 306 1 158.5 re f 71.25 463.5 467.5 1 re f 71.25 443 467.5 1 re f 71.25 430.75 467.5 1 re f 71.25 408.5 467.5 1 re f 71.25 388 467.5 1 re f 71.25 367.75 467.5 1 re f 71.25 347.5 467.5 1 re f 71.25 323.5 467.5 1 re f 71.25 306 467.5 1 re f Q 1 w 2 j 0.502 g 171.25 102.25 m 188.5 115 l 439.25 115 l 422.25 102.25 l 171.25 102.25 l f* 0 j 2 j 0.753 g 171.25 102.25 m 171.25 171.5 l 188.5 184 l 188.5 115 l 171.25 102.25 l f* 0 j 2 j 188.5 115 m 188.5 184 l 439.25 184 l 439.25 115 l 188.5 115 l f* 0 j 0.188 w 171.344 102.156 m 188.594 114.906 l S 188.594 114.906 m 439.344 114.906 l S 171.344 111.156 m 188.594 123.656 l S 188.594 123.656 m 439.344 123.656 l S 171.344 119.906 m 188.594 133.406 l S 188.594 133.406 m 439.344 133.406 l S 171.344 129.656 m 188.594 142.406 l S 188.594 142.406 m 439.344 142.406 l S 171.344 138.656 m 188.594 151.906 l S 188.594 151.906 m 439.344 151.906 l S 171.344 148.156 m 188.594 160.906 l S 188.594 160.906 m 439.344 160.906 l S 171.344 157.156 m 188.594 170.656 l S 188.594 170.656 m 439.344 170.656 l S 171.344 166.906 m 188.594 179.406 l S 188.594 179.406 m 439.344 179.406 l S 439.344 114.906 m 422.344 102.156 l S 422.344 102.156 m 171.344 102.156 l S 171.344 102.156 m 188.594 114.906 l S 188.594 114.906 m 439.344 114.906 l S 0 g 439.25 114.25 0.75 0.75 re f 0.502 G 171.344 102.156 m 171.344 171.406 l S 171.344 171.406 m 188.594 183.906 l S 188.594 183.906 m 188.594 114.906 l S 188.594 114.906 m 171.344 102.156 l S 0.502 g 171.25 101.5 0.75 0.75 re f 188.594 114.906 m 188.594 183.906 l S 188.594 183.906 m 439.344 183.906 l S 439.344 183.906 m 439.344 114.906 l S 439.344 114.906 m 188.594 114.906 l S 188.5 114.25 0.75 0.75 re f 2 j 0.327 0.327 0.502 rg 258.75 102.25 m 258.75 151.25 l 276 164.75 l 276 115 l 258.75 102.25 l f* 0 j 0 G 258.844 102.156 m 258.844 151.156 l S 258.844 151.156 m 276.094 164.656 l S 276.094 164.656 m 276.094 114.906 l S 276.094 114.906 m 258.844 102.156 l S 0 g 258.75 101.5 0.75 0.75 re f 0.65 0.65 1 rg 208.75 102.25 50 49 re f 208.844 102.156 m 208.844 151.156 l S 208.844 151.156 m 258.844 151.156 l S 258.844 151.156 m 258.844 102.156 l S 258.844 102.156 m 208.844 102.156 l S 0 g 208.75 101.5 0.75 0.75 re f 2 j 0.488 0.488 0.749 rg 258.75 151.25 m 276 164.75 l 226 164.75 l 208.75 151.25 l 258.75 151.25 l f* 0 j 258.844 151.156 m 276.094 164.656 l S 276.094 164.656 m 226.094 164.656 l S 226.094 164.656 m 208.844 151.156 l S 208.844 151.156 m 258.844 151.156 l S 0 g 258.75 150.5 0.75 0.75 re f 2 j 0.327 0.327 0.502 rg 384.75 102.25 m 384.75 152 l 401.75 164.75 l 401.75 115 l 384.75 102.25 l f* 0 j 384.844 102.156 m 384.844 151.906 l S 384.844 151.906 m 401.844 164.656 l S 401.844 164.656 m 401.844 114.906 l S 401.844 114.906 m 384.844 102.156 l S 0 g 384.75 101.5 0.75 0.75 re f 0.65 0.65 1 rg 334.75 102.25 50 49.75 re f 334.844 102.156 m 334.844 151.906 l S 334.844 151.906 m 384.844 151.906 l S 384.844 151.906 m 384.844 102.156 l S 384.844 102.156 m 334.844 102.156 l S 0 g 334.75 101.5 0.75 0.75 re f 2 j 0.488 0.488 0.749 rg 384.75 152 m 401.75 164.75 l 351.75 164.75 l 334.75 152 l 384.75 152 l f* 0 j 384.844 151.906 m 401.844 164.656 l S 401.844 164.656 m 351.844 164.656 l S 351.844 164.656 m 334.844 151.906 l S 334.844 151.906 m 384.844 151.906 l S 0 g 384.75 151.25 0.75 0.75 re f 171.344 102.156 m 171.344 171.406 l S 171.344 102.156 m 169.094 102.156 l S 171.344 111.156 m 169.094 111.156 l S 171.344 119.906 m 169.094 119.906 l S 171.344 129.656 m 169.094 129.656 l S 171.344 138.656 m 169.094 138.656 l S 171.344 148.156 m 169.094 148.156 l S 171.344 157.156 m 169.094 157.156 l S 171.344 166.906 m 169.094 166.906 l S BT /F3 2.75 Tf 0.004 0 0 rg 0.004 0 0 RG 2.994 0 0 2.975 163.502 99.75 Tm (0)Tj ET BT 2.994 0 0 2.975 154.52 108.75 Tm 0 Tw (200)Tj ET BT 2.994 0 0 2.975 154.52 117.75 Tm (400)Tj ET BT 2.994 0 0 2.975 154.52 127.25 Tm (600)Tj ET BT 2.994 0 0 2.975 154.52 136.25 Tm (800)Tj ET BT 2.994 0 0 2.975 150.028 145.75 Tm (1000)Tj ET BT 2.994 0 0 2.975 150.028 154.75 Tm (1200)Tj ET BT 2.994 0 0 2.975 150.028 164.5 Tm (1400)Tj ET 0 G 171.344 102.156 m 422.344 102.156 l S 171.344 102.156 m 171.344 99.906 l S 297.344 102.156 m 297.344 99.906 l S 422.344 102.156 m 422.344 99.906 l S BT 0.004 0 0 RG 2.994 0 0 2.975 225.632 90.25 Tm (2001)Tj ET BT 2.994 0 0 2.975 350.639 90.25 Tm (2002)Tj ET BT /F3 3.25 Tf 0 g 0 G 2.994 0 0 2.975 210.661 200.75 Tm (Multi-Family Mortgage Receivables)Tj ET endstream endobj 35 0 obj 9287 endobj 33 0 obj << /Type /Page /Parent 28 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R /F3 32 0 R >> /ProcSet 2 0 R >> /Contents 34 0 R >> endobj 37 0 obj << /Length 38 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Liabilities)Tj /F2 9 Tf 0 g 0 G 0 -16 TD [ (Bo)28 (nd)28 (s Pa)28 (ya)28 (bl)28 (e in)28 (c)-1 (r)27 (e)28 (as)28 (ed)28 ( )-28 (1)28 (.8)28 (%,)28 ( )-28 (f)27 (r)27 (om)29 ( )-28 ($)28 (1,)28 (20)28 (6.)28 (8 m)1 (i)27 (ll)27 (io)28 (n in)28 ( )-28 (2)28 (00)28 (1 )-27 (t)27 (o $)1 (1)28 (,2)28 (28)28 (.9)28 ( )-28 (m)28 (il)27 (li)27 (on)28 ( )-28 (i)27 (n 2)1 (0)28 (02)28 (. Th)29 (e Ag)29 (en)28 (c)-1 (y)28 ( )-28 (i)27 (ss)28 (ue)28 (d o)1 (n)28 (e ne)28 (w)] TJ T* [ (m)1 (o)28 (ne)28 (y bo)29 (nd)28 ( )-28 (i)27 (ss)28 (ue)28 ( )-28 (f)27 (or)28 ( )-28 ($)28 (10)28 (9.)28 (3 m)1 (i)27 (ll)27 (io)28 (n an)29 (d al)28 (so)28 ( )-28 (c)27 (lo)28 (se)28 (d a $)1 (2)28 (79)28 (.1)28 ( )-28 (m)28 (il)27 (li)27 (on)28 ( )-28 (r)27 (e)28 (f)-1 (u)28 (nd)28 (in)28 (g b)1 (o)28 (nd)28 ( )-28 (s)28 (al)27 (e.)28 ( )-28 (T)28 (he)28 ( )-28 (r)27 (ef)27 (un)28 (di)28 (ng)28 ( )-28 (o)28 (f)-1 ( t)-1 (h)28 (e Re)28 (nt)28 (al)] TJ T* [ (H)27 (ou)1 (s)28 (in)28 (g 1)1 (9)28 (91)28 ( )-28 (S)28 (er)27 (ie)27 (s A,)28 ( )-28 (B)28 (, C,)28 ( )-28 (D)27 (, 19)29 (91)28 ( )-28 (S)28 (er)27 (ie)27 (s A F)56 (AF)28 ( )-28 (a)28 (nd)28 ( )-28 (H)27 (ou)28 (si)28 (ng)28 ( )-28 (R)28 (ev)28 (en)28 (ue)28 ( )-28 (B)28 (on)28 (ds)28 ( )-28 (1)28 (99)28 (2 Se)28 (r)-1 (i)27 (es)28 ( )-28 (A)28 ( )-28 (w)28 (it)27 (h th)28 (e pr)28 (oc)28 (ee)28 (ds)28 ( )-28 (o)28 (f)-1 ( t)-1 (h)28 (e)] TJ T* [ (M)27 (ul)28 (t)-1 (i)27 (-F)28 (am)28 (il)27 (y Ho)28 (us)28 (in)28 (g Re)28 (ve)28 (nu)28 (e Bo)1 (n)28 (ds)28 ( )-28 (2)28 (00)28 (2 Se)28 (r)-1 (i)27 (es)28 ( )-28 (A)28 (, B,)28 ( )-28 (C)28 (, D,)28 ( )-28 (a)28 (nd)28 ( )-28 (E)28 ( )-28 (g)28 (en)28 (er)27 (at)27 (ed)28 ( )-28 (a)28 ( )-28 (n)28 (et)27 ( )-28 (p)28 (r)27 (es)28 (en)28 (t)-1 ( va)28 (lu)28 (e sa)28 (vi)27 (ng)28 (s of)28 ( )-28 ($)28 (16)28 (.4)28 ( )-28 (m)28 (il)27 (li)27 (on)28 (.)] TJ 0 -154 TD 0.25 Tw (Condensed Statement of Net Assets \(in Thousands\))Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -176 TD 0 Tw (Revenues and Expenses)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.236 Tw (Interest income on investments decreased 36.5%, from $23.0 million in 2001 to $14.6 million in 2002. Most Multi-)Tj T* 0.238 Tw (Family investments are held in Guaranteed Investment Contracts \(GICs\). The interest rates are set for the duration of)Tj T* 0.25 Tw (the contract, which usually cor)Tj 0 Tw 119 0 TD (r)Tj 3 0 TD 0.182 Tw (esponds to the term of the bonds. However, some investments are in the 樱花视频)Tj -122 -16 TD 0.237 Tw (Cash Management Fund, which experienced a significant drop in rates. The average monthly interest rate went from a)Tj 0 -16 TD 0.248 Tw (high of 6.39% in 2001 to a low of 2.13% in 2002. In addition, the investments that were sold in order to complete)Tj T* 0.221 Tw (the refunding of the bonds were invested at higher rates than the subsequent investments that were purchased from)Tj T* 0 Tw (the new bond proceeds.)Tj 0 -32 TD 0.235 Tw (Mortgage interest income increased by 2.3%, from $81.8 million in 2001 to $83.7 million in 2002.)Tj T* (The bond interest expense decreased by 1.5% from $81.1 million to $79.9 million. This is attributed to the refunding of)Tj 0 -16 TD 0 Tw (higher interest rate bonds.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (7)Tj ET 1 g 71.25 368.25 462.75 152.5 re f 71.25 368.25 462.75 152.5 re f 0.948 0.975 0.973 rg 72.25 500.5 315 19.25 re f 388.25 500.5 144.75 19.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 500.125 512 TD (2002)Tj ET 0.948 0.975 0.973 rg 72.25 487 315 12.5 re f BT 0.348 0.464 0.64 rg 73.375 491.75 TD (Cur)Tj 14 0 TD (r)Tj 3 0 TD (ent assets )Tj ET 0.948 0.975 0.973 rg 388.25 487 144.75 12.5 re f BT 0.348 0.464 0.64 rg 494.625 491.75 TD ($144,573)Tj ET 0.948 0.975 0.973 rg 72.25 465.5 315 20.5 re f BT 0.348 0.464 0.64 rg 73.375 478.25 TD (Long-term assets)Tj ET 0.948 0.975 0.973 rg 388.25 465.5 144.75 20.5 re f BT 0.348 0.464 0.64 rg 492.125 478.25 TD (1,231,254)Tj ET 1 g 482 473.25 49 1 re f 0.948 0.975 0.973 rg 72.25 445 315 19.5 re f BT 0.348 0.464 0.64 rg 73.375 456.75 TD (T)Tj 4.25 0 TD (otal assets)Tj ET 0.948 0.975 0.973 rg 388.25 445 144.75 19.5 re f BT 0.348 0.464 0.64 rg 492.125 456.75 TD (1,375,827)Tj ET 0.948 0.975 0.973 rg 72.25 431.5 315 12.5 re f BT 0.348 0.464 0.64 rg 73.375 436.25 TD (Cur)Tj 14 0 TD (r)Tj 3 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 388.25 431.5 144.75 12.5 re f BT 0.348 0.464 0.64 rg 504.625 436.25 TD (69,337)Tj ET 0.948 0.975 0.973 rg 72.25 410.75 315 19.75 re f BT 0.348 0.464 0.64 rg 73.375 422.75 TD (Long term liabilities)Tj ET 0.948 0.975 0.973 rg 388.25 410.75 144.75 19.75 re f BT 0.348 0.464 0.64 rg 492.125 422.75 TD (1,203,126)Tj ET 1 g 482 417.75 49 1 re f 0.948 0.975 0.973 rg 72.25 391.25 315 18.5 re f BT 0.348 0.464 0.64 rg 73.375 402 TD (T)Tj 4.25 0 TD (otal liabilities)Tj ET 0.948 0.975 0.973 rg 388.25 391.25 144.75 18.5 re f BT 0.348 0.464 0.64 rg 492.125 402 TD (1,272,463)Tj ET 1 g 482 397 49 1 re f 0.948 0.975 0.973 rg 72.25 369.25 315 21 re f BT 0.348 0.464 0.64 rg 73.375 382.5 TD (Net assets)Tj ET 0.948 0.975 0.973 rg 388.25 369.25 144.75 21 re f BT 0.348 0.464 0.64 rg 494.625 382.5 TD ($103,364)Tj ET 1 g q 49 0 0 3 482 377.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 368.25 1 152.5 re f 387.25 368.25 1 152.5 re f 533 368.25 1 152.5 re f 71.25 519.75 462.75 1 re f 71.25 499.5 462.75 1 re f 71.25 486 462.75 1 re f 71.25 464.5 462.75 1 re f 71.25 444 462.75 1 re f 71.25 430.5 462.75 1 re f 71.25 409.75 462.75 1 re f 71.25 390.25 462.75 1 re f 71.25 368.25 462.75 1 re f Q 1 w 2 j 0.502 g 162.75 567.5 m 180.25 580 l 429.5 580 l 412.25 567.5 l 162.75 567.5 l f* 0 j 2 j 0.753 g 162.75 567.5 m 162.75 626.25 l 180.25 639 l 180.25 580 l 162.75 567.5 l f* 0 j 2 j 180.25 580 m 180.25 639 l 429.5 639 l 429.5 580 l 180.25 580 l f* 0 j 0.188 w 162.844 567.406 m 180.344 579.906 l S 180.344 579.906 m 429.594 579.906 l S 162.844 575.406 m 180.344 588.156 l S 180.344 588.156 m 429.594 588.156 l S 162.844 583.656 m 180.344 597.156 l S 180.344 597.156 m 429.594 597.156 l S 162.844 592.656 m 180.344 605.156 l S 180.344 605.156 m 429.594 605.156 l S 162.844 600.656 m 180.344 613.406 l S 180.344 613.406 m 429.594 613.406 l S 162.844 609.156 m 180.344 622.656 l S 180.344 622.656 m 429.594 622.656 l S 162.844 617.906 m 180.344 630.656 l S 180.344 630.656 m 429.594 630.656 l S 162.844 626.156 m 180.344 638.906 l S 180.344 638.906 m 429.594 638.906 l S 429.594 579.906 m 412.344 567.406 l S 412.344 567.406 m 162.844 567.406 l S 162.844 567.406 m 180.344 579.906 l S 180.344 579.906 m 429.594 579.906 l S 0 g 429.5 579.25 0.75 0.75 re f 0.502 G 162.844 567.406 m 162.844 626.156 l S 162.844 626.156 m 180.344 638.906 l S 180.344 638.906 m 180.344 579.906 l S 180.344 579.906 m 162.844 567.406 l S 0.502 g 162.75 566.75 0.75 0.75 re f 180.344 579.906 m 180.344 638.906 l S 180.344 638.906 m 429.594 638.906 l S 429.594 638.906 m 429.594 579.906 l S 429.594 579.906 m 180.344 579.906 l S 180.25 579.25 0.75 0.75 re f 2 j 0.333 0.333 0.502 rg 250.5 567.5 m 250.5 618 l 267 630.75 l 267 580 l 250.5 567.5 l f* 0 j 0 G 250.594 567.406 m 250.594 617.906 l S 250.594 617.906 m 267.094 630.656 l S 267.094 630.656 m 267.094 579.906 l S 267.094 579.906 m 250.594 567.406 l S 0 g 250.5 566.75 0.75 0.75 re f 0.662 0.662 1 rg 200.25 567.5 50.25 50.5 re f 200.344 567.406 m 200.344 617.906 l S 200.344 617.906 m 250.594 617.906 l S 250.594 617.906 m 250.594 567.406 l S 250.594 567.406 m 200.344 567.406 l S 0 g 200.25 566.75 0.75 0.75 re f 2 j 0.498 0.498 0.749 rg 250.5 618 m 267 630.75 l 217.5 630.75 l 200.25 618 l 250.5 618 l f* 0 j 250.594 617.906 m 267.094 630.656 l S 267.094 630.656 m 217.594 630.656 l S 217.594 630.656 m 200.344 617.906 l S 200.344 617.906 m 250.594 617.906 l S 0 g 250.5 617.25 0.75 0.75 re f 2 j 0.333 0.333 0.502 rg 374.75 567.5 m 374.75 619.5 l 392 632.25 l 392 580 l 374.75 567.5 l f* 0 j 374.844 567.406 m 374.844 619.406 l S 374.844 619.406 m 392.094 632.156 l S 392.094 632.156 m 392.094 579.906 l S 392.094 579.906 m 374.844 567.406 l S 0 g 374.75 566.75 0.75 0.75 re f 0.662 0.662 1 rg 325.25 567.5 49.5 52 re f 325.344 567.406 m 325.344 619.406 l S 325.344 619.406 m 374.844 619.406 l S 374.844 619.406 m 374.844 567.406 l S 374.844 567.406 m 325.344 567.406 l S 0 g 325.25 566.75 0.75 0.75 re f 2 j 0.498 0.498 0.749 rg 374.75 619.5 m 392 632.25 l 341.75 632.25 l 325.25 619.5 l 374.75 619.5 l f* 0 j 374.844 619.406 m 392.094 632.156 l S 392.094 632.156 m 341.844 632.156 l S 341.844 632.156 m 325.344 619.406 l S 325.344 619.406 m 374.844 619.406 l S 0 g 374.75 618.75 0.75 0.75 re f 162.844 567.406 m 162.844 626.156 l S 162.844 567.406 m 160.844 567.406 l S 162.844 575.406 m 160.844 575.406 l S 162.844 583.656 m 160.844 583.656 l S 162.844 592.656 m 160.844 592.656 l S 162.844 600.656 m 160.844 600.656 l S 162.844 609.156 m 160.844 609.156 l S 162.844 617.906 m 160.844 617.906 l S 162.844 626.156 m 160.844 626.156 l S BT /F3 2.75 Tf 0.004 0 0 rg 0.004 0 0 RG 2.995 0 0 2.984 154.989 564.75 Tm (0)Tj ET BT 2.995 0 0 2.984 146.006 573 Tm (200)Tj ET BT 2.995 0 0 2.984 146.006 581.25 Tm (400)Tj ET BT 2.995 0 0 2.984 146.006 590.25 Tm (600)Tj ET BT 2.995 0 0 2.984 146.006 598.5 Tm (800)Tj ET BT 2.995 0 0 2.984 141.514 606.5 Tm (1000)Tj ET BT 2.995 0 0 2.984 141.514 615.75 Tm (1200)Tj ET BT 2.995 0 0 2.984 141.514 623.75 Tm (1400)Tj ET 0 G 162.844 567.406 m 412.344 567.406 l S 162.844 567.406 m 162.844 564.906 l S 287.844 567.406 m 287.844 564.906 l S 412.344 567.406 m 412.344 564.906 l S BT 0.004 0 0 RG 2.995 0 0 2.984 217.123 555.25 Tm (2001)Tj ET BT 2.995 0 0 2.984 341.391 555.25 Tm (2002)Tj ET BT /F3 3.5 Tf 0 g 0 G 2.995 0 0 2.984 213.38 655 Tm (Multi-Family Bonds Payable)Tj ET endstream endobj 38 0 obj 10279 endobj 36 0 obj << /Type /Page /Parent 28 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R /F3 32 0 R >> /ProcSet 2 0 R >> /Contents 37 0 R >> endobj 40 0 obj << /Length 41 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.25 Tw (Condensed Statements of Revenues, Expenses and Changes in Net Assets \(in Thousands\))Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -192 TD 0 Tw (Multi-Family Bond SWAP/CAP Transactions)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.223 Tw (In order to effectively reduce financing costs to the project owners of developments financed with the 2001 Series)Tj T* 0.249 Tw (bonds, the Agency issued a portion of these bonds as variable rate debt. In connection with the issuance of the)Tj T* 0.166 Tw (Agency\325s 2001 Series C PARS Bonds, the Agency has entered into a delayed start interest rate swap agreement with)Tj 0 Tw T* (r)Tj 3 0 TD 0.197 Tw (espect to $48.0 million principal amount of the 2001 Series C PARS Bonds with Merrill Lynch Capital Services and an)Tj -3 -16 TD 0.229 Tw (interest rate cap agreement with Bear Stearns Financial Products. )Tj 0 Tw 0 -32 TD (W)Tj 8.75 0 TD 0.239 Tw (ith respect to the interest rate swap, the Agency will pay interest at the fixed rate of 5.0388% semi-annually each)Tj -8.75 -16 TD 0.22 Tw (November 1, and May 1, commencing May 1, 2003 and terminating on May 1, 2029. The Agency\325s payment is based)Tj 0 -16 TD 0.25 Tw (on a notional principal amount which is anticipated to cor)Tj 0 Tw 224.25 0 TD (r)Tj 3 0 TD 0.25 Tw (espond to the principal amount outstanding of the 2001)Tj -227.25 -16 TD 0.199 Tw (Series C PARS Bonds, and Merrill Lynch Capital Services will pay interest to the Agency on the same notional amount)Tj 0 -16 TD 0.248 Tw (based upon The Bond Market Association Municipal Swap Index TM \(the "BMA Index"\), each on a gross basis. This)Tj T* 0.175 Tw (agreement effectively limits the Agency\325s interest rate exposure to a maximum of 5.0388% on the applicable notional)Tj T* 0.193 Tw (amount related to the 2001 Series C PARS bonds. )Tj 0 -32 TD 0.227 Tw (The interest rate cap agreement with Bear Stearns Financial Products was effective on the date of delivery of the 2001)Tj 0 -16 TD 0.208 Tw (Series C PARS Bonds, and has an amortizing notional amount commencing at $68.6 million. With respect to all or a)Tj T* 0.2 Tw (portion of the 2001 Series C PARS Bonds for which there is no effective fixed interest rate, Bear Stearns Financial)Tj T* 0.238 Tw (Products will make payments to the Agency if interest rates on the BMA Index exceed the "strike" rate of 5%. This)Tj T* 0.175 Tw (agreement effectively limits the Agency\325s interest rate exposure to a maximum of 5% on the applicable notional)Tj T* 0.202 Tw (amount related to the 2001 Series C PARS bonds through the termination date of November 1, 2005.)Tj 0 -32 TD 0.251 Tw (In connection with the issuance and forward settlement \(October 2, 2002\) of the 2002 Series G taxable floating rate)Tj 0 -16 TD 0.224 Tw (bonds, the Agency has entered into a delayed start interest rate swap agreement effective October 2, 2002 with Merrill)Tj 0 Tw T* (L)Tj 4 0 TD 0.234 Tw (ynch Capital Services. This agreement requires that the Agency will 6.245% semi-annually each November 1, and)Tj -4 -16 TD 0.225 Tw (May 1, to Merrill Lynch Capital Services based on an initial notional amount of $6.2 million. The swap notional amount)Tj 0 -16 TD 0.251 Tw (will amortize semi-annually and is expected to cor)Tj 0 Tw 194.25 0 TD (r)Tj 3 0 TD 0.25 Tw (elate with the outstanding principal amount of the 2002 Series G)Tj -197.25 -16 TD 0.227 Tw (Bonds. Merrill Lynch Capital Services will pay interest to the Agency on the first business day of each month at the)Tj 0 -16 TD 0.25 Tw (one-month LIBOR rate, which is expected to cor)Tj 0 Tw 188.75 0 TD (r)Tj 3 0 TD 0.229 Tw (elate with the Agency's interest cost of the 2002 Series G Bonds.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0 Tw 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (8)Tj ET 1 g 71.25 581.75 467.5 158.75 re f 71.25 581.75 467.5 158.75 re f 0.948 0.975 0.973 rg 72.25 720 232.25 19.5 re f 305.5 720 232.25 19.5 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 506.625 731.75 TD (2002)Tj ET 0.948 0.975 0.973 rg 72.25 707.75 232.25 11.25 re f BT 0.348 0.464 0.64 rg 73.375 711.25 TD (Operating revenues)Tj ET 0.948 0.975 0.973 rg 305.5 707.75 232.25 11.25 re f BT 0.348 0.464 0.64 rg 499.375 711.25 TD ($104,653)Tj ET 0.948 0.975 0.973 rg 72.25 686.5 232.25 20.25 re f BT 0.348 0.464 0.64 rg 73.375 699 TD (Operating expenses)Tj ET 0.948 0.975 0.973 rg 305.5 686.5 232.25 20.25 re f BT 0.348 0.464 0.64 rg 498.375 699 TD (\(105,550\))Tj ET 1 g 486.75 694 49 1 re f 0.948 0.975 0.973 rg 72.25 666 232.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 677.75 TD 0.25 Tw (Operating revenues net of operating expenses)Tj ET 0.948 0.975 0.973 rg 305.5 666 232.25 19.5 re f BT 0.348 0.464 0.64 rg 515.875 677.75 TD 0 Tw (\(897\))Tj ET 0.948 0.975 0.973 rg 72.25 645.75 232.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 657.25 TD (Non-operating expenses)Tj ET 0.948 0.975 0.973 rg 305.5 645.75 232.25 19.25 re f BT 0.348 0.464 0.64 rg 503.375 657.25 TD (\(40,491\))Tj ET 0.948 0.975 0.973 rg 72.25 625.25 232.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 637 TD (Decrease in net assets)Tj ET 0.948 0.975 0.973 rg 305.5 625.25 232.25 19.5 re f BT 0.348 0.464 0.64 rg 503.375 637 TD (\(41,388\))Tj ET 0.948 0.975 0.973 rg 72.25 603.5 232.25 20.75 re f BT 0.348 0.464 0.64 rg 73.375 616.5 TD (T)Tj 4.25 0 TD 0.25 Tw (otal net assets beginning of year)Tj ET 0.948 0.975 0.973 rg 305.5 603.5 232.25 20.75 re f BT 0.348 0.464 0.64 rg 504.375 616.5 TD 0 Tw (144,752)Tj ET 1 g 486.75 611.5 49 1 re f 0.948 0.975 0.973 rg 72.25 582.75 232.25 19.75 re f BT 0.348 0.464 0.64 rg 73.375 594.75 TD (T)Tj 4.25 0 TD 0.25 Tw (otal net assets \320 end of year)Tj ET 0.948 0.975 0.973 rg 305.5 582.75 232.25 19.75 re f BT 0.348 0.464 0.64 rg 499.375 594.75 TD 0 Tw ($103,364)Tj ET 1 g q 49 0 0 3 486.75 589.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 581.75 1 158.75 re f 304.5 581.75 1 158.75 re f 537.75 581.75 1 158.75 re f 71.25 739.5 467.5 1 re f 71.25 719 467.5 1 re f 71.25 706.75 467.5 1 re f 71.25 685.5 467.5 1 re f 71.25 665 467.5 1 re f 71.25 644.75 467.5 1 re f 71.25 624.25 467.5 1 re f 71.25 602.5 467.5 1 re f 71.25 581.75 467.5 1 re f Q endstream endobj 41 0 obj 6329 endobj 39 0 obj << /Type /Page /Parent 28 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 40 0 R >> endobj 43 0 obj << /Length 44 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0 Tw (HIGHLIGHTS-GENERAL FUND)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.202 Tw (The Agency\325s General Fund consists of all assets \(mortgage loans and non-mortgage loan investments\) which are not)Tj T* 0.225 Tw (directly pledged to repayment of bonds issued under any of the NJHMFA bond trust indentures. The Net Assets in the)Tj T* 0.227 Tw (General Fund are unrestricted, where as the assets in the bond funds are restricted since they are pledged to the pay)Tj 0 Tw 453 0 TD (-)Tj -453 -16 TD 0.25 Tw (ment of the outstanding bonds.)Tj 0 -32 TD (The dollar amount of General Fund assets is increased over time by the:)Tj 0 Tw 0 -16 TD (\245)Tj 18 0 TD 0.252 Tw (Retention of earnings on General Fund assets; and)Tj 0 Tw -18 -16 TD [ (\245)-1500 (T)] TJ 22.25 0 TD 0.249 Tw (ransfer and deposit of earnings from the various bond programs.)Tj -22.25 -32 TD 0.237 Tw (General Fund assets in the form of non-mortgage loan investments readily convertible to cash are first utilized to fund)Tj 0 -16 TD 0.201 Tw (the Agency\325s operating expenses. Any remaining General Fund liquidity enables the Agency to establish new programs)Tj T* 0.25 Tw (and/or fund primary or secondary mortgages to those developments that qualify for financing but which, due to timing)Tj T* 0.191 Tw (constraints, are not included in an NJHMFA bond issue.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Merrill Lynch Investment Program)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.125 Tw (On October 21, 1999, the Agency\325s Board approved a Five-Year Strategic Plan for Fiscal Years 2000\3202004. One of the)Tj T* 0.177 Tw (Plan\325s stated goals was to develop a long-term investment strategy for the Agency\325s general funds that will enhance)Tj T* 0.183 Tw (and maximize returns while realizing safety and liquidity goals that will provide sufficient funds to meet the Plan\325s pr)Tj 0 Tw 451.25 0 TD (o-)Tj -451.25 -16 TD 0.189 Tw (grammatic benchmarks and to ensure long-term financial stability for the Agency. On July 26, 2001, the Boar)Tj 0 Tw 425.5 0 TD (d)Tj -425.5 -16 TD 0.218 Tw (approved the selection of Merrill Lynch Investment Managers, LP \(\322MLIM\323\) as Investment Advisor/ Manager for gen)Tj 0 Tw 457.25 0 TD (-)Tj -457.25 -16 TD 0.251 Tw (eral fund monies, and for funds held in trust/escrow for mortgagors.)Tj 0 -32 TD 0.247 Tw (On December 5, 2001, the Agency invested $225 million of appropriated and unappropriated general fund monies)Tj 0 -16 TD 0.237 Tw (with MLIM. These monies were invested according to the parameters set forth in the Investment Policy statement as)Tj T* 0.199 Tw (approved by the Agency\325s Board on August 23, 2001. The Investment Policy statement establishes investment objec)Tj 0 Tw 451.5 0 TD (-)Tj -451.5 -16 TD 0.234 Tw (tives and requirements, such as eligible investments, concentration limits/portfolio diversification, and credit quality)Tj 0 -16 TD 0.25 Tw (considerations. Eligible investments include: US T)Tj 0 Tw 189.5 0 TD (r)Tj 3 0 TD (easur)Tj 20.5 0 TD (y)Tj 3.75 0 TD 0.206 Tw (, Government and federal agency obligations, commercial)Tj -216.75 -16 TD 0.179 Tw (paper, repurchase agreements, corporate bonds and notes, bank time deposits and CDs, asset-backed securities, mor)Tj 0 Tw 453.5 0 TD [ (t)-1 (-)] TJ -453.5 -16 TD 0.25 Tw (gage-backed securities, collateralized mortgage obligations, and money market mutual funds. From inception to-date)Tj 0 -16 TD 0.249 Tw (\(December 5, 2001 through June 30, 2002\), this portfolio has earned 5.46% on an annualized basis. )Tj 0 -32 TD 0 Tw (The Agency is cur)Tj 69.25 0 TD (r)Tj 3 0 TD 0.219 Tw (ently working with Merrill Lynch to transfer its Funds held in trust for mortgagors and mortgagor)Tj -72.25 -16 TD 0.212 Tw (escrow deposits from the 樱花视频 State Cash Management Fund to a similar fund at Merrill Lynch. The transfer is)Tj 0 -16 TD 0.25 Tw (expected to take place in the first half of fiscal year 2003. )Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.278 Tw (Investment Income - General Fund)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.235 Tw (Investment income has decreased by 38.5%, from $17.8 million in 2001 to $11.0 million in 2002. Until December)Tj T* 0.25 Tw (2001, our main investment vehicle was the variable rate 樱花视频 Cash Management Fund. This decrease in)Tj T* 0.234 Tw (investment income is attributable to significantly lower interest rates. )Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Non-Operating Expenses)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.163 Tw (In March 2002, the 樱花视频 enacted P.L. 2002, Chapter 4, legislation that required the Agency to make a)Tj T* 0.25 Tw (capital contribution to the 樱花视频 in the amount of $25.0 million. )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0 Tw 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 302.125 25.5 TD (9)Tj ET Q endstream endobj 44 0 obj 4995 endobj 42 0 obj << /Type /Page /Parent 28 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 43 0 R >> endobj 46 0 obj << /Length 47 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (10)Tj -226.25 721.25 TD (BUDGETARY CONTROLS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.238 Tw (The Agency adopts Operating and Capital Plans that are approved by its Board of Directors prior to the start of each)Tj T* 0.154 Tw (new year. Budgets are a measure of the Agency\325s financial performance and accountability and are reviewed on a)Tj T* 0 Tw (monthly basis throughout the year)Tj 133.75 0 TD (.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -133.75 -32 TD (CONCLUSION)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.208 Tw (This section of the Annual Report has been provided to give readers a general overview of the Agency\325s business,)Tj T* 0.239 Tw (financial position, and fiscal accountability for the funds it generates and receives. If you should still have questions)Tj T* 0.238 Tw (about any information in this report, you are requested to contact the Finance Department of the 樱花视频 Housing)Tj T* 0 Tw (and Mortgage Finance Agency)Tj 119 0 TD (.)Tj ET Q endstream endobj 47 0 obj 1126 endobj 45 0 obj << /Type /Page /Parent 28 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 46 0 R >> endobj 50 0 obj << /Length 51 0 R >> stream 0.25 w 1 g 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 679.5 TD 0 Tc 0 Tw (INDEPENDENT AUDITORS\325 REPOR)Tj 184.5 0 TD (T)Tj /F2 9 Tf 0 g 0 G -184.5 -22 TD (T)Tj 4.25 0 TD (o the Agency Members)Tj -4.25 -16 TD 0.252 Tw (樱花视频 Housing & Mortgage Finance Agency)Tj 0 Tw 0 -16 TD [ (T)84 (r)] TJ 7.25 0 TD (enton, 樱花视频)Tj -7.25 -26 TD (W)Tj 8.75 0 TD 0.251 Tw (e have audited the accompanying statement of net assets of the 樱花视频 Housing & Mortgage Finance Agency)Tj 0 Tw 444.75 0 TD (,)Tj -453.5 -13 TD 0.209 Tw (which includes its wholly-owned subsidiaries, \(the \322Agency\323\), a component unit of the 樱花视频, as of June)Tj 0 -13 TD 0.237 Tw (30, 2002, and the related statements of revenues, expenses, and changes in net assets, and cash flows for the year then)Tj T* 0.195 Tw (ended. These financial statements are the responsibility of the Agency\325s management. Our responsibility is to express an)Tj T* 0.25 Tw (opinion on these financial statements based on our audit.)Tj 0 Tw 0 -26 TD (W)Tj 8.75 0 TD 0.236 Tw (e conducted our audit in accordance with auditing standards generally accepted in the United States of America and)Tj -8.75 -13 TD 0.232 Tw (the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller)Tj 0 -13 TD 0.238 Tw (General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance)Tj T* (about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis,)Tj T* 0.249 Tw (evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the)Tj T* 0.25 Tw (accounting principles used and significant estimates made by management, as well as evaluating the overall financial)Tj T* 0.216 Tw (statement presentation. We believe that our audit provides a reasonable basis for our opinion.)Tj 0 -26 TD 0.199 Tw (In our opinion, such financial statements present fairly, in all material respects, the financial position of the Agency as of)Tj 0 -13 TD 0.25 Tw (June 30, 2002, and the results of its operations and its cash flows for the year then ended in conformity with accounting)Tj T* (principles generally accepted in the United States of America.)Tj 0 -26 TD (As discussed in Note 2 to the financial statements, during 2002, the Agency changed its method of accounting and finan)Tj 0 Tw 470.75 0 TD (-)Tj -470.75 -13 TD 0.253 Tw (cial reporting to conform with GASB No. 34.)Tj 0 -26 TD 0.231 Tw (The accompanying supplemental information presented in Schedules 1 through 4 are presented for purposes of additional)Tj 0 -13 TD 0.224 Tw (analysis and are not a required part of the financial statements. Such information is the responsibility of the management)Tj T* 0.237 Tw (of the Agency and has been subjected to the auditing procedures applied in the audit of the financial statements and, in)Tj T* 0.238 Tw (our opinion, is fairly stated in all material respects when considered in relation to the financial statements taken as a)Tj T* 0 Tw (whole.)Tj 0 -26 TD 0.25 Tw (Our audit was conducted for the purpose of forming an opinion on the financial statements taken as a whole.)Tj 0 -13 TD 0.161 Tw (Management\325s Discussion and Analysis, which is the responsibility of the Agency\325s management, is not a required part of)Tj T* 0.232 Tw (the financial statements, but is supplementary information required by the Government Accounting Standards Boar)Tj 0 Tw 447 0 TD (d)Tj -447 -13 TD 0.202 Tw (\(GASB\). We have applied certain limited procedures, which consisted principally of inquiries of management regarding)Tj 0 -13 TD 0.187 Tw (the methods of measurement and presentation of the required supplementary information. However, we did not audit the)Tj T* 0.25 Tw (information and express no opinion on it. )Tj 0 -26 TD 0.235 Tw (In accordance with Government Auditing Standards, we also issued our report dated August 27, 2002, on our considera)Tj 0 Tw 467 0 TD (-)Tj -467 -13 TD 0.198 Tw (tion of the Agency\325s internal control over financial reporting and our tests of its compliance with certain provisions of)Tj 0 -13 TD 0.238 Tw (laws, regulations, contracts, and grants. That report is an integral part of an audit performed in accordance with)Tj T* 0.236 Tw (Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit.)Tj 0 -48 TD 0 Tw (August 27, 2002)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD (11)Tj ET 1 g 454.5 705.25 102.75 51.5 re f 454.5 705.25 102.75 51.5 re f Q 0.5 w q 94.25 0 0 41.75 456.25 714 cm /I5 Do endstream endobj 51 0 obj 4777 endobj 52 0 obj << /Type /XObject /Subtype /Image /Name /I5 /Width 261 /Height 116 /BitsPerComponent 8 /ColorSpace /DeviceGray /Length 53 0 R >> stream ?%DG穲v5G劙ED99`鎆$ 0#EQ ;7\蟰6L5犄S覷'輛愝鼾< {%9=#DyY R d#s9#;tG?E7庚]G5j E.{jD逤磉,,a鴢&I%%- G&7} x7Q (C}S*i (9 LI.  e?xM-stX]7}4C麮(X;,# Zl澸祱~' ~褲.UP' {L. ` G p&}sQ鱍nl*C=04aB9轢9佤>*骂qr 須+嚫韱E)劮鲓%'鳠$j鄫鰝益臊Vu 674婝jd 钭#= 傱.s2'O(\SC?[KyE77\?UhX.<. ;]&#{4D鯾2歧綦褧\mb.Lci 7S&< 02;Uw -2aC0My?e;07`D=2Q -*={(sK5?_%&2fa;bD--yMb,EkA #,AI.o&XDU5%尀b, ~< :.5 &,Nw@/ `P`SaM0<;jxr]棎0嚢o\龢7u韰Y鏢D髭~-Y罣濜駛$砭聂臌 endstream endobj 53 0 obj 30276 endobj 56 0 obj << /Length 57 0 R >> stream Q q 71.25 36.5 38.25 27 re W n 0.25 w q 38.5 0 0 27 71.25 36.5 cm /I6 Do endstream endobj 57 0 obj 78 endobj 54 0 obj << /Type /XObject /Subtype /Image /Name /I6 /Width 80 /Height 56 /BitsPerComponent 8 /ColorSpace /DeviceGray /Length 55 0 R >> stream  $1!.0-*( %"  覃睋{7`=弑頽{s䲣63淉龘~.唪*I剥蓒p傶!桮w%AipVR 幖`EG\鳊轶 *AL輆圂8傳豫^}D观.-$`⿱1e鏤"j-錙掦n @橗б急犏Rf T绎婶"耙L b浊u殊宣 : u-3磩屰削Y@烰刱{\駒 p!\巿锭欅$7:> stream Q Q 0.25 w q 65 82.75 125 16.5 re W n q 126 0 0 16.5 64 82.75 cm /I7 Do endstream endobj 62 0 obj 78 endobj 59 0 obj << /Type /XObject /Subtype /Image /Name /I7 /Filter /FlateDecode /Width 350 /Height 46 /BitsPerComponent 8 /ColorSpace [ /Indexed /DeviceRGB 255 58 0 R ] /Length 60 0 R >> stream H夓W1r:)赱P 酓簣搱褳b`d鴫N2@P站e岴2=3-,豿蔟妹梷?戊飗m_鑯亠6蹧[斫 %X資6` 遦鮙卾跒垇涝*v ,)癔up駋7<萙i向摇矃籭b鑃LDm詞~u1A]V綽喂s?Kr晧E泑秂 五瓻_獣4釁le棈饧埱辔釜)?徽,s鯽>\`}猒孥遆4oC-k窴凜夁 蔒<鵁a觉o聛T F\H妳╰筟蹳浱u裻SQ眞串乙碷QDn}=⑴)┮鑓>懡顬篰鯔my誉g6u讬蠰zk2髦AG丬炔6犓V圢擄焟5q!嗹#{洿J譺貴(S=針砽-B ]C椎筇? 寶u惮'nd;%幆緍 =唍6[%m耇tA:枎鍋j馔S蘻A戺G麰)畟76_.孬伱5涚鶊瀪p-臐Q咤~殶s,nb>y齤 5j鐺$7#ef咅+駦稬朓S\n廷!PM獣^侴@-'S,[偿锺穎搗]韃箩挚5瞱埫L]臊杷,#絠杂鴭/kqB{6涒磎 妱辸M⺻3嘏5啌)#*:+2脆] n,{'0v吮荨 骄秸$/稀賣\玧1±恝E挞丨栿蹓椠趺>4嗛 菅M\焰 原曓 迼7= F园m皏j宛 $簴凭Y饝R1浶飅4Q騦IOC们5V豑i G俖芪*禨?K:Y桫蜲 韕6砃肢'8蜔報痊AL`攏Q3m!痢`棻纲枈瑳 +1U^1撒絙:啵笐u#U8榅鏄󑚡蜰 [弇尲'R/t9矴( * 絻8匌堫牏2!|(裻(?圲壂5嗍泍 U襎`摗岧蹉l届+夜莠趔鮶 鎝(!Js@W媨渋qΠ鞸{懴艼l>;圆齒櫍镕1詶w-墪劐W晝m#X涯閮褟eh|譝爯{"%J觨iq?2aVQ懴炛晜5}~霚)菐〗躯 β漬年Jy柉km释5葦8p蛂斾4uy戅雧2ǎ~焇W#濡懟Q蓴增镮滓cb吋t1y欳q8v鹙j# 劾揩:某钷圦咱5 虠!敼pl媧}4Eb1嵅),┺胣@宴縇]o 檏e-ok)涘E爙第縘鰱擫c堛2F".糾9灵37X 鷣 雅d呇鑊价u%Oa.4鹗)-z鴨`畉磎d輷wt╂&V蕙d皨 }h栂蝆囗F8|R&嫱黁1踅澰邧t匁H 癅滀啸Ax憓畨G1/:窸u軒'/‐蘘W7) 趧莐鰏俙 閩澓豛歾=3C 醕兮Y抺-魏n麊h=%l難'ks屧,蝯鈢>?菛 h5軚'M錕税緾器m{緇AH篖>熬 R]臄."9螚t綬+)=釦㘚í鷫)欪*呮谁殡態镝凵#` 鋸nY唸獗W耓FM絏铇威/42>笰KJL"到&莟C#XT 傌Z熘鵵輝蹐縡I守$w侫鮢 9湑z佮g樨嬀4;蛷G9襥純7X`i髉终`P@V媿s^?9蔿鰕坫榯W岈o廔悵0苩)從i疭匝+勽pwJp愺 鬑u u埌h爵庶/2W$ャ_歺戤蟢cj贵瀂軕╇誼陠S淫h榎(慞j'1j菖沥~?:2扐隵/錉<誡也OY禷>)z茪叽g4槈.亰4N晥銋竲鰕gNi拆`h婷鮠驻憚够Sづp*憯[A闲a8覎y.R0揫伋)记 ^釢苋纠E龡<喑n~搝 /鐜晿lC蔈匧9僖舘蔃1賫>EsdI逈▼e:攕倞*J譚蕗鳱+*C讛酄齰杦駎炆B阖f璾㏎蓏蠧l^N|徚,='} 派H浨(悭r9|keu屡矑錫I=t(B_Q9T捯75┩#裏x?L0d.er;1#怡0-'%-Ds訩+.RRw旿鵍玪㎏螔B茬隼幰澀陻\s1'<.N癸s{v0驶C<m0⒁5~恞敾i6瘗b閈灃6x2﹡岊酑窤m讳?)惷阗#仔b鹕Y5J嚐衎iBH!E2*s懫揤b贕"}$_-W%#K饽*怠)鲒礯碡 聾4馝\ .b亦籇n鞁@CE憫(@x/⌒赴 kW熣霯+C"u"N暙~糳}& 璹飘葇\諌tZD瑘┭k靇忾卓繀臆aX臠D蹿4滴!/情o}l炊<斩..宏+W鄾vk蔳釳硂R〒睭 彧戉y@鯿沚-嬱b啨扰r儩渚<)緘<o謋!*Dw*舝<谁虭⑻<;洆举8 艭G砎.瞨 尶髐#$喐D5樲rH蟉~R濩煗[詤旻C祒Y蠾崤c/碹閧kCИTe蝎-5}q9黚jwA\漗hJ~As\穅證^兔a趎刿5hQ湩砑;衭樥毆OHHHHHxP|>@. endstream endobj 60 0 obj 2899 endobj 58 0 obj << /Length 63 0 R /Filter /ASCII85Decode >> stream s8W-!s31NCRK*;!s8OnTrrE)Cs8UW!s3(JebQ+'T !+sFT1X#h!RK*;Ts3-o2R@4(eRK#(2rrAJ2s-_*TREV(eb\!9e1RZGeR@4)CREV(e R@0ITR@,k!R/iXes-[KCR:_kTAnIHC1RVhTR5=l21X)7CR@,jCR56Xe1BW!!1EieREPZ!R/iXe!1>VCR/d5!rr?ZT!+qW!AnD$T1B;"e!&OWT1X#hTR/f$T !&HD21B7CTrr<&C!!&De!+l321[Y5Ch#IGe!!'#!!/LUTG5qVC!!#Ce!$VCC&HDe2 mJm7C!!'V2!3-#!L]@F!!!$"!!(6ee+ohTT!!!#e!!(gT!4r42WW3$T!!%3C!*'"! 6i[32!!!W!mdAoeh7L;2WiE(TLkp8!G?%XC6psEe+sIU2&HDe2~> endstream endobj 63 0 obj 976 endobj 64 0 obj << /Length 65 0 R >> stream Q Q q 30 31 552 730 re W n 1 g 69.25 689.75 206.5 85 re f 69.25 689.75 206.5 71.25 re f BT /F2 7 Tf 0.3 g 0.3 G 70.375 758.5 TD (T)Tj 3.25 0 TD (wo Hilton Cour)Tj 46.5 0 TD (t)Tj -49.75 -10 TD (P)Tj 2.75 0 TD (.O.Box 319)Tj -2.75 -10 TD (Parsippany, 樱花视频 07054-0319)Tj 0 -20 TD (T)Tj 3.25 0 TD (el: \(973\) 683-7000)Tj -3.25 -10 TD (Fax: \(973\) 683-7459)Tj 0 -10 TD (www.deliotte.com)Tj ET Q endstream endobj 65 0 obj 409 endobj 48 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /XObject << /I5 52 0 R /I6 54 0 R /I7 59 0 R >> /ProcSet 2 0 R >> /Contents [ 50 0 R 56 0 R 61 0 R 64 0 R ] >> endobj 67 0 obj << /Length 68 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (12)Tj ET 1 g 71.25 39.25 468 717.5 re f 71.25 39.25 468 717.5 re f 0.948 0.975 0.973 rg 72.25 709 466 46.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 748.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD (TEMENT OF NET ASSETS)Tj -12.5 -10 TD (JUNE 30, 2002)Tj 0 -10 TD (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 646.75 137.75 61.25 re f 211 682.75 108.5 25.25 re f BT 0.348 0.464 0.64 rg 217.875 693.25 TD (Bond and Obligation Funds)Tj ET 0.948 0.975 0.973 rg 320.5 682.75 217.75 25.25 re f 211 646.75 53.75 35 re f BT 0.348 0.464 0.64 rg 215.625 669.75 TD (Single Family)Tj 5.25 -10 TD (Mortgage)Tj -3.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 265.75 646.75 53.75 35 re f BT 0.348 0.464 0.64 rg 271.125 669.75 TD (Multi-Family)Tj 7.5 -10 TD (Housing)Tj -6.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 320.5 646.75 53.75 35 re f BT 0.348 0.464 0.64 rg 324.125 649.75 TD (General Fund)Tj ET 0.948 0.975 0.973 rg 375.25 646.75 53.5 35 re f BT 0.348 0.464 0.64 rg 393.125 659.75 TD (STAR)Tj -11.75 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 429.75 646.75 53.75 35 re f BT 0.348 0.464 0.64 rg 449.375 659.75 TD (ABC)Tj -13.25 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 484.5 646.75 53.75 35 re f BT 0.348 0.464 0.64 rg 493.125 649.75 TD (2002 Total)Tj ET 0.948 0.975 0.973 rg 72.25 631.25 466 14.5 re f BT 0.348 0.464 0.64 rg 73.375 638.75 TD (Assets)Tj ET 0.948 0.975 0.973 rg 72.25 615 466 15.25 re f BT 0.348 0.464 0.64 rg 73.375 623.25 TD (CURRENT ASSETS:)Tj ET 0.948 0.975 0.973 rg 72.25 591 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 607 TD 0.222 Tw (Cash and cash equivalents \(Note 4\))Tj ET 0.948 0.975 0.973 rg 211 591 53.75 23 re f BT 0.348 0.464 0.64 rg 235.125 607 TD 0 Tw ($58,508)Tj ET 0.948 0.975 0.973 rg 265.75 591 53.75 23 re f BT 0.348 0.464 0.64 rg 289.625 607 TD ($80,616)Tj ET 0.948 0.975 0.973 rg 320.5 591 53.75 23 re f BT 0.348 0.464 0.64 rg 339.875 607 TD ($390,136)Tj ET 0.948 0.975 0.973 rg 375.25 591 53.5 23 re f BT 0.348 0.464 0.64 rg 410.125 607 TD ($117)Tj ET 0.948 0.975 0.973 rg 429.75 591 53.75 23 re f BT 0.348 0.464 0.64 rg 455.875 607 TD ($ 2,649)Tj ET 0.948 0.975 0.973 rg 484.5 591 53.75 23 re f BT 0.348 0.464 0.64 rg 504.125 607 TD ($532,026)Tj ET 0.948 0.975 0.973 rg 72.25 567 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 583 TD (Investments, substantially restricted)Tj 0 -10 TD (\(Note 4\))Tj ET 0.948 0.975 0.973 rg 211 567 53.75 23 re f BT 0.348 0.464 0.64 rg 239.375 583 TD (23,652)Tj ET 0.948 0.975 0.973 rg 265.75 567 53.75 23 re f BT 0.348 0.464 0.64 rg 294.125 583 TD (28,461)Tj ET 0.948 0.975 0.973 rg 320.5 567 53.75 23 re f BT 0.348 0.464 0.64 rg 348.875 583 TD (45,144)Tj ET 0.948 0.975 0.973 rg 375.25 567 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 583 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 567 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 583 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 567 53.75 23 re f BT 0.348 0.464 0.64 rg 512.875 583 TD (97,257)Tj ET 0.948 0.975 0.973 rg 72.25 543.25 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 559 TD (Accrued interest receivable on invest)Tj 126 0 TD (-)Tj -126 -10 TD (ments)Tj ET 0.948 0.975 0.973 rg 211 543.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 243.875 559 TD (4,481)Tj ET 0.948 0.975 0.973 rg 265.75 543.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 298.625 559 TD (1,017)Tj ET 0.948 0.975 0.973 rg 320.5 543.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 353.375 559 TD (2,293)Tj ET 0.948 0.975 0.973 rg 375.25 543.25 53.5 22.75 re f BT 0.348 0.464 0.64 rg 414.125 559 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 543.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 468.625 559 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 543.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 517.375 559 TD (7,791)Tj ET 0.948 0.975 0.973 rg 72.25 518.25 137.75 24 re f BT 0.348 0.464 0.64 rg 73.375 535.25 TD 0.207 Tw (Mortgage loans receivable \320 net \(Note)Tj 0 -10 TD 0 Tw (5\))Tj ET 0.948 0.975 0.973 rg 211 518.25 53.75 24 re f BT 0.348 0.464 0.64 rg 239.375 535.25 TD (23,434)Tj ET 0.948 0.975 0.973 rg 265.75 518.25 53.75 24 re f BT 0.348 0.464 0.64 rg 294.125 535.25 TD (34,121)Tj ET 0.948 0.975 0.973 rg 320.5 518.25 53.75 24 re f BT 0.348 0.464 0.64 rg 353.375 535.25 TD (1,160)Tj ET 0.948 0.975 0.973 rg 375.25 518.25 53.5 24 re f BT 0.348 0.464 0.64 rg 414.125 535.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 518.25 53.75 24 re f BT 0.348 0.464 0.64 rg 468.625 535.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 518.25 53.75 24 re f BT 0.348 0.464 0.64 rg 512.875 535.25 TD (58,715)Tj ET 0.948 0.975 0.973 rg 72.25 494.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 510.25 TD (Supplemental mortgages and other)Tj 0 -10 TD (loans \320 net \(Note 7\))Tj ET 0.948 0.975 0.973 rg 211 494.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 510.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 494.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 510.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 494.25 53.75 23 re f BT 0.348 0.464 0.64 rg 353.375 510.25 TD (3,545)Tj ET 0.948 0.975 0.973 rg 375.25 494.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 510.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 494.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 510.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 494.25 53.75 23 re f BT 0.348 0.464 0.64 rg 517.375 510.25 TD (3,545)Tj ET 0.948 0.975 0.973 rg 72.25 470.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 486.25 TD (Due from loan servicers and insurers)Tj ET 0.948 0.975 0.973 rg 211 470.25 53.75 23 re f BT 0.348 0.464 0.64 rg 243.875 486.25 TD (6,075)Tj ET 0.948 0.975 0.973 rg 265.75 470.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 486.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 470.25 53.75 23 re f BT 0.348 0.464 0.64 rg 359.125 486.25 TD (\(32\))Tj ET 0.948 0.975 0.973 rg 375.25 470.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 486.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 470.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 486.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 470.25 53.75 23 re f BT 0.348 0.464 0.64 rg 517.375 486.25 TD (6,043)Tj ET 0.948 0.975 0.973 rg 72.25 450 137.75 19.25 re f BT 0.348 0.464 0.64 rg 73.375 462.25 TD (Other assets)Tj ET 0.948 0.975 0.973 rg 211 450 53.75 19.25 re f BT 0.348 0.464 0.64 rg 250.625 462.25 TD (329)Tj ET 1 g 213.75 457.25 49 1 re f 0.948 0.975 0.973 rg 265.75 450 53.75 19.25 re f BT 0.348 0.464 0.64 rg 305.375 462.25 TD (358)Tj ET 1 g 268.5 457.25 49 1 re f 0.948 0.975 0.973 rg 320.5 450 53.75 19.25 re f BT 0.348 0.464 0.64 rg 359.875 462.25 TD (206)Tj ET 1 g 323.25 457.25 49 1 re f 0.948 0.975 0.973 rg 375.25 450 53.5 19.25 re f BT 0.348 0.464 0.64 rg 414.125 462.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 450 53.75 19.25 re f BT 0.348 0.464 0.64 rg 468.625 462.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 450 53.75 19.25 re f BT 0.348 0.464 0.64 rg 524.125 462.25 TD (893)Tj ET 1 g 487.25 457.25 49 1 re f 0.948 0.975 0.973 rg 72.25 426 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 442 TD (T)Tj 3.75 0 TD (otal cur)Tj 26 0 TD (r)Tj 2.5 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 211 426 53.75 23 re f BT 0.348 0.464 0.64 rg 235.125 442 TD (116,479)Tj ET 1 g 213.75 437 49 1 re f 0.948 0.975 0.973 rg 265.75 426 53.75 23 re f BT 0.348 0.464 0.64 rg 289.625 442 TD (144,573)Tj ET 1 g 268.5 437 49 1 re f 0.948 0.975 0.973 rg 320.5 426 53.75 23 re f BT 0.348 0.464 0.64 rg 344.375 442 TD (442,452)Tj ET 1 g 323.25 437 49 1 re f 0.948 0.975 0.973 rg 375.25 426 53.5 23 re f BT 0.348 0.464 0.64 rg 414.625 442 TD (117)Tj ET 1 g 377.75 437 49 1 re f 0.948 0.975 0.973 rg 429.75 426 53.75 23 re f BT 0.348 0.464 0.64 rg 462.625 442 TD (2,649)Tj ET 1 g 432.5 437 49 1 re f 0.948 0.975 0.973 rg 484.5 426 53.75 23 re f BT 0.348 0.464 0.64 rg 508.375 442 TD (706,270)Tj ET 1 g 487.25 437 49 1 re f 0.948 0.975 0.973 rg 72.25 415.75 466 9.25 re f 72.25 400.25 466 14.5 re f BT 0.348 0.464 0.64 rg 73.375 407.75 TD (NON-CURRENT ASSETS: )Tj ET 0.948 0.975 0.973 rg 72.25 376.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 392.25 TD (Investments, substantially restricted)Tj 0 -10 TD (\(Note 4\))Tj ET 0.948 0.975 0.973 rg 211 376.25 53.75 23 re f BT 0.348 0.464 0.64 rg 235.125 392.25 TD (274,594)Tj ET 0.948 0.975 0.973 rg 265.75 376.25 53.75 23 re f BT 0.348 0.464 0.64 rg 289.625 392.25 TD (169,816)Tj ET 0.948 0.975 0.973 rg 320.5 376.25 53.75 23 re f BT 0.348 0.464 0.64 rg 344.375 392.25 TD (199,256)Tj ET 0.948 0.975 0.973 rg 375.25 376.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 392.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 376.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 392.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 376.25 53.75 23 re f BT 0.348 0.464 0.64 rg 508.375 392.25 TD (643,666)Tj ET 0.948 0.975 0.973 rg 72.25 352.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 368.25 TD (Escrow deposits)Tj ET 0.948 0.975 0.973 rg 211 352.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 368.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 352.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 368.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 352.25 53.75 23 re f BT 0.348 0.464 0.64 rg 359.375 368.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 352.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.625 368.25 TD (142)Tj ET 0.948 0.975 0.973 rg 429.75 352.25 53.75 23 re f BT 0.348 0.464 0.64 rg 473.875 368.25 TD (45)Tj ET 0.948 0.975 0.973 rg 484.5 352.25 53.75 23 re f BT 0.348 0.464 0.64 rg 524.125 368.25 TD (187)Tj ET 0.948 0.975 0.973 rg 72.25 328.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 344.25 TD 0.207 Tw (Mortgage loans receivable \320 net \(Note)Tj 0 -10 TD 0 Tw (5\))Tj ET 0.948 0.975 0.973 rg 211 328.25 53.75 23 re f BT 0.348 0.464 0.64 rg 228.375 344.25 TD (1,090,903)Tj ET 0.948 0.975 0.973 rg 265.75 328.25 53.75 23 re f BT 0.348 0.464 0.64 rg 283.125 344.25 TD (1,041,369)Tj ET 0.948 0.975 0.973 rg 320.5 328.25 53.75 23 re f BT 0.348 0.464 0.64 rg 348.875 344.25 TD (43,027)Tj ET 0.948 0.975 0.973 rg 375.25 328.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 344.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 328.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 344.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 328.25 53.75 23 re f BT 0.348 0.464 0.64 rg 501.875 344.25 TD (2,175,299)Tj ET 0.948 0.975 0.973 rg 72.25 304.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 320.25 TD (Debt service ar)Tj 51.5 0 TD (r)Tj 2.5 0 TD (ears receivable \320 net)Tj -54 -10 TD (\(Note 6\))Tj ET 0.948 0.975 0.973 rg 211 304.25 53.75 23 re f BT 0.348 0.464 0.64 rg 243.875 320.25 TD (7,046)Tj ET 0.948 0.975 0.973 rg 265.75 304.25 53.75 23 re f BT 0.348 0.464 0.64 rg 298.625 320.25 TD (1,213)Tj ET 0.948 0.975 0.973 rg 320.5 304.25 53.75 23 re f BT 0.348 0.464 0.64 rg 359.875 320.25 TD (177)Tj ET 0.948 0.975 0.973 rg 375.25 304.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 320.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 304.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 320.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 304.25 53.75 23 re f BT 0.348 0.464 0.64 rg 517.375 320.25 TD (8,436)Tj ET 0.948 0.975 0.973 rg 72.25 280.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 296.25 TD (Interest receivable on construction)Tj 0 -10 TD (advances and mortgages)Tj ET 0.948 0.975 0.973 rg 211 280.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 296.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 280.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 296.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 280.25 53.75 23 re f BT 0.348 0.464 0.64 rg 353.375 296.25 TD (1,675)Tj ET 0.948 0.975 0.973 rg 375.25 280.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 296.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 280.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 296.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 280.25 53.75 23 re f BT 0.348 0.464 0.64 rg 517.375 296.25 TD (1,675)Tj ET 0.948 0.975 0.973 rg 72.25 256.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 272.25 TD (Supplemental mortgages and other)Tj 0 -10 TD (loans \320 net \(Note 7\))Tj ET 0.948 0.975 0.973 rg 211 256.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 272.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 256.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 272.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 256.25 53.75 23 re f BT 0.348 0.464 0.64 rg 344.375 272.25 TD (197,161)Tj ET 0.948 0.975 0.973 rg 375.25 256.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 272.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 256.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 272.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 256.25 53.75 23 re f BT 0.348 0.464 0.64 rg 508.375 272.25 TD (197,161)Tj ET 0.948 0.975 0.973 rg 72.25 232.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 248.25 TD (Defer)Tj 19 0 TD (r)Tj 2.75 0 TD (ed charges \320 bond issuance costs)Tj -21.75 -10 TD (\320 net)Tj ET 0.948 0.975 0.973 rg 211 232.25 53.75 23 re f BT 0.348 0.464 0.64 rg 243.875 248.25 TD (8,128)Tj ET 0.948 0.975 0.973 rg 265.75 232.25 53.75 23 re f BT 0.348 0.464 0.64 rg 298.625 248.25 TD (5,812)Tj ET 0.948 0.975 0.973 rg 320.5 232.25 53.75 23 re f BT 0.348 0.464 0.64 rg 353.375 248.25 TD (3,156)Tj ET 0.948 0.975 0.973 rg 375.25 232.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 248.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 232.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 248.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 232.25 53.75 23 re f BT 0.348 0.464 0.64 rg 512.875 248.25 TD (17,096)Tj ET 0.948 0.975 0.973 rg 72.25 208.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 224.25 TD (Defer)Tj 19 0 TD (r)Tj 2.75 0 TD (ed economic loss on defeasance)Tj -21.75 -10 TD (of bonds)Tj ET 0.948 0.975 0.973 rg 211 208.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 224.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 208.25 53.75 23 re f BT 0.348 0.464 0.64 rg 294.125 224.25 TD (13,044)Tj ET 0.948 0.975 0.973 rg 320.5 208.25 53.75 23 re f BT 0.348 0.464 0.64 rg 359.375 224.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 208.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 224.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 208.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 224.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 208.25 53.75 23 re f BT 0.348 0.464 0.64 rg 512.875 224.25 TD (13,044)Tj ET 0.948 0.975 0.973 rg 72.25 184.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 200.25 TD (Real estate owned)Tj ET 0.948 0.975 0.973 rg 211 184.25 53.75 23 re f BT 0.348 0.464 0.64 rg 243.875 200.25 TD (2,268)Tj ET 0.948 0.975 0.973 rg 265.75 184.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 200.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 184.25 53.75 23 re f BT 0.348 0.464 0.64 rg 359.875 200.25 TD (205)Tj ET 0.948 0.975 0.973 rg 375.25 184.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 200.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 184.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 200.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 184.25 53.75 23 re f BT 0.348 0.464 0.64 rg 517.375 200.25 TD (2,473)Tj ET 0.948 0.975 0.973 rg 72.25 160.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 176.25 TD (Property, plant and equipment \320 net)Tj 0 -10 TD (\(Note 8\))Tj ET 0.948 0.975 0.973 rg 211 160.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 176.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 160.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 176.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 160.25 53.75 23 re f BT 0.348 0.464 0.64 rg 348.875 176.25 TD (12,740)Tj ET 0.948 0.975 0.973 rg 375.25 160.25 53.5 23 re f BT 0.348 0.464 0.64 rg 407.875 176.25 TD (3,531)Tj ET 0.948 0.975 0.973 rg 429.75 160.25 53.75 23 re f BT 0.348 0.464 0.64 rg 462.625 176.25 TD (1,032)Tj ET 0.948 0.975 0.973 rg 484.5 160.25 53.75 23 re f BT 0.348 0.464 0.64 rg 512.875 176.25 TD (17,303)Tj ET 0.948 0.975 0.973 rg 72.25 136.25 137.75 23 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 73.375 151.5 TD (Other non-cur)Tj 56.25 0 TD (r)Tj 3 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 211 136.25 53.75 23 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 249.875 152.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 136.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 152.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 136.25 53.75 23 re f BT 0.348 0.464 0.64 rg 359.875 152.25 TD (867)Tj ET 0.948 0.975 0.973 rg 375.25 136.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 152.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 136.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 152.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 136.25 53.75 23 re f BT 0.348 0.464 0.64 rg 524.125 152.25 TD (867)Tj ET 0.948 0.975 0.973 rg 72.25 112.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 128.25 TD (Due from other funds)Tj ET 0.948 0.975 0.973 rg 211 112.25 53.75 23 re f BT 0.348 0.464 0.64 rg 249.875 128.25 TD (-)Tj ET 1 g 213.75 123.25 49 1 re f 0.948 0.975 0.973 rg 265.75 112.25 53.75 23 re f BT 0.348 0.464 0.64 rg 304.625 128.25 TD (-)Tj ET 1 g 268.5 123.25 49 1 re f 0.948 0.975 0.973 rg 320.5 112.25 53.75 23 re f BT 0.348 0.464 0.64 rg 348.875 128.25 TD (10,824)Tj ET 1 g 323.25 123.25 49 1 re f 0.948 0.975 0.973 rg 375.25 112.25 53.5 23 re f BT 0.348 0.464 0.64 rg 414.125 128.25 TD (-)Tj ET 1 g 377.75 123.25 49 1 re f 0.948 0.975 0.973 rg 429.75 112.25 53.75 23 re f BT 0.348 0.464 0.64 rg 468.625 128.25 TD (-)Tj ET 1 g 432.5 123.25 49 1 re f 0.948 0.975 0.973 rg 484.5 112.25 53.75 23 re f BT 0.348 0.464 0.64 rg 512.875 128.25 TD (10,824)Tj ET 1 g 487.25 123.25 49 1 re f 0.948 0.975 0.973 rg 72.25 88.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 104.25 TD (T)Tj 3.75 0 TD (otal non-cur)Tj 42.5 0 TD (r)Tj 2.5 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 211 88.25 53.75 23 re f BT 0.348 0.464 0.64 rg 228.375 104.25 TD (1,382,939)Tj ET 1 g 213.75 99.25 49 1 re f 0.948 0.975 0.973 rg 265.75 88.25 53.75 23 re f BT 0.348 0.464 0.64 rg 283.125 104.25 TD (1,231,254)Tj ET 1 g 268.5 99.25 49 1 re f 0.948 0.975 0.973 rg 320.5 88.25 53.75 23 re f BT 0.348 0.464 0.64 rg 344.375 104.25 TD (469,088)Tj ET 1 g 323.25 99.25 49 1 re f 0.948 0.975 0.973 rg 375.25 88.25 53.5 23 re f BT 0.348 0.464 0.64 rg 407.875 104.25 TD (3,673)Tj ET 1 g 377.75 99.25 49 1 re f 0.948 0.975 0.973 rg 429.75 88.25 53.75 23 re f BT 0.348 0.464 0.64 rg 462.625 104.25 TD (1,077)Tj ET 1 g 432.5 99.25 49 1 re f 0.948 0.975 0.973 rg 484.5 88.25 53.75 23 re f BT 0.348 0.464 0.64 rg 501.875 104.25 TD (3,088,031)Tj ET 1 g 487.25 99.25 49 1 re f 0.948 0.975 0.973 rg 72.25 64.25 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 80.25 TD (TOTAL ASSETS)Tj ET 0.948 0.975 0.973 rg 211 64.25 53.75 23 re f BT 0.348 0.464 0.64 rg 223.875 80.25 TD ($1,499,418)Tj ET 1 g q 49 0 0 3 213.75 75.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 265.75 64.25 53.75 23 re f BT 0.348 0.464 0.64 rg 278.625 80.25 TD ($1,375,827)Tj ET 1 g q 49 0 0 3 268.5 75.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 320.5 64.25 53.75 23 re f BT 0.348 0.464 0.64 rg 339.875 80.25 TD ($911,540)Tj ET 1 g q 49 0 0 3 323.25 75.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 375.25 64.25 53.5 23 re f BT 0.348 0.464 0.64 rg 403.625 80.25 TD ($3,790)Tj ET 1 g q 49 0 0 3 377.75 75.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 429.75 64.25 53.75 23 re f BT 0.348 0.464 0.64 rg 458.125 80.25 TD ($3,726)Tj ET 1 g q 49 0 0 3 432.5 75.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 484.5 64.25 53.75 23 re f BT 0.348 0.464 0.64 rg 497.375 80.25 TD ($3,794,301)Tj ET 1 g q 49 0 0 3 487.25 75.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 40.25 466 23 re f BT 0.348 0.464 0.64 rg 496.125 43.5 TD (\(Continued\) )Tj ET 0.948 0.975 0.973 rg 71.25 39.25 1 717.5 re f 210 645.75 1 63.25 re f 210 425 1 190 re f 210 63.25 1 337 re f 264.75 645.75 1 37 re f 264.75 425 1 190 re f 264.75 63.25 1 337 re f 319.5 645.75 1 63.25 re f 319.5 425 1 190 re f 319.5 63.25 1 337 re f 374.25 645.75 1 37 re f 374.25 425 1 190 re f 374.25 63.25 1 337 re f 428.75 645.75 1 37 re f 428.75 425 1 190 re f 428.75 63.25 1 337 re f 483.5 645.75 1 37 re f 483.5 425 1 190 re f 483.5 63.25 1 337 re f 538.25 39.25 1 717.5 re f 71.25 755.75 468 1 re f 71.25 708 468 1 re f 210 681.75 329.25 1 re f 71.25 645.75 468 1 re f 71.25 630.25 468 1 re f 71.25 614 468 1 re f 71.25 590 468 1 re f 71.25 566 468 1 re f 71.25 542.25 468 1 re f 71.25 517.25 468 1 re f 71.25 493.25 468 1 re f 71.25 469.25 468 1 re f 71.25 449 468 1 re f 71.25 425 468 1 re f 71.25 414.75 468 1 re f 71.25 399.25 468 1 re f 71.25 375.25 468 1 re f 71.25 351.25 468 1 re f 71.25 327.25 468 1 re f 71.25 303.25 468 1 re f 71.25 279.25 468 1 re f 71.25 255.25 468 1 re f 71.25 231.25 468 1 re f 71.25 207.25 468 1 re f 71.25 183.25 468 1 re f 71.25 159.25 468 1 re f 71.25 135.25 468 1 re f 71.25 111.25 468 1 re f 71.25 87.25 468 1 re f 71.25 63.25 468 1 re f 71.25 39.25 468 1 re f Q endstream endobj 68 0 obj 21460 endobj 66 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 67 0 R >> endobj 70 0 obj << /Length 71 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (13)Tj ET 1 g 71.25 89.25 468 667.5 re f 71.25 89.25 468 667.5 re f 0.948 0.975 0.973 rg 72.25 709.75 466 46 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 748.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD (TEMENT OF NET ASSETS)Tj -12.5 -10 TD (JUNE 30, 2002)Tj 0 -10 TD (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 649 137.75 59.75 re f 211 684 108.5 24.75 re f BT 0.348 0.464 0.64 rg 217.875 694.25 TD (Bond and Obligation Funds)Tj ET 0.948 0.975 0.973 rg 320.5 684 217.75 24.75 re f 211 649 53.75 34 re f BT 0.348 0.464 0.64 rg 215.625 672 TD (Single Family)Tj 5.25 -10 TD (Mortgage)Tj -3.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 265.75 649 53.75 34 re f BT 0.348 0.464 0.64 rg 271.125 672 TD (Multi-Family)Tj 7.5 -10 TD (Housing)Tj -6.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 320.5 649 53.75 34 re f BT 0.348 0.464 0.64 rg 324.125 652 TD (General Fund)Tj ET 0.948 0.975 0.973 rg 375.25 649 53.5 34 re f BT 0.348 0.464 0.64 rg 393.125 662 TD (STAR)Tj -11.75 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 429.75 649 53.75 34 re f BT 0.348 0.464 0.64 rg 449.375 662 TD (ABC)Tj -13.25 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 484.5 649 53.75 34 re f BT 0.348 0.464 0.64 rg 493.125 652 TD (2002 Total)Tj ET 0.948 0.975 0.973 rg 72.25 633.75 466 14.25 re f BT 0.348 0.464 0.64 rg 73.375 641 TD (LIABILITIES AND NET ASSETS)Tj ET 0.948 0.975 0.973 rg 72.25 617.75 466 15 re f BT 0.348 0.464 0.64 rg 73.375 625.75 TD (CURRENT LIABILITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 594 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 609.75 TD [ (B)25 (o)-6 (n)25 (d)-6 (s)14 ( )-3 (an)25 (d)-6 ( )-3 (o)-6 (b)25 (l)3 (i)3 (g)25 (at)21 (i)3 (o)25 (n)-6 (s)14 ( )-3 (-)14 ( )-35 (n)25 (et)21 ( )] TJ 0 -10 TD [ (\()20 (N)4 (o)25 (t)-11 (e)31 ( )-35 (9)25 (\))] TJ ET 0.948 0.975 0.973 rg 211 594 53.75 22.75 re f BT 0.348 0.464 0.64 rg 235.125 609.75 TD ($26,415)Tj ET 0.948 0.975 0.973 rg 265.75 594 53.75 22.75 re f BT 0.348 0.464 0.64 rg 289.625 609.75 TD ($47,728)Tj ET 0.948 0.975 0.973 rg 320.5 594 53.75 22.75 re f BT 0.348 0.464 0.64 rg 343.625 609.75 TD 0.222 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 375.25 594 53.5 22.75 re f BT 0.348 0.464 0.64 rg 398.375 609.75 TD ($ -)Tj ET 0.948 0.975 0.973 rg 429.75 594 53.75 22.75 re f BT 0.348 0.464 0.64 rg 453.125 609.75 TD ($ -)Tj ET 0.948 0.975 0.973 rg 484.5 594 53.75 22.75 re f BT 0.348 0.464 0.64 rg 508.375 609.75 TD 0 Tw ($74,143)Tj ET 0.948 0.975 0.973 rg 72.25 570.5 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 586 TD 0.221 Tw (Accrued interest payable on bonds and)Tj 0 -10 TD 0 Tw (obligations)Tj ET 0.948 0.975 0.973 rg 211 570.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 239.375 586 TD (18,508)Tj ET 0.948 0.975 0.973 rg 265.75 570.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 294.125 586 TD (11,979)Tj ET 0.948 0.975 0.973 rg 320.5 570.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 359.375 586 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 570.5 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.125 586 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 570.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 586 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 570.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 512.875 586 TD (30,487)Tj ET 0.948 0.975 0.973 rg 72.25 547 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 562.5 TD (Subsidy payments received in advance)Tj ET 0.948 0.975 0.973 rg 211 547 53.75 22.5 re f BT 0.348 0.464 0.64 rg 249.875 562.5 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 547 53.75 22.5 re f BT 0.348 0.464 0.64 rg 304.625 562.5 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 547 53.75 22.5 re f BT 0.348 0.464 0.64 rg 348.875 562.5 TD (22,631)Tj ET 0.948 0.975 0.973 rg 375.25 547 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.125 562.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 547 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 562.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 547 53.75 22.5 re f BT 0.348 0.464 0.64 rg 512.875 562.5 TD (22,631)Tj ET 0.948 0.975 0.973 rg 72.25 522.5 137.75 23.5 re f BT 0.348 0.464 0.64 rg 73.375 539 TD (Advances from the State of New)Tj 0 -10 TD 0.222 Tw (Jersey for bond and housing assistance)Tj ET 0.948 0.975 0.973 rg 211 522.5 53.75 23.5 re f BT 0 Tw 0.348 0.464 0.64 rg 249.875 539 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 522.5 53.75 23.5 re f BT 0.348 0.464 0.64 rg 298.625 539 TD (1,779)Tj ET 0.948 0.975 0.973 rg 320.5 522.5 53.75 23.5 re f BT 0.348 0.464 0.64 rg 348.875 539 TD (22,757)Tj ET 0.948 0.975 0.973 rg 375.25 522.5 53.5 23.5 re f BT 0.348 0.464 0.64 rg 414.125 539 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 522.5 53.75 23.5 re f BT 0.348 0.464 0.64 rg 468.625 539 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 522.5 53.75 23.5 re f BT 0.348 0.464 0.64 rg 512.875 539 TD (24,536)Tj ET 0.948 0.975 0.973 rg 72.25 498.75 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 514.5 TD (Other cur)Tj 33.5 0 TD (r)Tj 2.75 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 211 498.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 249.875 514.5 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 498.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 304.625 514.5 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 498.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 359.375 514.5 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 498.75 53.5 22.75 re f BT 0.348 0.464 0.64 rg 414.625 514.5 TD (239)Tj ET 0.948 0.975 0.973 rg 429.75 498.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 462.625 514.5 TD (2,637)Tj ET 0.948 0.975 0.973 rg 484.5 498.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 517.375 514.5 TD (2,876)Tj ET 0.948 0.975 0.973 rg 72.25 475.25 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 490.75 TD (Mortgagor escrow deposits \(Note 11\))Tj ET 0.948 0.975 0.973 rg 211 475.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 249.875 490.75 TD (-)Tj ET 1 g 213.75 485.75 49 1 re f 0.948 0.975 0.973 rg 265.75 475.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 298.625 490.75 TD (7,851)Tj ET 1 g 268.5 485.75 49 1 re f 0.948 0.975 0.973 rg 320.5 475.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 344.375 490.75 TD (199,434)Tj ET 1 g 323.25 485.75 49 1 re f 0.948 0.975 0.973 rg 375.25 475.25 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.125 490.75 TD (-)Tj ET 1 g 377.75 485.75 49 1 re f 0.948 0.975 0.973 rg 429.75 475.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 490.75 TD (-)Tj ET 1 g 432.5 485.75 49 1 re f 0.948 0.975 0.973 rg 484.5 475.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 508.375 490.75 TD (207,285)Tj ET 1 g 487.25 485.75 49 1 re f 0.948 0.975 0.973 rg 72.25 454.75 137.75 19.5 re f BT 0.348 0.464 0.64 rg 73.375 467.25 TD (T)Tj 3.75 0 TD (otal cur)Tj 26 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 211 454.75 53.75 19.5 re f BT 0.348 0.464 0.64 rg 239.375 467.25 TD (44,923)Tj ET 1 g 213.75 462.25 49 1 re f 0.948 0.975 0.973 rg 265.75 454.75 53.75 19.5 re f BT 0.348 0.464 0.64 rg 294.125 467.25 TD (69,337)Tj ET 1 g 268.5 462.25 49 1 re f 0.948 0.975 0.973 rg 320.5 454.75 53.75 19.5 re f BT 0.348 0.464 0.64 rg 344.375 467.25 TD (244,822)Tj ET 1 g 323.25 462.25 49 1 re f 0.948 0.975 0.973 rg 375.25 454.75 53.5 19.5 re f BT 0.348 0.464 0.64 rg 414.625 467.25 TD (239)Tj ET 1 g 377.75 462.25 49 1 re f 0.948 0.975 0.973 rg 429.75 454.75 53.75 19.5 re f BT 0.348 0.464 0.64 rg 462.625 467.25 TD (2,637)Tj ET 1 g 432.5 462.25 49 1 re f 0.948 0.975 0.973 rg 484.5 454.75 53.75 19.5 re f BT 0.348 0.464 0.64 rg 508.375 467.25 TD (361,958)Tj ET 1 g 487.25 462.25 49 1 re f 0.948 0.975 0.973 rg 72.25 439.5 466 14.25 re f BT 0.348 0.464 0.64 rg 73.375 446.75 TD (NON-CURRENT LIABILITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 415.75 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 431.5 TD 0.222 Tw (Bonds and obligations - net \(Note 9\))Tj ET 0.948 0.975 0.973 rg 211 415.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 228.375 431.5 TD 0 Tw (1,297,000)Tj ET 0.948 0.975 0.973 rg 265.75 415.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 283.125 431.5 TD (1,181,126)Tj ET 0.948 0.975 0.973 rg 320.5 415.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 359.375 431.5 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 415.75 53.5 22.75 re f BT 0.348 0.464 0.64 rg 414.125 431.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 415.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 468.625 431.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 415.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 501.875 431.5 TD (2,478,126 )Tj ET 0.948 0.975 0.973 rg 72.25 392.25 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 407.75 TD (Minimum escrow requirement)Tj ET 0.948 0.975 0.973 rg 211 392.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 249.875 407.75 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 392.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 298.625 407.75 TD (8,912)Tj ET 0.948 0.975 0.973 rg 320.5 392.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 359.875 407.75 TD (573)Tj ET 0.948 0.975 0.973 rg 375.25 392.25 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.125 407.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 392.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 407.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 392.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 517.375 407.75 TD (9,485)Tj ET 0.948 0.975 0.973 rg 72.25 368.5 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 384.25 TD 0.23 Tw (Funds held in trust for mortgagors)Tj 0 -10 TD 0 Tw (\(Note 10\))Tj ET 0.948 0.975 0.973 rg 211 368.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 249.875 384.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 368.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 298.625 384.25 TD (7,291)Tj ET 0.948 0.975 0.973 rg 320.5 368.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 344.375 384.25 TD (182,426 )Tj ET 0.948 0.975 0.973 rg 375.25 368.5 53.5 22.75 re f BT 0.348 0.464 0.64 rg 414.125 384.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 368.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 468.625 384.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 368.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 508.375 384.25 TD (189,717)Tj ET 0.948 0.975 0.973 rg 72.25 345 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 360.5 TD (Defer)Tj 19 0 TD (r)Tj 2.75 0 TD (ed revenues)Tj ET 0.948 0.975 0.973 rg 211 345 53.75 22.5 re f BT 0.348 0.464 0.64 rg 249.875 360.5 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 345 53.75 22.5 re f BT 0.348 0.464 0.64 rg 304.625 360.5 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 345 53.75 22.5 re f BT 0.348 0.464 0.64 rg 353.375 360.5 TD (2,391)Tj ET 0.948 0.975 0.973 rg 375.25 345 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.125 360.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 345 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 360.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 345 53.75 22.5 re f BT 0.348 0.464 0.64 rg 517.375 360.5 TD (2,391)Tj ET 0.948 0.975 0.973 rg 72.25 321.5 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 337 TD (Other non-cur)Tj 50 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 211 321.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 243.875 337 TD (2,292)Tj ET 0.948 0.975 0.973 rg 265.75 321.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 305.375 337 TD (517)Tj ET 0.948 0.975 0.973 rg 320.5 321.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 353.375 337 TD (7,594)Tj ET 0.948 0.975 0.973 rg 375.25 321.5 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.625 337 TD (991)Tj ET 0.948 0.975 0.973 rg 429.75 321.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 337 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 321.5 53.75 22.5 re f BT 0.348 0.464 0.64 rg 512.875 337 TD (11,394)Tj ET 0.948 0.975 0.973 rg 72.25 297.75 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 313.5 TD (Due to HUD)Tj ET 0.948 0.975 0.973 rg 211 297.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 249.875 313.5 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 297.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 305.375 313.5 TD (331)Tj ET 0.948 0.975 0.973 rg 320.5 297.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 359.375 313.5 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 297.75 53.5 22.75 re f BT 0.348 0.464 0.64 rg 415.375 313.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 297.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 468.625 313.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 297.75 53.75 22.75 re f BT 0.348 0.464 0.64 rg 524.125 313.5 TD (331)Tj ET 0.948 0.975 0.973 rg 72.25 274.25 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 289.75 TD (Due to other funds)Tj ET 0.948 0.975 0.973 rg 211 274.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 243.875 289.75 TD (5,878)Tj ET 1 g 213.75 284.75 49 1 re f 0.948 0.975 0.973 rg 265.75 274.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 298.625 289.75 TD (4,949)Tj ET 1 g 268.5 284.75 49 1 re f 0.948 0.975 0.973 rg 320.5 274.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 359.375 289.75 TD (-)Tj ET 1 g 323.25 284.75 49 1 re f 0.948 0.975 0.973 rg 375.25 274.25 53.5 22.5 re f BT 0.348 0.464 0.64 rg 407.875 289.75 TD (1,770)Tj ET 1 g 377.75 284.75 49 1 re f 0.948 0.975 0.973 rg 429.75 274.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 289.75 TD (-)Tj ET 1 g 432.5 284.75 49 1 re f 0.948 0.975 0.973 rg 484.5 274.25 53.75 22.5 re f BT 0.348 0.464 0.64 rg 512.875 289.75 TD (12,597)Tj ET 1 g 487.25 284.75 49 1 re f 0.948 0.975 0.973 rg 72.25 250.5 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 266.25 TD (T)Tj 3.75 0 TD (otal non-cur)Tj 42.5 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 211 250.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 228.375 266.25 TD (1,305,170)Tj ET 1 g 213.75 261.25 49 1 re f 0.948 0.975 0.973 rg 265.75 250.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 283.125 266.25 TD (1,203,126)Tj ET 1 g 268.5 261.25 49 1 re f 0.948 0.975 0.973 rg 320.5 250.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 344.375 266.25 TD (192,984)Tj ET 1 g 323.25 261.25 49 1 re f 0.948 0.975 0.973 rg 375.25 250.5 53.5 22.75 re f BT 0.348 0.464 0.64 rg 407.875 266.25 TD (2,761)Tj ET 1 g 377.75 261.25 49 1 re f 0.948 0.975 0.973 rg 429.75 250.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 468.625 266.25 TD (-)Tj ET 1 g 432.5 261.25 49 1 re f 0.948 0.975 0.973 rg 484.5 250.5 53.75 22.75 re f BT 0.348 0.464 0.64 rg 501.875 266.25 TD (2,704,041)Tj ET 1 g 487.25 261.25 49 1 re f 0.948 0.975 0.973 rg 72.25 227 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 242.5 TD (TOTAL LIABILITIES)Tj ET 0.948 0.975 0.973 rg 211 227 53.75 22.5 re f BT 0.348 0.464 0.64 rg 228.375 242.5 TD (1,350,093)Tj ET 1 g 213.75 237.5 49 1 re f 0.948 0.975 0.973 rg 265.75 227 53.75 22.5 re f BT 0.348 0.464 0.64 rg 283.125 242.5 TD (1,272,463)Tj ET 1 g 268.5 237.5 49 1 re f 0.948 0.975 0.973 rg 320.5 227 53.75 22.5 re f BT 0.348 0.464 0.64 rg 344.375 242.5 TD (437,806)Tj ET 1 g 323.25 237.5 49 1 re f 0.948 0.975 0.973 rg 375.25 227 53.5 22.5 re f BT 0.348 0.464 0.64 rg 407.875 242.5 TD (3,000)Tj ET 1 g 377.75 237.5 49 1 re f 0.948 0.975 0.973 rg 429.75 227 53.75 22.5 re f BT 0.348 0.464 0.64 rg 462.625 242.5 TD (2,637)Tj ET 1 g 432.5 237.5 49 1 re f 0.948 0.975 0.973 rg 484.5 227 53.75 22.5 re f BT 0.348 0.464 0.64 rg 501.875 242.5 TD (3,065,999)Tj ET 1 g 487.25 237.5 49 1 re f 0.948 0.975 0.973 rg 72.25 214.25 466 11.75 re f BT 0.348 0.464 0.64 rg 73.375 219 TD (NET ASSETS \(Note 12\):)Tj ET 0.948 0.975 0.973 rg 72.25 190.75 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 206.25 TD (Restricted under bond and obligation)Tj 0 -10 TD (r)Tj 2.5 0 TD (esolutions)Tj ET 0.948 0.975 0.973 rg 211 190.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 235.125 206.25 TD (149,325)Tj ET 0.948 0.975 0.973 rg 265.75 190.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 289.625 206.25 TD (103,364)Tj ET 0.948 0.975 0.973 rg 320.5 190.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 359.375 206.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 190.75 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.625 206.25 TD (790 )Tj ET 0.948 0.975 0.973 rg 429.75 190.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 468.625 206.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 190.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 508.375 206.25 TD (253,479)Tj ET 0.948 0.975 0.973 rg 72.25 178 466 11.75 re f BT 0.348 0.464 0.64 rg 73.375 182.75 TD (Unrestricted:)Tj ET 0.948 0.975 0.973 rg 72.25 154.25 137.75 22.75 re f BT 0.348 0.464 0.64 rg 73.375 170 TD (Appropriated)Tj ET 0.948 0.975 0.973 rg 211 154.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 249.875 170 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 154.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 304.625 170 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 154.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 344.375 170 TD (184,277)Tj ET 0.948 0.975 0.973 rg 375.25 154.25 53.5 22.75 re f BT 0.348 0.464 0.64 rg 414.125 170 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 154.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 468.625 170 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 154.25 53.75 22.75 re f BT 0.348 0.464 0.64 rg 508.375 170 TD (184,277)Tj ET 0.948 0.975 0.973 rg 72.25 130.75 137.75 22.5 re f BT 0.348 0.464 0.64 rg 73.375 146.25 TD (Unappropriated)Tj ET 0.948 0.975 0.973 rg 211 130.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 249.875 146.25 TD (-)Tj ET 1 g 213.75 141.25 49 1 re f 0.948 0.975 0.973 rg 265.75 130.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 304.625 146.25 TD (-)Tj ET 1 g 268.5 141.25 49 1 re f 0.948 0.975 0.973 rg 320.5 130.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 344.375 146.25 TD (289,457)Tj ET 1 g 323.25 141.25 49 1 re f 0.948 0.975 0.973 rg 375.25 130.75 53.5 22.5 re f BT 0.348 0.464 0.64 rg 414.125 146.25 TD (-)Tj ET 1 g 377.75 141.25 49 1 re f 0.948 0.975 0.973 rg 429.75 130.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 462.625 146.25 TD (1,089)Tj ET 1 g 432.5 141.25 49 1 re f 0.948 0.975 0.973 rg 484.5 130.75 53.75 22.5 re f BT 0.348 0.464 0.64 rg 508.375 146.25 TD (290,546)Tj ET 1 g 487.25 141.25 49 1 re f 0.948 0.975 0.973 rg 72.25 109.25 137.75 20.5 re f BT 0.348 0.464 0.64 rg 73.375 122.75 TD (T)Tj 3.75 0 TD (otal net assets)Tj ET 0.948 0.975 0.973 rg 211 109.25 53.75 20.5 re f BT 0.348 0.464 0.64 rg 235.125 122.75 TD (149,325)Tj ET 1 g 213.75 117.75 49 1 re f 0.948 0.975 0.973 rg 265.75 109.25 53.75 20.5 re f BT 0.348 0.464 0.64 rg 289.625 122.75 TD (103,364)Tj ET 1 g 268.5 117.75 49 1 re f 0.948 0.975 0.973 rg 320.5 109.25 53.75 20.5 re f BT 0.348 0.464 0.64 rg 344.375 122.75 TD (473,734)Tj ET 1 g 323.25 117.75 49 1 re f 0.948 0.975 0.973 rg 375.25 109.25 53.5 20.5 re f BT 0.348 0.464 0.64 rg 414.625 122.75 TD (790)Tj ET 1 g 377.75 117.75 49 1 re f 0.948 0.975 0.973 rg 429.75 109.25 53.75 20.5 re f BT 0.348 0.464 0.64 rg 462.625 122.75 TD (1,089)Tj ET 1 g 432.5 117.75 49 1 re f 0.948 0.975 0.973 rg 484.5 109.25 53.75 20.5 re f BT 0.348 0.464 0.64 rg 508.375 122.75 TD (728,302 )Tj ET 1 g 487.25 117.75 49 1 re f 0.948 0.975 0.973 rg 72.25 90.25 137.75 18 re f BT 0.348 0.464 0.64 rg 73.375 101.25 TD (TOTAL LIABILITIES AND NET ASSETS)Tj ET 0.948 0.975 0.973 rg 211 90.25 53.75 18 re f BT 0.348 0.464 0.64 rg 223.875 101.25 TD ($1,499,418)Tj ET 1 g q 49 0 0 3 213.75 96.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 265.75 90.25 53.75 18 re f BT 0.348 0.464 0.64 rg 278.625 101.25 TD ($1,375,827)Tj ET 1 g q 49 0 0 3 268.5 96.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 320.5 90.25 53.75 18 re f BT 0.348 0.464 0.64 rg 339.875 101.25 TD ($911,540)Tj ET 1 g q 49 0 0 3 323.25 96.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 375.25 90.25 53.5 18 re f BT 0.348 0.464 0.64 rg 403.625 101.25 TD ($3,790)Tj ET 1 g q 49 0 0 3 377.75 96.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 429.75 90.25 53.75 18 re f BT 0.348 0.464 0.64 rg 458.125 101.25 TD ($3,726)Tj ET 1 g q 49 0 0 3 432.5 96.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 484.5 90.25 53.75 18 re f BT 0.348 0.464 0.64 rg 497.375 101.25 TD ($3,794,301)Tj ET 1 g q 49 0 0 3 487.25 96.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 89.25 1 667.5 re f 210 648 1 61.75 re f 210 453.75 1 164 re f 210 226 1 213.5 re f 210 189.75 1 24.5 re f 210 89.25 1 88.75 re f 264.75 648 1 36 re f 264.75 453.75 1 164 re f 264.75 226 1 213.5 re f 264.75 189.75 1 24.5 re f 264.75 89.25 1 88.75 re f 319.5 648 1 61.75 re f 319.5 453.75 1 164 re f 319.5 226 1 213.5 re f 319.5 189.75 1 24.5 re f 319.5 89.25 1 88.75 re f 374.25 648 1 36 re f 374.25 453.75 1 164 re f 374.25 226 1 213.5 re f 374.25 189.75 1 24.5 re f 374.25 89.25 1 88.75 re f 428.75 648 1 36 re f 428.75 453.75 1 164 re f 428.75 226 1 213.5 re f 428.75 189.75 1 24.5 re f 428.75 89.25 1 88.75 re f 483.5 648 1 36 re f 483.5 453.75 1 164 re f 483.5 226 1 213.5 re f 483.5 189.75 1 24.5 re f 483.5 89.25 1 88.75 re f 538.25 89.25 1 667.5 re f 71.25 755.75 468 1 re f 71.25 708.75 468 1 re f 210 683 329.25 1 re f 71.25 648 468 1 re f 71.25 632.75 468 1 re f 71.25 616.75 468 1 re f 71.25 593 468 1 re f 71.25 569.5 468 1 re f 71.25 546 468 1 re f 71.25 521.5 468 1 re f 71.25 497.75 468 1 re f 71.25 474.25 468 1 re f 71.25 453.75 468 1 re f 71.25 438.5 468 1 re f 71.25 414.75 468 1 re f 71.25 391.25 468 1 re f 71.25 367.5 468 1 re f 71.25 344 468 1 re f 71.25 320.5 468 1 re f 71.25 296.75 468 1 re f 71.25 273.25 468 1 re f 71.25 249.5 468 1 re f 71.25 226 468 1 re f 71.25 213.25 468 1 re f 71.25 189.75 468 1 re f 71.25 177 468 1 re f 71.25 153.25 468 1 re f 71.25 129.75 468 1 re f 71.25 108.25 468 1 re f 71.25 89.25 468 1 re f BT 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 72.375 40 TD 0.222 Tw (See notes to financial statements )Tj 423.75 0 TD 0 Tw (\(Concluded\) )Tj ET Q endstream endobj 71 0 obj 22004 endobj 69 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 70 0 R >> endobj 73 0 obj << /Length 74 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (14)Tj ET 1 g 71.25 50.5 468 706.25 re f 71.25 50.5 468 706.25 re f 0.948 0.975 0.973 rg 72.25 712 466 43.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 748.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD 0.222 Tw (TEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET ASSETS)Tj -12.5 -10 TD 0 Tw (YEAR ENDED JUNE 30, 2002)Tj 0 -10 TD (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 654 137.75 57 re f 211 687.75 108.5 23.25 re f BT 0.348 0.464 0.64 rg 217.875 697.25 TD (Bond and Obligation Funds)Tj ET 0.948 0.975 0.973 rg 320.5 687.75 217.75 23.25 re f 211 654 53.75 32.75 re f BT 0.348 0.464 0.64 rg 215.625 677 TD (Single Family)Tj 5.25 -10 TD (Mortgage)Tj -3.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 265.75 654 53.75 32.75 re f BT 0.348 0.464 0.64 rg 271.125 677 TD (Multi-Family)Tj 7.5 -10 TD (Housing)Tj -6.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 320.5 654 53.75 32.75 re f BT 0.348 0.464 0.64 rg 324.125 657 TD (General Fund)Tj ET 0.948 0.975 0.973 rg 375.25 654 53.5 32.75 re f BT 0.348 0.464 0.64 rg 393.125 667 TD (STAR)Tj -11.75 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 429.75 654 53.75 32.75 re f BT 0.348 0.464 0.64 rg 449.375 667 TD (ABC)Tj -13.25 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 484.5 654 53.75 32.75 re f BT 0.348 0.464 0.64 rg 493.125 657 TD (2002 Total)Tj ET 0.948 0.975 0.973 rg 72.25 639.5 466 13.5 re f BT 0.348 0.464 0.64 rg 73.375 646 TD (OPERATING REVENUES:)Tj ET 0.948 0.975 0.973 rg 72.25 617.25 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 631.5 TD (Interest income on mortgage loans)Tj ET 0.948 0.975 0.973 rg 211 617.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 235.125 631.5 TD ($79,137 )Tj ET 0.948 0.975 0.973 rg 265.75 617.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 289.625 631.5 TD ($83,739)Tj ET 0.948 0.975 0.973 rg 320.5 617.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 348.875 631.5 TD ($7,163)Tj ET 0.948 0.975 0.973 rg 375.25 617.25 53.5 21.25 re f BT 0.348 0.464 0.64 rg 390.875 631.5 TD 0.222 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 429.75 617.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 445.625 631.5 TD ($ -)Tj ET 0.948 0.975 0.973 rg 484.5 617.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 504.125 631.5 TD 0 Tw ($170,039)Tj ET 0.948 0.975 0.973 rg 72.25 594.75 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 609.25 TD (Interest income on investments)Tj ET 0.948 0.975 0.973 rg 211 594.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 239.375 609.25 TD (20,427 )Tj ET 0.948 0.975 0.973 rg 265.75 594.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 294.125 609.25 TD (14,563)Tj ET 0.948 0.975 0.973 rg 320.5 594.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 348.875 609.25 TD (10,964)Tj ET 0.948 0.975 0.973 rg 375.25 594.75 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 609.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 594.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 609.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 594.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 512.875 609.25 TD (45,954)Tj ET 0.948 0.975 0.973 rg 72.25 572.5 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 586.75 TD (Fees and charges)Tj ET 0.948 0.975 0.973 rg 211 572.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 247.625 586.75 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 572.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 298.625 586.75 TD (5,939)Tj ET 0.948 0.975 0.973 rg 320.5 572.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 348.875 586.75 TD (15,417)Tj ET 0.948 0.975 0.973 rg 375.25 572.5 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 586.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 572.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 586.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 572.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 512.875 586.75 TD (21,356 )Tj ET 0.948 0.975 0.973 rg 72.25 549.25 137.75 22.25 re f BT 0.348 0.464 0.64 rg 73.375 564.5 TD (Other income - net)Tj ET 0.948 0.975 0.973 rg 211 549.25 53.75 22.25 re f BT 0.348 0.464 0.64 rg 247.625 564.5 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 549.25 53.75 22.25 re f BT 0.348 0.464 0.64 rg 305.375 564.5 TD (412)Tj ET 0.948 0.975 0.973 rg 320.5 549.25 53.75 22.25 re f BT 0.348 0.464 0.64 rg 353.375 564.5 TD (1,687)Tj ET 0.948 0.975 0.973 rg 375.25 549.25 53.5 22.25 re f BT 0.348 0.464 0.64 rg 407.875 564.5 TD (1,876)Tj ET 0.948 0.975 0.973 rg 429.75 549.25 53.75 22.25 re f BT 0.348 0.464 0.64 rg 469.375 564.5 TD (566)Tj ET 0.948 0.975 0.973 rg 484.5 549.25 53.75 22.25 re f BT 0.348 0.464 0.64 rg 517.375 564.5 TD (4,541)Tj ET 0.948 0.975 0.973 rg 72.25 526.75 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 541.25 TD (Unrealized gain in investment securi)Tj 124.25 0 TD (-)Tj -124.25 -10 TD (ties)Tj ET 0.948 0.975 0.973 rg 211 526.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 247.625 541.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 526.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 302.125 541.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 526.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 353.375 541.25 TD (1,977)Tj ET 0.948 0.975 0.973 rg 375.25 526.75 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 541.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 526.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 541.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 526.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 517.375 541.25 TD (1,977)Tj ET 0.948 0.975 0.973 rg 72.25 502.75 137.75 23 re f BT 0.348 0.464 0.64 rg 73.375 518.75 TD (T)Tj 3.75 0 TD (otal operating revenues)Tj ET 0.948 0.975 0.973 rg 211 502.75 53.75 23 re f BT 0.348 0.464 0.64 rg 239.375 518.75 TD (99,564)Tj ET 1 g 213.75 513.75 49 1 re f 0.948 0.975 0.973 rg 265.75 502.75 53.75 23 re f BT 0.348 0.464 0.64 rg 289.625 518.75 TD (104,653)Tj ET 1 g 268.5 513.75 49 1 re f 0.948 0.975 0.973 rg 320.5 502.75 53.75 23 re f BT 0.348 0.464 0.64 rg 348.875 518.75 TD (37,208)Tj ET 1 g 323.25 513.75 49 1 re f 0.948 0.975 0.973 rg 375.25 502.75 53.5 23 re f BT 0.348 0.464 0.64 rg 407.875 518.75 TD (1,876)Tj ET 1 g 377.75 513.75 49 1 re f 0.948 0.975 0.973 rg 429.75 502.75 53.75 23 re f BT 0.348 0.464 0.64 rg 469.375 518.75 TD (566 )Tj ET 1 g 432.5 513.75 49 1 re f 0.948 0.975 0.973 rg 484.5 502.75 53.75 23 re f BT 0.348 0.464 0.64 rg 508.375 518.75 TD (243,867 )Tj ET 1 g 487.25 513.75 49 1 re f 0.948 0.975 0.973 rg 72.25 488.25 466 13.5 re f BT 0.348 0.464 0.64 rg 73.375 494.75 TD (OPERATING EXPENSES:)Tj ET 0.948 0.975 0.973 rg 72.25 465.75 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 480.25 TD (Interest)Tj ET 0.948 0.975 0.973 rg 211 465.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 239.375 480.25 TD (78,473)Tj ET 0.948 0.975 0.973 rg 265.75 465.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 294.125 480.25 TD (79,914)Tj ET 0.948 0.975 0.973 rg 320.5 465.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 358.125 480.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 465.75 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 480.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 465.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 480.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 465.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 508.375 480.25 TD (158,387 )Tj ET 0.948 0.975 0.973 rg 72.25 443.5 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 457.75 TD (Insurance costs)Tj ET 0.948 0.975 0.973 rg 211 443.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 243.875 457.75 TD (1,403)Tj ET 0.948 0.975 0.973 rg 265.75 443.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 305.375 457.75 TD (924)Tj ET 0.948 0.975 0.973 rg 320.5 443.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 359.875 457.75 TD (575 )Tj ET 0.948 0.975 0.973 rg 375.25 443.5 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 457.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 443.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 457.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 443.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 517.375 457.75 TD (2,902)Tj ET 0.948 0.975 0.973 rg 72.25 421 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 435.5 TD (Servicing fees and other)Tj ET 0.948 0.975 0.973 rg 211 421 53.75 21.5 re f BT 0.348 0.464 0.64 rg 243.875 435.5 TD (4,308)Tj ET 0.948 0.975 0.973 rg 265.75 421 53.75 21.5 re f BT 0.348 0.464 0.64 rg 305.375 435.5 TD (287 )Tj ET 0.948 0.975 0.973 rg 320.5 421 53.75 21.5 re f BT 0.348 0.464 0.64 rg 353.375 435.5 TD (2,099)Tj ET 0.948 0.975 0.973 rg 375.25 421 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 435.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 421 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 435.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 421 53.75 21.5 re f BT 0.348 0.464 0.64 rg 517.375 435.5 TD (6,694)Tj ET 0.948 0.975 0.973 rg 72.25 398.5 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 413 TD (Salaries and related benefits)Tj ET 0.948 0.975 0.973 rg 211 398.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 243.875 413 TD (1,712)Tj ET 0.948 0.975 0.973 rg 265.75 398.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 298.625 413 TD (3,964)Tj ET 0.948 0.975 0.973 rg 320.5 398.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 353.375 413 TD (8,836)Tj ET 0.948 0.975 0.973 rg 375.25 398.5 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 413 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 398.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 413 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 398.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 512.875 413 TD (14,512 )Tj ET 0.948 0.975 0.973 rg 72.25 376.25 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 390.5 TD (Professional services and financing)Tj 0 -10 TD (costs)Tj ET 0.948 0.975 0.973 rg 211 376.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 250.625 390.5 TD (102)Tj ET 0.948 0.975 0.973 rg 265.75 376.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 305.375 390.5 TD (581)Tj ET 0.948 0.975 0.973 rg 320.5 376.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 353.375 390.5 TD (1,099)Tj ET 0.948 0.975 0.973 rg 375.25 376.25 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 390.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 376.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 390.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 376.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 517.375 390.5 TD (1,782)Tj ET 0.948 0.975 0.973 rg 72.25 353.75 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 368.25 TD (General and administrative expenses)Tj ET 0.948 0.975 0.973 rg 211 353.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 250.625 368.25 TD (931)Tj ET 0.948 0.975 0.973 rg 265.75 353.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 298.625 368.25 TD (1,331)Tj ET 0.948 0.975 0.973 rg 320.5 353.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 348.875 368.25 TD (16,666)Tj ET 0.948 0.975 0.973 rg 375.25 353.75 53.5 21.5 re f BT 0.348 0.464 0.64 rg 414.625 368.25 TD (619)Tj ET 0.948 0.975 0.973 rg 429.75 353.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 368.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 353.75 53.75 21.5 re f BT 0.348 0.464 0.64 rg 512.875 368.25 TD (19,547)Tj ET 0.948 0.975 0.973 rg 72.25 331.25 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 345.75 TD 0.217 Tw (Loss on sale of real estate owned)Tj ET 0.948 0.975 0.973 rg 211 331.25 53.75 21.5 re f BT 0.348 0.464 0.64 rg 250.625 345.75 TD 0 Tw (469)Tj ET 0.948 0.975 0.973 rg 265.75 331.25 53.75 21.5 re f BT 0.348 0.464 0.64 rg 302.125 345.75 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 331.25 53.75 21.5 re f BT 0.348 0.464 0.64 rg 358.125 345.75 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 331.25 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 345.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 331.25 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 345.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 331.25 53.75 21.5 re f BT 0.348 0.464 0.64 rg 524.125 345.75 TD (469)Tj ET 0.948 0.975 0.973 rg 72.25 309 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 323.25 TD (Provision for loan losses \(Note 2\))Tj ET 0.948 0.975 0.973 rg 211 309 53.75 21.25 re f BT 0.348 0.464 0.64 rg 238.625 323.25 TD (\(4,084\))Tj ET 0.948 0.975 0.973 rg 265.75 309 53.75 21.25 re f BT 0.348 0.464 0.64 rg 294.125 323.25 TD (18,549 )Tj ET 0.948 0.975 0.973 rg 320.5 309 53.75 21.25 re f BT 0.348 0.464 0.64 rg 348.875 323.25 TD (16,843)Tj ET 0.948 0.975 0.973 rg 375.25 309 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 323.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 309 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 323.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 309 53.75 21.25 re f BT 0.348 0.464 0.64 rg 512.875 323.25 TD (31,308)Tj ET 0.948 0.975 0.973 rg 72.25 286.5 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 301 TD (Other)Tj ET 0.948 0.975 0.973 rg 211 286.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 247.625 301 TD (-)Tj ET 1 g 213.75 296 49 1 re f 0.948 0.975 0.973 rg 265.75 286.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 301.125 301 TD (-)Tj ET 1 g 268.5 296 49 1 re f 0.948 0.975 0.973 rg 320.5 286.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 355.625 301 TD (-)Tj ET 1 g 323.25 296 49 1 re f 0.948 0.975 0.973 rg 375.25 286.5 53.5 21.5 re f BT 0.348 0.464 0.64 rg 414.625 301 TD (217)Tj ET 1 g 377.75 296 49 1 re f 0.948 0.975 0.973 rg 429.75 286.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 469.375 301 TD (670)Tj ET 1 g 432.5 296 49 1 re f 0.948 0.975 0.973 rg 484.5 286.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 524.125 301 TD (887)Tj ET 1 g 487.25 296 49 1 re f 0.948 0.975 0.973 rg 72.25 264 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 278.5 TD (T)Tj 3.75 0 TD (otal operating expenses)Tj ET 0.948 0.975 0.973 rg 211 264 53.75 21.5 re f BT 0.348 0.464 0.64 rg 239.375 278.5 TD (83,314)Tj ET 1 g 213.75 273.5 49 1 re f 0.948 0.975 0.973 rg 265.75 264 53.75 21.5 re f BT 0.348 0.464 0.64 rg 289.625 278.5 TD (105,550)Tj ET 1 g 268.5 273.5 49 1 re f 0.948 0.975 0.973 rg 320.5 264 53.75 21.5 re f BT 0.348 0.464 0.64 rg 348.875 278.5 TD (46,118)Tj ET 1 g 323.25 273.5 49 1 re f 0.948 0.975 0.973 rg 375.25 264 53.5 21.5 re f BT 0.348 0.464 0.64 rg 414.625 278.5 TD (836)Tj ET 1 g 377.75 273.5 49 1 re f 0.948 0.975 0.973 rg 429.75 264 53.75 21.5 re f BT 0.348 0.464 0.64 rg 469.375 278.5 TD (670)Tj ET 1 g 432.5 273.5 49 1 re f 0.948 0.975 0.973 rg 484.5 264 53.75 21.5 re f BT 0.348 0.464 0.64 rg 508.375 278.5 TD (236,488)Tj ET 1 g 487.25 273.5 49 1 re f 0.948 0.975 0.973 rg 72.25 241.75 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 256 TD (Net operating income \(loss\))Tj ET 0.948 0.975 0.973 rg 211 241.75 53.75 21.25 re f BT 0.348 0.464 0.64 rg 239.375 256 TD (16,250)Tj ET 1 g 213.75 251 49 1 re f 0.948 0.975 0.973 rg 265.75 241.75 53.75 21.25 re f BT 0.348 0.464 0.64 rg 299.875 256 TD (\(897\))Tj ET 1 g 268.5 251 49 1 re f 0.948 0.975 0.973 rg 320.5 241.75 53.75 21.25 re f BT 0.348 0.464 0.64 rg 347.875 256 TD (\(8,910\))Tj ET 1 g 323.25 251 49 1 re f 0.948 0.975 0.973 rg 375.25 241.75 53.5 21.25 re f BT 0.348 0.464 0.64 rg 407.875 256 TD (1,040)Tj ET 1 g 377.75 251 49 1 re f 0.948 0.975 0.973 rg 429.75 241.75 53.75 21.25 re f BT 0.348 0.464 0.64 rg 464.125 256 TD (\(104\))Tj ET 1 g 432.5 251 49 1 re f 0.948 0.975 0.973 rg 484.5 241.75 53.75 21.25 re f BT 0.348 0.464 0.64 rg 517.375 256 TD (7,379 )Tj ET 1 g 487.25 251 49 1 re f 0.948 0.975 0.973 rg 72.25 226.75 466 14 re f BT 0.348 0.464 0.64 rg 73.375 233.75 TD (NON-OPERATING EXPENSES \(Note 3\):)Tj ET 0.948 0.975 0.973 rg 72.25 204.5 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 218.75 TD 0.222 Tw (Loss on early extinguishment of debt)Tj ET 0.948 0.975 0.973 rg 211 204.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 250.625 218.75 TD 0 Tw (614)Tj ET 0.948 0.975 0.973 rg 265.75 204.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 309.625 218.75 TD (59)Tj ET 0.948 0.975 0.973 rg 320.5 204.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 358.125 218.75 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 204.5 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 218.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 204.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 218.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 204.5 53.75 21.25 re f BT 0.348 0.464 0.64 rg 524.125 218.75 TD (673 )Tj ET 0.948 0.975 0.973 rg 72.25 182 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 196.5 TD (Amortization of economic loss on)Tj 0 -10 TD (defeasance of bonds)Tj ET 0.948 0.975 0.973 rg 211 182 53.75 21.5 re f BT 0.348 0.464 0.64 rg 247.625 196.5 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 182 53.75 21.5 re f BT 0.348 0.464 0.64 rg 305.375 196.5 TD (746)Tj ET 0.948 0.975 0.973 rg 320.5 182 53.75 21.5 re f BT 0.348 0.464 0.64 rg 358.125 196.5 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 182 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 196.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 182 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 196.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 182 53.75 21.5 re f BT 0.348 0.464 0.64 rg 524.125 196.5 TD (746)Tj ET 0.948 0.975 0.973 rg 72.25 159.5 137.75 21.5 re f BT 0.348 0.464 0.64 rg 73.375 174 TD (Contributed capital)Tj ET 0.948 0.975 0.973 rg 211 159.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 247.625 174 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 159.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 302.125 174 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 159.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 348.875 174 TD (25,000)Tj ET 0.948 0.975 0.973 rg 375.25 159.5 53.5 21.5 re f BT 0.348 0.464 0.64 rg 412.875 174 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 159.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 467.625 174 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 159.5 53.75 21.5 re f BT 0.348 0.464 0.64 rg 512.875 174 TD (25,000)Tj ET 0.948 0.975 0.973 rg 72.25 137.25 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 151.5 TD (Non-operating transfers)Tj ET 0.948 0.975 0.973 rg 211 137.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 247.625 151.5 TD (-)Tj ET 1 g 213.75 146.5 49 1 re f 0.948 0.975 0.973 rg 265.75 137.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 294.125 151.5 TD (39,686)Tj ET 1 g 268.5 146.5 49 1 re f 0.948 0.975 0.973 rg 320.5 137.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 343.625 151.5 TD (\(39,686\))Tj ET 1 g 323.25 146.5 49 1 re f 0.948 0.975 0.973 rg 375.25 137.25 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 151.5 TD (-)Tj ET 1 g 377.75 146.5 49 1 re f 0.948 0.975 0.973 rg 429.75 137.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 151.5 TD (-)Tj ET 1 g 432.5 146.5 49 1 re f 0.948 0.975 0.973 rg 484.5 137.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 522.125 151.5 TD (-)Tj ET 1 g 487.25 146.5 49 1 re f 0.948 0.975 0.973 rg 72.25 114.25 137.75 22 re f BT 0.348 0.464 0.64 rg 73.375 129.25 TD (T)Tj 3.75 0 TD (otal non-operating expenses)Tj ET 0.948 0.975 0.973 rg 211 114.25 53.75 22 re f BT 0.348 0.464 0.64 rg 250.625 129.25 TD (614)Tj ET 1 g 213.75 124.25 49 1 re f 0.948 0.975 0.973 rg 265.75 114.25 53.75 22 re f BT 0.348 0.464 0.64 rg 294.125 129.25 TD (40,491)Tj ET 1 g 268.5 124.25 49 1 re f 0.948 0.975 0.973 rg 320.5 114.25 53.75 22 re f BT 0.348 0.464 0.64 rg 343.625 129.25 TD (\(14,686\))Tj ET 1 g 323.25 124.25 49 1 re f 0.948 0.975 0.973 rg 375.25 114.25 53.5 22 re f BT 0.348 0.464 0.64 rg 412.875 129.25 TD (-)Tj ET 1 g 377.75 124.25 49 1 re f 0.948 0.975 0.973 rg 429.75 114.25 53.75 22 re f BT 0.348 0.464 0.64 rg 467.625 129.25 TD (-)Tj ET 1 g 432.5 124.25 49 1 re f 0.948 0.975 0.973 rg 484.5 114.25 53.75 22 re f BT 0.348 0.464 0.64 rg 512.875 129.25 TD (26,419)Tj ET 1 g 487.25 124.25 49 1 re f 0.948 0.975 0.973 rg 72.25 92 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 106.25 TD (Increase \(decrease\) in net assets)Tj ET 0.948 0.975 0.973 rg 211 92 53.75 21.25 re f BT 0.348 0.464 0.64 rg 239.375 106.25 TD (15,636)Tj ET 0.948 0.975 0.973 rg 265.75 92 53.75 21.25 re f BT 0.348 0.464 0.64 rg 288.875 106.25 TD (\(41,388\))Tj ET 0.948 0.975 0.973 rg 320.5 92 53.75 21.25 re f BT 0.348 0.464 0.64 rg 353.375 106.25 TD (5,776)Tj ET 0.948 0.975 0.973 rg 375.25 92 53.5 21.25 re f BT 0.348 0.464 0.64 rg 407.875 106.25 TD (1,040)Tj ET 0.948 0.975 0.973 rg 429.75 92 53.75 21.25 re f BT 0.348 0.464 0.64 rg 464.125 106.25 TD (\(104\))Tj ET 0.948 0.975 0.973 rg 484.5 92 53.75 21.25 re f BT 0.348 0.464 0.64 rg 507.625 106.25 TD (\(19,040\))Tj ET 0.948 0.975 0.973 rg 72.25 72.75 137.75 18.25 re f BT 0.348 0.464 0.64 rg 73.375 84 TD (NET ASSETS, BEGINNING OF YEAR)Tj ET 0.948 0.975 0.973 rg 211 72.75 53.75 18.25 re f BT 0.348 0.464 0.64 rg 235.125 84 TD (133,689)Tj ET 1 g 213.75 79 49 1 re f 0.948 0.975 0.973 rg 265.75 72.75 53.75 18.25 re f BT 0.348 0.464 0.64 rg 289.625 84 TD (144,752)Tj ET 1 g 268.5 79 49 1 re f 0.948 0.975 0.973 rg 320.5 72.75 53.75 18.25 re f BT 0.348 0.464 0.64 rg 344.375 84 TD (467,958)Tj ET 1 g 323.25 79 49 1 re f 0.948 0.975 0.973 rg 375.25 72.75 53.5 18.25 re f BT 0.348 0.464 0.64 rg 409.375 84 TD (\(250\))Tj ET 1 g 377.75 79 49 1 re f 0.948 0.975 0.973 rg 429.75 72.75 53.75 18.25 re f BT 0.348 0.464 0.64 rg 462.625 84 TD (1,193)Tj ET 1 g 432.5 79 49 1 re f 0.948 0.975 0.973 rg 484.5 72.75 53.75 18.25 re f BT 0.348 0.464 0.64 rg 508.375 84 TD (747,342)Tj ET 1 g 487.25 79 49 1 re f 0.948 0.975 0.973 rg 72.25 51.5 137.75 20.25 re f BT 0.348 0.464 0.64 rg 73.375 64.75 TD (NET ASSETS, END OF YEAR)Tj ET 0.948 0.975 0.973 rg 211 51.5 53.75 20.25 re f BT 0.348 0.464 0.64 rg 230.625 64.75 TD ($149,325 )Tj ET 1 g q 49 0 0 3 213.75 59.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 265.75 51.5 53.75 20.25 re f BT 0.348 0.464 0.64 rg 285.375 64.75 TD ($103,364)Tj ET 1 g q 49 0 0 3 268.5 59.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 320.5 51.5 53.75 20.25 re f BT 0.348 0.464 0.64 rg 339.875 64.75 TD ($473,734)Tj ET 1 g q 49 0 0 3 323.25 59.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 375.25 51.5 53.5 20.25 re f BT 0.348 0.464 0.64 rg 410.125 64.75 TD ($790)Tj ET 1 g q 49 0 0 3 377.75 59.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 429.75 51.5 53.75 20.25 re f BT 0.348 0.464 0.64 rg 458.125 64.75 TD ($1,089)Tj ET 1 g q 49 0 0 3 432.5 59.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 484.5 51.5 53.75 20.25 re f BT 0.348 0.464 0.64 rg 504.125 64.75 TD ($728,302 )Tj ET 1 g q 49 0 0 3 487.25 59.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 50.5 1 706.25 re f 210 653 1 59 re f 210 501.75 1 137.75 re f 210 240.75 1 247.5 re f 210 50.5 1 176.25 re f 264.75 653 1 34.75 re f 264.75 501.75 1 137.75 re f 264.75 240.75 1 247.5 re f 264.75 50.5 1 176.25 re f 319.5 653 1 59 re f 319.5 501.75 1 137.75 re f 319.5 240.75 1 247.5 re f 319.5 50.5 1 176.25 re f 374.25 653 1 34.75 re f 374.25 501.75 1 137.75 re f 374.25 240.75 1 247.5 re f 374.25 50.5 1 176.25 re f 428.75 653 1 34.75 re f 428.75 501.75 1 137.75 re f 428.75 240.75 1 247.5 re f 428.75 50.5 1 176.25 re f 483.5 653 1 34.75 re f 483.5 501.75 1 137.75 re f 483.5 240.75 1 247.5 re f 483.5 50.5 1 176.25 re f 538.25 50.5 1 706.25 re f 71.25 755.75 468 1 re f 71.25 711 468 1 re f 210 686.75 329.25 1 re f 71.25 653 468 1 re f 71.25 638.5 468 1 re f 71.25 616.25 468 1 re f 71.25 593.75 468 1 re f 71.25 571.5 468 1 re f 71.25 548.25 468 1 re f 71.25 525.75 468 1 re f 71.25 501.75 468 1 re f 71.25 487.25 468 1 re f 71.25 464.75 468 1 re f 71.25 442.5 468 1 re f 71.25 420 468 1 re f 71.25 397.5 468 1 re f 71.25 375.25 468 1 re f 71.25 352.75 468 1 re f 71.25 330.25 468 1 re f 71.25 308 468 1 re f 71.25 285.5 468 1 re f 71.25 263 468 1 re f 71.25 240.75 468 1 re f 71.25 225.75 468 1 re f 71.25 203.5 468 1 re f 71.25 181 468 1 re f 71.25 158.5 468 1 re f 71.25 136.25 468 1 re f 71.25 113.25 468 1 re f 71.25 91 468 1 re f 71.25 71.75 468 1 re f 71.25 50.5 468 1 re f BT 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 72.375 35.5 TD (See notes to financial statements.)Tj ET Q endstream endobj 74 0 obj 24206 endobj 72 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 73 0 R >> endobj 76 0 obj << /Length 77 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (15)Tj ET 1 g 71.25 40.25 468 716.5 re f 71.25 40.25 468 716.5 re f 0.948 0.975 0.973 rg 72.25 713 466 42.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 748.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD (TEMENT OF CASH FLOWS)Tj -12.5 -10 TD 0.222 Tw (FOR THE YEAR ENDED JUNE 30, 2002)Tj 0 -10 TD 0 Tw (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 667.25 137.75 44.75 re f 211 700 108.5 12 re f BT 0.348 0.464 0.64 rg 217.875 704 TD (Bond and Obligation Funds)Tj ET 0.948 0.975 0.973 rg 320.5 700 53.75 12 re f 375.25 700 53.5 12 re f 429.75 700 53.75 12 re f 484.5 700 53.75 12 re f 211 667.25 53.75 31.75 re f BT 0.348 0.464 0.64 rg 215.625 690.25 TD (Single Family)Tj 5.25 -10 TD (Mortgage)Tj -3.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 265.75 667.25 53.75 31.75 re f BT 0.348 0.464 0.64 rg 271.125 690.25 TD (Multi-Family)Tj 7.5 -10 TD (Housing)Tj -6.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 320.5 667.25 53.75 31.75 re f BT 0.348 0.464 0.64 rg 322.875 680.25 TD (Administrative)Tj 16 -10 TD (Fund)Tj ET 0.948 0.975 0.973 rg 375.25 667.25 53.5 31.75 re f BT 0.348 0.464 0.64 rg 393.125 680.25 TD (STAR)Tj -11.75 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 429.75 667.25 53.75 31.75 re f BT 0.348 0.464 0.64 rg 449.375 680.25 TD (ABC)Tj -13.25 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 484.5 667.25 53.75 31.75 re f BT 0.348 0.464 0.64 rg 493.125 670.25 TD (2002 Total)Tj ET 0.948 0.975 0.973 rg 72.25 645.75 466 20.5 re f BT 0.348 0.464 0.64 rg 73.375 659.25 TD (CASH FLOWS FROM OPERATING )Tj 0 -10 TD (ACTIVITES:)Tj ET 0.948 0.975 0.973 rg 72.25 625.75 137.75 19 re f BT 0.348 0.464 0.64 rg 73.375 637.75 TD (Interest on mortgages & Loans)Tj ET 0.948 0.975 0.973 rg 211 625.75 53.75 19 re f BT 0.348 0.464 0.64 rg 235.125 637.75 TD ($78,230)Tj ET 0.948 0.975 0.973 rg 265.75 625.75 53.75 19 re f BT 0.348 0.464 0.64 rg 289.625 637.75 TD ($82,034)Tj ET 0.948 0.975 0.973 rg 320.5 625.75 53.75 19 re f BT 0.348 0.464 0.64 rg 348.875 637.75 TD ($7,063)Tj ET 0.948 0.975 0.973 rg 375.25 625.75 53.5 19 re f BT 0.348 0.464 0.64 rg 412.875 637.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 625.75 53.75 19 re f BT 0.348 0.464 0.64 rg 467.625 637.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 625.75 53.75 19 re f BT 0.348 0.464 0.64 rg 504.125 637.75 TD ($167,327)Tj ET 0.948 0.975 0.973 rg 72.25 608.25 137.75 16.5 re f BT 0.348 0.464 0.64 rg 73.375 617.75 TD (Fees, charges and other)Tj ET 0.948 0.975 0.973 rg 211 608.25 53.75 16.5 re f BT 0.348 0.464 0.64 rg 250.625 617.75 TD (717)Tj ET 0.948 0.975 0.973 rg 265.75 608.25 53.75 16.5 re f BT 0.348 0.464 0.64 rg 298.625 617.75 TD (6,145)Tj ET 0.948 0.975 0.973 rg 320.5 608.25 53.75 16.5 re f BT 0.348 0.464 0.64 rg 348.875 617.75 TD (17,275)Tj ET 0.948 0.975 0.973 rg 375.25 608.25 53.5 16.5 re f BT 0.348 0.464 0.64 rg 412.875 617.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 608.25 53.75 16.5 re f BT 0.348 0.464 0.64 rg 467.625 617.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 608.25 53.75 16.5 re f BT 0.348 0.464 0.64 rg 512.875 617.75 TD (24,137)Tj ET 0.948 0.975 0.973 rg 72.25 589.25 137.75 18 re f BT 0.348 0.464 0.64 rg 73.375 600.25 TD (Operating expenses)Tj ET 0.948 0.975 0.973 rg 211 589.25 53.75 18 re f BT 0.348 0.464 0.64 rg 238.625 600.25 TD (\(7,163\))Tj ET 0.948 0.975 0.973 rg 265.75 589.25 53.75 18 re f BT 0.348 0.464 0.64 rg 293.375 600.25 TD (\(1,421\))Tj ET 0.948 0.975 0.973 rg 320.5 589.25 53.75 18 re f BT 0.348 0.464 0.64 rg 343.625 600.25 TD (\(22,937\))Tj ET 0.948 0.975 0.973 rg 375.25 589.25 53.5 18 re f BT 0.348 0.464 0.64 rg 419.125 600.25 TD (17)Tj ET 0.948 0.975 0.973 rg 429.75 589.25 53.75 18 re f BT 0.348 0.464 0.64 rg 462.625 600.25 TD (1,879)Tj ET 0.948 0.975 0.973 rg 484.5 589.25 53.75 18 re f BT 0.348 0.464 0.64 rg 507.625 600.25 TD (\(29,625\))Tj ET 0.948 0.975 0.973 rg 72.25 570 137.75 18.25 re f BT 0.348 0.464 0.64 rg 73.375 581.25 TD (Mortgage purchases and advances)Tj ET 0.948 0.975 0.973 rg 211 570 53.75 18.25 re f BT 0.348 0.464 0.64 rg 234.125 581.25 TD (\(96,694\))Tj ET 0.948 0.975 0.973 rg 265.75 570 53.75 18.25 re f BT 0.348 0.464 0.64 rg 284.375 581.25 TD (\(109,613\))Tj ET 0.948 0.975 0.973 rg 320.5 570 53.75 18.25 re f BT 0.348 0.464 0.64 rg 343.625 581.25 TD (\(30,597\) )Tj ET 0.948 0.975 0.973 rg 375.25 570 53.5 18.25 re f BT 0.348 0.464 0.64 rg 413.875 581.25 TD (\(18\))Tj ET 0.948 0.975 0.973 rg 429.75 570 53.75 18.25 re f BT 0.348 0.464 0.64 rg 457.375 581.25 TD (\(1,984\))Tj ET 0.948 0.975 0.973 rg 484.5 570 53.75 18.25 re f BT 0.348 0.464 0.64 rg 503.125 581.25 TD (\(238,906\))Tj ET 0.948 0.975 0.973 rg 72.25 548.25 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 562 TD (Principal payments on mortgage)Tj 0 -10 TD (r)Tj 2.5 0 TD (eceivables)Tj ET 0.948 0.975 0.973 rg 211 548.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 235.125 562 TD (203,879)Tj ET 0.948 0.975 0.973 rg 265.75 548.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 294.125 562 TD (71,841)Tj ET 0.948 0.975 0.973 rg 320.5 548.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 348.875 562 TD (22,169)Tj ET 0.948 0.975 0.973 rg 375.25 548.25 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 562 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 548.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 562 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 548.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 508.375 562 TD (297,889)Tj ET 0.948 0.975 0.973 rg 72.25 529.75 137.75 17.5 re f BT 0.348 0.464 0.64 rg 73.375 540.25 TD (Funds held in trust)Tj ET 0.948 0.975 0.973 rg 211 529.75 53.75 17.5 re f BT 0.348 0.464 0.64 rg 247.625 540.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 529.75 53.75 17.5 re f BT 0.348 0.464 0.64 rg 299.875 540.25 TD (\(719\))Tj ET 0.948 0.975 0.973 rg 320.5 529.75 53.75 17.5 re f BT 0.348 0.464 0.64 rg 343.625 540.25 TD (\(20,684\))Tj ET 0.948 0.975 0.973 rg 375.25 529.75 53.5 17.5 re f BT 0.348 0.464 0.64 rg 414.625 540.25 TD (117)Tj ET 0.948 0.975 0.973 rg 429.75 529.75 53.75 17.5 re f BT 0.348 0.464 0.64 rg 467.625 540.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 529.75 53.75 17.5 re f BT 0.348 0.464 0.64 rg 507.625 540.25 TD (\(21,286\))Tj ET 0.948 0.975 0.973 rg 72.25 509.75 137.75 19 re f BT 0.348 0.464 0.64 rg 73.375 521.75 TD (T)Tj 3.75 0 TD (ransfers and other)Tj ET 0.948 0.975 0.973 rg 211 509.75 53.75 19 re f BT 0.348 0.464 0.64 rg 238.625 521.75 TD (\(3,059\))Tj ET 1 g 213.75 516.75 49 1 re f 0.948 0.975 0.973 rg 265.75 509.75 53.75 19 re f BT 0.348 0.464 0.64 rg 288.875 521.75 TD (\(29,627\))Tj ET 1 g 268.5 516.75 49 1 re f 0.948 0.975 0.973 rg 320.5 509.75 53.75 19 re f BT 0.348 0.464 0.64 rg 348.875 521.75 TD (25,393)Tj ET 1 g 323.25 516.75 49 1 re f 0.948 0.975 0.973 rg 375.25 509.75 53.5 19 re f BT 0.348 0.464 0.64 rg 412.875 521.75 TD (-)Tj ET 1 g 377.5 516.75 49 1 re f 0.948 0.975 0.973 rg 429.75 509.75 53.75 19 re f BT 0.348 0.464 0.64 rg 462.625 521.75 TD (2,637)Tj ET 1 g 432.5 516.75 49 1 re f 0.948 0.975 0.973 rg 484.5 509.75 53.75 19 re f BT 0.348 0.464 0.64 rg 512.125 521.75 TD (\(4,656\))Tj ET 1 g 487.25 516.75 49 1 re f 0.948 0.975 0.973 rg 72.25 488 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 501.75 TD 0.211 Tw (Net cash provided by \(used in\) operat)Tj 0 Tw 130.5 0 TD (-)Tj -130.5 -10 TD (ing activities)Tj ET 0.948 0.975 0.973 rg 211 488 53.75 20.75 re f BT 0.348 0.464 0.64 rg 235.125 501.75 TD (175,910)Tj ET 1 g 213.75 496.75 49 1 re f 0.948 0.975 0.973 rg 265.75 488 53.75 20.75 re f BT 0.348 0.464 0.64 rg 294.125 501.75 TD (18,640)Tj ET 1 g 268.5 496.75 49 1 re f 0.948 0.975 0.973 rg 320.5 488 53.75 20.75 re f BT 0.348 0.464 0.64 rg 347.875 501.75 TD (\(2,318\))Tj ET 1 g 323.25 496.75 49 1 re f 0.948 0.975 0.973 rg 375.25 488 53.5 20.75 re f BT 0.348 0.464 0.64 rg 414.625 501.75 TD (116)Tj ET 1 g 377.75 496.75 49 1 re f 0.948 0.975 0.973 rg 429.75 488 53.75 20.75 re f BT 0.348 0.464 0.64 rg 462.625 501.75 TD (2,532)Tj ET 1 g 432.5 496.75 49 1 re f 0.948 0.975 0.973 rg 484.5 488 53.75 20.75 re f BT 0.348 0.464 0.64 rg 508.375 501.75 TD (194,880)Tj ET 1 g 487.25 496.75 49 1 re f 0.948 0.975 0.973 rg 72.25 465.25 466 21.75 re f BT 0.348 0.464 0.64 rg 73.375 480 TD (CASH FLOWS FROM NON-OPERATING )Tj 0 -10 TD (ACTIVITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 448.75 137.75 15.5 re f BT 0.348 0.464 0.64 rg 73.375 457.25 TD (Contribution to related entity)Tj ET 0.948 0.975 0.973 rg 211 448.75 53.75 15.5 re f BT 0.348 0.464 0.64 rg 247.625 457.25 TD (-)Tj ET 1 g 213.75 452.25 49 1 re f 0.948 0.975 0.973 rg 265.75 448.75 53.75 15.5 re f BT 0.348 0.464 0.64 rg 301.125 457.25 TD (-)Tj ET 1 g 268.5 452.25 49 1 re f 0.948 0.975 0.973 rg 320.5 448.75 53.75 15.5 re f BT 0.348 0.464 0.64 rg 343.625 457.25 TD (\(25,000\))Tj ET 1 g 323.25 452.25 49 1 re f 0.948 0.975 0.973 rg 375.25 448.75 53.5 15.5 re f BT 0.348 0.464 0.64 rg 412.875 457.25 TD (-)Tj ET 1 g 377.5 452.25 49 1 re f 0.948 0.975 0.973 rg 429.75 448.75 53.75 15.5 re f BT 0.348 0.464 0.64 rg 467.625 457.25 TD (-)Tj ET 1 g 432.5 452.25 49 1 re f 0.948 0.975 0.973 rg 484.5 448.75 53.75 15.5 re f BT 0.348 0.464 0.64 rg 507.625 457.25 TD (\(25,000\))Tj ET 1 g 487.25 452.25 49 1 re f 0.948 0.975 0.973 rg 72.25 426.75 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 440.75 TD 0.222 Tw (Net cash used in non-operating activi)Tj 0 Tw 129 0 TD (-)Tj -129 -10 TD (ties)Tj ET 0.948 0.975 0.973 rg 211 426.75 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 440.75 TD (-)Tj ET 1 g 213.75 435.75 49 1 re f 0.948 0.975 0.973 rg 265.75 426.75 53.75 21 re f BT 0.348 0.464 0.64 rg 301.125 440.75 TD (-)Tj ET 1 g 268.5 435.75 49 1 re f 0.948 0.975 0.973 rg 320.5 426.75 53.75 21 re f BT 0.348 0.464 0.64 rg 343.625 440.75 TD (\(25,000\))Tj ET 1 g 323.25 435.75 49 1 re f 0.948 0.975 0.973 rg 375.25 426.75 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 440.75 TD (-)Tj ET 1 g 377.75 435.75 49 1 re f 0.948 0.975 0.973 rg 429.75 426.75 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 440.75 TD (-)Tj ET 1 g 432.5 435.75 49 1 re f 0.948 0.975 0.973 rg 484.5 426.75 53.75 21 re f BT 0.348 0.464 0.64 rg 507.625 440.75 TD (\(25,000\))Tj ET 1 g 487.25 435.75 49 1 re f 0.948 0.975 0.973 rg 72.25 403.25 466 22.5 re f BT 0.348 0.464 0.64 rg 73.375 418.75 TD (CASH FLOWS FROM NON-CAPITAL )Tj 0 -10 TD (FINANCING ACTVITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 381.5 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 395.25 TD 0.188 Tw (Proceeds from sale of bonds & obliga)Tj 0 Tw 129.25 0 TD (-)Tj -129.25 -10 TD (tions)Tj ET 0.948 0.975 0.973 rg 211 381.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 247.625 395.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 381.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 289.625 395.25 TD (268,925)Tj ET 0.948 0.975 0.973 rg 320.5 381.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 358.125 395.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 381.5 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 395.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 381.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 395.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 381.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 508.375 395.25 TD (268,925)Tj ET 0.948 0.975 0.973 rg 72.25 364 137.75 16.5 re f BT 0.348 0.464 0.64 rg 73.375 373.5 TD (Retirement of bonds)Tj ET 0.948 0.975 0.973 rg 211 364 53.75 16.5 re f BT 0.348 0.464 0.64 rg 229.625 373.5 TD (\(133,800\))Tj ET 0.948 0.975 0.973 rg 265.75 364 53.75 16.5 re f BT 0.348 0.464 0.64 rg 284.375 373.5 TD (\(247,450\))Tj ET 0.948 0.975 0.973 rg 320.5 364 53.75 16.5 re f BT 0.348 0.464 0.64 rg 358.125 373.5 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 364 53.5 16.5 re f BT 0.348 0.464 0.64 rg 412.875 373.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 364 53.75 16.5 re f BT 0.348 0.464 0.64 rg 467.625 373.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 364 53.75 16.5 re f BT 0.348 0.464 0.64 rg 503.125 373.5 TD (\(381,250\))Tj ET 0.948 0.975 0.973 rg 72.25 342 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 356 TD (Interest payments net of accrued inter)Tj 131.75 0 TD (-)Tj -131.75 -10 TD (est)Tj ET 0.948 0.975 0.973 rg 211 342 53.75 21 re f BT 0.348 0.464 0.64 rg 234.125 356 TD (\(79,891\))Tj ET 0.948 0.975 0.973 rg 265.75 342 53.75 21 re f BT 0.348 0.464 0.64 rg 288.875 356 TD (\(79,596\))Tj ET 0.948 0.975 0.973 rg 320.5 342 53.75 21 re f BT 0.348 0.464 0.64 rg 358.125 356 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 342 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 356 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 342 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 356 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 342 53.75 21 re f BT 0.348 0.464 0.64 rg 503.125 356 TD (\(159,487\))Tj ET 0.948 0.975 0.973 rg 72.25 323 137.75 18 re f BT 0.348 0.464 0.64 rg 73.375 334 TD (Cost of issuance)Tj ET 0.948 0.975 0.973 rg 211 323 53.75 18 re f BT 0.348 0.464 0.64 rg 254.125 334 TD (\(4\))Tj ET 0.948 0.975 0.973 rg 265.75 323 53.75 18 re f BT 0.348 0.464 0.64 rg 293.375 334 TD (\(1,462\))Tj ET 0.948 0.975 0.973 rg 320.5 323 53.75 18 re f BT 0.348 0.464 0.64 rg 358.125 334 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 323 53.5 18 re f BT 0.348 0.464 0.64 rg 412.875 334 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 323 53.75 18 re f BT 0.348 0.464 0.64 rg 467.625 334 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 323 53.75 18 re f BT 0.348 0.464 0.64 rg 512.125 334 TD (\(1,466\))Tj ET 0.948 0.975 0.973 rg 72.25 301 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 315 TD (Increase in due to HUD)Tj ET 0.948 0.975 0.973 rg 211 301 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 315 TD (-)Tj ET 1 g 213.75 310 49 1 re f 0.948 0.975 0.973 rg 265.75 301 53.75 21 re f BT 0.348 0.464 0.64 rg 309.625 315 TD (14)Tj ET 1 g 268.5 310 49 1 re f 0.948 0.975 0.973 rg 320.5 301 53.75 21 re f BT 0.348 0.464 0.64 rg 356.875 315 TD (-)Tj ET 1 g 323.25 310 49 1 re f 0.948 0.975 0.973 rg 375.25 301 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 315 TD (-)Tj ET 1 g 377.75 310 49 1 re f 0.948 0.975 0.973 rg 429.75 301 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 315 TD (-)Tj ET 1 g 432.5 310 49 1 re f 0.948 0.975 0.973 rg 484.5 301 53.75 21 re f BT 0.348 0.464 0.64 rg 528.375 315 TD (14)Tj ET 1 g 487.25 310 49 1 re f 0.948 0.975 0.973 rg 72.25 279 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 293 TD 0.222 Tw (Net cash used in non-capital financing)Tj ET 0.948 0.975 0.973 rg 211 279 53.75 21 re f BT 0.348 0.464 0.64 rg 229.625 293 TD 0 Tw (\(213,695\))Tj ET 1 g 213.75 288 49 1 re f 0.948 0.975 0.973 rg 265.75 279 53.75 21 re f BT 0.348 0.464 0.64 rg 288.875 293 TD (\(59,569\))Tj ET 1 g 268.5 288 49 1 re f 0.948 0.975 0.973 rg 320.5 279 53.75 21 re f BT 0.348 0.464 0.64 rg 356.875 293 TD (-)Tj ET 1 g 323.25 288 49 1 re f 0.948 0.975 0.973 rg 375.25 279 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 293 TD (-)Tj ET 1 g 377.5 288 49 1 re f 0.948 0.975 0.973 rg 429.75 279 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 293 TD (-)Tj ET 1 g 432.5 288 49 1 re f 0.948 0.975 0.973 rg 484.5 279 53.75 21 re f BT 0.348 0.464 0.64 rg 503.125 293 TD (\(273,264\))Tj ET 1 g 487.25 288 49 1 re f 0.948 0.975 0.973 rg 72.25 253.75 466 24.25 re f BT 0.348 0.464 0.64 rg 73.375 271 TD (CASH FLOWS FROM CAPITAL )Tj 0 -10 TD (FINANCING ACTIVITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 231.75 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 245.75 TD (Additions to property, plant and equip)Tj 132 0 TD (-)Tj -132 -10 TD (ment)Tj ET 0.948 0.975 0.973 rg 211 231.75 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 245.75 TD (-)Tj ET 1 g 213.75 240.75 49 1 re f 0.948 0.975 0.973 rg 265.75 231.75 53.75 21 re f BT 0.348 0.464 0.64 rg 301.125 245.75 TD (-)Tj ET 1 g 268.5 240.75 49 1 re f 0.948 0.975 0.973 rg 320.5 231.75 53.75 21 re f BT 0.348 0.464 0.64 rg 347.875 245.75 TD (\(1,861\))Tj ET 1 g 323.25 240.75 49 1 re f 0.948 0.975 0.973 rg 375.25 231.75 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 245.75 TD (-)Tj ET 1 g 377.5 240.75 49 1 re f 0.948 0.975 0.973 rg 429.75 231.75 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 245.75 TD (-)Tj ET 1 g 432.5 240.75 49 1 re f 0.948 0.975 0.973 rg 484.5 231.75 53.75 21 re f BT 0.348 0.464 0.64 rg 512.125 245.75 TD (\(1,861\))Tj ET 1 g 487.25 240.75 49 1 re f 0.948 0.975 0.973 rg 72.25 209.75 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 223.75 TD 0.222 Tw (Net cash used in capital financing)Tj ET 0.948 0.975 0.973 rg 211 209.75 53.75 21 re f BT 0 Tw 0.348 0.464 0.64 rg 247.625 223.75 TD (-)Tj ET 1 g 213.75 218.75 49 1 re f 0.948 0.975 0.973 rg 265.75 209.75 53.75 21 re f BT 0.348 0.464 0.64 rg 301.125 223.75 TD (-)Tj ET 1 g 268.5 218.75 49 1 re f 0.948 0.975 0.973 rg 320.5 209.75 53.75 21 re f BT 0.348 0.464 0.64 rg 347.875 223.75 TD (\(1,861\))Tj ET 1 g 323.25 218.75 49 1 re f 0.948 0.975 0.973 rg 375.25 209.75 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 223.75 TD (-)Tj ET 1 g 377.5 218.75 49 1 re f 0.948 0.975 0.973 rg 429.75 209.75 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 223.75 TD (-)Tj ET 1 g 432.5 218.75 49 1 re f 0.948 0.975 0.973 rg 484.5 209.75 53.75 21 re f BT 0.348 0.464 0.64 rg 512.125 223.75 TD (\(1,861\))Tj ET 1 g 487.25 218.75 49 1 re f 0.948 0.975 0.973 rg 72.25 195.5 466 13.25 re f BT 0.348 0.464 0.64 rg 73.375 201.75 TD (CASH FLOWS FROM INVESTING ACTIVITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 173.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 187.5 TD (Purchases of investments)Tj ET 0.948 0.975 0.973 rg 211 173.5 53.75 21 re f BT 0.348 0.464 0.64 rg 229.625 187.5 TD (\(242,223\))Tj ET 0.948 0.975 0.973 rg 265.75 173.5 53.75 21 re f BT 0.348 0.464 0.64 rg 284.375 187.5 TD (\(597,613\))Tj ET 0.948 0.975 0.973 rg 320.5 173.5 53.75 21 re f BT 0.348 0.464 0.64 rg 339.125 187.5 TD (\(232,612\))Tj ET 0.948 0.975 0.973 rg 375.25 173.5 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 187.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 173.5 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 187.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 173.5 53.75 21 re f BT 0.348 0.464 0.64 rg 496.375 187.5 TD (\(1,072,448\))Tj ET 0.948 0.975 0.973 rg 72.25 151.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 165.5 TD (Sales/maturities of investments)Tj ET 0.948 0.975 0.973 rg 211 151.5 53.75 21 re f BT 0.348 0.464 0.64 rg 235.125 165.5 TD (291,368)Tj ET 0.948 0.975 0.973 rg 265.75 151.5 53.75 21 re f BT 0.348 0.464 0.64 rg 289.625 165.5 TD (606,325)Tj ET 0.948 0.975 0.973 rg 320.5 151.5 53.75 21 re f BT 0.348 0.464 0.64 rg 348.875 165.5 TD (15,231)Tj ET 0.948 0.975 0.973 rg 375.25 151.5 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 165.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 151.5 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 165.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 151.5 53.75 21 re f BT 0.348 0.464 0.64 rg 508.375 165.5 TD (912,924)Tj ET 0.948 0.975 0.973 rg 72.25 129.25 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 143.5 TD (Earnings on investments)Tj ET 0.948 0.975 0.973 rg 211 129.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 239.375 143.5 TD (21,472)Tj ET 1 g 213.75 138.5 49 1 re f 0.948 0.975 0.973 rg 265.75 129.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 294.125 143.5 TD (20,601)Tj ET 1 g 268.5 138.5 49 1 re f 0.948 0.975 0.973 rg 320.5 129.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 353.375 143.5 TD (6,602)Tj ET 1 g 323.25 138.5 49 1 re f 0.948 0.975 0.973 rg 375.25 129.25 53.5 21.25 re f BT 0.348 0.464 0.64 rg 412.875 143.5 TD (-)Tj ET 1 g 377.5 138.5 49 1 re f 0.948 0.975 0.973 rg 429.75 129.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 467.625 143.5 TD (-)Tj ET 1 g 432.5 138.5 49 1 re f 0.948 0.975 0.973 rg 484.5 129.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 512.875 143.5 TD (48,675)Tj ET 1 g 487.25 138.5 49 1 re f 0.948 0.975 0.973 rg 72.25 107.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 121.25 TD 0.211 Tw (Net cash provided by \(used in\) invest)Tj 0 Tw 128.25 0 TD (-)Tj -128.25 -10 TD (ing activities)Tj ET 0.948 0.975 0.973 rg 211 107.25 53.75 21 re f BT 0.348 0.464 0.64 rg 239.375 121.25 TD (70,617)Tj ET 1 g 213.75 116.25 49 1 re f 0.948 0.975 0.973 rg 265.75 107.25 53.75 21 re f BT 0.348 0.464 0.64 rg 294.125 121.25 TD (29,313)Tj ET 1 g 268.5 116.25 49 1 re f 0.948 0.975 0.973 rg 320.5 107.25 53.75 21 re f BT 0.348 0.464 0.64 rg 339.125 121.25 TD (\(210,779\))Tj ET 1 g 323.25 116.25 49 1 re f 0.948 0.975 0.973 rg 375.25 107.25 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 121.25 TD (-)Tj ET 1 g 377.5 116.25 49 1 re f 0.948 0.975 0.973 rg 429.75 107.25 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 121.25 TD (-)Tj ET 1 g 432.5 116.25 49 1 re f 0.948 0.975 0.973 rg 484.5 107.25 53.75 21 re f BT 0.348 0.464 0.64 rg 503.125 121.25 TD (\(110,849\))Tj ET 1 g 487.25 116.25 49 1 re f 0.948 0.975 0.973 rg 72.25 85.5 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 99.25 TD (NET INCREASE \(DECREASE\) IN CASH)Tj ET 0.948 0.975 0.973 rg 211 85.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 239.375 99.25 TD (32,832)Tj ET 0.948 0.975 0.973 rg 265.75 85.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 288.875 99.25 TD (\(11,616\))Tj ET 0.948 0.975 0.973 rg 320.5 85.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 339.125 99.25 TD (\(239,958\))Tj ET 0.948 0.975 0.973 rg 375.25 85.5 53.5 20.75 re f BT 0.348 0.464 0.64 rg 414.625 99.25 TD (116)Tj ET 0.948 0.975 0.973 rg 429.75 85.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 462.625 99.25 TD (2,532)Tj ET 0.948 0.975 0.973 rg 484.5 85.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 503.125 99.25 TD (\(216,094\))Tj ET 0.948 0.975 0.973 rg 72.25 63.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 77.5 TD (CASH AND CASH EQUIVALENTS,)Tj 0 -10 TD (BEGINNING OF YEAR)Tj ET 0.948 0.975 0.973 rg 211 63.5 53.75 21 re f BT 0.348 0.464 0.64 rg 239.375 77.5 TD (25,676)Tj ET 1 g 213.75 72.5 49 1 re f 0.948 0.975 0.973 rg 265.75 63.5 53.75 21 re f BT 0.348 0.464 0.64 rg 294.125 77.5 TD (92,232)Tj ET 1 g 268.5 72.5 49 1 re f 0.948 0.975 0.973 rg 320.5 63.5 53.75 21 re f BT 0.348 0.464 0.64 rg 344.375 77.5 TD (630,094)Tj ET 1 g 323.25 72.5 49 1 re f 0.948 0.975 0.973 rg 375.25 63.5 53.5 21 re f BT 0.348 0.464 0.64 rg 423.625 77.5 TD (1)Tj ET 1 g 377.75 72.5 49 1 re f 0.948 0.975 0.973 rg 429.75 63.5 53.75 21 re f BT 0.348 0.464 0.64 rg 469.375 77.5 TD (117)Tj ET 1 g 432.5 72.5 49 1 re f 0.948 0.975 0.973 rg 484.5 63.5 53.75 21 re f BT 0.348 0.464 0.64 rg 508.375 77.5 TD (748,120)Tj ET 1 g 487.25 72.5 49 1 re f 0.948 0.975 0.973 rg 72.25 41.25 137.75 21.25 re f BT 0.348 0.464 0.64 rg 73.375 55.5 TD (CASH AND CASH EQUIVALENTS,)Tj 0 -10 TD (END OF YEAR)Tj ET 0.948 0.975 0.973 rg 211 41.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 235.125 55.5 TD ($58,508)Tj ET 1 g q 49 0 0 3 213.75 50.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 265.75 41.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 289.625 55.5 TD ($80,616)Tj ET 1 g q 49 0 0 3 268.5 50.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 320.5 41.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 339.875 55.5 TD ($390,136)Tj ET 1 g q 49 0 0 3 323.25 50.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 375.25 41.25 53.5 21.25 re f BT 0.348 0.464 0.64 rg 410.125 55.5 TD ($117)Tj ET 1 g q 49 0 0 3 377.75 50.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 429.75 41.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 458.125 55.5 TD ($2,649)Tj ET 1 g q 49 0 0 3 432.5 50.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 484.5 41.25 53.75 21.25 re f BT 0.348 0.464 0.64 rg 504.125 55.5 TD ($532,026)Tj ET 1 g q 49 0 0 3 487.25 50.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 40.25 1 716.5 re f 210 666.25 1 46.75 re f 210 487 1 158.75 re f 210 425.75 1 39.5 re f 210 278 1 125.25 re f 210 208.75 1 45 re f 210 40.25 1 155.25 re f 264.75 666.25 1 33.75 re f 264.75 487 1 158.75 re f 264.75 425.75 1 39.5 re f 264.75 278 1 125.25 re f 264.75 208.75 1 45 re f 264.75 40.25 1 155.25 re f 319.5 666.25 1 46.75 re f 319.5 487 1 158.75 re f 319.5 425.75 1 39.5 re f 319.5 278 1 125.25 re f 319.5 208.75 1 45 re f 319.5 40.25 1 155.25 re f 374.25 666.25 1 46.75 re f 374.25 487 1 158.75 re f 374.25 425.75 1 39.5 re f 374.25 278 1 125.25 re f 374.25 208.75 1 45 re f 374.25 40.25 1 155.25 re f 428.75 666.25 1 46.75 re f 428.75 487 1 158.75 re f 428.75 425.75 1 39.5 re f 428.75 278 1 125.25 re f 428.75 208.75 1 45 re f 428.75 40.25 1 155.25 re f 483.5 666.25 1 46.75 re f 483.5 487 1 158.75 re f 483.5 425.75 1 39.5 re f 483.5 278 1 125.25 re f 483.5 208.75 1 45 re f 483.5 40.25 1 155.25 re f 538.25 40.25 1 716.5 re f 71.25 755.75 468 1 re f 71.25 712 468 1 re f 210 699 329.25 1 re f 71.25 666.25 468 1 re f 71.25 644.75 468 1 re f 71.25 624.75 468 1 re f 71.25 607.25 468 1 re f 71.25 588.25 468 1 re f 71.25 569 468 1 re f 71.25 547.25 468 1 re f 71.25 528.75 468 1 re f 71.25 508.75 468 1 re f 71.25 487 468 1 re f 71.25 464.25 468 1 re f 71.25 447.75 468 1 re f 71.25 425.75 468 1 re f 71.25 402.25 468 1 re f 71.25 380.5 468 1 re f 71.25 363 468 1 re f 71.25 341 468 1 re f 71.25 322 468 1 re f 71.25 300 468 1 re f 71.25 278 468 1 re f 71.25 252.75 468 1 re f 71.25 230.75 468 1 re f 71.25 208.75 468 1 re f 71.25 194.5 468 1 re f 71.25 172.5 468 1 re f 71.25 150.5 468 1 re f 71.25 128.25 468 1 re f 71.25 106.25 468 1 re f 71.25 84.5 468 1 re f 71.25 62.5 468 1 re f 71.25 40.25 468 1 re f BT 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 496.375 26.5 TD (\(Continued\))Tj ET Q endstream endobj 77 0 obj 25993 endobj 75 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 76 0 R >> endobj 79 0 obj << /Length 80 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (16)Tj ET 1 g 71.25 76.75 468 680 re f 71.25 76.75 468 680 re f 0.948 0.975 0.973 rg 72.25 713 466 42.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 748.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD (TEMENT OF CASH FLOWS)Tj -12.5 -10 TD 0.222 Tw (FOR THE YEAR ENDED JUNE 30, 2002)Tj 0 -10 TD 0 Tw (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 656.25 137.75 55.75 re f 211 689.25 108.5 22.75 re f BT 0.348 0.464 0.64 rg 217.875 698.75 TD (Bond and Obligation Funds)Tj ET 0.948 0.975 0.973 rg 320.5 689.25 217.75 22.75 re f 211 656.25 53.75 32 re f BT 0.348 0.464 0.64 rg 215.625 679.25 TD (Single Family)Tj 5.25 -10 TD (Mortgage)Tj -3.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 265.75 656.25 53.75 32 re f BT 0.348 0.464 0.64 rg 271.125 679.25 TD (Multi-Family)Tj 7.5 -10 TD (Housing)Tj -6.25 -10 TD (Component)Tj ET 0.948 0.975 0.973 rg 320.5 656.25 53.75 32 re f BT 0.348 0.464 0.64 rg 322.875 669.25 TD (Administrative)Tj 16 -10 TD (Fund)Tj ET 0.948 0.975 0.973 rg 375.25 656.25 53.5 32 re f BT 0.348 0.464 0.64 rg 393.125 669.25 TD (STAR)Tj -11.75 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 429.75 656.25 53.75 32 re f BT 0.348 0.464 0.64 rg 449.375 669.25 TD (ABC)Tj -13.25 -10 TD (Corporation)Tj ET 0.948 0.975 0.973 rg 484.5 656.25 53.75 32 re f BT 0.348 0.464 0.64 rg 493.125 659.25 TD (2002 Total)Tj ET 0.948 0.975 0.973 rg 72.25 624.25 466 31 re f BT 0.348 0.464 0.64 rg 73.375 648.25 TD (RECONCILIATION OF OPERATION )Tj 0 -10 TD 0.222 Tw (INCOME TO NET CASH PROVIDED )Tj T* 0 Tw (BY OPERATING INCOME ACTIVITIES:)Tj ET 0.948 0.975 0.973 rg 72.25 602.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 616.25 TD (Operating income)Tj ET 0.948 0.975 0.973 rg 211 602.25 53.75 21 re f BT 0.348 0.464 0.64 rg 235.125 616.25 TD ($16,250)Tj ET 0.948 0.975 0.973 rg 265.75 602.25 53.75 21 re f BT 0.348 0.464 0.64 rg 295.625 616.25 TD ($\(897\))Tj ET 0.948 0.975 0.973 rg 320.5 602.25 53.75 21 re f BT 0.348 0.464 0.64 rg 343.625 616.25 TD ($\(8,910\))Tj ET 0.948 0.975 0.973 rg 375.25 602.25 53.5 21 re f BT 0.348 0.464 0.64 rg 403.625 616.25 TD ($1,040)Tj ET 0.948 0.975 0.973 rg 429.75 602.25 53.75 21 re f BT 0.348 0.464 0.64 rg 459.625 616.25 TD ($\(104\))Tj ET 0.948 0.975 0.973 rg 484.5 602.25 53.75 21 re f BT 0.348 0.464 0.64 rg 512.875 616.25 TD ($7,379)Tj ET 0.948 0.975 0.973 rg 72.25 575.75 466 25.5 re f BT 0.348 0.464 0.64 rg 73.375 594.25 TD 0.204 Tw (Adjustments to reconcile net income to )Tj 0 -10 TD 0.225 Tw (net cash provided by operating activities:)Tj ET 0.948 0.975 0.973 rg 72.25 554 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 567.75 TD 0 Tw (Provision for loan losses, net)Tj ET 0.948 0.975 0.973 rg 211 554 53.75 20.75 re f BT 0.348 0.464 0.64 rg 238.625 567.75 TD (\(4,084\))Tj ET 0.948 0.975 0.973 rg 265.75 554 53.75 20.75 re f BT 0.348 0.464 0.64 rg 294.125 567.75 TD (18,549)Tj ET 0.948 0.975 0.973 rg 320.5 554 53.75 20.75 re f BT 0.348 0.464 0.64 rg 348.875 567.75 TD (16,843)Tj ET 0.948 0.975 0.973 rg 375.25 554 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 567.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 554 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 567.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 554 53.75 20.75 re f BT 0.348 0.464 0.64 rg 512.875 567.75 TD (31,308)Tj ET 0.948 0.975 0.973 rg 72.25 531.25 137.75 21.75 re f BT 0.348 0.464 0.64 rg 73.375 546 TD (Depreciation expense)Tj ET 0.948 0.975 0.973 rg 211 531.25 53.75 21.75 re f BT 0.348 0.464 0.64 rg 247.625 546 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 531.25 53.75 21.75 re f BT 0.348 0.464 0.64 rg 302.125 546 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 531.25 53.75 21.75 re f BT 0.348 0.464 0.64 rg 353.375 546 TD (2,652)Tj ET 0.948 0.975 0.973 rg 375.25 531.25 53.5 21.75 re f BT 0.348 0.464 0.64 rg 414.625 546 TD (619)Tj ET 0.948 0.975 0.973 rg 429.75 531.25 53.75 21.75 re f BT 0.348 0.464 0.64 rg 468.375 546 TD (\(49\))Tj ET 0.948 0.975 0.973 rg 484.5 531.25 53.75 21.75 re f BT 0.348 0.464 0.64 rg 517.375 546 TD (3,222)Tj ET 0.948 0.975 0.973 rg 72.25 509.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 523.25 TD 0.222 Tw (Loss on early extinguishment of debt)Tj ET 0.948 0.975 0.973 rg 211 509.25 53.75 21 re f BT 0.348 0.464 0.64 rg 245.375 523.25 TD 0 Tw (\(614\))Tj ET 0.948 0.975 0.973 rg 265.75 509.25 53.75 21 re f BT 0.348 0.464 0.64 rg 304.375 523.25 TD (\(59\))Tj ET 0.948 0.975 0.973 rg 320.5 509.25 53.75 21 re f BT 0.348 0.464 0.64 rg 356.875 523.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 509.25 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 523.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 509.25 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 523.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 509.25 53.75 21 re f BT 0.348 0.464 0.64 rg 518.625 523.25 TD (\(673\))Tj ET 0.948 0.975 0.973 rg 72.25 487.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 501.25 TD (Investment interest income)Tj ET 0.948 0.975 0.973 rg 211 487.25 53.75 21 re f BT 0.348 0.464 0.64 rg 234.125 501.25 TD (\(20,427\))Tj ET 0.948 0.975 0.973 rg 265.75 487.25 53.75 21 re f BT 0.348 0.464 0.64 rg 288.875 501.25 TD (\(14,563\))Tj ET 0.948 0.975 0.973 rg 320.5 487.25 53.75 21 re f BT 0.348 0.464 0.64 rg 343.625 501.25 TD (\(10,964\))Tj ET 0.948 0.975 0.973 rg 375.25 487.25 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 501.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 487.25 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 501.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 487.25 53.75 21 re f BT 0.348 0.464 0.64 rg 507.625 501.25 TD (\(45,954\))Tj ET 0.948 0.975 0.973 rg 72.25 465.5 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 479.25 TD (Bond interest expense)Tj ET 0.948 0.975 0.973 rg 211 465.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 239.375 479.25 TD (78,473)Tj ET 0.948 0.975 0.973 rg 265.75 465.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 294.125 479.25 TD (79,914)Tj ET 0.948 0.975 0.973 rg 320.5 465.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 356.875 479.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 465.5 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 479.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 465.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 479.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 465.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 508.375 479.25 TD (158,387)Tj ET 0.948 0.975 0.973 rg 72.25 439.25 466 25.25 re f BT 0.348 0.464 0.64 rg 73.375 457.5 TD 0.222 Tw (Changes in operating assets and liabilities, )Tj 0 -10 TD 0.172 Tw (net of effects from acquisition of business:)Tj ET 0.948 0.975 0.973 rg 72.25 417.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 431.25 TD 0 Tw (Net \(increase\) decrease in loans)Tj ET 0.948 0.975 0.973 rg 211 417.25 53.75 21 re f BT 0.348 0.464 0.64 rg 235.125 431.25 TD (107,306)Tj ET 0.948 0.975 0.973 rg 265.75 417.25 53.75 21 re f BT 0.348 0.464 0.64 rg 288.875 431.25 TD (\(22,052\))Tj ET 0.948 0.975 0.973 rg 320.5 417.25 53.75 21 re f BT 0.348 0.464 0.64 rg 343.625 431.25 TD (\(22,973\))Tj ET 0.948 0.975 0.973 rg 375.25 417.25 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 431.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 417.25 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 431.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 417.25 53.75 21 re f BT 0.348 0.464 0.64 rg 512.875 431.25 TD (62,281)Tj ET 0.948 0.975 0.973 rg 72.25 395.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 409.25 TD (Amortization of defer)Tj 74.25 0 TD (r)Tj 2.5 0 TD (ed loss)Tj ET 0.948 0.975 0.973 rg 211 395.25 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 409.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 395.25 53.75 21 re f BT 0.348 0.464 0.64 rg 299.875 409.25 TD (\(479\))Tj ET 0.948 0.975 0.973 rg 320.5 395.25 53.75 21 re f BT 0.348 0.464 0.64 rg 356.875 409.25 TD (-)Tj ET 0.948 0.975 0.973 rg 375.25 395.25 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 409.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 395.25 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 409.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 395.25 53.75 21 re f BT 0.348 0.464 0.64 rg 518.625 409.25 TD (\(479\))Tj ET 0.948 0.975 0.973 rg 72.25 373.5 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 387.25 TD (\(Increase\) decrease in due from loan)Tj 0 -10 TD (servicers and insurers)Tj ET 0.948 0.975 0.973 rg 211 373.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 238.625 387.25 TD (\(2,045\))Tj ET 0.948 0.975 0.973 rg 265.75 373.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 302.125 387.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 373.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 364.375 387.25 TD (41)Tj ET 0.948 0.975 0.973 rg 375.25 373.5 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 387.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 373.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 387.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 373.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 512.125 387.25 TD (\(2,004\))Tj ET 0.948 0.975 0.973 rg 72.25 351.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 365.5 TD (Decrease in defer)Tj 60 0 TD (r)Tj 2.5 0 TD (ed charges bond)Tj -62.5 -10 TD (issuance costs \320 net)Tj ET 0.948 0.975 0.973 rg 211 351.5 53.75 21 re f BT 0.348 0.464 0.64 rg 243.875 365.5 TD (1,004)Tj ET 0.948 0.975 0.973 rg 265.75 351.5 53.75 21 re f BT 0.348 0.464 0.64 rg 305.375 365.5 TD (781)Tj ET 0.948 0.975 0.973 rg 320.5 351.5 53.75 21 re f BT 0.348 0.464 0.64 rg 359.875 365.5 TD (272)Tj ET 0.948 0.975 0.973 rg 375.25 351.5 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 365.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 351.5 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 365.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 351.5 53.75 21 re f BT 0.348 0.464 0.64 rg 517.375 365.5 TD (2,057 )Tj ET 0.948 0.975 0.973 rg 72.25 329.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 343.5 TD (Net acquisition of real estate)Tj ET 0.948 0.975 0.973 rg 211 329.5 53.75 21 re f BT 0.348 0.464 0.64 rg 250.625 343.5 TD (771)Tj ET 0.948 0.975 0.973 rg 265.75 329.5 53.75 21 re f BT 0.348 0.464 0.64 rg 302.125 343.5 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 329.5 53.75 21 re f BT 0.348 0.464 0.64 rg 364.375 343.5 TD (49)Tj ET 0.948 0.975 0.973 rg 375.25 329.5 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 343.5 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 329.5 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 343.5 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 329.5 53.75 21 re f BT 0.348 0.464 0.64 rg 524.125 343.5 TD (820)Tj ET 0.948 0.975 0.973 rg 72.25 307.75 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 321.5 TD (\(Increase\) decrease in other assets)Tj ET 0.948 0.975 0.973 rg 211 307.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 255.125 321.5 TD (31)Tj ET 0.948 0.975 0.973 rg 265.75 307.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 304.375 321.5 TD (\(75\))Tj ET 0.948 0.975 0.973 rg 320.5 307.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 364.375 321.5 TD (37)Tj ET 0.948 0.975 0.973 rg 375.25 307.75 53.5 20.75 re f BT 0.348 0.464 0.64 rg 413.875 321.5 TD (\(72\))Tj ET 0.948 0.975 0.973 rg 429.75 307.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 462.625 321.5 TD (1,021)Tj ET 0.948 0.975 0.973 rg 484.5 307.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 524.125 321.5 TD (942)Tj ET 0.948 0.975 0.973 rg 72.25 285.75 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 299.75 TD (\(Increase\) decrease in due to/from)Tj 0 -10 TD (other funds)Tj ET 0.948 0.975 0.973 rg 211 285.75 53.75 21 re f BT 0.348 0.464 0.64 rg 245.375 299.75 TD (\(370\))Tj ET 0.948 0.975 0.973 rg 265.75 285.75 53.75 21 re f BT 0.348 0.464 0.64 rg 293.375 299.75 TD (\(1,762\))Tj ET 0.948 0.975 0.973 rg 320.5 285.75 53.75 21 re f BT 0.348 0.464 0.64 rg 353.375 299.75 TD (5,782)Tj ET 0.948 0.975 0.973 rg 375.25 285.75 53.5 21 re f BT 0.348 0.464 0.64 rg 402.625 299.75 TD (\(1,833\))Tj ET 0.948 0.975 0.973 rg 429.75 285.75 53.75 21 re f BT 0.348 0.464 0.64 rg 468.375 299.75 TD (\(45\))Tj ET 0.948 0.975 0.973 rg 484.5 285.75 53.75 21 re f BT 0.348 0.464 0.64 rg 517.375 299.75 TD (1,772)Tj ET 0.948 0.975 0.973 rg 72.25 253 137.75 31.75 re f BT 0.348 0.464 0.64 rg 73.375 277.75 TD (Increase \(decrease\) in advance from)Tj 0 -10 TD 0.222 Tw (the 樱花视频 for bond and)Tj T* 0 Tw (housing assistance)Tj ET 0.948 0.975 0.973 rg 211 253 53.75 31.75 re f BT 0.348 0.464 0.64 rg 247.625 277.75 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 253 53.75 31.75 re f BT 0.348 0.464 0.64 rg 302.125 277.75 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 253 53.75 31.75 re f BT 0.348 0.464 0.64 rg 347.875 277.75 TD (\(2,716\))Tj ET 0.948 0.975 0.973 rg 375.25 253 53.5 31.75 re f BT 0.348 0.464 0.64 rg 412.875 277.75 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 253 53.75 31.75 re f BT 0.348 0.464 0.64 rg 467.625 277.75 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 253 53.75 31.75 re f BT 0.348 0.464 0.64 rg 512.125 277.75 TD (\(2,716\))Tj ET 0.948 0.975 0.973 rg 72.25 231 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 245 TD (Decrease in minimum escrow requir)Tj 123.25 0 TD (e-)Tj -123.25 -10 TD (ment)Tj ET 0.948 0.975 0.973 rg 211 231 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 245 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 231 53.75 21 re f BT 0.348 0.464 0.64 rg 305.375 245 TD (182)Tj ET 0.948 0.975 0.973 rg 320.5 231 53.75 21 re f BT 0.348 0.464 0.64 rg 359.125 245 TD (\(69\))Tj ET 0.948 0.975 0.973 rg 375.25 231 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 245 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 231 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 245 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 231 53.75 21 re f BT 0.348 0.464 0.64 rg 524.125 245 TD (113)Tj ET 0.948 0.975 0.973 rg 72.25 209.25 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 223 TD (Increase \(decrease\) in funds held in)Tj 0 -10 TD (trust for mortgagors)Tj ET 0.948 0.975 0.973 rg 211 209.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 247.625 223 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 209.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 293.375 223 TD (\(1,031\))Tj ET 0.948 0.975 0.973 rg 320.5 209.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 347.875 223 TD (\(3,306\))Tj ET 0.948 0.975 0.973 rg 375.25 209.25 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 223 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 209.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 223 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 209.25 53.75 20.75 re f BT 0.348 0.464 0.64 rg 512.125 223 TD (\(4,337\))Tj ET 0.948 0.975 0.973 rg 72.25 187.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 201.25 TD (Increase in mortgagor escrow deposits)Tj ET 0.948 0.975 0.973 rg 211 187.25 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 201.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 187.25 53.75 21 re f BT 0.348 0.464 0.64 rg 305.375 201.25 TD (366)Tj ET 0.948 0.975 0.973 rg 320.5 187.25 53.75 21 re f BT 0.348 0.464 0.64 rg 353.375 201.25 TD (2,596)Tj ET 0.948 0.975 0.973 rg 375.25 187.25 53.5 21 re f BT 0.348 0.464 0.64 rg 419.125 201.25 TD (74)Tj ET 0.948 0.975 0.973 rg 429.75 187.25 53.75 21 re f BT 0.348 0.464 0.64 rg 473.875 201.25 TD (48)Tj ET 0.948 0.975 0.973 rg 484.5 187.25 53.75 21 re f BT 0.348 0.464 0.64 rg 517.375 201.25 TD (3,084)Tj ET 0.948 0.975 0.973 rg 72.25 165.25 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 179.25 TD (Increase in subsidy payments received)Tj 0 -10 TD (in advance)Tj ET 0.948 0.975 0.973 rg 211 165.25 53.75 21 re f BT 0.348 0.464 0.64 rg 247.625 179.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 165.25 53.75 21 re f BT 0.348 0.464 0.64 rg 302.125 179.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 165.25 53.75 21 re f BT 0.348 0.464 0.64 rg 343.625 179.25 TD (\(21,391\))Tj ET 0.948 0.975 0.973 rg 375.25 165.25 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 179.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 165.25 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 179.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 165.25 53.75 21 re f BT 0.348 0.464 0.64 rg 507.625 179.25 TD (\(21,391\))Tj ET 0.948 0.975 0.973 rg 72.25 143.5 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 157.25 TD (Increase \(decrease\) in defer)Tj 94.25 0 TD (r)Tj 2.5 0 TD (ed revenue)Tj ET 0.948 0.975 0.973 rg 211 143.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 247.625 157.25 TD (-)Tj ET 0.948 0.975 0.973 rg 265.75 143.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 302.125 157.25 TD (-)Tj ET 0.948 0.975 0.973 rg 320.5 143.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 364.375 157.25 TD (67)Tj ET 0.948 0.975 0.973 rg 375.25 143.5 53.5 20.75 re f BT 0.348 0.464 0.64 rg 412.875 157.25 TD (-)Tj ET 0.948 0.975 0.973 rg 429.75 143.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 467.625 157.25 TD (-)Tj ET 0.948 0.975 0.973 rg 484.5 143.5 53.75 20.75 re f BT 0.348 0.464 0.64 rg 528.375 157.25 TD (67)Tj ET 0.948 0.975 0.973 rg 72.25 121.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 135.5 TD (Increase \(decrease\) in other liabilities)Tj ET 0.948 0.975 0.973 rg 211 121.5 53.75 21 re f BT 0.348 0.464 0.64 rg 250.625 135.5 TD (274)Tj ET 0.948 0.975 0.973 rg 265.75 121.5 53.75 21 re f BT 0.348 0.464 0.64 rg 299.875 135.5 TD (\(410\))Tj ET 0.948 0.975 0.973 rg 320.5 121.5 53.75 21 re f BT 0.348 0.464 0.64 rg 359.875 135.5 TD (324)Tj ET 0.948 0.975 0.973 rg 375.25 121.5 53.5 21 re f BT 0.348 0.464 0.64 rg 414.625 135.5 TD (288)Tj ET 0.948 0.975 0.973 rg 429.75 121.5 53.75 21 re f BT 0.348 0.464 0.64 rg 462.625 135.5 TD (1,661)Tj ET 0.948 0.975 0.973 rg 484.5 121.5 53.75 21 re f BT 0.348 0.464 0.64 rg 517.375 135.5 TD (2,137)Tj ET 0.948 0.975 0.973 rg 72.25 99.5 137.75 21 re f BT 0.348 0.464 0.64 rg 73.375 113.5 TD (T)Tj 3.75 0 TD (ransfers and other)Tj ET 0.948 0.975 0.973 rg 211 99.5 53.75 21 re f BT 0.348 0.464 0.64 rg 245.375 113.5 TD (\(659\))Tj ET 1 g 213.75 108.5 49 1 re f 0.948 0.975 0.973 rg 265.75 99.5 53.75 21 re f BT 0.348 0.464 0.64 rg 288.875 113.5 TD (\(39,824\))Tj ET 1 g 268.5 108.5 49 1 re f 0.948 0.975 0.973 rg 320.5 99.5 53.75 21 re f BT 0.348 0.464 0.64 rg 348.875 113.5 TD (39,348)Tj ET 1 g 323.25 108.5 49 1 re f 0.948 0.975 0.973 rg 375.25 99.5 53.5 21 re f BT 0.348 0.464 0.64 rg 412.875 113.5 TD (-)Tj ET 1 g 377.75 108.5 49 1 re f 0.948 0.975 0.973 rg 429.75 99.5 53.75 21 re f BT 0.348 0.464 0.64 rg 467.625 113.5 TD (-)Tj ET 1 g 432.5 108.5 49 1 re f 0.948 0.975 0.973 rg 484.5 99.5 53.75 21 re f BT 0.348 0.464 0.64 rg 512.125 113.5 TD (\(1,135\))Tj ET 1 g 487.25 108.5 49 1 re f 0.948 0.975 0.973 rg 72.25 77.75 137.75 20.75 re f BT 0.348 0.464 0.64 rg 73.375 91.5 TD (NET CASH PROVIDED BY OPERATING)Tj 0 -10 TD (ACTIVITIES)Tj ET 0.948 0.975 0.973 rg 211 77.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 230.625 91.5 TD ($175,910)Tj ET 1 g q 49 0 0 3 213.75 86.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 265.75 77.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 289.625 91.5 TD ($18,640)Tj ET 1 g q 49 0 0 3 268.5 86.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 320.5 77.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 343.625 91.5 TD ($\(2,318\))Tj ET 1 g q 49 0 0 3 323.25 86.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 375.25 77.75 53.5 20.75 re f BT 0.348 0.464 0.64 rg 410.125 91.5 TD ($116)Tj ET 1 g q 49 0 0 3 377.75 86.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 429.75 77.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 458.125 91.5 TD ($2,532)Tj ET 1 g q 49 0 0 3 432.5 86.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 484.5 77.75 53.75 20.75 re f BT 0.348 0.464 0.64 rg 504.125 91.5 TD ($194,880)Tj ET 1 g q 49 0 0 3 487.25 86.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 76.75 1 680 re f 210 655.25 1 57.75 re f 210 601.25 1 23 re f 210 464.5 1 111.25 re f 210 76.75 1 362.5 re f 264.75 655.25 1 34 re f 264.75 601.25 1 23 re f 264.75 464.5 1 111.25 re f 264.75 76.75 1 362.5 re f 319.5 655.25 1 57.75 re f 319.5 601.25 1 23 re f 319.5 464.5 1 111.25 re f 319.5 76.75 1 362.5 re f 374.25 655.25 1 34 re f 374.25 601.25 1 23 re f 374.25 464.5 1 111.25 re f 374.25 76.75 1 362.5 re f 428.75 655.25 1 34 re f 428.75 601.25 1 23 re f 428.75 464.5 1 111.25 re f 428.75 76.75 1 362.5 re f 483.5 655.25 1 34 re f 483.5 601.25 1 23 re f 483.5 464.5 1 111.25 re f 483.5 76.75 1 362.5 re f 538.25 76.75 1 680 re f 71.25 755.75 468 1 re f 71.25 712 468 1 re f 210 688.25 329.25 1 re f 71.25 655.25 468 1 re f 71.25 623.25 468 1 re f 71.25 601.25 468 1 re f 71.25 574.75 468 1 re f 71.25 553 468 1 re f 71.25 530.25 468 1 re f 71.25 508.25 468 1 re f 71.25 486.25 468 1 re f 71.25 464.5 468 1 re f 71.25 438.25 468 1 re f 71.25 416.25 468 1 re f 71.25 394.25 468 1 re f 71.25 372.5 468 1 re f 71.25 350.5 468 1 re f 71.25 328.5 468 1 re f 71.25 306.75 468 1 re f 71.25 284.75 468 1 re f 71.25 252 468 1 re f 71.25 230 468 1 re f 71.25 208.25 468 1 re f 71.25 186.25 468 1 re f 71.25 164.25 468 1 re f 71.25 142.5 468 1 re f 71.25 120.5 468 1 re f 71.25 98.5 468 1 re f 71.25 76.75 468 1 re f Q endstream endobj 80 0 obj 21394 endobj 78 0 obj << /Type /Page /Parent 49 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 79 0 R >> endobj 83 0 obj << /Length 84 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0.304 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj /F2 9 Tf 0 g 0 G 0 -17 TD 0 Tw (NOTES TO FINANCIAL ST)Tj 102.5 0 TD (A)Tj 5.5 0 TD (TEMENTS)Tj -108 -17 TD 0.25 Tw (YEAR ENDED JUNE 30, 2002 )Tj 0 -17 TD 0 Tw (\(In Thousands\))Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.333 Tw (1. DESCRIPTION OF THE AGENCY)Tj /F1 10 Tf 0 -17 TD 0 Tw (Authorizing Legislation and Organization)Tj /F2 9 Tf 0 g 0 G 184.25 0 TD 0.223 Tw (- The 樱花视频 Housing & Mortgage Finance Agency \(the)Tj -184.25 -17 TD 0.194 Tw (\322Agency\323\), which is established in, but not part of, the Department of Community Affairs, is a body, corporate and)Tj 0 -17 TD 0.252 Tw (politic, created by the 樱花视频 Housing & Mortgage Finance Agency Law of 1983, constituting Chapter 530, Laws)Tj T* 0.207 Tw (of 樱花视频, 1983 \(the \322Act\323\), which combined the 樱花视频 Housing Finance Agency and the 樱花视频)Tj T* 0.202 Tw (Mortgage Finance Agency into a single agency. The Agency is considered to be a component unit of the State of New)Tj T* 0.25 Tw (Jersey and, as such, is a nontaxable entity)Tj 0 Tw 161.5 0 TD (.)Tj -161.5 -34 TD 0.249 Tw (The initial legislation and subsequent amendment grant the Agency the power to obtain funds through bond sales and)Tj 0 -17 TD 0.236 Tw (to use the proceeds to finance the construction and rehabilitation of housing projects for families of \(low-and moderate)Tj T* 0.234 Tw (-income\) by providing mortgage loans to qualified housing sponsors or to increase the funds available for residential)Tj T* (mortgage and rehabilitation or improvement loans. In addition, the Agency is authorized to make loans to boarding)Tj T* 0.253 Tw (home operators for life safety improvements.)Tj 0 Tw 0 -34 TD [ (Th)1 (e)28 ( )-28 (Ag)1 (e)28 (ncy )-28 (i)27 (s )-28 (go)28 (ver)-1 (n)28 (ed )-27 (by)28 ( )-28 (nin)28 (e )-28 (m)1 (em)28 (bers)28 (: )-28 ( )-28 (t)27 (he )-27 (Co)28 (m)1 (m)1 (is)28 (sione)28 (r)-1 ( )-28 (of)28 ( )-28 (t)-1 (he)28 ( )-28 (Depa)28 (r)-1 (t)-1 (m)1 (e)28 (nt )-28 (o)28 (f)-1 ( )-28 (Co)1 (m)28 (m)1 (un)1 (i)27 (t)-1 (y )-28 (Af)28 (f)27 (air)-1 (s)28 (, )-28 (who)29 ( )-28 (ser)27 (ves as)] TJ 0 -17 TD -2.558 Tw (C h a i r)Tj 0 Tw 19.5 0 TD [ (, )-28 (t)27 (he )-27 (S)28 (t)-1 (at)-1 (e)28 ( )-28 (T)84 (r)] TJ 49.25 0 TD -2.612 Tw (e a s u re r)Tj 0 Tw 26.75 0 TD [ (, the Att)-1 (or)28 (ney Gene)28 (r)-1 (al,)28 ( )-28 (t)-1 (he C)1 (om)1 (m)28 (issi)-1 (o)28 (ner of )-28 (B)28 (ankin)28 (g )-27 (an)28 (d )-27 (Ins)28 (uran)28 (c)-1 (e, and)1 ( )-28 (t)27 (he )-27 (C)28 (om)1 (m)1 (is)28 (sion)28 (er)-1 ( )-28 (of)] TJ -95.5 -17 TD [ (t)-1 (he)28 ( )-28 (Dep)28 (ar)-1 (t)-1 (m)28 (ent )-28 (o)28 (f)-1 ( )-28 (Hu)28 (m)1 (an Servi)27 (c)-1 (es who)1 ( ar)-1 (e)28 ( )-28 (m)1 (em)1 (b)28 (er)-1 (s of )-28 (t)27 (he )-27 (Ne)27 (w )-28 (J)-1 (e)28 (r)-1 (sey)28 ( )-28 (Hous)28 (ing & )-28 (M)-1 (o)28 (r)-1 (t)-1 (gag)28 (e )-28 (Fi)27 (nan)1 (c)27 (e )-28 (Ag)1 (e)28 (ncy ex )-28 (o)28 (f)] TJ 447.75 0 TD -2.558 Tw (f i c i o ,)Tj 0 Tw -447.75 -17 TD [ (and)28 ( )-28 (f)-1 (ou)28 (r)-1 ( )-28 (pe)28 (r)-1 (son)1 (s)28 ( )-28 (app)28 (ointe)28 (d )-27 (by)28 ( )-28 (t)-1 (he)28 ( )-28 (Gove)28 (r)-1 (no)1 (r)27 ( )-28 (wit)27 (h )-27 (t)-1 (he)28 ( )-28 (adv)28 (ic)-1 (e and)1 ( )-28 (c)27 (on)1 (se)28 (nt )-28 (of)28 ( )-28 (t)-1 (he)28 ( )-28 (St)-1 (a)28 (t)-1 (e )-28 (S)28 (enate)28 ( )-28 (f)-1 (or)28 ( )-28 (t)-1 (er)27 (m)1 (s )-28 (of)28 ( )-28 (t)-1 (hr)28 (ee year)27 (s.)] TJ 0 -32 TD 0.236 Tw (Certain bonds and other obligations issued under the provisions of the Act are general obligations of the Agency to)Tj 0 -16 TD 0.222 Tw (which its full faith and credit are pledged. Certain mortgages issued from the proceeds of Multi-Family Housing)Tj T* 0.233 Tw (Revenue Bonds are insured by the Federal Housing Administration and one of these issues is Government National)Tj T* 0.156 Tw (Mortgage Association \(\322GNMA\323\) backed. The Agency has no taxing power, however, certain bonds issued are sepa)Tj 0 Tw 454 0 TD (-)Tj -454 -16 TD 0.202 Tw (rately secured, special and limited obligations of the Agency. See Note 9 to the financial statements for a more detailed)Tj 0 -16 TD 0 Tw (discussion of the Agency\325s bonds, notes and obligations.)Tj 0 -32 TD 0.233 Tw (On April 29, 1996, the Board Members of the Agency approved the formation of a wholly-owned subsidiary corpora)Tj 0 Tw 455.5 0 TD (-)Tj -455.5 -16 TD 0.186 Tw (tion, the Statewide Acquisition and Redevelopment Corporation \(\322STAR\323\). The Board of T)Tj 0 Tw 353 0 TD (r)Tj 3 0 TD (ustees and the officers of)Tj -356 -16 TD 0.166 Tw (STAR are Agency employees. The Agency Board has authorized STAR to act as interim owner of certain multi-family)Tj 0 -16 TD 0.217 Tw (projects including Amity Village I and II and Phase II of the Scattered Site AIDS Program.)Tj 0 -32 TD 0.233 Tw (On April 17, 1997, the Board Members of the Agency approved the formation of a wholly-owned subsidiary corpora)Tj 0 Tw 455.5 0 TD (-)Tj -455.5 -16 TD 0.236 Tw (tion, the A Better Camden Corporation \(\322ABC\323\). The Board consists of four State Directors and three Camden)Tj 0 -16 TD 0.223 Tw (Directors as follows: The Commissioner of the 樱花视频 Department of Community Affairs, ex officio, or his or her)Tj T* 0.196 Tw (designee; the Executive Director of the Agency, ex officio, or his or her designee; two employees of the Agency)Tj T* 0.201 Tw (appointed by, and serving at the pleasure of the Executive Director of the Agency; the Mayor of the City of Camden,)Tj T* 0.188 Tw (ex officio, or his or her designee; the Executive Director of the Camden Redevelopment Agency, ex officio, or his or her)Tj T* 0.238 Tw (designee; and one resident of Camden appointed by a majority of the other directors to serve for a term of two years.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (17)Tj ET Q endstream endobj 84 0 obj 6070 endobj 81 0 obj << /Type /Page /Parent 82 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 83 0 R >> endobj 86 0 obj << /Length 87 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Federal Subsidy Programs)Tj /F2 9 Tf 0 g 0 G 115.5 0 TD 0.227 Tw (- Many of the Agency-financed Multi-Family Housing projects \(the \322projects\323\) have)Tj -115.5 -16 TD 0.252 Tw (entered into subsidy contracts with the U.S. Department of Housing and Urban Development \(\322HUD\323\) under Section)Tj 0 -16 TD 0.25 Tw (236 of the National Housing Act, as amended, or under Section 8 of the United States Housing act of 1937, as amend)Tj 0 Tw 461.25 0 TD (-)Tj -461.25 -16 TD 0.239 Tw (ed \(Note 5\). The subsidies, paid to the Agency for the account of the respective projects, have been pledged, under)Tj 0 -16 TD 0.25 Tw (the terms of the bond resolutions, for the security of the bondholders.)Tj 0 -32 TD 0.236 Tw (The Section 8 program provides for payment of housing assistance payments to or for the account of the owners of)Tj 0 -16 TD 0.217 Tw (projects assisted under such program. The housing assistance payments represent the difference between the total)Tj T* 0.24 Tw (contract rents \(an average of 141% of fair market rents as determined by HUD\) for such developments and the eligible)Tj T* 0.208 Tw (tenants\325 rental payments, which are up to 30% of each such tenant\325s adjusted income. The housing assistance pay)Tj 0 Tw 448.25 0 TD (-)Tj -448.25 -16 TD 0.237 Tw (ments, as adjusted from time to time by HUD to reflect changing economic conditions and subject to the limitations of)Tj 0 -16 TD (the Section 8 program, together with the tenants\325 rental payments, are used to pay all operating costs of the project)Tj T* 0 Tw (and debt service on the project\325s mortgage.)Tj 0 -32 TD 0.231 Tw (The Section 8 Housing Assistance Payments \(\322HAP\323\) received by the projects amounted to approximately $262,887)Tj 0 -16 TD 0.244 Tw (and $192,264 for the years ended June 30, 2002 and 2001, respectively)Tj 0 Tw 281 0 TD (.)Tj -281 -32 TD 0.221 Tw (The Section 236 program provides for interest reductions on mortgages of projects assisted under the program. HUD)Tj 0 -16 TD 0.233 Tw (subsidizes the difference between the actual amortization schedule on the mortgages and an amortization schedule)Tj T* 0.224 Tw (based upon a 1% interest rate. Several Section 236 projects also receive additional rental assistance for eligible tenants.)Tj T* 0.206 Tw (The payments represent the difference between contract rent \(as defined above\) and the tenants\325 eligible rental pay)Tj 0 Tw 450.25 0 TD (-)Tj -450.25 -16 TD (ments.)Tj 0 -32 TD 0.232 Tw (The Section 236 Interest Reduction Payments \(\322IRP\323\) received by the Agency amounted to approximately $18,129 and)Tj 0 -16 TD 0.244 Tw ($18,053 for the years ended June 30, 2002 and 2001, respectively)Tj 0 Tw 258.75 0 TD (.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -258.75 -32 TD 0.269 Tw (2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES)Tj /F1 10 Tf 0 -16 TD 0 Tw (Basis of Accounting)Tj /F2 9 Tf 0 g 0 G 90 0 TD 0.22 Tw (- Effective July 1, 2001, the financial statements are prepared in accordance with GASB No. 34,)Tj -90 -16 TD 0.201 Tw (Basic Financial Statements and Management\325s Discussion and Analysis for State and Local Governments. The impact of)Tj 0 -16 TD 0.249 Tw (changing to GASB No. 34 involved changing the cash flow statement to the direct method, including a management\325)Tj 0 Tw 456 0 TD (s)Tj -456 -16 TD 0.249 Tw (discussion and analysis, and changing certain classifications within the basic financial statements.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Description of Funds)Tj /F2 9 Tf 0 g 0 G 93.75 0 TD 0.185 Tw (- Pursuant to the Agency\325s bond and obligation resolutions \(the bond resolutions\), separate)Tj -93.75 -16 TD 0.224 Tw (funds have been established to record all transactions relating to each of the bond resolutions. Within each fund ther)Tj 0 Tw 457.25 0 TD (e)Tj -457.25 -16 TD 0.181 Tw (are accounts required by the respective bond resolutions.)Tj 0 -32 TD 0.224 Tw (Assets under the respective bond resolutions are restricted and are not available for any other purpose other than as)Tj 0 -16 TD 0 Tw (provided.)Tj 0 -32 TD 0.226 Tw (The Agency has established a General Fund which is used to record transactions which are not directly related to a spe)Tj 0 Tw 460.5 0 TD (-)Tj -460.5 -16 TD (cific bond resolution.)Tj 0 -32 TD 0.126 Tw (The financial statements include the accounts of the Agency, STAR and ABC. All significant inter-company accounts)Tj 0 -16 TD 0.25 Tw (and transactions have been eliminated.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (18)Tj ET Q endstream endobj 87 0 obj 4749 endobj 85 0 obj << /Type /Page /Parent 82 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 86 0 R >> endobj 89 0 obj << /Length 90 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Reporting Entity)Tj /F2 9 Tf 0 g 0 G 73.5 0 TD 0.233 Tw (- The GASB establishes the criteria used in determining which organizations should be included in)Tj -73.5 -16 TD 0.187 Tw (the Agency\325s financial statements. Generally accepted accounting principles require the inclusion of the transactions of)Tj 0 -16 TD 0.218 Tw (government organizations for which the Agency is financially accountable.)Tj 0 -32 TD 0.205 Tw (The extent of financial accountability is based upon several criteria including: appointment of a voting majority, imposi)Tj 0 Tw 459.25 0 TD (-)Tj -459.25 -16 TD 0.239 Tw (tion of will, financial benefit to or burden on a primary government and financial accountability as a result of fiscal)Tj 0 -16 TD 0 Tw (dependency)Tj 46.25 0 TD (.)Tj -46.25 -32 TD 0.203 Tw (The Agency is a component unit included in the 樱花视频\325s comprehensive annual financial report.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Cash Equivalents)Tj /F2 9 Tf 0 g 0 G 77.5 0 TD 0.25 Tw (- Cash equivalents include amounts held in the 樱花视频 Cash Management Fund which)Tj -77.5 -16 TD 0.236 Tw (include obligations of banking institutions of which a substantial portion are either secured by investments in gover)Tj 0 Tw 446.75 0 TD (n-)Tj -446.75 -16 TD 0.235 Tw (mental obligations or are FDIC insured. Cash equivalents are considered highly liquid investments with a maturity of)Tj 0 -16 TD 0.231 Tw (three months or less when purchased and include short-term highly liquid money market funds, overnight repurchase)Tj T* 0.235 Tw (agreements and amounts held in a tax-free cash management fund, all of which are readily convertible to known)Tj T* 0 Tw (amounts of cash.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD (Investments )Tj /F2 9 Tf 0 g 0 G 55.75 0 TD 0.234 Tw (- Investments are accounted for in accordance with GASB Statement No. 31, Accounting and Financial)Tj -55.75 -16 TD (Reporting for Certain Investments and External Investment Pools. Therefore, United States Government and Agency)Tj 0 -16 TD (securities, asset-backed securities, corporate notes and commercial paper are reported at market value.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Property, Plant and Equipment and Related Depreciation)Tj /F2 9 Tf 0 g 0 G 249.25 0 TD (- Property, plant and equipment are stated at cost.)Tj -249.25 -16 TD 0.236 Tw (Depreciation and amortization are provided using the straight-line method over the estimated useful lives of the assets.)Tj 0 -32 TD 0.217 Tw (Expenditures for maintenance and repairs are charged to operating expenses. Renewals and betterments are capital)Tj 0 Tw 450.75 0 TD (-)Tj -450.75 -16 TD 0.225 Tw (ized. At the time properties are retired or otherwise disposed of, their cost and related accumulated depreciation ar)Tj 0 Tw 448.25 0 TD (e)Tj -448.25 -16 TD 0.222 Tw (eliminated from the accounts and the gains or losses from such disposals are credited or charged to operations.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.296 Tw (Funds and Deposits Held for Projects)Tj /F2 9 Tf 0 g 0 G 165.75 0 TD 0.25 Tw (- Certain funds and deposits are held by the General Fund of the Agency for)Tj -165.75 -16 TD 0.228 Tw (projects in interest-bearing accounts. Such interest accrues to the benefit of the projects and is not recorded as Agency)Tj 0 Tw 0 -16 TD (r)Tj 3 0 TD (evenue.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -3 -32 TD (Operations)Tj /F2 9 Tf 0 g 0 G 51.5 0 TD 0.248 Tw (- Fees and charges income in the Multi-Family Housing Component includes an annual servicing fee on)Tj -51.5 -16 TD 0.236 Tw (the mortgages which generally ranges from zero to 0.65 of 1% of the original mortgage. These fees are amortized)Tj 0 -16 TD 0.25 Tw (into income over the lives of the loans by the use of a method that approximates the level yield method, accrued as)Tj T* 0 Tw (due monthly)Tj 48.5 0 TD (.)Tj -48.5 -32 TD 0.2 Tw (The Housing Finance Fund requirements receivable represents fees and charges due, but not collected, from projects)Tj 0 -16 TD 0.236 Tw (originally funded under the Multi-Family General Housing Loan Bonds. The fees and charges are due over the life of)Tj T* 0.235 Tw (the bonds to fund the Housing Finance Fund requirements related to these bond resolutions. The housing finance fees)Tj T* 0.202 Tw (past due have been recorded as receivables with revenues offset by reserves until they are collected.)Tj 0 -32 TD 0.232 Tw (Interest expense on the bonds and obligations includes amortization of bond discount and premium using the effective)Tj 0 -16 TD 0 Tw (interest method.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD (19)Tj ET Q endstream endobj 90 0 obj 4921 endobj 88 0 obj << /Type /Page /Parent 82 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 89 0 R >> endobj 92 0 obj << /Length 93 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.227 Tw (The Agency periodically reviews its mortgage loans receivable, debt service ar)Tj 0 Tw 301.25 0 TD (r)Tj 3 0 TD (ears receivable, supplemental mortgages)Tj -304.25 -16 TD 0.234 Tw (and other loans and provides for possible losses. Loans are considered delinquent when principal and interest payments)Tj 0 -16 TD 0.251 Tw (are 30 days past due.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Mortgage Loans)Tj /F2 9 Tf 0 g 0 G 74 0 TD 0.25 Tw (- Mortgage loans are stated at principal amounts outstanding, net of unearned discount. Interest)Tj -74 -16 TD 0.238 Tw (income on first mortgage loans is accrued and credited to interest income as earned. Loan origination costs and com)Tj 0 Tw 455 0 TD (-)Tj -455 -16 TD (mitment fees are defer)Tj 88.25 0 TD (r)Tj 2.75 0 TD 0.208 Tw (ed and recognized over the life of the mortgage loan as an adjustment to the loan\325s yield. The)Tj -91 -16 TD 0.232 Tw (Agency is involved in foreclosure proceedings relating to both single-and multi-family mortgages. For single-family)Tj 0 -16 TD 0.219 Tw (mortgages, the Agency allows its outside servicers to represent it in Agency-approved foreclosure proceedings. The)Tj T* 0.221 Tw (Agency enacts foreclosure proceedings against Multi-Family loans at the direction of its executive director with the)Tj T* 0.197 Tw (approval of the Agency\325s Board. The Agency is the first lienholder for all supplemental mortgages. Interest income on)Tj T* 0.25 Tw (supplemental mortgages is not accrued, but is credited to income as collected.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Allowance for Loan Losses)Tj /F2 9 Tf 0 g 0 G 119.75 0 TD 0.23 Tw (- Certain projects have not generated sufficient cash flow to meet both operating)Tj -119.75 -16 TD 0.25 Tw (expenses and debt service payments as a result of delays in attaining full occupancy levels, rising operating costs, or a)Tj 0 -16 TD 0.232 Tw (combination thereof. The Agency has developed programs designed to provide adequate cash flow for these projects)Tj T* 0.214 Tw (by obtaining additional rental assistance subsidies from HUD, rent increases, additional contributions by limited-divi)Tj 0 Tw 447.25 0 TD (-)Tj -447.25 -16 TD 0.206 Tw (dend sponsors, the 樱花视频 Bond and Housing Assistance Funds and the Agency\325s General Fund. The)Tj 0 -16 TD 0.235 Tw (Agency has provided allowances for loan losses aggregating $139,975 and $122,624 as of June 30, 2002 and 2001,)Tj 0 Tw T* (r)Tj 3 0 TD (espectively, against mortgage loans receivable, debt service ar)Tj 239.75 0 TD (r)Tj 3 0 TD 0.201 Tw (ears receivable, supplemental mortgages, other loans,)Tj -245.75 -16 TD 0.229 Tw (and fees and charges including provision for negative cash flows and cost over)Tj 0 Tw 305.25 0 TD (r)Tj 3 0 TD 0.215 Tw (uns for these projects. The allowance is)Tj -308.25 -16 TD 0.25 Tw (an amount that management believes will be adequate to absorb possible losses on existing loans that may become)Tj 0 -16 TD (uncollectible, based on evaluations of the collectibility of the loans. The evaluations take into consideration such fac)Tj 0 Tw 451.75 0 TD (-)Tj -451.75 -16 TD 0.199 Tw (tors as changes in the nature and volume of the loan portfolio, overall portfolio quality, review of specific problem loans)Tj 0 -16 TD 0 Tw (and cur)Tj 29.25 0 TD (r)Tj 3 0 TD 0.215 Tw (ent economic conditions that may affect the bor)Tj 0 Tw 187.5 0 TD (r)Tj 3 0 TD 0.15 Tw (owers\325 ability to pay. Economic conditions may result in the)Tj -222.75 -16 TD 0.195 Tw (necessity to change the allowance quickly in order to react to deteriorating financial conditions of the Agency\325s bor)Tj 0 Tw 446.25 0 TD (r)Tj 3 0 TD (ow)Tj 12 0 TD (-)Tj -461.25 -16 TD 0.221 Tw (ers. As a result, additional provisions on existing loans may be required in the future if bor)Tj 0 Tw 352.25 0 TD (r)Tj 3 0 TD (owers\325 financial conditions)Tj -355.25 -16 TD 0.255 Tw (deteriorate or if real estate values decline.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.269 Tw (Advances from the 樱花视频 for Bond and Housing Assistance)Tj /F2 9 Tf 0 g 0 G 323.5 0 TD 0.25 Tw (- Pursuant to the provisions of)Tj -323.5 -16 TD 0.223 Tw (agreements with the 樱花视频 Department of Community Affairs, the Agency has received funds from the)Tj 0 -16 TD 0.25 Tw (1968 and 1976 樱花视频 General Obligation Bond Assistance Funds. These funds have been pledged as)Tj T* 0.235 Tw (security for the bonds of certain bond resolutions and to provide supplemental financing to certain housing projects)Tj T* 0 Tw (\(Note 7\).)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.271 Tw (Advances from the 樱花视频 for Affordable Housing)Tj /F2 9 Tf 0 g 0 G 278.25 0 TD 0.249 Tw (- Pursuant to the provisions of an agreement)Tj -278.25 -16 TD 0.238 Tw (with the 樱花视频 Department of Community Affairs, the Agency has received funds to facilitate the build)Tj 0 Tw 454.75 0 TD (-)Tj -454.75 -16 TD 0.234 Tw (ing of low income projects. Outstanding project commitments amounted to $3,081 as of June 30, 2002.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.278 Tw (Capital Contributions to the 樱花视频)Tj /F2 9 Tf 0 g 0 G 215.25 0 TD 0.115 Tw (- In March 2002, the 樱花视频 enacted P.L. 2002,)Tj -215.25 -16 TD 0.222 Tw (Chapter 4, legislation that required the Agency to make a capital contribution from unencumbered reserves to the State)Tj 0 -16 TD 0.251 Tw (of 樱花视频 for housing-related purposes in the amount of $25 million. In July 2002, the 樱花视频 enact)Tj 0 Tw 459.75 0 TD (-)Tj -459.75 -16 TD 0.147 Tw (ed P.L. 2002, Chapter 36, legislation that will require the Agency to make a capital contribution from unencumbered)Tj 0 Tw 0 -16 TD (r)Tj 3 0 TD 0.239 Tw (eserves to the 樱花视频 for housing-related purposes in the amount of $25 million in the year ended June)Tj -3 -16 TD 0 Tw (30, 2003.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD (20)Tj ET Q endstream endobj 93 0 obj 6222 endobj 91 0 obj << /Type /Page /Parent 82 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 92 0 R >> endobj 95 0 obj << /Length 96 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Minimum Escrow Requirement)Tj /F2 9 Tf 0 g 0 G 137.75 0 TD 0.204 Tw (- In accordance with the bond resolutions and/or deed and regulatory agreements,)Tj -137.75 -16 TD 0.188 Tw (substantially all permanently financed projects are required to deposit with the Agency one month\325s principal and inter)Tj 0 Tw 459.5 0 TD (-)Tj -459.5 -16 TD 0.251 Tw (est on their mortgage loans as security against the late payment of subsequent remittances.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Use of Estimates)Tj /F2 9 Tf 0 g 0 G 76 0 TD 0.252 Tw (- The preparation of financial statements in conformity with generally accepted accounting princi)Tj 0 Tw 376.5 0 TD (-)Tj -452.5 -16 TD 0.219 Tw (ples requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities)Tj 0 -16 TD 0.238 Tw (and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of)Tj 0 Tw T* (r)Tj 3 0 TD 0.215 Tw (evenues and expenses during the reporting period. Actual results could differ from those estimates.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -3 -32 TD 0 Tw (3. EARLY EXTINGUISHMENT OF DEBT)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.235 Tw (During the years ended June 30, 2002 and 2001, as a result of prepayment of certain mortgages, the Agency repur)Tj 0 Tw 449.5 0 TD (-)Tj -449.5 -16 TD 0.193 Tw (chased or redeemed, prior to their scheduled maturity, the principal amount of certain of its bonds, totaling approxi)Tj 0 Tw 448.25 0 TD (-)Tj -448.25 -16 TD 0.209 Tw (mately $118,825 and $288,735, respectively. Net losses of $673 and $712 for the years ended June 30, 2002 and)Tj 0 -16 TD 0.191 Tw (2001, respectively, on early extinguishment of debt have been recorded as a non-operating expense. These losses arise)Tj T* 0.216 Tw (as a result of immediate recognition of defer)Tj 0 Tw 172.5 0 TD (r)Tj 3 0 TD 0.246 Tw (ed bond issuance costs, bond discounts that would have been amortized)Tj -175.5 -16 TD 0.226 Tw (over the life of the applicable bond issues had they not been retired, and call premiums as required by the board reso)Tj 0 Tw 455.75 0 TD (-)Tj -455.75 -16 TD (lutions.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.2 Tw (4. CASH, CASH EQUIVALENTS AND INVESTMENTS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.236 Tw (Cash, cash equivalents and investments are substantially restricted under the terms of the bond resolutions primarily for)Tj T* 0.249 Tw (the payment of bond principal and interest expense and the funding of mortgage loans. Substantially all the cash in)Tj T* (the Multi-Family and Single-Family Mortgage Component consists of amounts related to payments for mortgages and)Tj T* 0.236 Tw (those amounts are maintained in interest-bearing accounts until invested in accordance with the terms of the Multi-)Tj T* 0.232 Tw (Family and Single-Family resolutions. The Multi-Family and Single-Family resolutions limit investments to obligations of)Tj T* 0.239 Tw (the U.S. Government or its agencies, investments in certain certificates of deposit of commercial banks which are mem)Tj 0 Tw 460.5 0 TD (-)Tj -460.5 -16 TD 0.251 Tw (bers of the Federal Reserve System, investments in the 樱花视频 Cash Management Fund \(permitted under)Tj 0 -16 TD 0.234 Tw (substantially all resolutions adopted starting in 1979\), investment agreements and direct and general obligations of any)Tj T* 0.222 Tw (State which meet the minimum requirements of the resolution. )Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0 Tw (Merrill Lynch Investment Program)Tj /F2 9 Tf 0 g 0 G 181 0 TD 0.245 Tw (- On December 5, 2001, the Agency invested $225,000 of appropriated)Tj -181 -16 TD 0.233 Tw (and unappropriated general fund monies with MLIM. These monies were invested according to the parameters set)Tj 0 -16 TD 0.208 Tw (forth in the Investment Policy statement as approved by the Agency\325s Board on August 23, 2001. The Investment)Tj T* 0.229 Tw (Policy statement establishes investment objectives and requirements, such as eligible investments, concentration)Tj T* (limits/portfolio diversification, and credit quality considerations. Eligible investments include U.S. T)Tj 0 Tw 380.25 0 TD (r)Tj 2.75 0 TD (easur)Tj 20.5 0 TD (y)Tj 3.75 0 TD (, government)Tj -407.25 -16 TD 0.174 Tw (and federal agency obligations, commercial paper, repurchase agreements, corporate bonds and notes, bank time)Tj 0 -16 TD 0.254 Tw (deposits and CDs, asset-backed securities, mortgage-backed securities, collateralized mortgage obligations, and money)Tj T* 0 Tw (market mutual funds.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD (21)Tj ET Q endstream endobj 96 0 obj 4886 endobj 94 0 obj << /Type /Page /Parent 82 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 95 0 R >> endobj 98 0 obj << /Length 99 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Cash and Cash Equivalents)Tj /F2 9 Tf 0 g 0 G 121.25 0 TD (- The car)Tj 35 0 TD (r)Tj 3 0 TD 0.209 Tw (ying amounts and the bank balances of the Agency\325s cash deposits as of June)Tj -159.25 -16 TD 0.244 Tw (30, 2002 and 2001 were as follows:)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -368 TD 0.278 Tw (樱花视频 Cash Management Fund)Tj /F2 9 Tf 0 g 0 G 162.75 0 TD 0.25 Tw (- The 樱花视频 Cash Management Fund is managed by the State)Tj -162.75 -16 TD 0.183 Tw (of 樱花视频, Division of Investments under the Department of the T)Tj 0 Tw 272.25 0 TD (r)Tj 3 0 TD (easur)Tj 20.5 0 TD (y)Tj 3.5 0 TD 0.25 Tw (. The Fund consists of U.S. T)Tj 0 Tw 113.75 0 TD (r)Tj 2.75 0 TD (easury obli)Tj 41.75 0 TD (-)Tj -457.5 -16 TD 0.251 Tw (gations, government agency obligations, certificates of deposit and commercial paper)Tj 0 Tw 331 0 TD (.)Tj -331 -32 TD 0.247 Tw (Amounts invested in the 樱花视频 Cash Management Fund as of June 30, 2002 and 2001 are as follows:)Tj 0 -192 TD 0.248 Tw (As of June 30, 2001, the General Fund had $62,368 invested in a tax-free cash management fund. This is a commin)Tj 0 Tw 455.75 0 TD (-)Tj -455.75 -16 TD 0.251 Tw (gled fund consisting generally of short-term 樱花视频 municipal money market instruments.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (22)Tj ET 1 g 71.25 397 467 323.5 re f 71.25 397 467 323.5 re f 0.948 0.975 0.973 rg 72.25 679.75 107.25 39.75 re f 180.5 700.25 178 19.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 276.125 703.5 TD (2002)Tj ET 0.948 0.975 0.973 rg 359.5 700.25 177.75 19.25 re f BT 0.348 0.464 0.64 rg 455.125 703.5 TD (2001)Tj ET 0.948 0.975 0.973 rg 180.5 679.75 88.5 19.5 re f BT 0.348 0.464 0.64 rg 199.625 683 TD (Car)Tj 13.5 0 TD (r)Tj 3 0 TD (ying Amount)Tj ET 0.948 0.975 0.973 rg 270 679.75 88.5 19.5 re f BT 0.348 0.464 0.64 rg 305.125 683 TD (Bank Balance)Tj ET 0.948 0.975 0.973 rg 359.5 679.75 88.5 19.5 re f BT 0.348 0.464 0.64 rg 378.375 683 TD (Car)Tj 13.5 0 TD (r)Tj 3 0 TD (ying Amount)Tj ET 0.948 0.975 0.973 rg 449 679.75 88.25 19.5 re f BT 0.348 0.464 0.64 rg 484.125 683 TD (Bank Balance)Tj ET 0.948 0.975 0.973 rg 72.25 667.5 465 11.25 re f BT 0.348 0.464 0.64 rg 73.375 671 TD (Single-family component:)Tj ET 0.948 0.975 0.973 rg 72.25 647.25 107.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 658.75 TD (Insured)Tj ET 0.948 0.975 0.973 rg 180.5 647.25 88.5 19.25 re f BT 0.348 0.464 0.64 rg 248.125 658.75 TD ($200)Tj ET 0.948 0.975 0.973 rg 270 647.25 88.5 19.25 re f BT 0.348 0.464 0.64 rg 337.625 658.75 TD ($300)Tj ET 0.948 0.975 0.973 rg 359.5 647.25 88.5 19.25 re f BT 0.348 0.464 0.64 rg 426.875 658.75 TD ($204)Tj ET 0.948 0.975 0.973 rg 449 647.25 88.25 19.25 re f BT 0.348 0.464 0.64 rg 516.375 658.75 TD ($253)Tj ET 0.948 0.975 0.973 rg 72.25 626.75 107.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 638.5 TD (Collateralized)Tj ET 0.948 0.975 0.973 rg 180.5 626.75 88.5 19.5 re f BT 0.348 0.464 0.64 rg 245.625 638.5 TD (4,586)Tj ET 0.948 0.975 0.973 rg 270 626.75 88.5 19.5 re f BT 0.348 0.464 0.64 rg 335.125 638.5 TD (4,586)Tj ET 0.948 0.975 0.973 rg 359.5 626.75 88.5 19.5 re f BT 0.348 0.464 0.64 rg 424.375 638.5 TD (4,632)Tj ET 0.948 0.975 0.973 rg 449 626.75 88.25 19.5 re f BT 0.348 0.464 0.64 rg 513.875 638.5 TD (4,632)Tj ET 0.948 0.975 0.973 rg 72.25 606.5 107.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 618 TD (Uncollateralized)Tj ET 0.948 0.975 0.973 rg 180.5 606.5 88.5 19.25 re f BT 0.348 0.464 0.64 rg 253.125 618 TD (103)Tj ET 0.948 0.975 0.973 rg 270 606.5 88.5 19.25 re f BT 0.348 0.464 0.64 rg 342.625 618 TD (520)Tj ET 0.948 0.975 0.973 rg 359.5 606.5 88.5 19.25 re f BT 0.348 0.464 0.64 rg 424.375 618 TD (1,969)Tj ET 0.948 0.975 0.973 rg 449 606.5 88.25 19.25 re f BT 0.348 0.464 0.64 rg 513.875 618 TD (1,969)Tj ET 0.948 0.975 0.973 rg 72.25 592.5 465 13 re f BT 0.348 0.464 0.64 rg 73.375 597.75 TD (Multi-family component:)Tj ET 0.948 0.975 0.973 rg 72.25 572 107.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 583.75 TD (Uninsured)Tj ET 0.948 0.975 0.973 rg 180.5 572 88.5 19.5 re f BT 0.348 0.464 0.64 rg 253.125 583.75 TD (415)Tj ET 0.948 0.975 0.973 rg 270 572 88.5 19.5 re f BT 0.348 0.464 0.64 rg 342.625 583.75 TD (415)Tj ET 0.948 0.975 0.973 rg 359.5 572 88.5 19.5 re f BT 0.348 0.464 0.64 rg 431.875 583.75 TD (335)Tj ET 0.948 0.975 0.973 rg 449 572 88.25 19.5 re f BT 0.348 0.464 0.64 rg 521.375 583.75 TD (335)Tj ET 0.948 0.975 0.973 rg 72.25 557 465 14 re f BT 0.348 0.464 0.64 rg 73.375 563.25 TD (General fund:)Tj ET 0.948 0.975 0.973 rg 72.25 536.75 107.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 548.25 TD (Insured)Tj ET 0.948 0.975 0.973 rg 180.5 536.75 88.5 19.25 re f BT 0.348 0.464 0.64 rg 258.125 548.25 TD (27)Tj ET 0.948 0.975 0.973 rg 270 536.75 88.5 19.25 re f BT 0.348 0.464 0.64 rg 342.625 548.25 TD (403)Tj ET 0.948 0.975 0.973 rg 359.5 536.75 88.5 19.25 re f BT 0.348 0.464 0.64 rg 431.875 548.25 TD (175)Tj ET 0.948 0.975 0.973 rg 449 536.75 88.25 19.25 re f BT 0.348 0.464 0.64 rg 521.375 548.25 TD (600)Tj ET 0.948 0.975 0.973 rg 72.25 516.25 107.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 528 TD (Uncollateralized)Tj ET 0.948 0.975 0.973 rg 180.5 516.25 88.5 19.5 re f BT 0.348 0.464 0.64 rg 258.125 528 TD (67)Tj ET 0.948 0.975 0.973 rg 270 516.25 88.5 19.5 re f BT 0.348 0.464 0.64 rg 335.125 528 TD (2,749)Tj ET 0.948 0.975 0.973 rg 359.5 516.25 88.5 19.5 re f BT 0.348 0.464 0.64 rg 431.875 528 TD (360)Tj ET 0.948 0.975 0.973 rg 449 516.25 88.25 19.5 re f BT 0.348 0.464 0.64 rg 508.875 528 TD (19,932)Tj ET 0.948 0.975 0.973 rg 72.25 496 107.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 507.5 TD (STAR:)Tj ET 0.948 0.975 0.973 rg 180.5 496 88.5 19.25 re f 270 496 88.5 19.25 re f 359.5 496 88.5 19.25 re f 449 496 88.25 19.25 re f 72.25 475.75 107.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 487.25 TD (Insured)Tj ET 0.948 0.975 0.973 rg 180.5 475.75 88.5 19.25 re f BT 0.348 0.464 0.64 rg 264.625 487.25 TD (-)Tj ET 0.948 0.975 0.973 rg 270 475.75 88.5 19.25 re f BT 0.348 0.464 0.64 rg 354.125 487.25 TD (-)Tj ET 0.948 0.975 0.973 rg 359.5 475.75 88.5 19.25 re f BT 0.348 0.464 0.64 rg 442.125 487.25 TD (1)Tj ET 0.948 0.975 0.973 rg 449 475.75 88.25 19.25 re f BT 0.348 0.464 0.64 rg 531.375 487.25 TD (1)Tj ET 0.948 0.975 0.973 rg 72.25 461.5 465 13.25 re f BT 0.348 0.464 0.64 rg 73.375 467 TD (ABC:)Tj ET 0.948 0.975 0.973 rg 72.25 441.25 107.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 452.75 TD (Insured)Tj ET 0.948 0.975 0.973 rg 180.5 441.25 88.5 19.25 re f BT 0.348 0.464 0.64 rg 258.125 452.75 TD (12)Tj ET 0.948 0.975 0.973 rg 270 441.25 88.5 19.25 re f BT 0.348 0.464 0.64 rg 347.625 452.75 TD (29)Tj ET 0.948 0.975 0.973 rg 359.5 441.25 88.5 19.25 re f BT 0.348 0.464 0.64 rg 431.875 452.75 TD (100)Tj ET 0.948 0.975 0.973 rg 449 441.25 88.25 19.25 re f BT 0.348 0.464 0.64 rg 521.375 452.75 TD (100)Tj ET 0.948 0.975 0.973 rg 72.25 418.25 107.25 22 re f BT 0.348 0.464 0.64 rg 73.375 432.5 TD (Uncollateralized)Tj ET 0.948 0.975 0.973 rg 180.5 418.25 88.5 22 re f BT /F4 12 Tf 0.348 0.464 0.64 rg 264.125 430.75 TD (-)Tj ET 1 g 218 425.75 49 1 re f 0.948 0.975 0.973 rg 270 418.25 88.5 22 re f BT 0.348 0.464 0.64 rg 353.625 430.75 TD (-)Tj ET 1 g 307.5 425.75 49 1 re f 0.948 0.975 0.973 rg 359.5 418.25 88.5 22 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 437.125 432.5 TD (17)Tj ET 1 g q 49.25 0 0 1.25 396.75 427.5 cm BI /F /CCF /W 197 /H 5 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID &爔jG潑佮  EI Q 0.948 0.975 0.973 rg 449 418.25 88.25 22 re f BT 0.348 0.464 0.64 rg 521.375 432.5 TD (192)Tj ET 1 g 486.25 427.5 49 1 re f 0.948 0.975 0.973 rg 72.25 398 107.25 19.25 re f 180.5 398 88.5 19.25 re f BT 0.348 0.464 0.64 rg 240.625 409.5 TD ($5,410)Tj ET 1 g q 49 0 0 3 218 404.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 270 398 88.5 19.25 re f BT 0.348 0.464 0.64 rg 330.125 409.5 TD ($9,002)Tj ET 1 g q 49 0 0 3 307.5 404.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 359.5 398 88.5 19.25 re f BT 0.348 0.464 0.64 rg 419.375 409.5 TD ($7,793)Tj ET 1 g q 49.25 0 0 3 396.75 404.5 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q 0.948 0.975 0.973 rg 449 398 88.25 19.25 re f BT 0.348 0.464 0.64 rg 503.875 409.5 TD ($28,014)Tj ET 1 g q 49 0 0 3 486.25 404.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 397 1 323.5 re f 179.5 678.75 1 41.75 re f 179.5 605.5 1 62 re f 179.5 571 1 21.5 re f 179.5 474.75 1 82.25 re f 179.5 397 1 64.5 re f 269 678.75 1 21.5 re f 269 605.5 1 62 re f 269 571 1 21.5 re f 269 474.75 1 82.25 re f 269 397 1 64.5 re f 358.5 678.75 1 41.75 re f 358.5 605.5 1 62 re f 358.5 571 1 21.5 re f 358.5 474.75 1 82.25 re f 358.5 397 1 64.5 re f 448 678.75 1 21.5 re f 448 605.5 1 62 re f 448 571 1 21.5 re f 448 474.75 1 82.25 re f 448 397 1 64.5 re f 537.25 397 1 323.5 re f 71.25 719.5 467 1 re f 179.5 699.25 358.75 1 re f 71.25 678.75 467 1 re f 71.25 666.5 467 1 re f 71.25 646.25 467 1 re f 71.25 625.75 467 1 re f 71.25 605.5 467 1 re f 71.25 591.5 467 1 re f 71.25 571 467 1 re f 71.25 556 467 1 re f 71.25 535.75 467 1 re f 71.25 515.25 467 1 re f 71.25 495 467 1 re f 71.25 474.75 467 1 re f 71.25 460.5 467 1 re f 71.25 440.25 467 1 re f 71.25 417.25 467 1 re f 71.25 397 467 1 re f 1 g 70.25 128.5 468.25 143.5 re f 70.25 128.5 468.25 143.5 re f 0.948 0.975 0.973 rg 71.25 251.75 238.75 19.25 re f 311 251.75 124.75 19.25 re f BT 0.348 0.464 0.64 rg 407.625 255 TD (2002)Tj ET 0.948 0.975 0.973 rg 436.75 251.75 100.75 19.25 re f BT 0.348 0.464 0.64 rg 510.125 255 TD (2001)Tj ET 0.948 0.975 0.973 rg 71.25 231.5 238.75 19.25 re f BT 0.348 0.464 0.64 rg 72.375 243 TD (Single-family component)Tj ET 0.948 0.975 0.973 rg 311 231.5 124.75 19.25 re f BT 0.348 0.464 0.64 rg 402.375 243 TD ($53,619)Tj ET 0.948 0.975 0.973 rg 436.75 231.5 100.75 19.25 re f BT 0.348 0.464 0.64 rg 504.125 243 TD ($18,871)Tj ET 0.948 0.975 0.973 rg 71.25 211 238.75 19.5 re f BT 0.348 0.464 0.64 rg 72.375 222.75 TD (Multi-family component)Tj ET 0.948 0.975 0.973 rg 311 211 124.75 19.5 re f BT 0.348 0.464 0.64 rg 407.375 222.75 TD (80,203)Tj ET 0.948 0.975 0.973 rg 436.75 211 100.75 19.5 re f BT 0.348 0.464 0.64 rg 509.125 222.75 TD (91,897)Tj ET 0.948 0.975 0.973 rg 71.25 190.75 238.75 19.25 re f BT 0.348 0.464 0.64 rg 72.375 202.25 TD (General fund)Tj ET 0.948 0.975 0.973 rg 311 190.75 124.75 19.25 re f BT 0.348 0.464 0.64 rg 402.375 202.25 TD (390,041)Tj ET 0.948 0.975 0.973 rg 436.75 190.75 100.75 19.25 re f BT 0.348 0.464 0.64 rg 504.125 202.25 TD (567,191)Tj ET 0.948 0.975 0.973 rg 71.25 170.25 238.75 19.5 re f BT 0.348 0.464 0.64 rg 72.375 182 TD (STAR )Tj ET 0.948 0.975 0.973 rg 311 170.25 124.75 19.5 re f BT 0.348 0.464 0.64 rg 419.875 182 TD (117)Tj ET 0.948 0.975 0.973 rg 436.75 170.25 100.75 19.5 re f BT 0.348 0.464 0.64 rg 514.375 182 TD (-)Tj ET 0.948 0.975 0.973 rg 71.25 150 238.75 19.25 re f BT 0.348 0.464 0.64 rg 72.375 161.5 TD (ABC )Tj ET 0.948 0.975 0.973 rg 311 150 124.75 19.25 re f BT 0.348 0.464 0.64 rg 412.375 161.5 TD (2,637)Tj ET 1 g 384.75 156.5 49 1 re f 0.948 0.975 0.973 rg 436.75 150 100.75 19.25 re f BT 0.348 0.464 0.64 rg 514.375 161.5 TD (-)Tj ET 1 g 486.5 156.5 49 1 re f 0.948 0.975 0.973 rg 71.25 129.5 238.75 19.5 re f 311 129.5 124.75 19.5 re f BT 0.348 0.464 0.64 rg 397.375 141.25 TD ($526,617)Tj ET 1 g q 49 0 0 3 384.75 136.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 436.75 129.5 100.75 19.5 re f BT 0.348 0.464 0.64 rg 499.125 141.25 TD ($677,959)Tj ET 1 g q 49 0 0 3 486.5 136.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 70.25 128.5 1 143.5 re f 310 128.5 1 143.5 re f 435.75 128.5 1 143.5 re f 537.5 128.5 1 143.5 re f 70.25 271 468.25 1 re f 70.25 250.75 468.25 1 re f 70.25 230.5 468.25 1 re f 70.25 210 468.25 1 re f 70.25 189.75 468.25 1 re f 70.25 169.25 468.25 1 re f 70.25 149 468.25 1 re f 70.25 128.5 468.25 1 re f Q endstream endobj 99 0 obj 12638 endobj 97 0 obj << /Type /Page /Parent 82 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R /F4 100 0 R >> /ProcSet 2 0 R >> /Contents 98 0 R >> endobj 103 0 obj << /Length 104 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Investments )Tj /F2 9 Tf 0 g 0 G 55.75 0 TD 0.22 Tw (- The Agency\325s investments have been categorized to give an indication of the level of risk assumed by)Tj 0 Tw -55.75 -16 TD [ (t)-1 (he )-27 (Ag)1 (ency)111 (. )-28 ( )-28 (Category )-28 (1 )-27 (inc)27 (ludes )-27 (investmen)1 (t)-1 (s )-28 (t)-1 (ha)28 (t)-1 ( )-28 (ar)-1 (e )-28 (insur)28 (ed )-27 (or )-28 (r)] TJ 256.5 0 TD -2.512 Tw (e g i s t e r)Tj 0 Tw 25.25 0 TD [ (ed )-27 (or )-28 (f)27 (or )-28 (which )-28 (t)-1 (he )-27 (sec)-1 (uri)27 (t)-1 (ies )-28 (ar)-1 (e )-28 (held)28 ( )-28 (by )-27 (t)-1 (he)] TJ -281.75 -16 TD [ (Ag)1 (ency )-28 (or )-28 (t)27 (r)-1 (ustee )-28 (in )-28 (t)-1 (he )-27 (Ag)1 (ency)28 (\325)56 (s )-28 (nam)1 (e.)28 ( )-28 ( )-28 (Category )-28 (2 )-27 (inc)-1 (ludes)28 ( )-28 (un)1 (insured )-28 (and)1 ( un)1 (r)] TJ 313 0 TD -2.512 Tw (e g i s t e r)Tj 0 Tw 25.25 0 TD [ (ed )-27 (investmen)1 (t)-1 (s )-28 (f)-1 (o)28 (r)-1 ( )-28 (which )-28 (t)-1 (he)] TJ -338.25 -16 TD [ (sec)-1 (uri)-1 (t)-1 (ie)27 (s )-28 (ar)-1 (e )-28 (held )-27 (by the )-28 (t)-1 (r)] TJ 104.75 0 TD -2.512 Tw (u s t e e \325)Tj 0 Tw 22.25 0 TD [ (s )-28 (t)-1 (r)-1 (ust )-28 (dep)1 (ar)-1 (t)27 (m)1 (ent )-28 (or )-28 (agen)1 (c)-1 (y)83 (. )-28 (Category )-28 (3 )-27 (inc)-1 (ludes )-27 (u)28 (ninsu)1 (r)-1 (ed )-27 (and)1 ( )-28 (un)28 (r)] TJ 269.5 0 TD -2.512 Tw (e g i s t e r)Tj 0 Tw 25.25 0 TD [ (ed )-27 (invest-)] TJ -421.75 -16 TD [ (m)1 (ents )-28 (f)-1 (or )-28 (w)28 (hic)-1 (h )-27 (t)-1 (he )-27 (sec)-1 (uri)-1 (t)-1 (ies)28 ( )-28 (ar)-1 (e )-28 (held )-27 (by )-27 (t)27 (he )-27 (t)-1 (r)-1 (ustee )-28 (or )-28 (by )-27 (it)27 (s )-28 (t)-1 (r)-1 (ust )-28 (dep)1 (ar)-1 (t)-1 (m)1 (ent )-28 (or)28 ( )-28 (agen)1 (t)-1 (, )-28 (bu)1 (t)-1 ( )-28 (no)1 (t)-1 ( )-28 (in )-28 (t)27 (he )-27 (Ag)1 (ency\325)83 (s )-28 (nam)1 (e.)] TJ 0 -16 TD [ (Th)1 (e )-28 (Ag)1 (ency )-28 (G)27 (eneral)-1 ( )-28 (Fun)1 (d )-27 (is )-28 (author)28 (iz)-1 (ed )-27 (t)-1 (o )-27 (use )-27 (a )-28 (var)-1 (iet)27 (y )-28 (of )-28 (investmen)1 (t)-1 (s. )-28 ( )-28 (Th)28 (e )-28 (Bo)1 (nd)1 ( )-28 (and)1 ( )-28 (O)1 (bligati)-1 (on)1 ( )-28 (f)27 (un)1 (ds )-27 (ar)-1 (e )-28 (c)-1 (on)1 (f)27 (ined)] TJ T* [ (t)-1 (o )-27 (t)-1 (ho)1 (se )-28 (in)28 (vest)-1 (m)1 (ents )-28 (all)-1 (owed)1 ( )-28 (by the )-28 (app)1 (li)-1 (c)-1 (able )-28 (bo)1 (nd)1 ( )-28 (do)28 (c)-1 (um)1 (ents )-28 (which )-28 (have )-27 (bee)28 (n )-27 (app)1 (r)-1 (oved)1 ( )-28 (by )-27 (t)27 (he )-27 (Ag)1 (ency\325)83 (s )-28 (Bo)1 (ar)-1 (d.)] TJ 0 -32 TD 0.25 Tw (Investments held as of June 30, 2002 have been categorized as follows:)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (23)Tj ET 1 g 72.25 134.75 466.5 474.75 re f 72.25 134.75 466.5 474.75 re f 0.948 0.975 0.973 rg 73.25 595.75 464.5 12.75 re f BT /F1 9 Tf 0.348 0.464 0.64 rg 74.375 600.75 TD (Single-Family component)Tj ET 0.948 0.975 0.973 rg 73.25 575.25 171.25 19.5 re f 245.5 575.25 180 19.5 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 317.875 578.5 TD (Categor)Tj 31 0 TD (y)Tj ET 0.948 0.975 0.973 rg 426.5 575.25 111.25 19.5 re f 73.25 555 171.25 19.25 re f 245.5 555 64 19.25 re f BT 0.348 0.464 0.64 rg 275.125 558.25 TD (1)Tj ET 0.948 0.975 0.973 rg 310.5 555 52.75 19.25 re f BT 0.348 0.464 0.64 rg 334.625 558.25 TD (2)Tj ET 0.948 0.975 0.973 rg 364.25 555 61.25 19.25 re f BT 0.348 0.464 0.64 rg 392.375 558.25 TD (3)Tj ET 0.948 0.975 0.973 rg 426.5 555 55 19.25 re f BT 0.348 0.464 0.64 rg 435.875 558.25 TD (Par Value)Tj ET 0.948 0.975 0.973 rg 482.5 555 55.25 19.25 re f BT 0.348 0.464 0.64 rg 484.375 558.25 TD (Market Value)Tj ET 0.948 0.975 0.973 rg 73.25 534.5 171.25 19.5 re f BT 0.348 0.464 0.64 rg 74.375 546.25 TD (Investment agreements)Tj ET 0.948 0.975 0.973 rg 245.5 534.5 64 19.5 re f BT 0.348 0.464 0.64 rg 274.125 546.25 TD 0.25 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 310.5 534.5 52.75 19.5 re f BT 0.348 0.464 0.64 rg 330.875 546.25 TD ($ -)Tj ET 0.948 0.975 0.973 rg 364.25 534.5 61.25 19.5 re f BT 0.348 0.464 0.64 rg 386.875 546.25 TD 0 Tw ($259,807)Tj ET 0.948 0.975 0.973 rg 426.5 534.5 55 19.5 re f BT 0.348 0.464 0.64 rg 443.125 546.25 TD ($259,807)Tj ET 0.948 0.975 0.973 rg 482.5 534.5 55.25 19.5 re f BT 0.348 0.464 0.64 rg 499.375 546.25 TD ($259,807)Tj ET 0.948 0.975 0.973 rg 73.25 514 171.25 19.5 re f BT 0.348 0.464 0.64 rg 74.375 525.75 TD (Repurchase agreements)Tj ET 0.948 0.975 0.973 rg 245.5 514 64 19.5 re f BT 0.348 0.464 0.64 rg 291.125 525.75 TD (-)Tj ET 1 g 258.5 520.75 49 1 re f 0.948 0.975 0.973 rg 310.5 514 52.75 19.5 re f BT 0.348 0.464 0.64 rg 334.875 525.75 TD (38,439)Tj ET 0.948 0.975 0.973 rg 364.25 514 61.25 19.5 re f BT 0.348 0.464 0.64 rg 409.625 525.75 TD (-)Tj ET 1 g 374.25 520.75 49.25 1 re f 0.948 0.975 0.973 rg 426.5 514 55 19.5 re f BT 0.348 0.464 0.64 rg 453.125 525.75 TD (38,439)Tj ET 1 g 430.5 520.75 49 1 re f 0.948 0.975 0.973 rg 482.5 514 55.25 19.5 re f BT 0.348 0.464 0.64 rg 509.375 525.75 TD (38,439)Tj ET 1 g 486.75 520.75 49 1 re f 0.948 0.975 0.973 rg 73.25 493.5 171.25 19.5 re f 245.5 493.5 64 19.5 re f BT 0.348 0.464 0.64 rg 274.125 505.25 TD 0.25 Tw ($ -)Tj ET 1 g q 49 0 0 3 258.5 500.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 310.5 493.5 52.75 19.5 re f BT 0.348 0.464 0.64 rg 329.875 505.25 TD 0 Tw ($38,439)Tj ET 0.948 0.975 0.973 rg 364.25 493.5 61.25 19.5 re f BT 0.348 0.464 0.64 rg 386.875 505.25 TD ($259,807)Tj ET 1 g q 49.25 0 0 3 374.25 500.25 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q 0.948 0.975 0.973 rg 426.5 493.5 55 19.5 re f BT 0.348 0.464 0.64 rg 443.125 505.25 TD ($298,246)Tj ET 1 g q 49 0 0 3 430.5 500.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 482.5 493.5 55.25 19.5 re f BT 0.348 0.464 0.64 rg 499.375 505.25 TD ($298,246)Tj ET 1 g q 49 0 0 3 486.75 500.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 73.25 481.25 464.5 11.25 re f BT /F1 9 Tf 0.348 0.464 0.64 rg 74.375 484.75 TD (Multi-Family Component)Tj ET 0.948 0.975 0.973 rg 73.25 460.75 171.25 19.5 re f 245.5 460.75 180 19.5 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 317.875 464 TD (Categor)Tj 31 0 TD (y)Tj ET 0.948 0.975 0.973 rg 426.5 460.75 111.25 19.5 re f 73.25 440.5 171.25 19.25 re f 245.5 440.5 64 19.25 re f BT 0.348 0.464 0.64 rg 275.125 443.75 TD (1)Tj ET 0.948 0.975 0.973 rg 310.5 440.5 52.75 19.25 re f BT 0.348 0.464 0.64 rg 334.625 443.75 TD (2)Tj ET 0.948 0.975 0.973 rg 364.25 440.5 61.25 19.25 re f BT 0.348 0.464 0.64 rg 392.375 443.75 TD (3)Tj ET 0.948 0.975 0.973 rg 426.5 440.5 55 19.25 re f BT 0.348 0.464 0.64 rg 435.875 443.75 TD (Par Value)Tj ET 0.948 0.975 0.973 rg 482.5 440.5 55.25 19.25 re f BT 0.348 0.464 0.64 rg 484.375 443.75 TD (Market Value)Tj ET 0.948 0.975 0.973 rg 73.25 420 171.25 19.5 re f BT 0.348 0.464 0.64 rg 74.375 431.75 TD (Investment agreements)Tj ET 0.948 0.975 0.973 rg 245.5 420 64 19.5 re f BT 0.348 0.464 0.64 rg 274.125 431.75 TD 0.25 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 310.5 420 52.75 19.5 re f BT 0.348 0.464 0.64 rg 329.875 431.75 TD 0 Tw ($15,397)Tj ET 0.948 0.975 0.973 rg 364.25 420 61.25 19.5 re f BT 0.348 0.464 0.64 rg 386.875 431.75 TD ($116,019)Tj ET 0.948 0.975 0.973 rg 426.5 420 55 19.5 re f BT 0.348 0.464 0.64 rg 443.125 431.75 TD ($131,416)Tj ET 0.948 0.975 0.973 rg 482.5 420 55.25 19.5 re f BT 0.348 0.464 0.64 rg 499.375 431.75 TD ($131,416)Tj ET 0.948 0.975 0.973 rg 73.25 399.75 171.25 19.25 re f BT 0.348 0.464 0.64 rg 74.375 411.25 TD (Repurchase agreements)Tj ET 0.948 0.975 0.973 rg 245.5 399.75 64 19.25 re f BT 0.348 0.464 0.64 rg 291.125 411.25 TD (-)Tj ET 0.948 0.975 0.973 rg 310.5 399.75 52.75 19.25 re f BT 0.348 0.464 0.64 rg 334.875 411.25 TD (36,161)Tj ET 0.948 0.975 0.973 rg 364.25 399.75 61.25 19.25 re f BT 0.348 0.464 0.64 rg 409.625 411.25 TD (-)Tj ET 0.948 0.975 0.973 rg 426.5 399.75 55 19.25 re f BT 0.348 0.464 0.64 rg 453.125 411.25 TD (36,161)Tj ET 0.948 0.975 0.973 rg 482.5 399.75 55.25 19.25 re f BT 0.348 0.464 0.64 rg 509.375 411.25 TD (36,161)Tj ET 0.948 0.975 0.973 rg 73.25 376.25 171.25 22.5 re f BT 0.348 0.464 0.64 rg 74.375 391 TD 0.251 Tw (U. S. Government and Agency Securities)Tj ET 0.948 0.975 0.973 rg 245.5 376.25 64 22.5 re f BT 0 Tw 0.348 0.464 0.64 rg 289.625 391 TD (-)Tj ET 1 g 258.5 386 49 1 re f 0.948 0.975 0.973 rg 310.5 376.25 52.75 22.5 re f BT 0.348 0.464 0.64 rg 346.375 391 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 376.25 61.25 22.5 re f BT 0.348 0.464 0.64 rg 396.875 391 TD (30,597)Tj ET 1 g 374.25 386 49.25 1 re f 0.948 0.975 0.973 rg 426.5 376.25 55 22.5 re f BT 0.348 0.464 0.64 rg 453.125 391 TD (30,597)Tj ET 1 g 430.5 386 49 1 re f 0.948 0.975 0.973 rg 482.5 376.25 55.25 22.5 re f BT 0.348 0.464 0.64 rg 509.375 391 TD (30,700)Tj ET 1 g 486.75 386 49 1 re f 0.948 0.975 0.973 rg 73.25 355.75 171.25 19.5 re f 245.5 355.75 64 19.5 re f BT 0.348 0.464 0.64 rg 274.125 367.5 TD 0.25 Tw ($ -)Tj ET 1 g q 49 0 0 3 258.5 362.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 310.5 355.75 52.75 19.5 re f BT 0.348 0.464 0.64 rg 329.875 367.5 TD 0 Tw ($51,558 )Tj ET 0.948 0.975 0.973 rg 364.25 355.75 61.25 19.5 re f BT 0.348 0.464 0.64 rg 386.875 367.5 TD ($146,616)Tj ET 1 g q 49.25 0 0 3 374.25 362.5 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q 0.948 0.975 0.973 rg 426.5 355.75 55 19.5 re f BT 0.348 0.464 0.64 rg 443.125 367.5 TD ($198,174)Tj ET 1 g q 49 0 0 3 430.5 362.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 482.5 355.75 55.25 19.5 re f BT 0.348 0.464 0.64 rg 499.375 367.5 TD ($198,277)Tj ET 1 g q 49 0 0 3 486.75 362.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 73.25 343.5 464.5 11.25 re f BT /F1 9 Tf 0.348 0.464 0.64 rg 74.375 347 TD (General Component)Tj ET 0.948 0.975 0.973 rg 73.25 323.25 171.25 19.25 re f 245.5 323.25 180 19.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 317.875 326.5 TD (Categor)Tj 31 0 TD (y)Tj ET 0.948 0.975 0.973 rg 426.5 323.25 111.25 19.25 re f 73.25 302.75 171.25 19.5 re f 245.5 302.75 64 19.5 re f BT 0.348 0.464 0.64 rg 275.125 306 TD (1)Tj ET 0.948 0.975 0.973 rg 310.5 302.75 52.75 19.5 re f BT 0.348 0.464 0.64 rg 334.625 306 TD (2)Tj ET 0.948 0.975 0.973 rg 364.25 302.75 61.25 19.5 re f BT 0.348 0.464 0.64 rg 392.375 306 TD (3)Tj ET 0.948 0.975 0.973 rg 426.5 302.75 55 19.5 re f BT 0.348 0.464 0.64 rg 432.375 306 TD (Book Value)Tj ET 0.948 0.975 0.973 rg 482.5 302.75 55.25 19.5 re f BT 0.348 0.464 0.64 rg 484.375 306 TD (Market Value)Tj ET 0.948 0.975 0.973 rg 73.25 282.5 171.25 19.25 re f BT 0.348 0.464 0.64 rg 74.375 294 TD (Investment agreements)Tj ET 0.948 0.975 0.973 rg 245.5 282.5 64 19.25 re f BT 0.348 0.464 0.64 rg 274.125 294 TD 0.25 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 310.5 282.5 52.75 19.25 re f BT 0.348 0.464 0.64 rg 330.875 294 TD ($ -)Tj ET 0.948 0.975 0.973 rg 364.25 282.5 61.25 19.25 re f BT 0.348 0.464 0.64 rg 396.875 294 TD 0 Tw ($8,218)Tj ET 0.948 0.975 0.973 rg 426.5 282.5 55 19.25 re f BT 0.348 0.464 0.64 rg 453.125 294 TD ($8,218)Tj ET 0.948 0.975 0.973 rg 482.5 282.5 55.25 19.25 re f BT 0.348 0.464 0.64 rg 509.375 294 TD ($8,218)Tj ET 0.948 0.975 0.973 rg 73.25 255.75 171.25 25.75 re f BT 0.348 0.464 0.64 rg 74.375 273.75 TD 0.251 Tw (U. S. Government and Agency Securities)Tj ET 0.948 0.975 0.973 rg 245.5 255.75 64 25.75 re f BT 0 Tw 0.348 0.464 0.64 rg 291.125 273.75 TD (-)Tj ET 0.948 0.975 0.973 rg 310.5 255.75 52.75 25.75 re f BT 0.348 0.464 0.64 rg 346.375 273.75 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 255.75 61.25 25.75 re f BT 0.348 0.464 0.64 rg 396.875 273.75 TD (56,699)Tj ET 0.948 0.975 0.973 rg 426.5 255.75 55 25.75 re f BT 0.348 0.464 0.64 rg 453.125 273.75 TD (56,699)Tj ET 0.948 0.975 0.973 rg 482.5 255.75 55.25 25.75 re f BT 0.348 0.464 0.64 rg 509.375 273.75 TD (54,200)Tj ET 0.948 0.975 0.973 rg 73.25 235.5 171.25 19.25 re f BT 0.348 0.464 0.64 rg 74.375 247 TD (Commercial Paper)Tj ET 0.948 0.975 0.973 rg 245.5 235.5 64 19.25 re f BT 0.348 0.464 0.64 rg 291.125 247 TD (-)Tj ET 0.948 0.975 0.973 rg 310.5 235.5 52.75 19.25 re f BT 0.348 0.464 0.64 rg 346.375 247 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 235.5 61.25 19.25 re f BT 0.348 0.464 0.64 rg 402.125 247 TD (6,282)Tj ET 0.948 0.975 0.973 rg 426.5 235.5 55 19.25 re f BT 0.348 0.464 0.64 rg 458.125 247 TD (6,282)Tj ET 0.948 0.975 0.973 rg 482.5 235.5 55.25 19.25 re f BT 0.348 0.464 0.64 rg 514.375 247 TD (6,282)Tj ET 0.948 0.975 0.973 rg 73.25 215 171.25 19.5 re f BT 0.348 0.464 0.64 rg 74.375 226.75 TD (Floating Rate Notes)Tj ET 0.948 0.975 0.973 rg 245.5 215 64 19.5 re f BT 0.348 0.464 0.64 rg 291.125 226.75 TD (-)Tj ET 0.948 0.975 0.973 rg 310.5 215 52.75 19.5 re f BT 0.348 0.464 0.64 rg 346.375 226.75 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 215 61.25 19.5 re f BT 0.348 0.464 0.64 rg 396.875 226.75 TD (31,535)Tj ET 0.948 0.975 0.973 rg 426.5 215 55 19.5 re f BT 0.348 0.464 0.64 rg 453.125 226.75 TD (31,535)Tj ET 0.948 0.975 0.973 rg 482.5 215 55.25 19.5 re f BT 0.348 0.464 0.64 rg 509.375 226.75 TD (31,588)Tj ET 0.948 0.975 0.973 rg 73.25 194.75 171.25 19.25 re f BT 0.348 0.464 0.64 rg 74.375 206.25 TD (Asset-Backed Securities)Tj ET 0.948 0.975 0.973 rg 245.5 194.75 64 19.25 re f BT 0.348 0.464 0.64 rg 281.125 206.25 TD (11,998)Tj ET 0.948 0.975 0.973 rg 310.5 194.75 52.75 19.25 re f BT 0.348 0.464 0.64 rg 346.375 206.25 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 194.75 61.25 19.25 re f BT 0.348 0.464 0.64 rg 396.875 206.25 TD (35,231)Tj ET 0.948 0.975 0.973 rg 426.5 194.75 55 19.25 re f BT 0.348 0.464 0.64 rg 453.125 206.25 TD (47,229)Tj ET 0.948 0.975 0.973 rg 482.5 194.75 55.25 19.25 re f BT 0.348 0.464 0.64 rg 509.375 206.25 TD (47,901)Tj ET 0.948 0.975 0.973 rg 73.25 174.25 171.25 19.5 re f BT 0.348 0.464 0.64 rg 74.375 186 TD (Corporate Notes)Tj ET 0.948 0.975 0.973 rg 245.5 174.25 64 19.5 re f BT 0.348 0.464 0.64 rg 292.375 186 TD (-)Tj ET 0.948 0.975 0.973 rg 310.5 174.25 52.75 19.5 re f BT 0.348 0.464 0.64 rg 346.375 186 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 174.25 61.25 19.5 re f BT 0.348 0.464 0.64 rg 396.875 186 TD (89,176)Tj ET 0.948 0.975 0.973 rg 426.5 174.25 55 19.5 re f BT 0.348 0.464 0.64 rg 453.125 186 TD (89,176)Tj ET 0.948 0.975 0.973 rg 482.5 174.25 55.25 19.5 re f BT 0.348 0.464 0.64 rg 509.375 186 TD (90,056)Tj ET 0.948 0.975 0.973 rg 73.25 156 171.25 17.25 re f BT 0.348 0.464 0.64 rg 74.375 165.5 TD (Other)Tj ET 0.948 0.975 0.973 rg 245.5 156 64 17.25 re f BT 0.348 0.464 0.64 rg 293.625 165.5 TD (200)Tj ET 1 g 258.5 160.5 49 1 re f 0.948 0.975 0.973 rg 310.5 156 52.75 17.25 re f BT 0.348 0.464 0.64 rg 346.375 165.5 TD (-)Tj ET 0.948 0.975 0.973 rg 364.25 156 61.25 17.25 re f BT 0.348 0.464 0.64 rg 402.125 165.5 TD (5,859)Tj ET 1 g 374.25 160.5 49.25 1 re f 0.948 0.975 0.973 rg 426.5 156 55 17.25 re f BT 0.348 0.464 0.64 rg 458.125 165.5 TD (6,059)Tj ET 1 g 430.5 160.5 49 1 re f 0.948 0.975 0.973 rg 482.5 156 55.25 17.25 re f BT 0.348 0.464 0.64 rg 514.375 165.5 TD (6,155)Tj ET 1 g 486.75 160.5 49 1 re f 0.948 0.975 0.973 rg 73.25 135.75 171.25 19.25 re f 245.5 135.75 64 19.25 re f BT 0.348 0.464 0.64 rg 276.125 147.25 TD ($12,198 )Tj ET 1 g q 49 0 0 3 258.5 142.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 310.5 135.75 52.75 19.25 re f BT 0.348 0.464 0.64 rg 330.875 147.25 TD 0.25 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 364.25 135.75 61.25 19.25 re f BT 0.348 0.464 0.64 rg 386.875 147.25 TD 0 Tw ($233,000)Tj ET 1 g q 49.25 0 0 3 374.25 142.25 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q 0.948 0.975 0.973 rg 426.5 135.75 55 19.25 re f BT 0.348 0.464 0.64 rg 443.125 147.25 TD ($245,198)Tj ET 1 g q 49 0 0 3 430.5 142.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 482.5 135.75 55.25 19.25 re f BT 0.348 0.464 0.64 rg 499.375 147.25 TD ($244,400)Tj ET 1 g q 49 0 0 3 486.75 142.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 134.75 1 474.75 re f 244.5 492.5 1 103.25 re f 244.5 354.75 1 126.5 re f 244.5 134.75 1 208.75 re f 309.5 492.5 1 82.75 re f 309.5 354.75 1 106 re f 309.5 134.75 1 188.5 re f 363.25 492.5 1 82.75 re f 363.25 354.75 1 106 re f 363.25 134.75 1 188.5 re f 425.5 492.5 1 103.25 re f 425.5 354.75 1 126.5 re f 425.5 134.75 1 208.75 re f 481.5 492.5 1 82.75 re f 481.5 354.75 1 106 re f 481.5 134.75 1 188.5 re f 537.75 134.75 1 474.75 re f 72.25 608.5 466.5 1 re f 72.25 594.75 466.5 1 re f 72.25 574.25 466.5 1 re f 72.25 554 466.5 1 re f 72.25 533.5 466.5 1 re f 72.25 513 466.5 1 re f 72.25 492.5 466.5 1 re f 72.25 480.25 466.5 1 re f 72.25 459.75 466.5 1 re f 72.25 439.5 466.5 1 re f 72.25 419 466.5 1 re f 72.25 398.75 466.5 1 re f 72.25 375.25 466.5 1 re f 72.25 354.75 466.5 1 re f 72.25 342.5 466.5 1 re f 72.25 322.25 466.5 1 re f 72.25 301.75 466.5 1 re f 72.25 281.5 466.5 1 re f 72.25 254.75 466.5 1 re f 72.25 234.5 466.5 1 re f 72.25 214 466.5 1 re f 72.25 193.75 466.5 1 re f 72.25 173.25 466.5 1 re f 72.25 155 466.5 1 re f 72.25 134.75 466.5 1 re f 1 g q 49 0 0 3 313.5 141 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q q 49 0 0 3 313.5 360.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q q 49 0 0 3 313.25 498 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 312.5 520.75 49.25 1 re f 312.5 386 49 1 re f 312 160.25 49 1 re f 245.5 554 180.75 1 re f 245.25 460 180.5 1 re f 245.5 322 180.75 1 re f Q endstream endobj 104 0 obj 18661 endobj 101 0 obj << /Type /Page /Parent 102 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 103 0 R >> endobj 106 0 obj << /Length 107 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.232 Tw (In connection with certain bond resolutions, investment agreements are entered into by the T)Tj 0 Tw 362.75 0 TD (r)Tj 3 0 TD (ustees, at the Agency\325)Tj 85.5 0 TD (s)Tj -451.25 -16 TD 0.237 Tw (instruction, whereby funds are invested with certain financial institutions. Under certain circumstances, collateralization)Tj 0 -16 TD 0.231 Tw (of the funds may or may not be required or may or may not be provided.)Tj 0 -32 TD 0.214 Tw (The Agency also purchases U.S. Government securities from certain financial institutions under agreements whereby)Tj 0 -16 TD 0.228 Tw (the seller has agreed to repurchase the securities at cost plus accrued interest. During the years ended June 30, 2002)Tj T* 0.231 Tw (and June 30, 2001, the maximum amounts invested in repurchase agreements by the Agency were $34,368 and)Tj T* 0.126 Tw ($40,185 respectively. All repurchase agreements were invested overnight and uncollateralized.)Tj 0 -32 TD 0.236 Tw (Pursuant to most bond resolutions, the Agency is required to maintain certain invested debt service reserves with the)Tj 0 Tw 0 -16 TD [ (T)84 (r)] TJ 7.25 0 TD 0.238 Tw (ustees to fund potential deficiencies in principal and interest required to be paid in succeeding fiscal years. These)Tj -7.25 -16 TD 0.235 Tw (debt service reserve investments for the Multi-Family Component \(funded by bond proceeds\) are included in the cash)Tj 0 -16 TD 0.231 Tw (equivalents and investment balances above and aggregate approximately $55,205 and $87,939 \(market value\) as of)Tj T* 0.197 Tw (June 30, 2002 and 2001, respectively. The debt service reserve for many of the Multi-Family issues is called the)Tj T* 0.25 Tw (Housing Finance Fund or account. The debt service reserve investments for the Single-Family Component \(funded by)Tj T* 0.235 Tw (bond proceeds\) are included above and aggregate approximately $26,426, as of both June 30, 2002 and 2001. In)Tj T* 0.238 Tw (addition to the above investments, the debt service reserves may be satisfied with a Surety Bond issued by a qualified)Tj T* 0.2 Tw (insurer. The Multi-Family Component had $73,487 and $49,759 and the Single-Family Component had $42,573 and)Tj T* 0.244 Tw ($46,435 of Surety Bonds outstanding as of June 30, 2002 and 2001, respectively)Tj 0 Tw 314.5 0 TD (.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -314.5 -32 TD (5. MORTGAGE LOANS RECEIVABLE)Tj /F1 10 Tf 0 -32 TD (Single-Family Mortgage Component )Tj /F2 9 Tf 0 g 0 G 162.5 0 TD 0.25 Tw (- Mortgage loans held by the Single-Family Mortgage Component of the)Tj -162.5 -16 TD 0.174 Tw (Agency have stated interest rates and are secured by first liens on the related real property. The outstanding balances)Tj 0 -16 TD 0.247 Tw (by type of loan as of June 30, 2002 and 2001 are as follows:)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (24)Tj ET 1 g 71.25 168 469.25 191 re f 71.25 168 469.25 191 re f 0.948 0.975 0.973 rg 72.25 338.75 244.75 19.25 re f 318 338.75 110.25 19.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 396.375 342 TD (2002)Tj ET 0.948 0.975 0.973 rg 429.25 338.75 110.25 19.25 re f BT 0.348 0.464 0.64 rg 507.375 342 TD (2001)Tj ET 0.948 0.975 0.973 rg 72.25 318.25 244.75 19.5 re f BT 0.348 0.464 0.64 rg 73.375 325.75 TD (Mortgage loans receivable)Tj ET 0.948 0.975 0.973 rg 318 318.25 110.25 19.5 re f BT 0.348 0.464 0.64 rg 382.375 330 TD ($1,123,137)Tj ET 0.948 0.975 0.973 rg 429.25 318.25 110.25 19.5 re f BT 0.348 0.464 0.64 rg 493.375 330 TD ($1,229,819)Tj ET 0.948 0.975 0.973 rg 72.25 298 244.75 19.25 re f BT 0.348 0.464 0.64 rg 73.375 305.25 TD (Unearned discounts - net)Tj ET 0.948 0.975 0.973 rg 318 298 110.25 19.25 re f BT 0.348 0.464 0.64 rg 406.375 309.5 TD (\(322\))Tj ET 0.948 0.975 0.973 rg 429.25 298 110.25 19.25 re f BT 0.348 0.464 0.64 rg 517.625 309.5 TD (\(411\))Tj ET 0.948 0.975 0.973 rg 72.25 277.5 244.75 19.5 re f BT 0.348 0.464 0.64 rg 73.375 285 TD 0.25 Tw (Loan origination costs - net)Tj ET 0.948 0.975 0.973 rg 318 277.5 110.25 19.5 re f BT 0.348 0.464 0.64 rg 399.875 289.25 TD 0 Tw (14,018)Tj ET 0.948 0.975 0.973 rg 429.25 277.5 110.25 19.5 re f BT 0.348 0.464 0.64 rg 510.875 289.25 TD (14,787)Tj ET 0.948 0.975 0.973 rg 72.25 257.25 244.75 19.25 re f BT 0.348 0.464 0.64 rg 73.375 264.75 TD (Commitment fees - net)Tj ET 0.948 0.975 0.973 rg 318 257.25 110.25 19.25 re f BT 0.348 0.464 0.64 rg 393.875 268.75 TD (\(12,863\))Tj ET 0.948 0.975 0.973 rg 429.25 257.25 110.25 19.25 re f BT 0.348 0.464 0.64 rg 505.125 268.75 TD (\(14,447\))Tj ET 0.948 0.975 0.973 rg 72.25 236.75 244.75 19.5 re f BT 0.348 0.464 0.64 rg 73.375 244.25 TD (Allowance for loan losses)Tj ET 0.948 0.975 0.973 rg 318 236.75 110.25 19.5 re f BT 0.348 0.464 0.64 rg 398.875 248.5 TD (\(9,633\))Tj ET 1 g 377.25 243.5 49 1 re f 0.948 0.975 0.973 rg 429.25 236.75 110.25 19.5 re f BT 0.348 0.464 0.64 rg 505.125 248.5 TD (\(11,677\))Tj ET 1 g 488.25 243.5 49.25 1 re f 0.948 0.975 0.973 rg 72.25 217.75 244.75 18 re f BT 0.348 0.464 0.64 rg 73.375 224.5 TD (Mortgage receivable - net)Tj ET 0.948 0.975 0.973 rg 318 217.75 110.25 18 re f BT 0.348 0.464 0.64 rg 387.375 228 TD (1,114,337)Tj ET 0.948 0.975 0.973 rg 429.25 217.75 110.25 18 re f BT 0.348 0.464 0.64 rg 493.375 228 TD ($1,218,071)Tj ET 1 g q 49.25 0 0 3 488.25 223 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q 0.948 0.975 0.973 rg 72.25 197.5 244.75 19.25 re f BT 0.348 0.464 0.64 rg 73.375 205 TD (Less cur)Tj 30.75 0 TD (r)Tj 3 0 TD (ent portion)Tj ET 0.948 0.975 0.973 rg 318 197.5 110.25 19.25 re f BT 0.348 0.464 0.64 rg 393.875 209 TD (\(23,434\))Tj ET 1 g 377.25 204 49 1 re f 0.948 0.975 0.973 rg 429.25 197.5 110.25 19.25 re f 72.25 169 244.75 27.5 re f BT 0.348 0.464 0.64 rg 73.375 180.5 TD (Long-term portion)Tj ET 0.948 0.975 0.973 rg 318 169 110.25 27.5 re f BT 0.348 0.464 0.64 rg 382.375 188.75 TD ($1,090,903)Tj ET 1 g q 49 0 0 3 377.25 178.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 429.25 169 110.25 27.5 re f 71.25 168 1 191 re f 317 168 1 191 re f 428.25 168 1 191 re f 539.5 168 1 191 re f 71.25 358 469.25 1 re f 71.25 337.75 469.25 1 re f 71.25 317.25 469.25 1 re f 71.25 297 469.25 1 re f 71.25 276.5 469.25 1 re f 71.25 256.25 469.25 1 re f 71.25 235.75 469.25 1 re f 71.25 216.75 469.25 1 re f 71.25 196.5 469.25 1 re f 71.25 168 469.25 1 re f Q endstream endobj 107 0 obj 6621 endobj 105 0 obj << /Type /Page /Parent 102 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 106 0 R >> endobj 109 0 obj << /Length 110 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 752.25 TD 0 Tc 0 Tw (Multi-Family Housing Component)Tj /F2 9 Tf 0 g 0 G 153.25 0 TD 0.249 Tw (- The Multi-Family Housing mortgage loans receivable as of June 30, 2002 and)Tj -153.25 -16 TD (2001 consisted of the following:)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -272 TD 0 Tw (General Fund Component)Tj /F2 9 Tf 0 g 0 G 115.5 0 TD 0.249 Tw (- The General Fund mortgage loans receivable as of June 30, 2002 and 2001 consisted of)Tj -115.5 -16 TD 0 Tw (the following:)Tj 0 -208 TD [ (Th)1 (ese )-28 (m)1 (ort)-1 (gag)1 (e )-28 (loans )-27 (ar)27 (e )-28 (r)-1 (epayab)1 (le )-28 (over )-28 (t)-1 (e)28 (r)-1 (m)1 (s )-28 (ori)-1 (ginally )-28 (up)1 ( )-28 (t)-1 (o )-27 (48)1 ( )-28 (year)-1 (s )-28 (and)1 ( )-28 (bear )-28 (int)-1 (er)27 (est)-1 ( )-28 (at)-1 ( )-28 (r)-1 (at)-1 (es )-28 (f)-1 (r)27 (om)1 ( )-28 (0% )-27 (t)-1 (o )-27 (13)1 (.25)1 (%)] TJ 0 -16 TD [ (per )-28 (ann)1 (um)1 (. )-28 ( )-28 (Sub)1 (st)-1 (anti)-1 (all)-1 (y )-28 (a)28 (ll)-1 ( )-28 (m)1 (ort)-1 (gag)1 (e )-28 (loans )-27 (r)-1 (ec)-1 (eivable )-28 (ar)27 (e )-28 (c)-1 (ollat)-1 (er)-1 (ali)-1 (z)-1 (ed )-27 (by )-27 (f)-1 (ir)-1 (st)27 ( )-28 (m)1 (ort)-1 (gag)1 (es )-28 (on)1 ( )-28 (t)-1 (he )-27 (pr)] TJ 393 0 TD -2.505 Tw (o p e r)Tj 0 Tw 17.5 0 TD [ (t)-1 (y )-28 (of )-28 (t)-1 (he)] TJ -410.5 -16 TD [ (ho)1 (using)1 ( )-28 (spo)1 (nso)1 (r)-1 (s )-28 (and)1 ( )-28 (c)-1 (on)1 (t)-1 (ain )-28 (ex)28 (c)-1 (ulpatory )-28 (c)-1 (lauses )-28 (wit)-1 (h )-27 (r)-1 (espec)28 (t)-1 ( )-28 (t)-1 (o )-27 (t)-1 (he )-27 (li)-1 (abili)-1 (t)-1 (y )-28 (of )-28 (t)-1 (he )-27 (pri)-1 (nci)-1 (pals )-28 (of )-28 (suc)28 (h )-27 (ho)1 (using)1 ( )-28 (spo)1 (nso)1 (r)-1 (s.)] TJ 0 -30.25 TD -2.633 Tw (C o n s t r)Tj 0 Tw 24.75 0 TD [ (u)28 (c)-1 (t)27 (io)28 (n ad)29 (va)28 (n)28 (c)-1 (e)28 (s m)1 (a)28 (de)28 ( )-28 (f)27 (r)27 (om)29 ( )-28 (t)27 (he)28 ( )-28 (p)28 (r)27 (oc)28 (ee)28 (ds)28 ( of)28 ( )-28 (t)27 (he)28 ( )-28 (s)28 (al)27 (e of)28 ( bo)29 (nd)28 (s an)28 (d o)1 (b)28 (li)27 (ga)28 (t)-1 (i)27 (o)28 (ns)28 ( )-28 (a)28 (r)27 (e r)] TJ 312 0 TD -2.633 Tw (e c o r)Tj 0 Tw 15.75 0 TD [ (de)28 (d)28 ( )-28 (a)28 (s m)1 (o)28 (r)-1 (t)27 (ga)28 (ge)28 ( )-28 (l)27 (oa)28 (n)28 (s r)] TJ 91 0 TD -2.633 Tw (e c e i v)Tj 0 Tw 18.75 0 TD (-)Tj -462.25 -15.25 TD [ (a)28 (bl)28 (e.)28 ( )-28 ( Th)29 (es)28 (e f)-1 (u)28 (nd)28 (s a)28 (r)-1 (e)28 ( di)28 (sb)28 (ur)28 (se)28 (d fo)28 (r)-1 ( c)-1 (o)28 (n)28 (st)27 (r)-1 (u)28 (c)-1 (t)27 (io)28 (n co)28 (st)27 (s)28 (, in)28 (t)-1 (e)28 (r)27 (es)28 (t)-1 (,)28 ( )-28 (c)27 (ar)27 (r)-1 (y)28 (i)27 (ng)28 ( )-28 (f)27 (ee)28 (s,)28 ( )-28 (w)28 (or)28 (ki)27 (n)28 (g ca)28 (pi)28 (t)-1 (a)28 (l ad)28 (va)28 (nc)28 (e)28 (s an)28 (d o)1 (t)27 (he)28 (r)-1 ( pr)] TJ 436.75 0 TD -2.633 Tw (o j e c t -)Tj 0 Tw -436.75 -15.25 TD [ (r)27 (el)27 (a)28 (t)-1 (e)28 (d ex)28 (pe)28 (ns)28 (es)28 (. )-28 (U)27 (po)28 (n)28 ( )-28 (s)28 (ub)28 (st)27 (an)28 (t)-1 (i)27 (al)27 ( )-28 (c)27 (o)28 (m)1 (p)28 (le)27 (t)-1 (i)27 (on)28 ( )-28 (a)28 (nd)28 ( )-28 (o)28 (c)-1 (c)27 (up)28 (a)28 (nc)28 (y of)28 ( )-28 (t)27 (he)28 ( )-28 (p)28 (r)27 (oj)28 (ec)27 (t)-1 (,)28 ( am)28 (or)28 (t)-1 (i)27 (z)-1 (a)28 (t)-1 (i)27 (on)28 ( )-28 (o)28 (f)27 ( )-28 (t)27 (he)28 ( )-28 (l)27 (oa)28 (n co)28 (m)1 (m)28 (en)28 (c)27 (es)28 (.)] TJ /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -30.5 TD (6. DEBT SERVICE ARREARS RECEIVABLE)Tj /F2 9 Tf 0 g 0 G 0 -15.25 TD (Debt service ar)Tj 58 0 TD (r)Tj 3 0 TD 0.227 Tw (ears consist of mortgage principal, interest payments and fees in ar)Tj 0 Tw 259.75 0 TD (r)Tj 3 0 TD 0.25 Tw (ears on permanently financed loans,)Tj -323.75 -15.25 TD (net of the allowance for loan losses as described in Note 2. The debt service ar)Tj 0 Tw 308.5 0 TD (r)Tj 3 0 TD (ears receivable was $25,129 and)Tj -311.5 -15.25 TD 0.206 Tw ($31,853 at June 30, 2002 and 2001, respectively. The debt service allowance for loan losses was $17,922 and)Tj 0 -15.25 TD 0.15 Tw ($25,154, respectively, as of June 30, 2002 and 2001, respectively. A subsidy payment receivable of $1,228 and $1,105)Tj T* 0.25 Tw (was due at June 30, 2002 and 2001.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (25)Tj ET 1 g 71.25 251 468 193 re f 71.25 251 468 193 re f 0.948 0.975 0.973 rg 72.25 423.75 244.25 19.25 re f 317.5 423.75 109.75 19.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 399.625 427 TD (2002)Tj ET 0.948 0.975 0.973 rg 428.25 423.75 110 19.25 re f BT 0.348 0.464 0.64 rg 511.875 427 TD (2001)Tj ET 0.948 0.975 0.973 rg 72.25 394.5 244.25 28.25 re f BT 0.348 0.464 0.64 rg 73.375 406.5 TD (Unsubsidized mortgage loans)Tj ET 0.948 0.975 0.973 rg 317.5 394.5 109.75 28.25 re f BT 0.348 0.464 0.64 rg 393.875 415 TD ($44,268 )Tj ET 0.948 0.975 0.973 rg 428.25 394.5 110 28.25 re f BT 0.348 0.464 0.64 rg 504.875 415 TD ($38,015 )Tj ET 0.948 0.975 0.973 rg 72.25 374.25 244.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 381.75 TD (Unearned discounts - net)Tj ET 0.948 0.975 0.973 rg 317.5 374.25 109.75 19.25 re f BT 0.348 0.464 0.64 rg 405.375 385.75 TD (\(180\))Tj ET 0.948 0.975 0.973 rg 428.25 374.25 110 19.25 re f BT 0.348 0.464 0.64 rg 516.375 385.75 TD (\(211\) )Tj ET 0.948 0.975 0.973 rg 72.25 353.75 244.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 361.25 TD (Unearned premiums - net)Tj ET 0.948 0.975 0.973 rg 317.5 353.75 109.75 19.5 re f BT 0.348 0.464 0.64 rg 421.375 365.5 TD (2)Tj ET 0.948 0.975 0.973 rg 428.25 353.75 110 19.5 re f BT 0.348 0.464 0.64 rg 532.375 365.5 TD (3)Tj ET 0.948 0.975 0.973 rg 72.25 333.5 244.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 341 TD 0.25 Tw (Loan origination costs - net)Tj ET 0.948 0.975 0.973 rg 317.5 333.5 109.75 19.25 re f BT 0.348 0.464 0.64 rg 411.375 345 TD 0 Tw (176)Tj ET 0.948 0.975 0.973 rg 428.25 333.5 110 19.25 re f BT 0.348 0.464 0.64 rg 522.375 345 TD (193)Tj ET 0.948 0.975 0.973 rg 72.25 313.25 244.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 320.5 TD (Allowance for loan losses)Tj ET 0.948 0.975 0.973 rg 317.5 313.25 109.75 19.25 re f BT 0.348 0.464 0.64 rg 410.375 324.75 TD (\(79\))Tj ET 1 g 376.25 319.75 49 1 re f 0.948 0.975 0.973 rg 428.25 313.25 110 19.25 re f BT 0.348 0.464 0.64 rg 521.375 324.75 TD (\(86\))Tj ET 1 g 487.25 319.75 49 1 re f 0.948 0.975 0.973 rg 72.25 292.75 244.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 300.25 TD (Mortgage receivable - net)Tj ET 0.948 0.975 0.973 rg 317.5 292.75 109.75 19.5 re f BT 0.348 0.464 0.64 rg 398.875 304.5 TD (44,187)Tj ET 0.948 0.975 0.973 rg 428.25 292.75 110 19.5 re f BT 0.348 0.464 0.64 rg 504.875 304.5 TD ($37,914)Tj ET 1 g q 49 0 0 3 487.25 299.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 272.5 244.25 19.25 re f BT 0.348 0.464 0.64 rg 73.375 280 TD (Less cur)Tj 30.75 0 TD (r)Tj 3 0 TD (ent portion)Tj ET 0.948 0.975 0.973 rg 317.5 272.5 109.75 19.25 re f BT 0.348 0.464 0.64 rg 397.875 284 TD (\(1,160\))Tj ET 1 g 376.25 279 49 1 re f 0.948 0.975 0.973 rg 428.25 272.5 110 19.25 re f 72.25 252 244.25 19.5 re f BT 0.348 0.464 0.64 rg 73.375 259.5 TD (Long-term portion)Tj ET 0.948 0.975 0.973 rg 317.5 252 109.75 19.5 re f BT 0.348 0.464 0.64 rg 393.875 263.75 TD ($43,027)Tj ET 1 g q 49 0 0 3 376.25 258.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 428.25 252 110 19.5 re f 71.25 251 1 193 re f 316.5 251 1 193 re f 427.25 251 1 193 re f 538.25 251 1 193 re f 71.25 443 468 1 re f 71.25 422.75 468 1 re f 71.25 393.5 468 1 re f 71.25 373.25 468 1 re f 71.25 352.75 468 1 re f 71.25 332.5 468 1 re f 71.25 312.25 468 1 re f 71.25 291.75 468 1 re f 71.25 271.5 468 1 re f 71.25 251 468 1 re f 1 g 71.25 483 468 246.75 re f 71.25 483 468 246.75 re f 0.948 0.975 0.973 rg 72.25 717 305.5 11.75 re f 378.75 717 83 11.75 re f BT 0.348 0.464 0.64 rg 429.625 720.5 TD (2002)Tj ET 0.948 0.975 0.973 rg 462.75 717 75.5 11.75 re f BT 0.348 0.464 0.64 rg 509.875 720.5 TD (2001)Tj ET 0.948 0.975 0.973 rg 72.25 692.75 305.5 23.25 re f BT 0.348 0.464 0.64 rg 73.375 707.25 TD 0.251 Tw (Mortgage loans subject to subsidy contracts under Section 8 of the United)Tj 0 -10 TD 0 Tw (States Housing Act)Tj ET 0.948 0.975 0.973 rg 378.75 692.75 83 23.25 re f BT 0.348 0.464 0.64 rg 423.375 708.25 TD ($426,427)Tj ET 0.948 0.975 0.973 rg 462.75 692.75 75.5 23.25 re f BT 0.348 0.464 0.64 rg 499.875 708.25 TD ($464,419)Tj ET 0.948 0.975 0.973 rg 72.25 668.5 305.5 23.25 re f BT 0.348 0.464 0.64 rg 73.375 683 TD 0.251 Tw (Mortgage loans subject to subsidy contracts under Section 236 of the)Tj 0 -10 TD 0 Tw (National Housing Act)Tj ET 0.948 0.975 0.973 rg 378.75 668.5 83 23.25 re f BT 0.348 0.464 0.64 rg 428.375 684 TD (224,748 )Tj ET 0.948 0.975 0.973 rg 462.75 668.5 75.5 23.25 re f BT 0.348 0.464 0.64 rg 504.875 684 TD (249,897)Tj ET 0.948 0.975 0.973 rg 72.25 646.25 305.5 21.25 re f BT 0.348 0.464 0.64 rg 73.375 654.75 TD (Unsubsidized mortgage loans)Tj ET 0.948 0.975 0.973 rg 378.75 646.25 83 21.25 re f BT 0.348 0.464 0.64 rg 428.375 659.75 TD (430,999)Tj ET 0.948 0.975 0.973 rg 462.75 646.25 75.5 21.25 re f BT 0.348 0.464 0.64 rg 504.875 659.75 TD (363,996)Tj ET 0.948 0.975 0.973 rg 72.25 621.5 305.5 23.75 re f BT 0.348 0.464 0.64 rg 73.375 636 TD 0.252 Tw (Government National Mortgage Association, 9.95% and 9.5%, maturity)Tj 0 -10 TD 0.242 Tw (November 15, 2020 and November 15, 2027, respectively)Tj ET 0.948 0.975 0.973 rg 378.75 621.5 83 23.75 re f BT 0.348 0.464 0.64 rg 438.375 637.5 TD 0 Tw (5,161)Tj ET 1 g 410.75 632.5 49 1 re f 0.948 0.975 0.973 rg 462.75 621.5 75.5 23.75 re f BT 0.348 0.464 0.64 rg 514.875 637.5 TD (5,208)Tj ET 1 g 487.25 632.5 49 1 re f 0.948 0.975 0.973 rg 72.25 599 305.5 21.5 re f 378.75 599 83 21.5 re f BT 0.348 0.464 0.64 rg 420.875 612.75 TD (1,087,335 )Tj ET 0.948 0.975 0.973 rg 462.75 599 75.5 21.5 re f BT 0.348 0.464 0.64 rg 497.375 612.75 TD (1,083,520)Tj ET 0.948 0.975 0.973 rg 72.25 576.75 305.5 21.25 re f BT 0.348 0.464 0.64 rg 73.375 585.25 TD (Allowance for loan losses)Tj ET 0.948 0.975 0.973 rg 378.75 576.75 83 21.25 re f BT 0.348 0.464 0.64 rg 427.375 590.25 TD (\(33,793\) )Tj ET 0.948 0.975 0.973 rg 462.75 576.75 75.5 21.25 re f BT 0.348 0.464 0.64 rg 503.875 590.25 TD (\(20,002\))Tj ET 0.948 0.975 0.973 rg 72.25 554.5 305.5 21.25 re f BT 0.348 0.464 0.64 rg 73.375 563 TD (Construction advances \(undisbursed\))Tj ET 0.948 0.975 0.973 rg 378.75 554.5 83 21.25 re f BT 0.348 0.464 0.64 rg 433.375 568 TD (21,948)Tj ET 1 g 410.75 563 49 1 re f 0.948 0.975 0.973 rg 462.75 554.5 75.5 21.25 re f BT 0.348 0.464 0.64 rg 514.875 568 TD (8,586)Tj ET 1 g 487.25 563 49 1 re f 0.948 0.975 0.973 rg 72.25 531.25 305.5 22.25 re f BT 0.348 0.464 0.64 rg 73.375 540 TD (Mortgage receivable - net)Tj ET 0.948 0.975 0.973 rg 378.75 531.25 83 22.25 re f BT 0.348 0.464 0.64 rg 420.875 545.75 TD (1,075,490)Tj ET 1 g q 49 0 0 3 410.75 540.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 462.75 531.25 75.5 22.25 re f BT 0.348 0.464 0.64 rg 492.375 545.75 TD ($1,072,104)Tj ET 1 g q 49 0 0 3 487.25 540.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 515 305.5 15.25 re f BT 0.348 0.464 0.64 rg 73.375 520.25 TD (Less cur)Tj 30.75 0 TD (r)Tj 3 0 TD (ent portion)Tj ET 0.948 0.975 0.973 rg 378.75 515 83 15.25 re f BT 0.348 0.464 0.64 rg 427.375 522.5 TD (\(34,121\))Tj ET 1 g 410.75 517.5 49 1 re f 0.948 0.975 0.973 rg 462.75 515 75.5 15.25 re f 72.25 497.25 305.5 16.75 re f BT 0.348 0.464 0.64 rg 73.375 503.25 TD (Long term portion)Tj ET 0.948 0.975 0.973 rg 378.75 497.25 83 16.75 re f BT 0.348 0.464 0.64 rg 410.875 506.25 TD ($1,041,370*)Tj ET 1 g q 49 0 0 3 410.75 501.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 462.75 497.25 75.5 16.75 re f 72.25 484 305.5 12.25 re f BT 0.348 0.464 0.64 rg 73.375 488.5 TD (*Difference due to rpounding)Tj ET 0.948 0.975 0.973 rg 378.75 484 83 12.25 re f 462.75 484 75.5 12.25 re f 71.25 483 1 246.75 re f 377.75 483 1 246.75 re f 461.75 483 1 246.75 re f 538.25 483 1 246.75 re f 71.25 728.75 468 1 re f 71.25 716 468 1 re f 71.25 691.75 468 1 re f 71.25 667.5 468 1 re f 71.25 645.25 468 1 re f 71.25 620.5 468 1 re f 71.25 598 468 1 re f 71.25 575.75 468 1 re f 71.25 553.5 468 1 re f 71.25 530.25 468 1 re f 71.25 514 468 1 re f 71.25 496.25 468 1 re f 71.25 483 468 1 re f Q endstream endobj 110 0 obj 12876 endobj 108 0 obj << /Type /Page /Parent 102 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 109 0 R >> endobj 112 0 obj << /Length 113 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.2 Tw (The Agency requires FHA guarantees, VA insurance, private mortgage insurance, pool insurance and other features to)Tj 0 -16 TD 0.232 Tw (increase the security of Single-Family mortgage loans depending on the individual bond resolution and individual mor)Tj 0 Tw 456.5 0 TD [ (t)-1 (-)] TJ -456.5 -16 TD (gages.)Tj 0 -32 TD 0.203 Tw (For the Single-Family component, the Agency\325s allowance is based on historical loss percentages applied to all mor)Tj 0 Tw 444.75 0 TD [ (t)-1 (-)] TJ -444.75 -16 TD 0.237 Tw (gage loan principal balances. Accrued interest in excess of 180 days is fully reserved. On home improvement loans,)Tj 0 -16 TD 0.25 Tw (the Agency provides an allowance for 10% of the principal in ar)Tj 0 Tw 249.75 0 TD (r)Tj 2.75 0 TD 0.252 Tw (ears and all interest in ar)Tj 0 Tw 95.25 0 TD (r)Tj 2.75 0 TD 0.25 Tw (ears over 90 days not)Tj -350.5 -16 TD 0 Tw (deemed reimbursable from FHA Title One Insurance.)Tj 0 -32 TD 0.204 Tw (For the Multi-Family Housing Component, the Agency\325s policy is to provide an allowance for substantially all interest)Tj 0 Tw 0 -16 TD (r)Tj 3 0 TD 0.236 Tw (eceivable on first mortgage loans when interest payments become past due, except for Section 8 program loans for)Tj -3 -16 TD 0.218 Tw (which no allowance is recorded. An allowance of approximately $4,211 and $4,315 against interest receivable was)Tj 0 Tw 0 -16 TD (r)Tj 3 0 TD 0.178 Tw (ecorded at June 30, 2002 and 2001, respectively. The balances of loans included in mortgage loans receivable for)Tj -3 -16 TD 0.236 Tw (which an allowance has been recorded against interest receivable amounted to $119,376 and $70,038 as of June 30,)Tj 0 -16 TD 0 Tw (2002 and 2001, respectively)Tj 109.25 0 TD (.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -109.25 -32 TD (7. SUPPLEMENTAL MORTGAGES AND OTHER LOANS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.184 Tw (Certain projects have received supplemental mortgages and other loans from the Agency\325s General Fund and/or from)Tj T* 0.249 Tw (the 樱花视频 Bond and Housing Assistance Funds. An allowance for loan losses has not been provided on)Tj T* (supplemental mortgages funded from the State Bond and Housing Assistance Funds because the Agency is not obligat)Tj 0 Tw 461 0 TD (-)Tj -461 -16 TD 0.228 Tw (ed to repay the State until the projects repay the Agency)Tj 0 Tw 220 0 TD (.)Tj -220 -22 TD 0.249 Tw (The supplemental mortgages and other loans receivable as of June 30, 2002 and 2001 consisted of the following:)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (26)Tj ET 1 g 71.25 96.5 468 298 re f 71.25 96.5 468 298 re f 0.948 0.975 0.973 rg 72.25 374.25 256 19.25 re f 329.25 374.25 104 19.25 re f BT /F2 9 Tf 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 405.875 377.5 TD (2002)Tj ET 0.948 0.975 0.973 rg 434.25 374.25 104 19.25 re f BT 0.37 0.474 0.717 rg 512.125 377.5 TD (2001)Tj ET 0.948 0.975 0.973 rg 72.25 350.25 256 23 re f BT 0.37 0.474 0.717 rg 73.375 364.5 TD 0.251 Tw (Mortgage loans subject to subsidy contracts under Section 8 of)Tj 0 -10 TD (the United States Housing Act)Tj ET 0.948 0.975 0.973 rg 329.25 350.25 104 23 re f BT 0.37 0.474 0.717 rg 399.875 365.5 TD 0 Tw ($28,503 )Tj ET 0.948 0.975 0.973 rg 434.25 350.25 104 23 re f BT 0.37 0.474 0.717 rg 504.875 365.5 TD ($13,841)Tj ET 0.948 0.975 0.973 rg 72.25 327.25 256 22 re f BT 0.37 0.474 0.717 rg 73.375 341 TD 0.251 Tw (Mortgage loans subject to subsidy contracts under Section 236)Tj 0 -10 TD (of the National Housing Act)Tj ET 0.948 0.975 0.973 rg 329.25 327.25 104 22 re f BT 0.37 0.474 0.717 rg 404.875 341.5 TD 0 Tw (19,825)Tj ET 0.948 0.975 0.973 rg 434.25 327.25 104 22 re f BT 0.37 0.474 0.717 rg 509.875 341.5 TD (12,022)Tj ET 0.948 0.975 0.973 rg 72.25 306.75 256 19.5 re f BT 0.37 0.474 0.717 rg 73.375 314.25 TD (Agency supplemental mortgages)Tj ET 0.948 0.975 0.973 rg 329.25 306.75 104 19.5 re f BT 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 399.875 318.5 TD (183,176)Tj ET 0.948 0.975 0.973 rg 434.25 306.75 104 19.5 re f BT 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 504.875 318.5 TD (1)Tj 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 5 0 TD (26,026)Tj ET 0.948 0.975 0.973 rg 72.25 286.5 256 19.25 re f BT 0.37 0.474 0.717 rg 0.37 0.474 0.717 RG 73.375 293.75 TD (HUD supplemental mortgages)Tj ET 0.948 0.975 0.973 rg 329.25 286.5 104 19.25 re f BT 0.37 0.474 0.717 rg 417.375 298 TD (881 )Tj ET 0.948 0.975 0.973 rg 434.25 286.5 104 19.25 re f BT 0.37 0.474 0.717 rg 522.375 298 TD (881 )Tj ET 0.948 0.975 0.973 rg 72.25 266 256 19.5 re f BT 0.37 0.474 0.717 rg 73.375 273.5 TD (Loans to projects)Tj ET 0.948 0.975 0.973 rg 329.25 266 104 19.5 re f BT 0.37 0.474 0.717 rg 404.875 277.75 TD (10,334)Tj ET 0.948 0.975 0.973 rg 434.25 266 104 19.5 re f BT 0.37 0.474 0.717 rg 509.875 277.75 TD (11,723)Tj ET 0.948 0.975 0.973 rg 72.25 244 256 21 re f BT 0.37 0.474 0.717 rg 73.375 252.25 TD 0.252 Tw (樱花视频 supplemental mortgages)Tj ET 0.948 0.975 0.973 rg 329.25 244 104 21 re f BT 0.37 0.474 0.717 rg 404.875 257.25 TD 0 Tw (15,917)Tj ET 0.948 0.975 0.973 rg 434.25 244 104 21 re f BT 0.37 0.474 0.717 rg 509.875 257.25 TD (16,143)Tj ET 0.948 0.975 0.973 rg 72.25 217.25 256 25.75 re f BT 0.37 0.474 0.717 rg 73.375 227.75 TD (Other)Tj ET 0.948 0.975 0.973 rg 329.25 217.25 104 25.75 re f BT 0.37 0.474 0.717 rg 404.875 235.25 TD (53,428)Tj ET 1 g 382.25 230.25 49 1 re f 0.948 0.975 0.973 rg 434.25 217.25 104 25.75 re f BT 0.37 0.474 0.717 rg 509.875 235.25 TD (96,283)Tj ET 1 g 487.25 230.25 49 1 re f 0.948 0.975 0.973 rg 72.25 197 256 19.25 re f BT 0.37 0.474 0.717 rg 73.375 204.25 TD (T)Tj 4.25 0 TD (otal)Tj ET 0.948 0.975 0.973 rg 329.25 197 104 19.25 re f BT 0.37 0.474 0.717 rg 399.875 208.5 TD (312,064)Tj ET 0.948 0.975 0.973 rg 434.25 197 104 19.25 re f BT 0.37 0.474 0.717 rg 504.875 208.5 TD (276,919)Tj ET 0.948 0.975 0.973 rg 72.25 176.5 256 19.5 re f BT 0.37 0.474 0.717 rg 73.375 184 TD (Allowance for loan losses)Tj ET 0.948 0.975 0.973 rg 329.25 176.5 104 19.5 re f BT 0.37 0.474 0.717 rg 398.875 188.25 TD (\(82,935\))Tj ET 0.948 0.975 0.973 rg 434.25 176.5 104 19.5 re f BT 0.37 0.474 0.717 rg 503.875 188.25 TD (\(69,856\))Tj ET 0.948 0.975 0.973 rg 72.25 157 256 18.5 re f BT 0.37 0.474 0.717 rg 73.375 164 TD (Undisbursed supplemental mortgage proceeds)Tj ET 0.948 0.975 0.973 rg 329.25 157 104 18.5 re f BT 0.37 0.474 0.717 rg 398.875 167.75 TD (\(28,423\))Tj ET 1 g 382.25 162.75 49 1 re f 0.948 0.975 0.973 rg 434.25 157 104 18.5 re f BT 0.37 0.474 0.717 rg 503.875 167.75 TD (\(19,526\))Tj ET 1 g 487.25 162.75 49 1 re f 0.948 0.975 0.973 rg 72.25 138 256 18 re f BT 0.37 0.474 0.717 rg 73.375 144.75 TD 0.248 Tw (Supplemental mortgages and other loans receivable - net)Tj ET 0.948 0.975 0.973 rg 329.25 138 104 18 re f BT 0.37 0.474 0.717 rg 399.875 148.25 TD 0 Tw (200,706 )Tj ET 0.948 0.975 0.973 rg 434.25 138 104 18 re f BT 0.37 0.474 0.717 rg 499.875 148.25 TD ($187,537)Tj ET 0.948 0.975 0.973 rg 72.25 117.75 256 19.25 re f BT 0.37 0.474 0.717 rg 73.375 125.25 TD (Less cur)Tj 30.75 0 TD (r)Tj 3 0 TD (ent portion)Tj ET 0.948 0.975 0.973 rg 329.25 117.75 104 19.25 re f BT 0.37 0.474 0.717 rg 403.875 129.25 TD (\(3,545\))Tj ET 1 g 382.25 124.25 49 1 re f 0.948 0.975 0.973 rg 434.25 117.75 104 19.25 re f 72.25 97.5 256 19.25 re f BT 0.37 0.474 0.717 rg 73.375 104.75 TD (Long-term portion)Tj ET 0.948 0.975 0.973 rg 329.25 97.5 104 19.25 re f BT 0.37 0.474 0.717 rg 394.875 109 TD ($197,161)Tj ET 1 g q 49 0 0 3 382.25 104 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 434.25 97.5 104 19.25 re f 71.25 96.5 1 298 re f 328.25 96.5 1 298 re f 433.25 96.5 1 298 re f 538.25 96.5 1 298 re f 71.25 393.5 468 1 re f 71.25 373.25 468 1 re f 71.25 349.25 468 1 re f 71.25 326.25 468 1 re f 71.25 305.75 468 1 re f 71.25 285.5 468 1 re f 71.25 265 468 1 re f 71.25 243 468 1 re f 71.25 216.25 468 1 re f 71.25 196 468 1 re f 71.25 175.5 468 1 re f 71.25 156 468 1 re f 71.25 137 468 1 re f 71.25 116.75 468 1 re f 71.25 96.5 468 1 re f Q endstream endobj 113 0 obj 8262 endobj 111 0 obj << /Type /Page /Parent 102 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 112 0 R >> endobj 115 0 obj << /Length 116 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0 Tw (8. PROPERTY, PLANT AND EQUIPMENT)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.179 Tw (Property, plant and equipment as of June 30, 2002 and 2001 is summarized as follows:)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -256 TD 0 Tw (9. BONDS AND OBLIGATIONS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.235 Tw (The Agency obtains funds to finance its operations through the sale of bonds and other obligations. Interest on)Tj T* 0.203 Tw (Agency bonds and obligations is payable quarterly or semi-annually. Amounts used to fund financing are generated by)Tj T* 0.186 Tw (the Agency from interest earned on mortgage loans, home improvement loans and investments. Generally, bond prin)Tj 0 Tw 458.5 0 TD (-)Tj -458.5 -16 TD 0.197 Tw (cipal is due in annual or semi-annual installments. Term bonds are subject to redemption by application of sinking fund)Tj 0 -16 TD 0.236 Tw (installments. Pursuant to the related bond and obligation resolutions, the Agency has authorized and issued as of June)Tj T* 0.25 Tw (30, 2002 the following bonds and obligations:)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG T* 0 Tw (Single-Family Component - )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 298.625 25.5 TD (27)Tj ET 1 g 71.25 494.25 468 232 re f 71.25 494.25 468 232 re f 0.948 0.975 0.973 rg 72.25 706 174.5 19.25 re f 247.75 706 96.25 19.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 318.875 709.25 TD (2002)Tj ET 0.948 0.975 0.973 rg 345 706 96 19.25 re f BT 0.348 0.464 0.64 rg 417.375 709.25 TD (2001)Tj ET 0.948 0.975 0.973 rg 442 706 96.25 19.25 re f BT 0.348 0.464 0.64 rg 447.125 709.25 TD (Estimated Useful Lives)Tj ET 0.948 0.975 0.973 rg 72.25 682 174.5 23 re f BT 0.348 0.464 0.64 rg 73.375 691.25 TD (Land)Tj ET 0.948 0.975 0.973 rg 247.75 682 96.25 23 re f BT 0.348 0.464 0.64 rg 315.625 697.25 TD ($2,416)Tj ET 0.948 0.975 0.973 rg 345 682 96 23 re f BT 0.348 0.464 0.64 rg 412.625 697.25 TD ($2,367)Tj ET 0.948 0.975 0.973 rg 442 682 96.25 23 re f 72.25 659 174.5 22 re f BT 0.348 0.464 0.64 rg 73.375 667.75 TD (Leasehold improvements)Tj ET 0.948 0.975 0.973 rg 247.75 659 96.25 22 re f BT 0.348 0.464 0.64 rg 328.125 673.25 TD (165)Tj ET 0.948 0.975 0.973 rg 345 659 96 22 re f BT 0.348 0.464 0.64 rg 425.125 673.25 TD (165)Tj ET 0.948 0.975 0.973 rg 442 659 96.25 22 re f BT 0.348 0.464 0.64 rg 509.625 673.25 TD (2 years)Tj ET 0.948 0.975 0.973 rg 72.25 638.5 174.5 19.5 re f BT 0.348 0.464 0.64 rg 73.375 646 TD (Buildings and building improvements)Tj ET 0.948 0.975 0.973 rg 247.75 638.5 96.25 19.5 re f BT 0.348 0.464 0.64 rg 315.625 650.25 TD (18,093)Tj ET 0.948 0.975 0.973 rg 345 638.5 96 19.5 re f BT 0.348 0.464 0.64 rg 412.625 650.25 TD (12,207)Tj ET 0.948 0.975 0.973 rg 442 638.5 96.25 19.5 re f BT 0.348 0.464 0.64 rg 504.625 650.25 TD (25 years)Tj ET 0.948 0.975 0.973 rg 72.25 618.25 174.5 19.25 re f BT 0.348 0.464 0.64 rg 73.375 625.75 TD (Automobiles)Tj ET 0.948 0.975 0.973 rg 247.75 618.25 96.25 19.25 re f BT 0.348 0.464 0.64 rg 328.125 629.75 TD (320)Tj ET 0.948 0.975 0.973 rg 345 618.25 96 19.25 re f BT 0.348 0.464 0.64 rg 425.125 629.75 TD (327)Tj ET 0.948 0.975 0.973 rg 442 618.25 96.25 19.25 re f BT 0.348 0.464 0.64 rg 509.625 629.75 TD (3 years)Tj ET 0.948 0.975 0.973 rg 72.25 598 174.5 19.25 re f BT 0.348 0.464 0.64 rg 73.375 605.25 TD (Machinery and equipment)Tj ET 0.948 0.975 0.973 rg 247.75 598 96.25 19.25 re f BT 0.348 0.464 0.64 rg 320.625 609.5 TD (2,448)Tj ET 0.948 0.975 0.973 rg 345 598 96 19.25 re f BT 0.348 0.464 0.64 rg 417.625 609.5 TD (2,574)Tj ET 0.948 0.975 0.973 rg 442 598 96.25 19.25 re f BT 0.348 0.464 0.64 rg 501.125 609.5 TD (3-5 years)Tj ET 0.948 0.975 0.973 rg 72.25 575.75 174.5 21.25 re f BT 0.348 0.464 0.64 rg 73.375 584 TD (Furniture and fixtures)Tj ET 0.948 0.975 0.973 rg 247.75 575.75 96.25 21.25 re f BT 0.348 0.464 0.64 rg 328.125 589.25 TD (409)Tj ET 0.948 0.975 0.973 rg 345 575.75 96 21.25 re f BT 0.348 0.464 0.64 rg 417.625 589.25 TD (1,882)Tj ET 0.948 0.975 0.973 rg 442 575.75 96.25 21.25 re f BT 0.348 0.464 0.64 rg 509.625 589.25 TD (5 years)Tj ET 0.948 0.975 0.973 rg 72.25 555.25 174.5 19.5 re f BT 0.348 0.464 0.64 rg 73.375 562.75 TD (Construction in progress)Tj ET 0.948 0.975 0.973 rg 247.75 555.25 96.25 19.5 re f 1 g 293 564.5 49 1 re f 0.948 0.975 0.973 rg 345 555.25 96 19.5 re f BT 0.348 0.464 0.64 rg 417.625 567 TD (5,814)Tj ET 1 g 390 562 49 1 re f 0.948 0.975 0.973 rg 442 555.25 96.25 19.5 re f 72.25 535 174.5 19.25 re f 247.75 535 96.25 19.25 re f BT 0.348 0.464 0.64 rg 315.625 546.5 TD (23,851)Tj ET 0.948 0.975 0.973 rg 345 535 96 19.25 re f BT 0.348 0.464 0.64 rg 412.625 546.5 TD (25,336)Tj ET 0.948 0.975 0.973 rg 442 535 96.25 19.25 re f 72.25 514.75 174.5 19.25 re f BT 0.348 0.464 0.64 rg 73.375 522 TD (Less accumulated depreciation)Tj ET 0.948 0.975 0.973 rg 247.75 514.75 96.25 19.25 re f BT 0.348 0.464 0.64 rg 314.625 526.25 TD (\(6,548\))Tj ET 1 g 293 521.25 49 1 re f 0.948 0.975 0.973 rg 345 514.75 96 19.25 re f BT 0.348 0.464 0.64 rg 411.625 526.25 TD (\(6,744\))Tj ET 1 g 390 521.25 49 1 re f 0.948 0.975 0.973 rg 442 514.75 96.25 19.25 re f 72.25 495.25 174.5 18.5 re f BT 0.348 0.464 0.64 rg 73.375 502.25 TD (Property, plant, and equipment - net)Tj ET 0.948 0.975 0.973 rg 247.75 495.25 96.25 18.5 re f BT 0.348 0.464 0.64 rg 310.625 506 TD ($17,303)Tj ET 1 g q 49 0 0 3 293 501 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 345 495.25 96 18.5 re f BT 0.348 0.464 0.64 rg 407.625 506 TD ($18,592)Tj ET 1 g q 49 0 0 3 390 501 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 442 495.25 96.25 18.5 re f 71.25 494.25 1 232 re f 246.75 494.25 1 232 re f 344 494.25 1 232 re f 441 494.25 1 232 re f 538.25 494.25 1 232 re f 71.25 725.25 468 1 re f 71.25 705 468 1 re f 71.25 681 468 1 re f 71.25 658 468 1 re f 71.25 637.5 468 1 re f 71.25 617.25 468 1 re f 71.25 597 468 1 re f 71.25 574.75 468 1 re f 71.25 554.25 468 1 re f 71.25 534 468 1 re f 71.25 513.75 468 1 re f 71.25 494.25 468 1 re f 1 g 72.25 258.25 469.75 84.75 re f 72.25 258.25 469.75 84.75 re f 0.948 0.975 0.973 rg 73.25 301.5 128.5 40.5 re f 202.75 301.5 56 40.5 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 212.875 324.5 TD (Net bonds )Tj -2.5 -10 TD (outstanding)Tj -4.25 -10 TD (June 30, 2001)Tj ET 0.948 0.975 0.973 rg 259.75 301.5 55.75 40.5 re f BT 0.348 0.464 0.64 rg 261.375 314.5 TD (Matured/called)Tj 7.5 -10 TD (/redeemed)Tj ET 0.948 0.975 0.973 rg 316.5 301.5 53.75 40.5 re f BT 0.348 0.464 0.64 rg 332.875 304.5 TD (Issued)Tj ET 0.948 0.975 0.973 rg 371.25 301.5 56 40.5 re f BT 0.348 0.464 0.64 rg 375.875 334.5 TD (Net Accretion)Tj 11.5 -10 TD (Capital)Tj -9.75 -10 TD (Appreciation)Tj 11.25 -10 TD (bonds)Tj ET 0.948 0.975 0.973 rg 428.25 301.5 56 40.5 re f BT 0.348 0.464 0.64 rg 431.625 324.5 TD [ (N)4 (et)21 ( )-3 (C)11 (h)-6 (an)25 (g)25 (e )-3 (i)3 (n)] TJ 3 -10 TD -2.348 Tw (U n a m o rt i z e d)Tj 0 Tw -2.25 -10 TD [ (b)25 (o)25 (n)-6 (d)25 ( )-35 (d)25 (i)3 (s)14 (c)7 (o)25 (u)-6 (n)25 (t)] TJ ET 0.948 0.975 0.973 rg 485.25 301.5 55.75 40.5 re f BT 0.348 0.464 0.64 rg 495.375 324.5 TD (Net bonds )Tj -2.5 -10 TD (outstanding)Tj -4.25 -10 TD (June 30, 2002)Tj ET 0.948 0.975 0.973 rg 73.25 259.25 128.5 41.25 re f BT 0.348 0.464 0.64 rg 74.375 293.5 TD (Home buyer revenue bonds, 3.70%)Tj 0 -10 TD 0.222 Tw (to 7.90%, due 2002 to 2031)Tj ET 0.948 0.975 0.973 rg 202.75 259.25 56 41.25 re f BT 0.348 0.464 0.64 rg 217.625 293.5 TD 0 Tw ($1,457,215)Tj ET 1 g q 49 0 0 3 207.75 288.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 259.75 259.25 55.75 41.25 re f BT 0.348 0.464 0.64 rg 281.375 293.5 TD ($133,800)Tj ET 1 g q 49 0 0 3 264.5 288.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 316.5 259.25 53.75 41.25 re f BT 0.348 0.464 0.64 rg 334.875 293.5 TD ($-)Tj ET 1 g q 49 0 0 3 319.25 288.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 371.25 259.25 56 41.25 re f BT 0.348 0.464 0.64 rg 389.625 293.5 TD ($-)Tj ET 1 g q 49 0 0 3 376.25 288.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 428.25 259.25 56 41.25 re f BT 0.348 0.464 0.64 rg 444.125 293.5 TD ($-)Tj ET 1 g q 49.25 0 0 3 433 288.5 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q 0.948 0.975 0.973 rg 485.25 259.25 55.75 41.25 re f BT 0.348 0.464 0.64 rg 500.125 293.5 TD ($1,323,415)Tj ET 1 g q 49 0 0 3 490 288.5 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 258.25 1 84.75 re f 201.75 258.25 1 84.75 re f 258.75 258.25 1 84.75 re f 315.5 258.25 1 84.75 re f 370.25 258.25 1 84.75 re f 427.25 258.25 1 84.75 re f 484.25 258.25 1 84.75 re f 541 258.25 1 84.75 re f 72.25 342 469.75 1 re f 72.25 300.5 469.75 1 re f 72.25 258.25 469.75 1 re f Q endstream endobj 116 0 obj 9469 endobj 114 0 obj << /Type /Page /Parent 102 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 115 0 R >> endobj 118 0 obj << /Length 119 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0 Tw (Multi-Family Component - )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 298.625 25.5 TD (28)Tj ET 1 g 71.25 109.75 468 634 re f 71.25 109.75 468 634 re f 0.948 0.975 0.973 rg 72.25 697.25 121.25 45.5 re f 194.5 697.25 56.5 45.5 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 204.875 720.25 TD (Net bonds )Tj -2.5 -10 TD (outstanding)Tj -4.25 -10 TD (June 30, 2001)Tj ET 0.948 0.975 0.973 rg 252 697.25 56.25 45.5 re f BT 0.348 0.464 0.64 rg 253.875 710.25 TD (Matured/called)Tj 7.5 -10 TD (/redeemed)Tj ET 0.948 0.975 0.973 rg 309.25 697.25 56.5 45.5 re f BT 0.348 0.464 0.64 rg 327.125 700.25 TD (Issued)Tj ET 0.948 0.975 0.973 rg 366.75 697.25 56.5 45.5 re f BT 0.348 0.464 0.64 rg 371.625 730.25 TD (Net Accretion)Tj 11.5 -10 TD (Capital)Tj -9.75 -10 TD (Appreciation)Tj 11.25 -10 TD (bonds)Tj ET 0.948 0.975 0.973 rg 424.25 697.25 56.5 45.5 re f BT 0.348 0.464 0.64 rg 428.125 720.25 TD [ (N)35 (et)21 ( )-35 (C)11 (h)25 (an)25 (g)-6 (e)31 ( )-35 (i)35 (n)] TJ 2.75 -10 TD -2.32 Tw (U n a m o rt i z e d)Tj 0 Tw -2.25 -10 TD [ (b)25 (o)-6 (n)25 (d)25 ( )-35 (d)25 (i)3 (s)14 (c)7 (o)25 (u)-6 (n)25 (t)] TJ ET 0.948 0.975 0.973 rg 481.75 697.25 56.5 45.5 re f BT 0.348 0.464 0.64 rg 492.125 720.25 TD (Net bonds )Tj -2.5 -10 TD (outstanding)Tj -4.25 -10 TD (June 30, 2002)Tj ET 0.948 0.975 0.973 rg 72.25 686.25 466 10 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 689.25 TD (General housing loan bonds*)Tj ET 0.948 0.975 0.973 rg 72.25 661.25 121.25 24 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 678.25 TD 0.222 Tw (1970 SERIES A, 4.50%, due 2002)Tj 0 -10 TD 0 Tw (to 2019)Tj ET 0.948 0.975 0.973 rg 194.5 661.25 56.5 24 re f BT 0.348 0.464 0.64 rg 225.625 678.25 TD ($3,220 )Tj ET 0.948 0.975 0.973 rg 252 661.25 56.25 24 re f BT 0.348 0.464 0.64 rg 294.125 678.25 TD (110 )Tj ET 0.948 0.975 0.973 rg 309.25 661.25 56.5 24 re f BT 0.348 0.464 0.64 rg 327.625 678.25 TD 0.222 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 366.75 661.25 56.5 24 re f BT 0.348 0.464 0.64 rg 385.125 678.25 TD ($ - )Tj ET 0.948 0.975 0.973 rg 424.25 661.25 56.5 24 re f BT 0.348 0.464 0.64 rg 442.375 678.25 TD ($ -)Tj ET 0.948 0.975 0.973 rg 481.75 661.25 56.5 24 re f BT 0.348 0.464 0.64 rg 512.875 678.25 TD 0 Tw ($3,110 )Tj ET 0.948 0.975 0.973 rg 72.25 635.25 121.25 25 re f BT 0.348 0.464 0.64 rg 73.375 653.25 TD 0.222 Tw (1971 SERIES A, 5.30% to 5.40%,)Tj 0 -10 TD 0 Tw (due 2002 to 2019)Tj ET 0.948 0.975 0.973 rg 194.5 635.25 56.5 25 re f BT 0.348 0.464 0.64 rg 225.625 653.25 TD (24,945 )Tj ET 0.948 0.975 0.973 rg 252 635.25 56.25 25 re f BT 0.348 0.464 0.64 rg 287.375 653.25 TD (1,175)Tj ET 0.948 0.975 0.973 rg 309.25 635.25 56.5 25 re f BT 0.348 0.464 0.64 rg 349.625 653.25 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 635.25 56.5 25 re f BT 0.348 0.464 0.64 rg 409.375 653.25 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 635.25 56.5 25 re f BT 0.348 0.464 0.64 rg 466.875 653.25 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 635.25 56.5 25 re f BT 0.348 0.464 0.64 rg 512.875 653.25 TD (23,770)Tj ET 0.948 0.975 0.973 rg 72.25 610.25 121.25 24 re f BT 0.348 0.464 0.64 rg 73.375 627.25 TD 0.222 Tw (1972 SERIES A, 5.70% to 5.80%,)Tj 0 -10 TD 0 Tw (due 2002 to 2021)Tj ET 0.948 0.975 0.973 rg 194.5 610.25 56.5 24 re f BT 0.348 0.464 0.64 rg 225.625 627.25 TD (33,595)Tj ET 0.948 0.975 0.973 rg 252 610.25 56.25 24 re f BT 0.348 0.464 0.64 rg 287.375 627.25 TD (1,485)Tj ET 0.948 0.975 0.973 rg 309.25 610.25 56.5 24 re f BT 0.348 0.464 0.64 rg 349.625 627.25 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 610.25 56.5 24 re f BT 0.348 0.464 0.64 rg 409.375 627.25 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 610.25 56.5 24 re f BT 0.348 0.464 0.64 rg 466.875 627.25 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 610.25 56.5 24 re f BT 0.348 0.464 0.64 rg 512.875 627.25 TD (32,110)Tj ET 0.948 0.975 0.973 rg 72.25 586.25 121.25 23 re f BT 0.348 0.464 0.64 rg 73.375 602.25 TD 0.222 Tw (1972 SERIES B, 5.20% to 5.25%,)Tj 0 -10 TD 0 Tw (due 2002 to 2021)Tj ET 0.948 0.975 0.973 rg 194.5 586.25 56.5 23 re f BT 0.348 0.464 0.64 rg 225.625 602.25 TD (34,175)Tj ET 1 g 200 597.25 49 1 re f 0.948 0.975 0.973 rg 252 586.25 56.25 23 re f BT 0.348 0.464 0.64 rg 287.375 602.25 TD (1,035)Tj ET 1 g 257.25 597.25 49 1 re f 0.948 0.975 0.973 rg 309.25 586.25 56.5 23 re f BT 0.348 0.464 0.64 rg 352.125 602.25 TD (-)Tj ET 1 g 314.75 597.25 49 1 re f 0.948 0.975 0.973 rg 366.75 586.25 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 602.25 TD (-)Tj ET 1 g 372.25 597.25 49 1 re f 0.948 0.975 0.973 rg 424.25 586.25 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 602.25 TD (-)Tj ET 1 g 429.75 597.25 49 1 re f 0.948 0.975 0.973 rg 481.75 586.25 56.5 23 re f BT 0.348 0.464 0.64 rg 512.875 602.25 TD (33,140)Tj ET 1 g 487 597.25 49.25 1 re f 0.948 0.975 0.973 rg 72.25 568.5 121.25 16.75 re f 194.5 568.5 56.5 16.75 re f BT 0.348 0.464 0.64 rg 225.625 578.25 TD (95,935)Tj ET 1 g 200 573.25 49 1 re f 0.948 0.975 0.973 rg 252 568.5 56.25 16.75 re f BT 0.348 0.464 0.64 rg 287.375 578.25 TD (3,805)Tj ET 1 g 257.25 573.25 49 1 re f 0.948 0.975 0.973 rg 309.25 568.5 56.5 16.75 re f BT 0.348 0.464 0.64 rg 352.125 578.25 TD (-)Tj ET 1 g 314.75 573.25 49 1 re f 0.948 0.975 0.973 rg 366.75 568.5 56.5 16.75 re f BT 0.348 0.464 0.64 rg 409.375 578.25 TD (-)Tj ET 1 g 372.25 573.25 49 1 re f 0.948 0.975 0.973 rg 424.25 568.5 56.5 16.75 re f BT 0.348 0.464 0.64 rg 466.875 578.25 TD (-)Tj ET 1 g 429.75 573.25 49 1 re f 0.948 0.975 0.973 rg 481.75 568.5 56.5 16.75 re f BT 0.348 0.464 0.64 rg 512.875 578.25 TD (92,130 )Tj ET 1 g 487 573.25 49.25 1 re f 0.948 0.975 0.973 rg 72.25 557.5 466 10 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 560.5 TD (Section 8 bonds*)Tj ET 0.948 0.975 0.973 rg 72.25 533.75 121.25 22.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 549.5 TD 0.222 Tw (1991 SERIES A, 6.00% to 7.10%,)Tj 0 -10 TD 0 Tw (due 2001 to 2012)Tj ET 0.948 0.975 0.973 rg 194.5 533.75 56.5 22.75 re f BT 0.348 0.464 0.64 rg 225.625 549.5 TD (63,885)Tj ET 0.948 0.975 0.973 rg 252 533.75 56.25 22.75 re f BT 0.348 0.464 0.64 rg 283.125 549.5 TD (63,885)Tj ET 0.948 0.975 0.973 rg 309.25 533.75 56.5 22.75 re f BT 0.348 0.464 0.64 rg 349.625 549.5 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 533.75 56.5 22.75 re f BT 0.348 0.464 0.64 rg 409.375 549.5 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 533.75 56.5 22.75 re f BT 0.348 0.464 0.64 rg 466.875 549.5 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 533.75 56.5 22.75 re f BT 0.348 0.464 0.64 rg 524.375 549.5 TD (-)Tj ET 0.948 0.975 0.973 rg 72.25 509.75 121.25 23 re f BT 0.348 0.464 0.64 rg 73.375 525.75 TD 0.222 Tw (1992 SERIES A, 7.55%, due 2002)Tj 0 -10 TD 0 Tw (to 2014)Tj ET 0.948 0.975 0.973 rg 194.5 509.75 56.5 23 re f BT 0.348 0.464 0.64 rg 230.125 525.75 TD (6,885)Tj ET 1 g 200 520.75 49 1 re f 0.948 0.975 0.973 rg 252 509.75 56.25 23 re f BT 0.348 0.464 0.64 rg 294.125 525.75 TD (315)Tj ET 1 g 257.25 520.75 49 1 re f 0.948 0.975 0.973 rg 309.25 509.75 56.5 23 re f BT 0.348 0.464 0.64 rg 352.125 525.75 TD (-)Tj ET 1 g 314.75 520.75 49 1 re f 0.948 0.975 0.973 rg 366.75 509.75 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 525.75 TD (-)Tj ET 1 g 372.25 520.75 49 1 re f 0.948 0.975 0.973 rg 424.25 509.75 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 525.75 TD (-)Tj ET 1 g 429.75 520.75 49 1 re f 0.948 0.975 0.973 rg 481.75 509.75 56.5 23 re f BT 0.348 0.464 0.64 rg 517.125 525.75 TD (6,570)Tj ET 1 g 487 520.75 49.25 1 re f 0.948 0.975 0.973 rg 72.25 488 121.25 20.75 re f 194.5 488 56.5 20.75 re f BT 0.348 0.464 0.64 rg 225.625 501.75 TD (70,770)Tj ET 1 g 200 496.75 49 1 re f 0.948 0.975 0.973 rg 252 488 56.25 20.75 re f BT 0.348 0.464 0.64 rg 283.125 501.75 TD (64,200)Tj ET 1 g 257.25 496.75 49 1 re f 0.948 0.975 0.973 rg 309.25 488 56.5 20.75 re f BT 0.348 0.464 0.64 rg 352.125 501.75 TD (-)Tj ET 1 g 314.75 496.75 49 1 re f 0.948 0.975 0.973 rg 366.75 488 56.5 20.75 re f BT 0.348 0.464 0.64 rg 409.375 501.75 TD (-)Tj ET 1 g 372.25 496.75 49 1 re f 0.948 0.975 0.973 rg 424.25 488 56.5 20.75 re f BT 0.348 0.464 0.64 rg 466.875 501.75 TD (-)Tj ET 1 g 429.75 496.75 49 1 re f 0.948 0.975 0.973 rg 481.75 488 56.5 20.75 re f BT 0.348 0.464 0.64 rg 517.125 501.75 TD (6,570)Tj ET 1 g 487 496.75 49.25 1 re f 0.948 0.975 0.973 rg 72.25 476.25 466 10.75 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 480 TD 0.206 Tw (Section 11\(b\) multi-family housing revenue bonds )Tj ET 0.948 0.975 0.973 rg 72.25 452.25 121.25 23 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 468.25 TD 0 Tw (1983 SERIES A \(Highview Terrace\))Tj 0 -10 TD (10.375%, due 2002 to 2025)Tj ET 0.948 0.975 0.973 rg 194.5 452.25 56.5 23 re f BT 0.348 0.464 0.64 rg 230.125 468.25 TD (2,910)Tj ET 1 g 200 463.25 49 1 re f 0.948 0.975 0.973 rg 252 452.25 56.25 23 re f BT 0.348 0.464 0.64 rg 298.625 468.25 TD (30)Tj ET 1 g q 49 0 0 3 257.25 463.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 309.25 452.25 56.5 23 re f BT 0.348 0.464 0.64 rg 352.125 468.25 TD (-)Tj ET 1 g 314.75 463.25 49 1 re f 0.948 0.975 0.973 rg 366.75 452.25 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 468.25 TD (-)Tj ET 1 g 372.25 463.25 49 1 re f 0.948 0.975 0.973 rg 424.25 452.25 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 468.25 TD (-)Tj ET 1 g 429.75 463.25 49 1 re f 0.948 0.975 0.973 rg 481.75 452.25 56.5 23 re f BT 0.348 0.464 0.64 rg 517.125 468.25 TD (2,880)Tj ET 1 g 487 463.25 49.25 1 re f 0.948 0.975 0.973 rg 72.25 441 466 10.25 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 444.25 TD (Multi-Family housing revenue)Tj ET 0.948 0.975 0.973 rg 72.25 417.25 121.25 22.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 433 TD (1985 SERIES I \(Roger Gardens\))Tj 0 -10 TD [ (9)56 (.)59 (6)56 (0)56 (%)63 ( )28 (t)52 (o)56 ( )28 (1)56 (1)56 (.)59 (4)56 (0)56 (%)63 (,)59 ( )28 (d)56 (u)56 (e)31 ( )28 (2)56 (0)56 (0)56 (1)56 ( )28 (t)83 (o)56 ( )28 (2)56 (0)56 (2)56 (6)] TJ ET 0.948 0.975 0.973 rg 194.5 417.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 230.125 433 TD (4,974)Tj ET 1 g 200 428 49 1 re f 0.948 0.975 0.973 rg 252 417.25 56.25 22.75 re f BT 0.348 0.464 0.64 rg 294.625 433 TD (-)Tj ET 1 g 257.25 428 49 1 re f 0.948 0.975 0.973 rg 309.25 417.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 352.125 433 TD (-)Tj ET 1 g 314.75 428 49 1 re f 0.948 0.975 0.973 rg 366.75 417.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 413.375 433 TD (47)Tj ET 1 g 372.25 428 49 1 re f 0.948 0.975 0.973 rg 424.25 417.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 466.875 433 TD (-)Tj ET 1 g 429.75 428 49 1 re f 0.948 0.975 0.973 rg 481.75 417.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 517.125 433 TD (4,927)Tj ET 1 g 487 428 49.25 1 re f 0.948 0.975 0.973 rg 72.25 406.25 466 10 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 409.25 TD (Multi-Family housing revenue)Tj ET 0.948 0.975 0.973 rg 72.25 375.25 121.25 30 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 398.25 TD (Bonds 1991 SERIES I \(Presidential)Tj 0 -10 TD (Plaza\))Tj T* [ (6)56 (.)28 (3)25 (0)25 (%)32 ( )-3 (t)52 (o)25 ( )-3 (7)25 (.)28 (0)25 (0)56 (%)32 (,)28 ( )-3 (d)25 (u)25 (e)31 ( )-3 (2)56 (0)25 (0)25 (2)25 ( )-3 (t)52 (o)25 ( )-3 (2)25 (0)56 (3)25 (0)] TJ ET 0.948 0.975 0.973 rg 194.5 375.25 56.5 30 re f BT 0.348 0.464 0.64 rg 221.125 398.25 TD (131,145)Tj ET 1 g 200 393.25 49 1 re f 0.948 0.975 0.973 rg 252 375.25 56.25 30 re f BT 0.348 0.464 0.64 rg 287.375 398.25 TD (1,565)Tj ET 1 g 257.25 393.25 49 1 re f 0.948 0.975 0.973 rg 309.25 375.25 56.5 30 re f BT 0.348 0.464 0.64 rg 352.125 398.25 TD (-)Tj ET 1 g 314.75 393.25 49 1 re f 0.948 0.975 0.973 rg 366.75 375.25 56.5 30 re f BT 0.348 0.464 0.64 rg 409.375 398.25 TD (-)Tj ET 1 g 372.25 393.25 49 1 re f 0.948 0.975 0.973 rg 424.25 375.25 56.5 30 re f BT 0.348 0.464 0.64 rg 466.875 398.25 TD (-)Tj ET 1 g 429.75 393.25 49 1 re f 0.948 0.975 0.973 rg 481.75 375.25 56.5 30 re f BT 0.348 0.464 0.64 rg 508.375 398.25 TD (129,580)Tj ET 1 g 487 393.25 49.25 1 re f 0.948 0.975 0.973 rg 72.25 363.75 466 10.5 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 367.25 TD (Rental housing revenue bonds*)Tj ET 0.948 0.975 0.973 rg 72.25 340 121.25 22.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 355.75 TD 0.222 Tw (1991 SERIES A, 6.50% to 7.25%,)Tj 0 -10 TD 0 Tw (due 2002 to 2022)Tj ET 0.948 0.975 0.973 rg 194.5 340 56.5 22.75 re f BT 0.348 0.464 0.64 rg 230.125 355.75 TD (6,925)Tj ET 0.948 0.975 0.973 rg 252 340 56.25 22.75 re f BT 0.348 0.464 0.64 rg 287.375 355.75 TD (6,925)Tj ET 0.948 0.975 0.973 rg 309.25 340 56.5 22.75 re f BT 0.348 0.464 0.64 rg 349.625 355.75 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 340 56.5 22.75 re f BT 0.348 0.464 0.64 rg 409.375 355.75 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 340 56.5 22.75 re f BT 0.348 0.464 0.64 rg 466.875 355.75 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 340 56.5 22.75 re f BT 0.348 0.464 0.64 rg 524.375 355.75 TD (-)Tj ET 0.948 0.975 0.973 rg 72.25 316 121.25 23 re f BT 0.348 0.464 0.64 rg 73.375 332 TD 0.222 Tw (1991 SERIES B, 6.40% to 6.75%,)Tj 0 -10 TD 0 Tw (due 2002 to 2022)Tj ET 0.948 0.975 0.973 rg 194.5 316 56.5 23 re f BT 0.348 0.464 0.64 rg 225.625 332 TD (13,032)Tj ET 0.948 0.975 0.973 rg 252 316 56.25 23 re f BT 0.348 0.464 0.64 rg 283.125 332 TD (13,032)Tj ET 0.948 0.975 0.973 rg 309.25 316 56.5 23 re f BT 0.348 0.464 0.64 rg 349.625 332 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 316 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 332 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 316 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 332 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 316 56.5 23 re f BT 0.348 0.464 0.64 rg 524.375 332 TD (-)Tj ET 0.948 0.975 0.973 rg 72.25 292.25 121.25 22.75 re f BT 0.348 0.464 0.64 rg 73.375 308 TD 0.222 Tw (1991 SERIES C, 6.50% to 7.10%,)Tj 0 -10 TD 0 Tw (due 2002 to 2022)Tj ET 0.948 0.975 0.973 rg 194.5 292.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 230.125 308 TD (2,360)Tj ET 0.948 0.975 0.973 rg 252 292.25 56.25 22.75 re f BT 0.348 0.464 0.64 rg 287.375 308 TD (2,360)Tj ET 0.948 0.975 0.973 rg 309.25 292.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 349.625 308 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 292.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 409.375 308 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 292.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 466.875 308 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 292.25 56.5 22.75 re f BT 0.348 0.464 0.64 rg 524.375 308 TD (-)Tj ET 0.948 0.975 0.973 rg 72.25 268.25 121.25 23 re f BT 0.348 0.464 0.64 rg 73.375 284.25 TD 0.222 Tw (1991 SERIES D, 8.40% to 9.25%,)Tj 0 -10 TD 0 Tw (due 2002 to 2022)Tj ET 0.948 0.975 0.973 rg 194.5 268.25 56.5 23 re f BT 0.348 0.464 0.64 rg 230.125 284.25 TD (5,085)Tj ET 0.948 0.975 0.973 rg 252 268.25 56.25 23 re f BT 0.348 0.464 0.64 rg 287.375 284.25 TD (5,085)Tj ET 0.948 0.975 0.973 rg 309.25 268.25 56.5 23 re f BT 0.348 0.464 0.64 rg 349.625 284.25 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 268.25 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 284.25 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 268.25 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 284.25 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 268.25 56.5 23 re f BT 0.348 0.464 0.64 rg 524.375 284.25 TD (-)Tj ET 0.948 0.975 0.973 rg 72.25 244.25 121.25 23 re f BT 0.348 0.464 0.64 rg 73.375 260.25 TD 0.222 Tw (1992 SERIES E, 8.15% to 9.00%,)Tj 0 -10 TD 0 Tw (due 2002 to 2024)Tj ET 0.948 0.975 0.973 rg 194.5 244.25 56.5 23 re f BT 0.348 0.464 0.64 rg 225.625 260.25 TD (11,844)Tj ET 1 g 200 255.25 49 1 re f 0.948 0.975 0.973 rg 252 244.25 56.25 23 re f BT 0.348 0.464 0.64 rg 294.125 260.25 TD (344)Tj ET 1 g 257.25 255.25 49 1 re f 0.948 0.975 0.973 rg 309.25 244.25 56.5 23 re f BT 0.348 0.464 0.64 rg 352.125 260.25 TD (-)Tj ET 1 g 314.75 255.25 49 1 re f 0.948 0.975 0.973 rg 366.75 244.25 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 260.25 TD (-)Tj ET 1 g 372.25 255.25 49 1 re f 0.948 0.975 0.973 rg 424.25 244.25 56.5 23 re f BT 0.348 0.464 0.64 rg 470.875 260.25 TD (45)Tj ET 1 g 429.75 255.25 49 1 re f 0.948 0.975 0.973 rg 481.75 244.25 56.5 23 re f BT 0.348 0.464 0.64 rg 512.875 260.25 TD (11,455)Tj ET 1 g 487 255.25 49.25 1 re f 0.948 0.975 0.973 rg 72.25 229.25 121.25 14 re f 194.5 229.25 56.5 14 re f BT 0.348 0.464 0.64 rg 225.625 236.25 TD (39,246 )Tj ET 1 g 200 231.25 49 1 re f 0.948 0.975 0.973 rg 252 229.25 56.25 14 re f BT 0.348 0.464 0.64 rg 283.125 236.25 TD (27,746)Tj ET 1 g 257.25 231.25 49 1 re f 0.948 0.975 0.973 rg 309.25 229.25 56.5 14 re f BT 0.348 0.464 0.64 rg 352.125 236.25 TD (-)Tj ET 1 g 314.75 231.25 49 1 re f 0.948 0.975 0.973 rg 366.75 229.25 56.5 14 re f BT 0.348 0.464 0.64 rg 409.375 236.25 TD (-)Tj ET 1 g 372.25 231.25 49 1 re f 0.948 0.975 0.973 rg 424.25 229.25 56.5 14 re f BT 0.348 0.464 0.64 rg 470.875 236.25 TD (45)Tj ET 1 g 429.75 231.25 49 1 re f 0.948 0.975 0.973 rg 481.75 229.25 56.5 14 re f BT 0.348 0.464 0.64 rg 512.875 236.25 TD (11,455)Tj ET 1 g 487 231.25 49.25 1 re f 0.948 0.975 0.973 rg 72.25 217.75 466 10.5 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 221.25 TD (Housing revenue bonds)Tj ET 0.948 0.975 0.973 rg 72.25 193.75 121.25 23 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 209.75 TD 0.222 Tw (1992 SERIES A, 6.40% to 6.95%,)Tj 0 -10 TD 0 Tw (due 2002 to 2015)Tj ET 0.948 0.975 0.973 rg 194.5 193.75 56.5 23 re f BT 0.348 0.464 0.64 rg 221.125 209.75 TD (106,370)Tj ET 0.948 0.975 0.973 rg 252 193.75 56.25 23 re f BT 0.348 0.464 0.64 rg 278.625 209.75 TD (106,370)Tj ET 0.948 0.975 0.973 rg 309.25 193.75 56.5 23 re f BT 0.348 0.464 0.64 rg 348.375 209.75 TD (-)Tj ET 0.948 0.975 0.973 rg 366.75 193.75 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 209.75 TD (-)Tj ET 0.948 0.975 0.973 rg 424.25 193.75 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 209.75 TD (-)Tj ET 0.948 0.975 0.973 rg 481.75 193.75 56.5 23 re f BT 0.348 0.464 0.64 rg 524.375 209.75 TD (-)Tj ET 0.948 0.975 0.973 rg 72.25 170 121.25 22.75 re f BT 0.348 0.464 0.64 rg 73.375 185.75 TD 0.222 Tw (1992 SERIES B, 6.30% to 6.40%,)Tj 0 -10 TD 0 Tw (due 2002 to 2020)Tj ET 0.948 0.975 0.973 rg 194.5 170 56.5 22.75 re f BT 0.348 0.464 0.64 rg 230.125 185.75 TD (3,335)Tj ET 1 g 200 180.75 49 1 re f 0.948 0.975 0.973 rg 252 170 56.25 22.75 re f BT 0.348 0.464 0.64 rg 287.375 185.75 TD (3,335)Tj ET 1 g 257.25 180.75 49 1 re f 0.948 0.975 0.973 rg 309.25 170 56.5 22.75 re f BT 0.348 0.464 0.64 rg 352.125 185.75 TD (-)Tj ET 1 g 314.75 180.75 49 1 re f 0.948 0.975 0.973 rg 366.75 170 56.5 22.75 re f BT 0.348 0.464 0.64 rg 409.375 185.75 TD (-)Tj ET 1 g 372.25 180.75 49 1 re f 0.948 0.975 0.973 rg 424.25 170 56.5 22.75 re f BT 0.348 0.464 0.64 rg 466.875 185.75 TD (-)Tj ET 1 g 429.75 180.75 49 1 re f 0.948 0.975 0.973 rg 481.75 170 56.5 22.75 re f BT 0.348 0.464 0.64 rg 524.375 185.75 TD (-)Tj ET 1 g 487 180.75 49.25 1 re f 0.948 0.975 0.973 rg 72.25 146 121.25 23 re f 194.5 146 56.5 23 re f BT 0.348 0.464 0.64 rg 221.125 162 TD (109,705)Tj ET 1 g 200 157 49 1 re f 0.948 0.975 0.973 rg 252 146 56.25 23 re f BT 0.348 0.464 0.64 rg 278.625 162 TD (109,705)Tj ET 1 g 257.25 157 49 1 re f 0.948 0.975 0.973 rg 309.25 146 56.5 23 re f BT 0.348 0.464 0.64 rg 352.125 162 TD (-)Tj ET 1 g 314.75 157 49 1 re f 0.948 0.975 0.973 rg 366.75 146 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 162 TD (-)Tj ET 1 g 372.25 157 49 1 re f 0.948 0.975 0.973 rg 424.25 146 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 162 TD (-)Tj ET 1 g 429.75 157 49 1 re f 0.948 0.975 0.973 rg 481.75 146 56.5 23 re f BT 0.348 0.464 0.64 rg 524.375 162 TD (-)Tj ET 1 g 487 157 49.25 1 re f 0.948 0.975 0.973 rg 72.25 134.75 466 10.25 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 138 TD [ (H)4 (o)25 (u)-6 (s)6 (i)-3 (n)-6 (g)-6 ( )-35 (r)20 (eve)1 (n)-6 (u)-6 (e )-3 (r)-11 (ef)-11 (u)25 (n)-6 (d)-6 (i)-3 (n)-6 (g)25 ( )-35 (b)-6 (o)-6 (n)-6 (d)25 (s)] TJ ET 0.948 0.975 0.973 rg 72.25 110.75 121.25 23 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 126.75 TD 0.222 Tw (1992 SERIES ONE, 6.0% to 6.7,)Tj 0 -10 TD 0 Tw (due 2002 to 2028)Tj ET 0.948 0.975 0.973 rg 194.5 110.75 56.5 23 re f BT 0.348 0.464 0.64 rg 221.125 126.75 TD (143,065)Tj ET 1 g 200 121.75 49 1 re f 0.948 0.975 0.973 rg 252 110.75 56.25 23 re f BT 0.348 0.464 0.64 rg 283.125 126.75 TD (12,215)Tj ET 1 g 257.25 121.75 49 1 re f 0.948 0.975 0.973 rg 309.25 110.75 56.5 23 re f BT 0.348 0.464 0.64 rg 352.125 126.75 TD (-)Tj ET 1 g 314.75 121.75 49 1 re f 0.948 0.975 0.973 rg 366.75 110.75 56.5 23 re f BT 0.348 0.464 0.64 rg 409.375 126.75 TD (-)Tj ET 1 g 372.25 121.75 49 1 re f 0.948 0.975 0.973 rg 424.25 110.75 56.5 23 re f BT 0.348 0.464 0.64 rg 466.875 126.75 TD (-)Tj ET 1 g 429.75 121.75 49 1 re f 0.948 0.975 0.973 rg 481.75 110.75 56.5 23 re f BT 0.348 0.464 0.64 rg 508.375 126.75 TD (130,850)Tj ET 1 g 487 121.75 49.25 1 re f 0.948 0.975 0.973 rg 71.25 109.75 1 634 re f 193.5 696.25 1 47.5 re f 193.5 567.5 1 118.75 re f 193.5 487 1 70.5 re f 193.5 451.25 1 25 re f 193.5 416.25 1 24.75 re f 193.5 374.25 1 32 re f 193.5 228.25 1 135.5 re f 193.5 145 1 72.75 re f 193.5 109.75 1 25 re f 251 696.25 1 47.5 re f 251 567.5 1 118.75 re f 251 487 1 70.5 re f 251 451.25 1 25 re f 251 416.25 1 24.75 re f 251 374.25 1 32 re f 251 228.25 1 135.5 re f 251 145 1 72.75 re f 251 109.75 1 25 re f 308.25 696.25 1 47.5 re f 308.25 567.5 1 118.75 re f 308.25 487 1 70.5 re f 308.25 451.25 1 25 re f 308.25 416.25 1 24.75 re f 308.25 374.25 1 32 re f 308.25 228.25 1 135.5 re f 308.25 145 1 72.75 re f 308.25 109.75 1 25 re f 365.75 696.25 1 47.5 re f 365.75 567.5 1 118.75 re f 365.75 487 1 70.5 re f 365.75 451.25 1 25 re f 365.75 416.25 1 24.75 re f 365.75 374.25 1 32 re f 365.75 228.25 1 135.5 re f 365.75 145 1 72.75 re f 365.75 109.75 1 25 re f 423.25 696.25 1 47.5 re f 423.25 567.5 1 118.75 re f 423.25 487 1 70.5 re f 423.25 451.25 1 25 re f 423.25 416.25 1 24.75 re f 423.25 374.25 1 32 re f 423.25 228.25 1 135.5 re f 423.25 145 1 72.75 re f 423.25 109.75 1 25 re f 480.75 696.25 1 47.5 re f 480.75 567.5 1 118.75 re f 480.75 487 1 70.5 re f 480.75 451.25 1 25 re f 480.75 416.25 1 24.75 re f 480.75 374.25 1 32 re f 480.75 228.25 1 135.5 re f 480.75 145 1 72.75 re f 480.75 109.75 1 25 re f 538.25 109.75 1 634 re f 71.25 742.75 468 1 re f 71.25 696.25 468 1 re f 71.25 685.25 468 1 re f 71.25 660.25 468 1 re f 71.25 634.25 468 1 re f 71.25 609.25 468 1 re f 71.25 585.25 468 1 re f 71.25 567.5 468 1 re f 71.25 556.5 468 1 re f 71.25 532.75 468 1 re f 71.25 508.75 468 1 re f 71.25 487 468 1 re f 71.25 475.25 468 1 re f 71.25 451.25 468 1 re f 71.25 440 468 1 re f 71.25 416.25 468 1 re f 71.25 405.25 468 1 re f 71.25 374.25 468 1 re f 71.25 362.75 468 1 re f 71.25 339 468 1 re f 71.25 315 468 1 re f 71.25 291.25 468 1 re f 71.25 267.25 468 1 re f 71.25 243.25 468 1 re f 71.25 228.25 468 1 re f 71.25 216.75 468 1 re f 71.25 192.75 468 1 re f 71.25 169 468 1 re f 71.25 145 468 1 re f 71.25 133.75 468 1 re f 71.25 109.75 468 1 re f Q endstream endobj 119 0 obj 23131 endobj 117 0 obj << /Type /Page /Parent 102 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 118 0 R >> endobj 122 0 obj << /Length 123 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (29)Tj ET 1 g 71.25 257.5 487.75 499.25 re f 71.25 257.5 487.75 499.25 re f 0.948 0.975 0.973 rg 72.25 696.5 196.25 59.25 re f 269.5 696.5 48.75 59.25 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 276.125 729.5 TD (Net bonds )Tj -2.5 -10 TD (outstanding)Tj 5.75 -10 TD (June 30,)Tj 5.75 -10 TD (2001)Tj ET 0.948 0.975 0.973 rg 319.25 696.5 49 59.25 re f BT 0.348 0.464 0.64 rg 327.375 719.5 TD (Matured/)Tj 5 -10 TD (called/)Tj -5.5 -10 TD (r)Tj 2.5 0 TD (edeemed)Tj ET 0.948 0.975 0.973 rg 369.25 696.5 45.25 59.25 re f BT 0.348 0.464 0.64 rg 381.375 699.5 TD (Issued)Tj ET 0.948 0.975 0.973 rg 415.5 696.5 42.75 59.25 re f BT 0.348 0.464 0.64 rg 430.875 739.5 TD (Net)Tj -10 -10 TD (Accretion)Tj 4 -10 TD (Capital)Tj -7.25 -10 TD -2.724 Tw (A p p re c i a t i o n)Tj 9 -10 TD 0 Tw (bonds)Tj ET 0.948 0.975 0.973 rg 459.25 696.5 48.75 59.25 re f BT 0.348 0.464 0.64 rg 463.375 739.5 TD [ (N)4 (e)31 (t)-11 ( )-3 (C)11 (h)25 (an)-6 (g)25 (e)] TJ 17.25 -10 TD -2.312 Tw (i n)Tj -18.75 -10 TD -2.32 Tw (U n a m o rt i z e d)Tj 0 Tw 13 -10 TD [ (b)-6 (o)25 (n)-6 (d)25 ( )] TJ -5.25 -10 TD -2.312 Tw (d i s c o u n t)Tj ET 0.948 0.975 0.973 rg 509 696.5 49 59.25 re f BT 0.348 0.464 0.64 rg 515.875 729.5 TD 0 Tw (Net bonds )Tj -2.75 -10 TD (outstanding)Tj 6 -10 TD (June 30,)Tj 5.75 -10 TD (2002)Tj ET 0.948 0.975 0.973 rg 72.25 683.25 196.25 12.25 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 688.5 TD (Multi-Family housing revenue bonds)Tj ET 0.948 0.975 0.973 rg 269.5 683.25 288.5 12.25 re f 72.25 668.5 196.25 13.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 73.375 675.25 TD 0.222 Tw (1995 SERIES A, 4.85% to 6.05%, due 2002 to 2030)Tj ET 0.948 0.975 0.973 rg 269.5 668.5 48.75 13.75 re f BT 0.348 0.464 0.64 rg 284.125 675.25 TD 0 Tw ($147,135)Tj ET 0.948 0.975 0.973 rg 319.25 668.5 49 13.75 re f BT 0.348 0.464 0.64 rg 342.875 675.25 TD ($7,870 )Tj ET 0.948 0.975 0.973 rg 369.25 668.5 45.25 13.75 re f BT 0.348 0.464 0.64 rg 385.125 675.25 TD ($ -)Tj ET 0.948 0.975 0.973 rg 415.5 668.5 42.75 13.75 re f BT 0.348 0.464 0.64 rg 431.375 675.25 TD ($ -)Tj ET 0.948 0.975 0.973 rg 459.25 668.5 48.75 13.75 re f BT 0.348 0.464 0.64 rg 474.875 675.25 TD 0.222 Tw ($ -)Tj ET 0.948 0.975 0.973 rg 509 668.5 49 13.75 re f BT 0.348 0.464 0.64 rg 523.875 675.25 TD 0 Tw ($139,265)Tj ET 0.948 0.975 0.973 rg 72.25 653.25 196.25 14.25 re f BT 0.348 0.464 0.64 rg 73.375 660.5 TD 0.222 Tw (1995 SERIES B, 4.90% to 6.20%, due 2002 to 2020)Tj ET 0.948 0.975 0.973 rg 269.5 653.25 48.75 14.25 re f BT 0.348 0.464 0.64 rg 297.375 660.5 TD 0 Tw (6,680)Tj ET 0.948 0.975 0.973 rg 319.25 653.25 49 14.25 re f BT 0.348 0.464 0.64 rg 354.125 660.5 TD (195)Tj ET 0.948 0.975 0.973 rg 369.25 653.25 45.25 14.25 re f BT 0.348 0.464 0.64 rg 400.375 660.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 653.25 42.75 14.25 re f BT 0.348 0.464 0.64 rg 445.125 660.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 653.25 48.75 14.25 re f BT 0.348 0.464 0.64 rg 491.875 660.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 653.25 49 14.25 re f BT 0.348 0.464 0.64 rg 537.125 660.5 TD (6,485)Tj ET 0.948 0.975 0.973 rg 72.25 638.75 196.25 13.5 re f BT 0.348 0.464 0.64 rg 73.375 645.25 TD 0.222 Tw (1995 SERIES C, 7.25%, due 2002 to 2012)Tj ET 0.948 0.975 0.973 rg 269.5 638.75 48.75 13.5 re f BT 0.348 0.464 0.64 rg 297.375 645.25 TD 0 Tw (2,045)Tj ET 0.948 0.975 0.973 rg 319.25 638.75 49 13.5 re f BT 0.348 0.464 0.64 rg 354.125 645.25 TD (120)Tj ET 0.948 0.975 0.973 rg 369.25 638.75 45.25 13.5 re f BT 0.348 0.464 0.64 rg 400.375 645.25 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 638.75 42.75 13.5 re f BT 0.348 0.464 0.64 rg 445.125 645.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 638.75 48.75 13.5 re f BT 0.348 0.464 0.64 rg 491.875 645.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 638.75 49 13.5 re f BT 0.348 0.464 0.64 rg 537.125 645.25 TD (1,925)Tj ET 0.948 0.975 0.973 rg 72.25 624.5 196.25 13.25 re f BT 0.348 0.464 0.64 rg 73.375 630.75 TD 0.222 Tw (1996 SERIES A, 5.00% to 6.25%, due 2002 to 2028)Tj ET 0.948 0.975 0.973 rg 269.5 624.5 48.75 13.25 re f BT 0.348 0.464 0.64 rg 293.125 630.75 TD 0 Tw (27,220)Tj ET 0.948 0.975 0.973 rg 319.25 624.5 49 13.25 re f BT 0.348 0.464 0.64 rg 354.125 630.75 TD (440)Tj ET 0.948 0.975 0.973 rg 369.25 624.5 45.25 13.25 re f BT 0.348 0.464 0.64 rg 400.375 630.75 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 624.5 42.75 13.25 re f BT 0.348 0.464 0.64 rg 445.125 630.75 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 624.5 48.75 13.25 re f BT 0.348 0.464 0.64 rg 491.875 630.75 TD (-)Tj ET 0.948 0.975 0.973 rg 509 624.5 49 13.25 re f BT 0.348 0.464 0.64 rg 532.625 630.75 TD (26,780)Tj ET 0.948 0.975 0.973 rg 72.25 610.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 616.5 TD 0.222 Tw (1996 SERIES B, 7.33% to 8.37%, due 2002 to 2028)Tj ET 0.948 0.975 0.973 rg 269.5 610.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 616.5 TD 0 Tw (15,015)Tj ET 0.948 0.975 0.973 rg 319.25 610.5 49 13 re f BT 0.348 0.464 0.64 rg 354.125 616.5 TD (610)Tj ET 0.948 0.975 0.973 rg 369.25 610.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 616.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 610.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 616.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 610.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 616.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 610.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 616.5 TD (14,405)Tj ET 0.948 0.975 0.973 rg 72.25 596.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 602.5 TD 0.222 Tw (1997 SERIES A, 4.25% to 5.65%, due 2002 to 2040)Tj ET 0.948 0.975 0.973 rg 269.5 596.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 602.5 TD 0 Tw (69,550)Tj ET 0.948 0.975 0.973 rg 319.25 596.5 49 13 re f BT 0.348 0.464 0.64 rg 347.375 602.5 TD (1,755)Tj ET 0.948 0.975 0.973 rg 369.25 596.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 602.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 596.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 602.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 596.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 602.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 596.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 602.5 TD (67,795)Tj ET 0.948 0.975 0.973 rg 72.25 582.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 588.5 TD 0.222 Tw (1997 SERIES B, 4.10% to 5.40%, due 2002 to 2028)Tj ET 0.948 0.975 0.973 rg 269.5 582.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 588.5 TD 0 Tw (11,365)Tj ET 0.948 0.975 0.973 rg 319.25 582.5 49 13 re f BT 0.348 0.464 0.64 rg 354.125 588.5 TD (190)Tj ET 0.948 0.975 0.973 rg 369.25 582.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 588.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 582.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 588.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 582.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 588.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 582.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 588.5 TD (11,175)Tj ET 0.948 0.975 0.973 rg 72.25 568.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 574.5 TD 0.222 Tw (1997 SERIES C, 6.37% to 7.42%, due 2002 to 2040)Tj ET 0.948 0.975 0.973 rg 269.5 568.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 574.5 TD 0 Tw (21,120)Tj ET 0.948 0.975 0.973 rg 319.25 568.5 49 13 re f BT 0.348 0.464 0.64 rg 354.125 574.5 TD (650)Tj ET 0.948 0.975 0.973 rg 369.25 568.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 574.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 568.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 574.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 568.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 574.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 568.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 574.5 TD (20,470)Tj ET 0.948 0.975 0.973 rg 72.25 554.75 196.25 12.75 re f BT 0.348 0.464 0.64 rg 73.375 560.5 TD 0.222 Tw (1999 SERIES A, 3.70% to 5.15%, due 2002 to 2030)Tj ET 0.948 0.975 0.973 rg 269.5 554.75 48.75 12.75 re f BT 0.348 0.464 0.64 rg 293.125 560.5 TD 0 Tw (23,150)Tj ET 0.948 0.975 0.973 rg 319.25 554.75 49 12.75 re f BT 0.348 0.464 0.64 rg 354.125 560.5 TD (295)Tj ET 0.948 0.975 0.973 rg 369.25 554.75 45.25 12.75 re f BT 0.348 0.464 0.64 rg 400.375 560.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 554.75 42.75 12.75 re f BT 0.348 0.464 0.64 rg 445.125 560.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 554.75 48.75 12.75 re f BT 0.348 0.464 0.64 rg 491.875 560.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 554.75 49 12.75 re f BT 0.348 0.464 0.64 rg 532.625 560.5 TD (22,855)Tj ET 0.948 0.975 0.973 rg 72.25 540.75 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 546.75 TD 0.222 Tw (1999 SERIES B, 3.60% to 4.70%, due 2002 to 2013)Tj ET 0.948 0.975 0.973 rg 269.5 540.75 48.75 13 re f BT 0.348 0.464 0.64 rg 297.375 546.75 TD 0 Tw (1,885)Tj ET 0.948 0.975 0.973 rg 319.25 540.75 49 13 re f BT 0.348 0.464 0.64 rg 354.125 546.75 TD (130)Tj ET 0.948 0.975 0.973 rg 369.25 540.75 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 546.75 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 540.75 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 546.75 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 540.75 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 546.75 TD (-)Tj ET 0.948 0.975 0.973 rg 509 540.75 49 13 re f BT 0.348 0.464 0.64 rg 537.125 546.75 TD (1,755)Tj ET 0.948 0.975 0.973 rg 72.25 526.75 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 532.75 TD 0.222 Tw (1999 SERIES C, 5.97% to 7.12%, due 2002 to 2030)Tj ET 0.948 0.975 0.973 rg 269.5 526.75 48.75 13 re f BT 0.348 0.464 0.64 rg 297.375 532.75 TD 0 Tw (5,740)Tj ET 0.948 0.975 0.973 rg 319.25 526.75 49 13 re f BT 0.348 0.464 0.64 rg 358.625 532.75 TD (70)Tj ET 0.948 0.975 0.973 rg 369.25 526.75 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 532.75 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 526.75 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 532.75 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 526.75 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 532.75 TD (-)Tj ET 0.948 0.975 0.973 rg 509 526.75 49 13 re f BT 0.348 0.464 0.64 rg 537.125 532.75 TD (5,670)Tj ET 0.948 0.975 0.973 rg 72.25 512.5 196.25 13.25 re f BT 0.348 0.464 0.64 rg 73.375 518.75 TD 0.222 Tw (2000 SERIES A1, 4.9% to 6.35%, due 2002 to 2032)Tj ET 0.948 0.975 0.973 rg 269.5 512.5 48.75 13.25 re f BT 0.348 0.464 0.64 rg 293.125 518.75 TD 0 Tw (32,105)Tj ET 0.948 0.975 0.973 rg 319.25 512.5 49 13.25 re f BT 0.348 0.464 0.64 rg 347.375 518.75 TD (5,025)Tj ET 0.948 0.975 0.973 rg 369.25 512.5 45.25 13.25 re f BT 0.348 0.464 0.64 rg 400.375 518.75 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 512.5 42.75 13.25 re f BT 0.348 0.464 0.64 rg 445.125 518.75 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 512.5 48.75 13.25 re f BT 0.348 0.464 0.64 rg 491.875 518.75 TD (-)Tj ET 0.948 0.975 0.973 rg 509 512.5 49 13.25 re f BT 0.348 0.464 0.64 rg 532.625 518.75 TD (27,080)Tj ET 0.948 0.975 0.973 rg 72.25 498.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 504.5 TD 0.222 Tw (2000 SERIES A2, 4.9% to 6.35%, due 2002 to 2029)Tj ET 0.948 0.975 0.973 rg 269.5 498.5 48.75 13 re f BT 0.348 0.464 0.64 rg 297.375 504.5 TD 0 Tw (2,965)Tj ET 0.948 0.975 0.973 rg 319.25 498.5 49 13 re f BT 0.348 0.464 0.64 rg 358.625 504.5 TD (65)Tj ET 0.948 0.975 0.973 rg 369.25 498.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 504.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 498.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 504.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 498.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 504.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 498.5 49 13 re f BT 0.348 0.464 0.64 rg 537.125 504.5 TD (2,900)Tj ET 0.948 0.975 0.973 rg 72.25 484.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 490.5 TD 0.222 Tw (2000 SERIES B, 4.50% to 6.25%, due 2002 to 2026)Tj ET 0.948 0.975 0.973 rg 269.5 484.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 490.5 TD 0 Tw (60,485)Tj ET 0.948 0.975 0.973 rg 319.25 484.5 49 13 re f BT 0.348 0.464 0.64 rg 347.375 490.5 TD (1,300)Tj ET 0.948 0.975 0.973 rg 369.25 484.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 490.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 484.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 490.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 484.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 490.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 484.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 490.5 TD (59,185)Tj ET 0.948 0.975 0.973 rg 72.25 470.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 476.5 TD 0.222 Tw (2000 SERIES C1, 8.38%, due 2002 to 2032)Tj ET 0.948 0.975 0.973 rg 269.5 470.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 476.5 TD 0 Tw (42,580)Tj ET 0.948 0.975 0.973 rg 319.25 470.5 49 13 re f BT 0.348 0.464 0.64 rg 354.125 476.5 TD (215)Tj ET 0.948 0.975 0.973 rg 369.25 470.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 476.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 470.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 476.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 470.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 476.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 470.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 476.5 TD (42,365)Tj ET 0.948 0.975 0.973 rg 72.25 456.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 462.5 TD 0.222 Tw (2000 SERIES C2, variable rate, due 2002 to 2032)Tj ET 0.948 0.975 0.973 rg 269.5 456.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 462.5 TD 0 Tw (15,000)Tj ET 0.948 0.975 0.973 rg 319.25 456.5 49 13 re f BT 0.348 0.464 0.64 rg 358.625 462.5 TD (75)Tj ET 0.948 0.975 0.973 rg 369.25 456.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 462.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 456.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 462.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 456.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 462.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 456.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 462.5 TD (14,925)Tj ET 0.948 0.975 0.973 rg 72.25 442.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 448.5 TD 0.222 Tw (2000 SERIES E1, 4.45% to 5.75%, due 2002 to 2025)Tj ET 0.948 0.975 0.973 rg 269.5 442.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 448.5 TD 0 Tw (94,850)Tj ET 0.948 0.975 0.973 rg 319.25 442.5 49 13 re f BT 0.348 0.464 0.64 rg 347.375 448.5 TD (7,265)Tj ET 0.948 0.975 0.973 rg 369.25 442.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 448.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 442.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 448.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 442.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 448.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 442.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 448.5 TD (87,585)Tj ET 0.948 0.975 0.973 rg 72.25 428.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 434.5 TD 0.222 Tw (2000 SERIES E2, 4.45% to 5.75%, due 2002 to 2025)Tj ET 0.948 0.975 0.973 rg 269.5 428.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 434.5 TD 0 Tw (10,215)Tj ET 0.948 0.975 0.973 rg 319.25 428.5 49 13 re f BT 0.348 0.464 0.64 rg 354.125 434.5 TD (250)Tj ET 0.948 0.975 0.973 rg 369.25 428.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 434.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 428.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 434.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 428.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 434.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 428.5 49 13 re f BT 0.348 0.464 0.64 rg 537.125 434.5 TD (9,965)Tj ET 0.948 0.975 0.973 rg 72.25 414.5 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 420.5 TD (2000 SERIES F, 7.93%, due 2001 to 2031)Tj ET 0.948 0.975 0.973 rg 269.5 414.5 48.75 13 re f BT 0.348 0.464 0.64 rg 293.125 420.5 TD (16,755)Tj ET 0.948 0.975 0.973 rg 319.25 414.5 49 13 re f BT 0.348 0.464 0.64 rg 354.125 420.5 TD (140)Tj ET 0.948 0.975 0.973 rg 369.25 414.5 45.25 13 re f BT 0.348 0.464 0.64 rg 400.375 420.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 414.5 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 420.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 414.5 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 420.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 414.5 49 13 re f BT 0.348 0.464 0.64 rg 532.625 420.5 TD (16,615)Tj ET 0.948 0.975 0.973 rg 72.25 400.25 196.25 13.25 re f BT 0.348 0.464 0.64 rg 73.375 406.5 TD 0.222 Tw (2000 SERIES G, 4.45% to 5.35%, due 2001 to 2013)Tj ET 0.948 0.975 0.973 rg 269.5 400.25 48.75 13.25 re f BT 0.348 0.464 0.64 rg 297.375 406.5 TD 0 Tw (3,185)Tj ET 0.948 0.975 0.973 rg 319.25 400.25 49 13.25 re f BT 0.348 0.464 0.64 rg 354.125 406.5 TD (180)Tj ET 0.948 0.975 0.973 rg 369.25 400.25 45.25 13.25 re f BT 0.348 0.464 0.64 rg 400.375 406.5 TD (-)Tj ET 0.948 0.975 0.973 rg 415.5 400.25 42.75 13.25 re f BT 0.348 0.464 0.64 rg 445.125 406.5 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 400.25 48.75 13.25 re f BT 0.348 0.464 0.64 rg 491.875 406.5 TD (-)Tj ET 0.948 0.975 0.973 rg 509 400.25 49 13.25 re f BT 0.348 0.464 0.64 rg 537.125 406.5 TD (3,005)Tj ET 0.948 0.975 0.973 rg 72.25 386.25 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 392.25 TD 0.222 Tw (2001 SERIES A, 3.10% to 5.05%, due 2004 to 2034)Tj ET 0.948 0.975 0.973 rg 269.5 386.25 48.75 13 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 392.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 386.25 49 13 re f BT 0.348 0.464 0.64 rg 354.625 392.25 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 386.25 45.25 13 re f BT 0.348 0.464 0.64 rg 389.125 392.25 TD (26,980)Tj ET 0.948 0.975 0.973 rg 415.5 386.25 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 392.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 386.25 48.75 13 re f BT 0.348 0.464 0.64 rg 493.875 392.25 TD (243)Tj ET 0.948 0.975 0.973 rg 509 386.25 49 13 re f BT 0.348 0.464 0.64 rg 532.625 392.25 TD (26,737)Tj ET 0.948 0.975 0.973 rg 72.25 372.25 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 378.25 TD 0.222 Tw (2001 SERIES B, 6.64%, due 2002 to 2032)Tj ET 0.948 0.975 0.973 rg 269.5 372.25 48.75 13 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 378.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 372.25 49 13 re f BT 0.348 0.464 0.64 rg 354.625 378.25 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 372.25 45.25 13 re f BT 0.348 0.464 0.64 rg 389.125 378.25 TD (13,745)Tj ET 0.948 0.975 0.973 rg 415.5 372.25 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 378.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 372.25 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 378.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 372.25 49 13 re f BT 0.348 0.464 0.64 rg 532.625 378.25 TD (13,745)Tj ET 0.948 0.975 0.973 rg 72.25 358.25 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 364.25 TD 0.222 Tw (2001 SERIES C, variable rate, due 2007 to 2033)Tj ET 0.948 0.975 0.973 rg 269.5 358.25 48.75 13 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 364.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 358.25 49 13 re f BT 0.348 0.464 0.64 rg 354.125 364.25 TD (425)Tj ET 0.948 0.975 0.973 rg 369.25 358.25 45.25 13 re f BT 0.348 0.464 0.64 rg 389.125 364.25 TD (68,550)Tj ET 0.948 0.975 0.973 rg 415.5 358.25 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 364.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 358.25 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 364.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 358.25 49 13 re f BT 0.348 0.464 0.64 rg 532.625 364.25 TD (68,125)Tj ET 0.948 0.975 0.973 rg 72.25 344.25 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 350.25 TD 0.222 Tw (2002 SERIES A, 1.70% to 4.55%, due 2003 to 2013)Tj ET 0.948 0.975 0.973 rg 269.5 344.25 48.75 13 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 344.25 49 13 re f BT 0.348 0.464 0.64 rg 354.625 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 344.25 45.25 13 re f BT 0.348 0.464 0.64 rg 389.125 350.25 TD (53,555)Tj ET 0.948 0.975 0.973 rg 415.5 344.25 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 344.25 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 344.25 49 13 re f BT 0.348 0.464 0.64 rg 532.625 350.25 TD (53,555)Tj ET 0.948 0.975 0.973 rg 72.25 330.25 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 336.25 TD 0.222 Tw (2002 SERIES B, variable rate, due 2002 to 2023)Tj ET 0.948 0.975 0.973 rg 269.5 330.25 48.75 13 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 336.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 330.25 49 13 re f BT 0.348 0.464 0.64 rg 354.625 336.25 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 330.25 45.25 13 re f BT 0.348 0.464 0.64 rg 389.125 336.25 TD (18,065)Tj ET 0.948 0.975 0.973 rg 415.5 330.25 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 336.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 330.25 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 336.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 330.25 49 13 re f BT 0.348 0.464 0.64 rg 532.625 336.25 TD (18,065)Tj ET 0.948 0.975 0.973 rg 72.25 316.25 196.25 13 re f BT 0.348 0.464 0.64 rg 73.375 322.25 TD 0.222 Tw (2002 SERIES C, 2.30% to 4.95%, due 2003 to 2015)Tj ET 0.948 0.975 0.973 rg 269.5 316.25 48.75 13 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 322.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 316.25 49 13 re f BT 0.348 0.464 0.64 rg 354.625 322.25 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 316.25 45.25 13 re f BT 0.348 0.464 0.64 rg 389.125 322.25 TD (81,680 )Tj ET 0.948 0.975 0.973 rg 415.5 316.25 42.75 13 re f BT 0.348 0.464 0.64 rg 445.125 322.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 316.25 48.75 13 re f BT 0.348 0.464 0.64 rg 491.875 322.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 316.25 49 13 re f BT 0.348 0.464 0.64 rg 532.625 322.25 TD (81,680 )Tj ET 0.948 0.975 0.973 rg 72.25 302 196.25 13.25 re f BT 0.348 0.464 0.64 rg 73.375 308.25 TD 0.222 Tw (2002 SERIES D, 5.50%, due 2002 to 2022)Tj ET 0.948 0.975 0.973 rg 269.5 302 48.75 13.25 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 308.25 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 302 49 13.25 re f BT 0.348 0.464 0.64 rg 354.625 308.25 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 302 45.25 13.25 re f BT 0.348 0.464 0.64 rg 393.625 308.25 TD (2,000)Tj ET 0.948 0.975 0.973 rg 415.5 302 42.75 13.25 re f BT 0.348 0.464 0.64 rg 445.125 308.25 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 302 48.75 13.25 re f BT 0.348 0.464 0.64 rg 491.875 308.25 TD (-)Tj ET 0.948 0.975 0.973 rg 509 302 49 13.25 re f BT 0.348 0.464 0.64 rg 537.125 308.25 TD (2,000)Tj ET 0.948 0.975 0.973 rg 72.25 289.75 196.25 11.25 re f BT 0.348 0.464 0.64 rg 73.375 294 TD 0.222 Tw (2002 SERIES E, 7.00%, due 2002 to 2022)Tj ET 0.948 0.975 0.973 rg 269.5 289.75 48.75 11.25 re f BT 0 Tw 0.348 0.464 0.64 rg 304.625 294 TD (-)Tj ET 0.948 0.975 0.973 rg 319.25 289.75 49 11.25 re f BT 0.348 0.464 0.64 rg 354.625 294 TD (-)Tj ET 0.948 0.975 0.973 rg 369.25 289.75 45.25 11.25 re f BT 0.348 0.464 0.64 rg 393.625 294 TD (4,350 )Tj ET 0.948 0.975 0.973 rg 415.5 289.75 42.75 11.25 re f BT 0.348 0.464 0.64 rg 445.125 294 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 289.75 48.75 11.25 re f BT 0.348 0.464 0.64 rg 491.875 294 TD (-)Tj ET 0.948 0.975 0.973 rg 509 289.75 49 11.25 re f BT 0.348 0.464 0.64 rg 537.125 294 TD (4,350)Tj ET 0.948 0.975 0.973 rg 72.25 276 196.25 12.75 re f 269.5 276 48.75 12.75 re f BT 0.348 0.464 0.64 rg 288.625 281.75 TD (609,045)Tj ET 0.948 0.975 0.973 rg 319.25 276 49 12.75 re f BT 0.348 0.464 0.64 rg 342.875 281.75 TD (27,265)Tj ET 0.948 0.975 0.973 rg 369.25 276 45.25 12.75 re f BT 0.348 0.464 0.64 rg 384.875 281.75 TD (268,925)Tj ET 0.948 0.975 0.973 rg 415.5 276 42.75 12.75 re f BT 0.348 0.464 0.64 rg 445.125 281.75 TD (-)Tj ET 0.948 0.975 0.973 rg 459.25 276 48.75 12.75 re f BT 0.348 0.464 0.64 rg 493.875 281.75 TD (243)Tj ET 0.948 0.975 0.973 rg 509 276 49 12.75 re f BT 0.348 0.464 0.64 rg 528.375 281.75 TD (850,462)Tj ET 0.948 0.975 0.973 rg 72.25 258.5 196.25 16.5 re f BT /F1 8 Tf 0.348 0.464 0.64 rg 73.375 268 TD (T)Tj 3.75 0 TD (otal Multi-Family)Tj ET 0.948 0.975 0.973 rg 269.5 258.5 48.75 16.5 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 277.375 268 TD ($1,206,795)Tj ET 0.948 0.975 0.973 rg 319.25 258.5 49 16.5 re f BT 0.348 0.464 0.64 rg 334.125 268 TD ($246,531)Tj ET 0.948 0.975 0.973 rg 369.25 258.5 45.25 16.5 re f BT 0.348 0.464 0.64 rg 380.375 268 TD ($268,925)Tj ET 0.948 0.975 0.973 rg 415.5 258.5 42.75 16.5 re f BT 0.348 0.464 0.64 rg 443.875 268 TD ($47)Tj ET 0.948 0.975 0.973 rg 459.25 258.5 48.75 16.5 re f BT 0.348 0.464 0.64 rg 489.375 268 TD ($288)Tj ET 0.948 0.975 0.973 rg 509 258.5 49 16.5 re f BT 0.348 0.464 0.64 rg 517.125 268 TD ($1,228,854)Tj ET 0.948 0.975 0.973 rg 71.25 257.5 1 499.25 re f 268.5 257.5 1 499.25 re f 318.25 695.5 1 61.25 re f 318.25 257.5 1 425.75 re f 368.25 695.5 1 61.25 re f 368.25 257.5 1 425.75 re f 414.5 695.5 1 61.25 re f 414.5 257.5 1 425.75 re f 458.25 695.5 1 61.25 re f 458.25 257.5 1 425.75 re f 508 695.5 1 61.25 re f 508 257.5 1 425.75 re f 558 257.5 1 499.25 re f 71.25 755.75 487.75 1 re f 71.25 695.5 487.75 1 re f 71.25 682.25 487.75 1 re f 71.25 667.5 487.75 1 re f 71.25 652.25 487.75 1 re f 71.25 637.75 487.75 1 re f 71.25 623.5 487.75 1 re f 71.25 609.5 487.75 1 re f 71.25 595.5 487.75 1 re f 71.25 581.5 487.75 1 re f 71.25 567.5 487.75 1 re f 71.25 553.75 487.75 1 re f 71.25 539.75 487.75 1 re f 71.25 525.75 487.75 1 re f 71.25 511.5 487.75 1 re f 71.25 497.5 487.75 1 re f 71.25 483.5 487.75 1 re f 71.25 469.5 487.75 1 re f 71.25 455.5 487.75 1 re f 71.25 441.5 487.75 1 re f 71.25 427.5 487.75 1 re f 71.25 413.5 487.75 1 re f 71.25 399.25 487.75 1 re f 71.25 385.25 487.75 1 re f 71.25 371.25 487.75 1 re f 71.25 357.25 487.75 1 re f 71.25 343.25 487.75 1 re f 71.25 329.25 487.75 1 re f 71.25 315.25 487.75 1 re f 71.25 301 487.75 1 re f 71.25 288.75 487.75 1 re f 71.25 275 487.75 1 re f 71.25 257.5 487.75 1 re f BT /F2 9 Tf 0 g 0 G 72.375 231.5 TD 0.233 Tw (The net proceeds of the aforementioned bonds and obligations were used to make loans to qualified mortgage lenders,)Tj 0 -16 TD 0.228 Tw (purchase eligible residential mortgage and home improvement loans and/or establish debt reserve accounts.)Tj 0 -34 TD 0.234 Tw (The Home Buyer Revenue Bonds are separately secured, special and limited obligations of the Agency payable solely)Tj 0 -17 TD 0.222 Tw (from the revenues and assets pledged to the payment thereof. The Home Buyer Revenue Bonds are not payable from)Tj T* 0.25 Tw (any of the funds or accounts established under any other resolution of the Agency securing bonds and other obliga)Tj 0 Tw 448.5 0 TD (-)Tj -448.5 -17 TD 0.241 Tw (tions. The full faith and credit of the Agency is not pledged for the payment of the principal or redemption price of or )Tj 0 -17 TD 0.252 Tw (interest on the Home Buyer Revenue Bonds.)Tj 0 -34 TD 0.249 Tw (The bonds and obligations marked with an asterisk \(*\) above are collateralized by: \(a\) a pledge of the full faith and)Tj 0 -17 TD 0.195 Tw (credit of the Agency, \(b\) all mortgage repayments to the Agency of mortgage loans financed by bonds or obligations)Tj T* 0.207 Tw (pursuant to the respective Agency resolution, \(c\) all Agency income resulting from fees and charges collected from)Tj ET 1 g 507.75 291.75 49 1 re f 457.75 291.75 49 1 re f 369 291.5 45.75 1 re f 369.25 278.5 45.75 1 re f 318.75 278.75 50 1 re f 268.75 279 50 1 re f 415.75 291.75 40.75 1 re f 319 291.5 49.75 1 re f 268.5 291.5 49.75 1 re f 507.75 278.25 49 1 re f 457.25 278.25 49 1 re f 415.75 278.5 41.25 1 re f q 49 0 0 3 508.25 263.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q q 49 0 0 3 457.5 263.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q q 49.25 0 0 3 269.5 263.25 cm BI /F /CCF /W 197 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 197 >> ID 湓2O+鄌 EI Q q 49 0 0 3 319.25 263.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q q 45.75 0 0 3 369 263.5 cm BI /F /CCF /W 183 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 183 >> ID 湓22X  EI Q q 41.25 0 0 3 415.75 263.5 cm BI /F /CCF /W 165 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 165 >> ID 湓2W2  EI Q Q endstream endobj 123 0 obj 28001 endobj 120 0 obj << /Type /Page /Parent 121 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 122 0 R >> endobj 125 0 obj << /Length 126 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 g 72.375 749 TD 0 Tc 0.232 Tw (sponsors of permanently financed projects under the Agency resolutions pursuant to mortgages and net operating)Tj 0 -17 TD 0.221 Tw (income from such financed projects which the Agency may acquire title to, or take possession of, through protection)Tj T* 0.235 Tw (and enforcement, of its rights under mortgage agreements on such projects, \(d\) all mortgages pledged as collateral)Tj T* (under mortgage loans financed out of bonds or obligations pursuant to the respective Agency resolution, and \(e\) the)Tj T* 0.221 Tw (funds and accounts under the resolutions and investments thereof. )Tj 0 -33 TD 0.236 Tw (All other bonds and obligations are separately secured, special obligations of the Agency and are payable solely from)Tj 0 -16 TD 0.237 Tw (the property pledged to the payment thereof. These bonds are not payable from any of the funds or accounts estab)Tj 0 Tw 454.25 0 TD (-)Tj -454.25 -16 TD 0.25 Tw (lished under any other resolution of the Agency securing bonds and other obligations. )Tj 0 -32 TD (In October 2001, the Agency issued Multi-Family Housing Revenue Bonds 2001 Series A, Series B, and Series C in the)Tj 0 -16 TD 0.234 Tw (aggregate amount of $109,275 to provide funds for first mortgage loans. In February 2002, the Agency issued Multi-)Tj T* 0.248 Tw (Family Housing Revenue Bonds 2002 Series A and Series B in the aggregate amount of $71,620 and in April 2002 the)Tj T* 0.249 Tw (Agency issued Multi-Family Revenue Bonds 2002 Series C, Series D, and Series E in the aggregate amount of $88,030.)Tj T* 0.235 Tw (Proceeds were used to refund six existing multi-family bond issues. The economic gain on these transactions was)Tj T* 0.208 Tw (approximately $16,438, and the difference between the reacquisition price and the net car)Tj 0 Tw 352 0 TD (r)Tj 3 0 TD 0.25 Tw (ying value of debt was)Tj -355 -16 TD ($1,969, which is being defer)Tj 0 Tw 111 0 TD (r)Tj 3 0 TD 0.234 Tw (ed and amortized using the straight-line method over the life of the refunded debt as a)Tj -114 -16 TD 0 Tw (component of interest expense.)Tj 0 -32 TD 0.185 Tw (In connection with the issuance of the Agency\325s 2001 Series C tax exempt variable rate PARS Bonds, the Agency has)Tj 0 -16 TD 0.217 Tw (entered into a $47,970 accreting/amortizing delayed start interest rate swap agreement, effective November 1, 2002,)Tj T* 0.223 Tw (with Merrill Lynch Capital Services. The Agency will pay interest at the fixed rate of 5.0388% semi-annually each)Tj T* 0.221 Tw (November 1 and May 1, commencing May 1, 2003 and terminating on May 1, 2029. Merrill Lynch Capital Services)Tj T* 0.251 Tw (will pay interest to the Agency based upon The Bond Market Association Swap Index \(the \322BMA Index\323\), commencing)Tj T* 0.247 Tw (November 14, 2002 and every fourth Thursday thereafter)Tj 0 Tw 224.5 0 TD (.)Tj -224.5 -32 TD 0.212 Tw (In connection with the issuance of the 2001 Series C PARS Bonds, the Agency has entered into an interest rate cap)Tj 0 -16 TD 0.223 Tw (agreement with Bear Stearns Financial Products. The interest rate cap agreement was effective on the date of deliver)Tj 0 Tw 453.25 0 TD (y)Tj -453.25 -16 TD 0.205 Tw (of the 2001 Series C PARS Bonds, and has an amortizing notional amount commencing at $68.6 million. With respect)Tj 0 -16 TD 0.207 Tw (to all or a portion of the 2001 Series C PARS Bonds for which there is no effective fixed interest rate, Bear Stearns)Tj T* 0.238 Tw (Financial Products will make payments to the Agency if interest rates on the BMA Index exceed the "strike" rate of)Tj T* 0.179 Tw (5%. This agreement effectively limits the Agency\325s interest rate exposure to a maximum of 5% on the applicable)Tj T* 0.205 Tw (notional amount related to the 2001 Series C PARS bonds through the termination date of November 1, 2005.)Tj 0 -32 TD 0.251 Tw (In connection with the issuance and forward settlement \(October 2, 2002\) of the 2002 Series G taxable floating rate)Tj 0 -16 TD 0.224 Tw (bonds, the Agency has entered into a delayed start interest rate swap agreement effective October 2, 2002 with Merrill)Tj 0 Tw T* (L)Tj 4 0 TD 0.235 Tw (ynch Capital Services. This agreement requires that the Agency will pay 6.245% semi-annually each November 1 and)Tj -4 -16 TD 0.225 Tw (May 1 to Merrill Lynch Capital Services based on an initial notional amount of $6.2 million. The swap notional amount)Tj 0 -16 TD 0.251 Tw (will amortize semi-annually and is expected to cor)Tj 0 Tw 194.25 0 TD (r)Tj 3 0 TD 0.25 Tw (elate with the outstanding principal amount of the 2002 Series G)Tj -197.25 -16 TD 0.227 Tw (Bonds. Merrill Lynch Capital Services will pay interest to the Agency on the first business day of each month at the)Tj 0 -16 TD 0.25 Tw (one-month LIBOR rate, which is expected to cor)Tj 0 Tw 188.75 0 TD (r)Tj 3 0 TD 0.229 Tw (elate with the Agency's interest cost of the 2002 Series G Bonds.)Tj -191.75 -32 TD 0.194 Tw (As of June 30, 2002 and 2001, there was $86,102 and $77,598, respectively, of undisbursed proceeds from the sale of)Tj 0 -16 TD 0.232 Tw (bonds and obligations. Such funds represent initial mortgage loan funds committed to Multi-Family Housing sponsors)Tj T* 0.252 Tw (authorized under various resolutions. )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (30)Tj ET Q endstream endobj 126 0 obj 5400 endobj 124 0 obj << /Type /Page /Parent 121 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 125 0 R >> endobj 128 0 obj << /Length 129 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 748.25 TD 0 Tc 0.27 Tw (Zero Coupon and Compound Interest Bonds)Tj /F2 9 Tf 0 g 0 G 196.5 0 TD 0.221 Tw (- Zero coupon bonds and compound interest bonds do not bear)Tj -196.5 -16 TD 0.166 Tw (interest but instead accrete in value continuously until maturity. Accretion, using the effective yield method, is recorded)Tj 0 -16 TD 0.252 Tw (as interest expense with a cor)Tj 0 Tw 115.25 0 TD (r)Tj 2.75 0 TD 0.249 Tw (esponding increase in the value of the bonds outstanding. )Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -118 -32 TD 0.299 Tw (Future Principal and Interest Requirements)Tj /F2 9 Tf 0 g 0 G 189.25 0 TD 0.223 Tw (- The approximate principal and interest payments required on out)Tj 0 Tw 259 0 TD (-)Tj -448.25 -16 TD 0.233 Tw (standing bonds and obligations over the next five years and thereafter are as follows: )Tj 0 -304 TD 0.238 Tw (The table above states principal at the amount when originally issued and interest at the amount to be accreted by the)Tj 0 Tw 0 -16 TD (r)Tj 3 0 TD 0.193 Tw (espective maturity dates. Accordingly, total principal above does not agree with the bonds and obligation tables which)Tj -3 -16 TD 0.251 Tw (state the bond amounts at their accreted value as of June 30, 2002 and 2001.)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.287 Tw (10. FUNDS HELD IN TRUST FOR MORTGAGORS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.221 Tw (Funds held by the Agency for its projects include proceeds from conversion of projects from non-profit to limited-divi)Tj 0 Tw 455.25 0 TD (-)Tj -455.25 -16 TD 0.249 Tw (dend status in the form of development cost and community development escrows and unspent subsidies. These funds)Tj 0 -16 TD 0.224 Tw (are available to absorb initial operating deficits, construction over)Tj 0 Tw 252.75 0 TD (r)Tj 3 0 TD 0.249 Tw (uns, provide additional amenities to the projects, and)Tj -255.75 -16 TD 0 Tw (for other contingencies.)Tj 0 -16 TD 0.25 Tw (Funds held in trust for mortgagors as of June 30, 2002 and 2001 include the following: )Tj ET 1 g 71.25 379.5 467 284.25 re f 71.25 379.5 467 284.25 re f 0.948 0.975 0.973 rg 72.25 644.75 92.25 18 re f 165.5 644.75 185.25 18 re f BT 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 187.625 648.25 TD 0 Tw (Single-Family Mortgage Component)Tj ET 0.948 0.975 0.973 rg 351.75 644.75 185.5 18 re f BT 0.348 0.464 0.64 rg 373.875 648.25 TD (Multi-Family Mortgage Component)Tj ET 0.948 0.975 0.973 rg 72.25 626 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 636 TD (June 30,)Tj ET 0.948 0.975 0.973 rg 165.5 626 92.25 17.75 re f BT 0.348 0.464 0.64 rg 222.875 629.25 TD (Principal)Tj ET 0.948 0.975 0.973 rg 258.75 626 92 17.75 re f BT 0.348 0.464 0.64 rg 319.375 629.25 TD (Interest)Tj ET 0.948 0.975 0.973 rg 351.75 626 92.25 17.75 re f BT 0.348 0.464 0.64 rg 410.625 629.25 TD (Principal)Tj ET 0.948 0.975 0.973 rg 445 626 92.25 17.75 re f BT 0.348 0.464 0.64 rg 507.625 629.25 TD (Interest)Tj ET 0.948 0.975 0.973 rg 72.25 607 92.25 18 re f BT 0.348 0.464 0.64 rg 73.375 617.25 TD (2003)Tj ET 0.948 0.975 0.973 rg 165.5 607 92.25 18 re f BT 0.348 0.464 0.64 rg 224.375 617.25 TD ($26,415)Tj ET 0.948 0.975 0.973 rg 258.75 607 92 18 re f BT 0.348 0.464 0.64 rg 317.375 617.25 TD ($73,705)Tj ET 0.948 0.975 0.973 rg 351.75 607 92.25 18 re f BT 0.348 0.464 0.64 rg 410.625 617.25 TD ($48,848)Tj ET 0.948 0.975 0.973 rg 445 607 92.25 18 re f BT 0.348 0.464 0.64 rg 503.875 617.25 TD ($71,002)Tj ET 0.948 0.975 0.973 rg 72.25 588.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 598.25 TD (2004)Tj ET 0.948 0.975 0.973 rg 165.5 588.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 229.375 598.25 TD (27,740 )Tj ET 0.948 0.975 0.973 rg 258.75 588.25 92 17.75 re f BT 0.348 0.464 0.64 rg 322.375 598.25 TD (72,421)Tj ET 0.948 0.975 0.973 rg 351.75 588.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 415.625 598.25 TD (46,148)Tj ET 0.948 0.975 0.973 rg 445 588.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 508.875 598.25 TD (65,313)Tj ET 0.948 0.975 0.973 rg 72.25 569.25 92.25 18 re f BT 0.348 0.464 0.64 rg 73.375 579.5 TD (2005)Tj ET 0.948 0.975 0.973 rg 165.5 569.25 92.25 18 re f BT 0.348 0.464 0.64 rg 229.375 579.5 TD (29,160)Tj ET 0.948 0.975 0.973 rg 258.75 569.25 92 18 re f BT 0.348 0.464 0.64 rg 322.375 579.5 TD (71,042)Tj ET 0.948 0.975 0.973 rg 351.75 569.25 92.25 18 re f BT 0.348 0.464 0.64 rg 415.625 579.5 TD (47,333)Tj ET 0.948 0.975 0.973 rg 445 569.25 92.25 18 re f BT 0.348 0.464 0.64 rg 508.875 579.5 TD (63,082)Tj ET 0.948 0.975 0.973 rg 72.25 550.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 560.5 TD (2006)Tj ET 0.948 0.975 0.973 rg 165.5 550.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 229.375 560.5 TD (30,690)Tj ET 0.948 0.975 0.973 rg 258.75 550.5 92 17.75 re f BT 0.348 0.464 0.64 rg 322.375 560.5 TD (69,558)Tj ET 0.948 0.975 0.973 rg 351.75 550.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 415.625 560.5 TD (49,182)Tj ET 0.948 0.975 0.973 rg 445 550.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 508.875 560.5 TD (60,641)Tj ET 0.948 0.975 0.973 rg 72.25 531.5 92.25 18 re f BT 0.348 0.464 0.64 rg 73.375 541.75 TD (2007)Tj ET 0.948 0.975 0.973 rg 165.5 531.5 92.25 18 re f BT 0.348 0.464 0.64 rg 229.375 541.75 TD (32,335)Tj ET 1 g 206.75 536.75 49 1 re f 0.948 0.975 0.973 rg 258.75 531.5 92 18 re f BT 0.348 0.464 0.64 rg 322.375 541.75 TD (67,965)Tj ET 1 g 299.75 536.75 49 1 re f 0.948 0.975 0.973 rg 351.75 531.5 92.25 18 re f BT 0.348 0.464 0.64 rg 415.625 541.75 TD (51,441)Tj ET 1 g 393 536.75 49 1 re f 0.948 0.975 0.973 rg 445 531.5 92.25 18 re f BT 0.348 0.464 0.64 rg 508.875 541.75 TD (58,028)Tj ET 1 g 486.25 536.75 49 1 re f 0.948 0.975 0.973 rg 72.25 512.75 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 522.75 TD (2008-2012)Tj ET 0.948 0.975 0.973 rg 165.5 512.75 92.25 17.75 re f BT 0.348 0.464 0.64 rg 224.375 522.75 TD (198,235)Tj ET 0.948 0.975 0.973 rg 258.75 512.75 92 17.75 re f BT 0.348 0.464 0.64 rg 317.375 522.75 TD (313,296)Tj ET 0.948 0.975 0.973 rg 351.75 512.75 92.25 17.75 re f BT 0.348 0.464 0.64 rg 410.625 522.75 TD (279,700)Tj ET 0.948 0.975 0.973 rg 445 512.75 92.25 17.75 re f BT 0.348 0.464 0.64 rg 503.875 522.75 TD (244,639 )Tj ET 0.948 0.975 0.973 rg 72.25 493.75 92.25 18 re f BT 0.348 0.464 0.64 rg 73.375 504 TD (2013-2017)Tj ET 0.948 0.975 0.973 rg 165.5 493.75 92.25 18 re f BT 0.348 0.464 0.64 rg 224.375 504 TD (273,505)Tj ET 0.948 0.975 0.973 rg 258.75 493.75 92 18 re f BT 0.348 0.464 0.64 rg 317.375 504 TD (252,132)Tj ET 0.948 0.975 0.973 rg 351.75 493.75 92.25 18 re f BT 0.348 0.464 0.64 rg 410.625 504 TD (252,940)Tj ET 0.948 0.975 0.973 rg 445 493.75 92.25 18 re f BT 0.348 0.464 0.64 rg 503.875 504 TD (167,584)Tj ET 0.948 0.975 0.973 rg 72.25 475 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 485 TD (2018-2022)Tj ET 0.948 0.975 0.973 rg 165.5 475 92.25 17.75 re f BT 0.348 0.464 0.64 rg 224.375 485 TD (226,915)Tj ET 0.948 0.975 0.973 rg 258.75 475 92 17.75 re f BT 0.348 0.464 0.64 rg 317.375 485 TD (183,484)Tj ET 0.948 0.975 0.973 rg 351.75 475 92.25 17.75 re f BT 0.348 0.464 0.64 rg 410.625 485 TD (178,329)Tj ET 0.948 0.975 0.973 rg 445 475 92.25 17.75 re f BT 0.348 0.464 0.64 rg 503.875 485 TD (103,788)Tj ET 0.948 0.975 0.973 rg 72.25 456 92.25 18 re f BT 0.348 0.464 0.64 rg 73.375 466.25 TD (2023-2027)Tj ET 0.948 0.975 0.973 rg 165.5 456 92.25 18 re f BT 0.348 0.464 0.64 rg 224.375 466.25 TD (373,275)Tj ET 0.948 0.975 0.973 rg 258.75 456 92 18 re f BT 0.348 0.464 0.64 rg 322.375 466.25 TD (95,908)Tj ET 0.948 0.975 0.973 rg 351.75 456 92.25 18 re f BT 0.348 0.464 0.64 rg 410.625 466.25 TD (145,966)Tj ET 0.948 0.975 0.973 rg 445 456 92.25 18 re f BT 0.348 0.464 0.64 rg 508.875 466.25 TD (62,725)Tj ET 0.948 0.975 0.973 rg 72.25 437.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 447.25 TD (2028-2032)Tj ET 0.948 0.975 0.973 rg 165.5 437.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 224.375 447.25 TD (125,145)Tj ET 0.948 0.975 0.973 rg 258.75 437.25 92 17.75 re f BT 0.348 0.464 0.64 rg 322.375 447.25 TD (12,836)Tj ET 0.948 0.975 0.973 rg 351.75 437.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 410.625 447.25 TD (100,340 )Tj ET 0.948 0.975 0.973 rg 445 437.25 92.25 17.75 re f BT 0.348 0.464 0.64 rg 508.875 447.25 TD (21,791)Tj ET 0.948 0.975 0.973 rg 72.25 418.25 92.25 18 re f BT 0.348 0.464 0.64 rg 73.375 428.5 TD (2033-2037)Tj ET 0.948 0.975 0.973 rg 165.5 418.25 92.25 18 re f BT 0.348 0.464 0.64 rg 241.625 428.5 TD (-)Tj ET 0.948 0.975 0.973 rg 258.75 418.25 92 18 re f BT 0.348 0.464 0.64 rg 333.375 428.5 TD (-)Tj ET 0.948 0.975 0.973 rg 351.75 418.25 92.25 18 re f BT 0.348 0.464 0.64 rg 415.625 428.5 TD (19,150)Tj ET 0.948 0.975 0.973 rg 445 418.25 92.25 18 re f BT 0.348 0.464 0.64 rg 513.875 428.5 TD (5,325)Tj ET 0.948 0.975 0.973 rg 72.25 399.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 73.375 409.5 TD (2038-2043)Tj ET 0.948 0.975 0.973 rg 165.5 399.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 240.125 409.5 TD (-)Tj ET 1 g 206.75 404.5 49 1 re f 0.948 0.975 0.973 rg 258.75 399.5 92 17.75 re f BT 0.348 0.464 0.64 rg 333.375 409.5 TD (-)Tj ET 1 g 299.75 404.5 49 1 re f 0.948 0.975 0.973 rg 351.75 399.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 420.625 409.5 TD (9,765)Tj ET 1 g 393 404.5 49 1 re f 0.948 0.975 0.973 rg 445 399.5 92.25 17.75 re f BT 0.348 0.464 0.64 rg 513.875 409.5 TD (1,004)Tj ET 1 g 486.25 404.5 49 1 re f 0.948 0.975 0.973 rg 72.25 380.5 92.25 18 re f 165.5 380.5 92.25 18 re f BT 0.348 0.464 0.64 rg 211.875 390.75 TD ($1,343,415)Tj ET 1 g q 49 0 0 3 206.75 385.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 258.75 380.5 92 18 re f BT 0.348 0.464 0.64 rg 304.875 390.75 TD ($1,212,347)Tj ET 1 g q 49 0 0 3 299.75 385.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 351.75 380.5 92.25 18 re f BT 0.348 0.464 0.64 rg 398.125 390.75 TD ($1,229,142)Tj ET 1 g q 49 0 0 3 393 385.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 445 380.5 92.25 18 re f BT 0.348 0.464 0.64 rg 498.875 390.75 TD ($924,922)Tj ET 1 g q 49 0 0 3 486.25 385.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 379.5 1 284.25 re f 164.5 379.5 1 284.25 re f 257.75 379.5 1 265.25 re f 350.75 379.5 1 284.25 re f 444 379.5 1 265.25 re f 537.25 379.5 1 284.25 re f 71.25 662.75 467 1 re f 71.25 643.75 467 1 re f 71.25 625 467 1 re f 71.25 606 467 1 re f 71.25 587.25 467 1 re f 71.25 568.25 467 1 re f 71.25 549.5 467 1 re f 71.25 530.5 467 1 re f 71.25 511.75 467 1 re f 71.25 492.75 467 1 re f 71.25 474 467 1 re f 71.25 455 467 1 re f 71.25 436.25 467 1 re f 71.25 417.25 467 1 re f 71.25 398.5 467 1 re f 71.25 379.5 467 1 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 298.625 25.5 TD (31)Tj ET 1 g 72.25 58.5 468 150.25 re f 72.25 58.5 468 150.25 re f 0.948 0.975 0.973 rg 73.25 194.5 257.75 13.25 re f 332 194.5 106.5 13.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 413.875 197.75 TD (2002)Tj ET 0.948 0.975 0.973 rg 439.5 194.5 99.75 13.25 re f BT 0.348 0.464 0.64 rg 518.375 197.75 TD (2001)Tj ET 0.948 0.975 0.973 rg 73.25 176 257.75 17.5 re f BT 0.348 0.464 0.64 rg 74.375 185.75 TD 0.25 Tw (Multi-Family Housing Component - unspent subsidies)Tj ET 0.948 0.975 0.973 rg 332 176 106.5 17.5 re f BT 0.348 0.464 0.64 rg 410.125 185.75 TD 0 Tw ($7,291)Tj ET 1 g 387.5 180.75 49 1 re f 0.948 0.975 0.973 rg 439.5 176 99.75 17.5 re f BT 0.348 0.464 0.64 rg 510.875 185.75 TD ($8,322)Tj ET 1 g 488.25 180.75 49 1 re f 0.948 0.975 0.973 rg 73.25 149 466 26 re f BT 0.348 0.464 0.64 rg 74.375 167.25 TD 0.25 Tw (General Fund \(components included on the balance sheet )Tj 0 -13 TD 0.252 Tw (category \322Funds Held in T)Tj 0 Tw 101.75 0 TD (r)Tj 3 0 TD (ust\323\) :)Tj ET 0.948 0.975 0.973 rg 73.25 134.75 257.75 13.25 re f BT 0.348 0.464 0.64 rg 74.375 140.25 TD (Community development escrows)Tj ET 0.948 0.975 0.973 rg 332 134.75 106.5 13.25 re f BT 0.348 0.464 0.64 rg 415.125 140.25 TD (5,516)Tj ET 0.948 0.975 0.973 rg 439.5 134.75 99.75 13.25 re f BT 0.348 0.464 0.64 rg 515.875 140.25 TD (5,957)Tj ET 0.948 0.975 0.973 rg 73.25 120.75 257.75 13 re f BT 0.348 0.464 0.64 rg 74.375 126 TD (Development cost escrows)Tj ET 0.948 0.975 0.973 rg 332 120.75 106.5 13 re f BT 0.348 0.464 0.64 rg 410.125 126 TD (25,422)Tj ET 0.948 0.975 0.973 rg 439.5 120.75 99.75 13 re f BT 0.348 0.464 0.64 rg 510.875 126 TD (29,187)Tj ET 0.948 0.975 0.973 rg 73.25 103 257.75 16.75 re f BT 0.348 0.464 0.64 rg 74.375 112 TD 0.25 Tw (Other funds held in trust)Tj ET 0.948 0.975 0.973 rg 332 103 106.5 16.75 re f BT 0.348 0.464 0.64 rg 405.125 112 TD 0 Tw (151,488)Tj ET 1 g 387.5 107 49 1 re f 0.948 0.975 0.973 rg 439.5 103 99.75 16.75 re f BT 0.348 0.464 0.64 rg 505.875 112 TD (150,588)Tj ET 1 g 488.25 107 49 1 re f 0.948 0.975 0.973 rg 73.25 83.75 257.75 18.25 re f 332 83.75 106.5 18.25 re f BT 0.348 0.464 0.64 rg 405.125 94.25 TD (182,426)Tj ET 1 g 387.5 89.25 49 1 re f 0.948 0.975 0.973 rg 439.5 83.75 99.75 18.25 re f BT 0.348 0.464 0.64 rg 505.875 94.25 TD (185,732)Tj ET 1 g 488.25 89.25 49 1 re f 0.948 0.975 0.973 rg 73.25 59.5 257.75 23.25 re f 332 59.5 106.5 23.25 re f BT 0.348 0.464 0.64 rg 400.125 75 TD ($189,717)Tj ET 1 g q 49 0 0 3 387.5 70 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 439.5 59.5 99.75 23.25 re f BT 0.348 0.464 0.64 rg 500.875 75 TD ($194,054)Tj ET 1 g q 49 0 0 3 488.25 70 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 58.5 1 150.25 re f 331 175 1 33.75 re f 331 58.5 1 90.5 re f 438.5 175 1 33.75 re f 438.5 58.5 1 90.5 re f 539.25 58.5 1 150.25 re f 72.25 207.75 468 1 re f 72.25 193.5 468 1 re f 72.25 175 468 1 re f 72.25 148 468 1 re f 72.25 133.75 468 1 re f 72.25 119.75 468 1 re f 72.25 102 468 1 re f 72.25 82.75 468 1 re f 72.25 58.5 468 1 re f Q endstream endobj 129 0 obj 14371 endobj 127 0 obj << /Type /Page /Parent 121 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 128 0 R >> endobj 131 0 obj << /Length 132 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 72.375 746.75 TD 0 Tc 0 Tw (11. MORTGAGOR ESCROW DEPOSITS)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.191 Tw (The Agency holds, in escrow, monthly deposits from the projects for payments of property and liability insurance, haz)Tj 0 Tw 456.75 0 TD (-)Tj -456.75 -16 TD 0.234 Tw (ard insurance, payments in lieu of taxes, and major repairs and replacements and undisbursed earnings. Mortgagor)Tj 0 -16 TD 0.251 Tw (escrow deposits as of June 30, 2002 and 2001 include the following:)Tj /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -144 TD 0 Tw (12. NET ASSETS)Tj /F1 10 Tf 0 -16 TD 0.278 Tw (Restricted under Bond and Obligation Resolutions)Tj /F2 9 Tf 0 g 0 G 223.5 0 TD 0.25 Tw (- As described in Note 2, monies within each Bond and)Tj -223.5 -16 TD 0.235 Tw (Obligation Fund are pledged as security for the respective bondholders, and thus are restricted as to their application.)Tj /F1 10 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 0 -32 TD 0.256 Tw (Appropriated General Fund Net Assets )Tj /F2 9 Tf 0 g 0 G 172 0 TD 0.23 Tw (- Appropriated General Fund net assets are funds set aside by the Agency\325)Tj 0 Tw 288.5 0 TD (s)Tj -460.5 -16 TD 0.25 Tw (members for the following purposes:)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (32)Tj ET 1 g 71.25 571.75 468 120.25 re f 71.25 571.75 468 120.25 re f 0.948 0.975 0.973 rg 72.25 677.75 257.75 13.25 re f 331 677.75 106.5 13.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 412.875 681 TD (2002)Tj ET 0.948 0.975 0.973 rg 438.5 677.75 99.75 13.25 re f BT 0.348 0.464 0.64 rg 514.125 681 TD (2001)Tj ET 0.948 0.975 0.973 rg 72.25 657.25 257.75 19.5 re f BT 0.348 0.464 0.64 rg 73.375 669 TD (Multi-Family Housing Component)Tj ET 0.948 0.975 0.973 rg 331 657.25 106.5 19.5 re f BT 0.348 0.464 0.64 rg 409.125 669 TD ($7,851)Tj ET 1 g 386.5 664 49 1 re f 0.948 0.975 0.973 rg 438.5 657.25 99.75 19.5 re f BT 0.348 0.464 0.64 rg 509.875 669 TD ($7,485)Tj ET 1 g 487.25 664 49 1 re f 0.948 0.975 0.973 rg 72.25 643.25 257.75 13 re f BT 0.348 0.464 0.64 rg 73.375 648.5 TD (General fund:)Tj ET 0.948 0.975 0.973 rg 331 643.25 106.5 13 re f 438.5 643.25 99.75 13 re f 72.25 629.25 257.75 13 re f BT 0.348 0.464 0.64 rg 73.375 634.5 TD (Reserve for repairs and replacements)Tj ET 0.948 0.975 0.973 rg 331 629.25 106.5 13 re f BT 0.348 0.464 0.64 rg 404.125 634.5 TD (175,635)Tj ET 0.948 0.975 0.973 rg 438.5 629.25 99.75 13 re f BT 0.348 0.464 0.64 rg 504.875 634.5 TD (173,746)Tj ET 0.948 0.975 0.973 rg 72.25 609.5 257.75 18.75 re f BT 0.348 0.464 0.64 rg 73.375 620.5 TD (T)Tj 4.25 0 TD (ax and insurance escrows)Tj ET 0.948 0.975 0.973 rg 331 609.5 106.5 18.75 re f BT 0.348 0.464 0.64 rg 409.125 620.5 TD (23,799)Tj ET 1 g 386.5 615.5 49 1 re f 0.948 0.975 0.973 rg 438.5 609.5 99.75 18.75 re f BT 0.348 0.464 0.64 rg 509.875 620.5 TD (23,092)Tj ET 1 g 487.25 615.5 49 1 re f 0.948 0.975 0.973 rg 72.25 589 257.75 19.5 re f 331 589 106.5 19.5 re f BT 0.348 0.464 0.64 rg 404.125 600.75 TD (199,434)Tj ET 1 g 386.5 595.75 49 1 re f 0.948 0.975 0.973 rg 438.5 589 99.75 19.5 re f BT 0.348 0.464 0.64 rg 504.875 600.75 TD (196,838)Tj ET 1 g 487.25 595.75 49 1 re f 0.948 0.975 0.973 rg 72.25 572.75 257.75 15.25 re f 331 572.75 106.5 15.25 re f BT 0.348 0.464 0.64 rg 399.125 580.25 TD ($207,285)Tj ET 1 g q 49 0 0 3 386.5 575.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 438.5 572.75 99.75 15.25 re f BT 0.348 0.464 0.64 rg 499.875 580.25 TD ($204,323)Tj ET 1 g q 49 0 0 3 487.25 575.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 571.75 1 120.25 re f 330 571.75 1 120.25 re f 437.5 571.75 1 120.25 re f 538.25 571.75 1 120.25 re f 71.25 691 468 1 re f 71.25 676.75 468 1 re f 71.25 656.25 468 1 re f 71.25 642.25 468 1 re f 71.25 628.25 468 1 re f 71.25 608.5 468 1 re f 71.25 588 468 1 re f 71.25 571.75 468 1 re f 1 g 72.25 42.75 468 427.25 re f 72.25 42.75 468 427.25 re f 0.948 0.975 0.973 rg 73.25 454 365.25 15 re f 439.5 454 99.75 15 re f BT 0.348 0.464 0.64 rg 515.375 457.25 TD (2002)Tj ET 0.948 0.975 0.973 rg 73.25 438 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 445.25 TD (T)Tj 4.25 0 TD 0.203 Tw (o fund Multi-Family rental investment program)Tj ET 0.948 0.975 0.973 rg 439.5 438 99.75 15 re f BT 0.348 0.464 0.64 rg 508.125 445.25 TD 0 Tw ($ 3,000)Tj ET 0.948 0.975 0.973 rg 73.25 422 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 429.25 TD (T)Tj 4.25 0 TD 0.179 Tw (o fund NJHMFA portion of Undisbursed Mortgage Proceeds)Tj ET 0.948 0.975 0.973 rg 439.5 422 99.75 15 re f BT 0.348 0.464 0.64 rg 510.875 429.25 TD 0 Tw (17,360)Tj ET 0.948 0.975 0.973 rg 73.25 396.25 365.25 24.75 re f BT 0.348 0.464 0.64 rg 74.375 413.25 TD (T)Tj 4.25 0 TD (o fund debt service ar)Tj 85 0 TD (r)Tj 2.75 0 TD 0.255 Tw (earages, operating deficits or essential capital improvements of any)Tj -92 -13 TD 0.224 Tw (project that cannot fund these items from normal project income)Tj ET 0.948 0.975 0.973 rg 439.5 396.25 99.75 24.75 re f BT 0.348 0.464 0.64 rg 515.875 413.25 TD 0 Tw (4,686)Tj ET 0.948 0.975 0.973 rg 73.25 380.25 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 387.5 TD 0.252 Tw (Reserve for loans losses 1984-A)Tj ET 0.948 0.975 0.973 rg 439.5 380.25 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 387.5 TD 0 Tw (5,700)Tj ET 0.948 0.975 0.973 rg 73.25 364.25 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 371.5 TD (T)Tj 4.25 0 TD 0.25 Tw (o fund transitional housing loans)Tj ET 0.948 0.975 0.973 rg 439.5 364.25 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 371.5 TD 0 Tw (1,938)Tj ET 0.948 0.975 0.973 rg 73.25 348.25 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 355.5 TD (T)Tj 4.25 0 TD (o fund the Shore Easy Program)Tj ET 0.948 0.975 0.973 rg 439.5 348.25 99.75 15 re f BT 0.348 0.464 0.64 rg 523.375 355.5 TD (350)Tj ET 0.948 0.975 0.973 rg 73.25 332.25 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 339.5 TD (T)Tj 4.25 0 TD 0.217 Tw (o fund the Urban Home Ownership Recovery Program \(UHORP\))Tj ET 0.948 0.975 0.973 rg 439.5 332.25 99.75 15 re f BT 0.348 0.464 0.64 rg 510.875 339.5 TD 0 Tw (31,419)Tj ET 0.948 0.975 0.973 rg 73.25 316 365.25 15.25 re f BT 0.348 0.464 0.64 rg 74.375 323.5 TD (T)Tj 4.25 0 TD (o fund the Royal Court Townhouses project)Tj ET 0.948 0.975 0.973 rg 439.5 316 99.75 15.25 re f BT 0.348 0.464 0.64 rg 523.375 323.5 TD (497)Tj ET 0.948 0.975 0.973 rg 73.25 300 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 307.25 TD (T)Tj 4.25 0 TD (o fund the Camden Initiative Program)Tj ET 0.948 0.975 0.973 rg 439.5 300 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 307.25 TD (1,486)Tj ET 0.948 0.975 0.973 rg 73.25 284 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 291.25 TD (T)Tj 4.25 0 TD (o fund the Non-Bond Multi-Family Program)Tj ET 0.948 0.975 0.973 rg 439.5 284 99.75 15 re f BT 0.348 0.464 0.64 rg 510.875 291.25 TD (35,586)Tj ET 0.948 0.975 0.973 rg 73.25 268 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 275.25 TD (T)Tj 4.25 0 TD (o fund HOPE Program)Tj ET 0.948 0.975 0.973 rg 439.5 268 99.75 15 re f BT 0.348 0.464 0.64 rg 523.375 275.25 TD (500)Tj ET 0.948 0.975 0.973 rg 73.25 252 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 259.25 TD (T)Tj 4.25 0 TD (o fund the Equity Gap Program)Tj ET 0.948 0.975 0.973 rg 439.5 252 99.75 15 re f BT 0.348 0.464 0.64 rg 533.375 259.25 TD (5)Tj ET 0.948 0.975 0.973 rg 73.25 236 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 243.25 TD (T)Tj 4.25 0 TD (o fund the Developmentally Disabled Program)Tj ET 0.948 0.975 0.973 rg 439.5 236 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 243.25 TD (1,000)Tj ET 0.948 0.975 0.973 rg 73.25 220 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 227.25 TD (T)Tj 4.25 0 TD 0.212 Tw (o fund the Life Safety Rehabilitation Program)Tj ET 0.948 0.975 0.973 rg 439.5 220 99.75 15 re f BT 0.348 0.464 0.64 rg 528.375 227.25 TD 0 Tw (50)Tj ET 0.948 0.975 0.973 rg 73.25 204 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 211.25 TD (T)Tj 4.25 0 TD (o fund the bond refunding proceeds)Tj ET 0.948 0.975 0.973 rg 439.5 204 99.75 15 re f BT 0.348 0.464 0.64 rg 510.875 211.25 TD (30,602)Tj ET 0.948 0.975 0.973 rg 73.25 188 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 195.25 TD (T)Tj 4.25 0 TD 0.201 Tw (o fund Urban Statewide Acquisition Program)Tj ET 0.948 0.975 0.973 rg 439.5 188 99.75 15 re f BT 0.348 0.464 0.64 rg 510.875 195.25 TD 0 Tw (20,000)Tj ET 0.948 0.975 0.973 rg 73.25 172 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 179.25 TD (T)Tj 4.25 0 TD (o fund UHORP Mortgage Commitment)Tj ET 0.948 0.975 0.973 rg 439.5 172 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 179.25 TD (6,177)Tj ET 0.948 0.975 0.973 rg 73.25 156 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 163.25 TD (T)Tj 4.25 0 TD (o fund Upstairs Downtown Program)Tj ET 0.948 0.975 0.973 rg 439.5 156 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 163.25 TD (3,441)Tj ET 0.948 0.975 0.973 rg 73.25 140 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 147.25 TD (T)Tj 4.25 0 TD (o fund ABC )Tj ET 0.948 0.975 0.973 rg 439.5 140 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 147.25 TD (4,300)Tj ET 0.948 0.975 0.973 rg 73.25 124 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 131.25 TD (T)Tj 4.25 0 TD 0.208 Tw (o fund Neighborhood Revitalization Demonstration Rehab Program)Tj ET 0.948 0.975 0.973 rg 439.5 124 99.75 15 re f BT 0.348 0.464 0.64 rg 510.875 131.25 TD 0 Tw (10,000)Tj ET 0.948 0.975 0.973 rg 73.25 108 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 115.25 TD (T)Tj 4.25 0 TD 0.205 Tw (o fund Home Ownership for Permanency Program)Tj ET 0.948 0.975 0.973 rg 439.5 108 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 115.25 TD 0 Tw (4,000)Tj ET 0.948 0.975 0.973 rg 73.25 91.75 365.25 15.25 re f BT 0.348 0.464 0.64 rg 74.375 99.25 TD (T)Tj 4.25 0 TD 0.201 Tw (o fund Servicing Rights Purchase Fund)Tj ET 0.948 0.975 0.973 rg 439.5 91.75 99.75 15.25 re f BT 0.348 0.464 0.64 rg 515.875 99.25 TD 0 Tw (1,000)Tj ET 0.948 0.975 0.973 rg 73.25 75.75 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 83 TD (T)Tj 4.25 0 TD (o fund Lanning Square West UHORP #229)Tj ET 0.948 0.975 0.973 rg 439.5 75.75 99.75 15 re f BT 0.348 0.464 0.64 rg 523.375 83 TD (100)Tj ET 0.948 0.975 0.973 rg 73.25 59.75 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 67 TD (T)Tj 4.25 0 TD (o fund Information Technology)Tj ET 0.948 0.975 0.973 rg 439.5 59.75 99.75 15 re f BT 0.348 0.464 0.64 rg 515.875 67 TD (1,080)Tj ET 1 g 488.25 62 49 1 re f 0.948 0.975 0.973 rg 73.25 43.75 365.25 15 re f BT 0.348 0.464 0.64 rg 74.375 51 TD (T)Tj 4.25 0 TD (otal appropriated net assets)Tj ET 0.948 0.975 0.973 rg 439.5 43.75 99.75 15 re f BT 0.348 0.464 0.64 rg 498.125 51 TD ($ 184,277)Tj ET 1 g q 49 0 0 3 488.25 46 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 42.75 1 427.25 re f 438.5 42.75 1 427.25 re f 539.25 42.75 1 427.25 re f 72.25 469 468 1 re f 72.25 453 468 1 re f 72.25 437 468 1 re f 72.25 421 468 1 re f 72.25 395.25 468 1 re f 72.25 379.25 468 1 re f 72.25 363.25 468 1 re f 72.25 347.25 468 1 re f 72.25 331.25 468 1 re f 72.25 315 468 1 re f 72.25 299 468 1 re f 72.25 283 468 1 re f 72.25 267 468 1 re f 72.25 251 468 1 re f 72.25 235 468 1 re f 72.25 219 468 1 re f 72.25 203 468 1 re f 72.25 187 468 1 re f 72.25 171 468 1 re f 72.25 155 468 1 re f 72.25 139 468 1 re f 72.25 123 468 1 re f 72.25 107 468 1 re f 72.25 90.75 468 1 re f 72.25 74.75 468 1 re f 72.25 58.75 468 1 re f 72.25 42.75 468 1 re f Q endstream endobj 132 0 obj 11782 endobj 130 0 obj << /Type /Page /Parent 121 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 131 0 R >> endobj 134 0 obj << /Length 135 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 75.125 746.75 TD 0 Tc 0 Tw (13. PENSION PLAN)Tj /F2 9 Tf 0 g 0 G -2.75 -16 TD 0.236 Tw (Salaried employees of the Agency are members of the Public Employees\325 Retirement System of the 樱花视频)Tj 0 -16 TD 0.218 Tw (\(PERS\), a cost-sharing multiple employer public retirement system. PERS\325 designated purpose is to provide retirement)Tj T* 0.238 Tw (benefits and medical benefits for qualified retirees, and other benefits to its members. The payroll for Agency members)Tj T* 0.245 Tw (of PERS for the years ended June 30, 2002 and 2001 was approximately $11,616 and $12,112, respectively)Tj 0 Tw 419.5 0 TD (.)Tj -419.5 -32 TD 0.237 Tw (All Agency salaried employees are required as a condition of employment to be members of PERS. The vesting and)Tj 0 -16 TD 0.22 Tw (benefit provisions are set by N.J.S.A. 43:15A and 43:3B. PERS provides retirement, death and disability benefits, as)Tj T* 0.253 Tw (well as medical benefits for certain qualified members. All Agency benefits vest after ten years of service, except for)Tj T* 0.241 Tw (medical benefits which vest after 25 years of service. Retirement benefits for age and service are available at age 60)Tj T* (and are generally determined to be 1/55 of final average salary for each year of service credit, as defined. Final aver)Tj 0 Tw 454 0 TD (-)Tj -454 -16 TD 0.229 Tw (age salary equals the average salary for the final three years of service prior to retirement \(or highest three years\325 com)Tj 0 Tw 458 0 TD (-)Tj -458 -16 TD 0.24 Tw (pensation if other than the final three years\). Members may seek early retirement after achieving 25 years of service)Tj 0 -16 TD 0.252 Tw (credit or they may elect defer)Tj 0 Tw 114.75 0 TD (r)Tj 2.75 0 TD 0.235 Tw (ed retirement after achieving eight to ten years of service in which case benefits would)Tj -117.5 -16 TD 0.238 Tw (begin the first day of the month after the member attains normal retirement age. The system also provides death and)Tj 0 -16 TD 0.253 Tw (disability benefits. Benefits are established by State statute.)Tj 0 -32 TD 0.226 Tw (Members are required by PERS to contribute 3% of their salar)Tj 0 Tw 241.25 0 TD (y)Tj 3.75 0 TD 0.225 Tw (. The Agency is required by State statute to contribute)Tj -245 -16 TD 0.207 Tw (the remaining amounts necessary to pay benefits when due. The amount of the Agency\325s contribution is certified each)Tj 0 -16 TD 0.25 Tw (year by PERS on the recommendation of the actuary who makes an annual actuarial valuation. The valuation is a)Tj T* 0.251 Tw (determination of the financial condition of PERS. It includes the computation of the present dollar value of benefits)Tj T* 0.234 Tw (payable to former and present members and the present dollar value of future employer and employee contributions,)Tj T* 0.18 Tw (giving effect to mortality among active and retired members and also to the rates of disability, retirement, withdrawal,)Tj T* 0.256 Tw (former service, salary and interest. )Tj 0 -32 TD 0.233 Tw (Funding by the State and related employers is based upon annual actuarially determined percentages of total compen)Tj 0 Tw 457.25 0 TD (-)Tj -457.25 -16 TD 0.207 Tw (sation of all active members. This amount approximates the actuarially determined pension cost for the year, including)Tj 0 -16 TD 0.253 Tw (amortization of prior service cost over 40 years. )Tj 0 -32 TD 0.231 Tw (Contributions required and made for the years ended June 30, 2002 and 2001 were $348 and $424, respectively)Tj 0 Tw 439.25 0 TD (,)Tj -439.25 -16 TD 0.25 Tw (which was all contributed by the employees.)Tj 0 -32 TD 0.234 Tw (The Pension Benefit Obligation is a standardized disclosure measure of the present value of pension benefits, adjusted)Tj 0 -16 TD 0.229 Tw (for the effects of projected salary increases and step-rate benefits, estimated to be payable in the future as a result of)Tj T* 0.224 Tw (employee service to date. The measure, which is the actuarial present value of credited projected benefits, is intended)Tj T* 0.234 Tw (to help users assess the PERS funding status on a going-concern basis, assess progress made in accumulating sufficient)Tj T* 0.25 Tw (assets to pay benefits when due, and make comparisons among PERS and employers. PERS does not make separate)Tj T* 0.232 Tw (measurements of assets and pension benefit obligations for individual employers. The benefit obligations were deter)Tj 0 Tw 453.5 0 TD (-)Tj -453.5 -16 TD 0.25 Tw (mined as part of the most recent annual actuarial valuation dated June 30, 2001. For the year ended June 30, 2002,)Tj 0 -16 TD 0.236 Tw (the State portion of employer contributions exceeded the annual required contributions as a result of legislation that)Tj T* 0.166 Tw (was enacted \(Chapter 114, P.L. 1997\) authorizing the 樱花视频 Economic Development Authority to issue bonds,)Tj T* 0.216 Tw (notes or other obligations for the purpose of financing, in full or in part, the 樱花视频\325s portion of the)Tj T* 0.23 Tw (unfunded accrued liability under the 樱花视频 retirement systems.)Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (33)Tj ET Q endstream endobj 135 0 obj 5289 endobj 133 0 obj << /Type /Page /Parent 121 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 134 0 R >> endobj 137 0 obj << /Length 138 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f BT /F2 9 Tf 0 Tc 0 Tw 0 g 72.375 749 TD [ (Legislat)-1 (ion )-27 (passe)28 (d )-27 (in )-28 (19)1 (97)1 ( )-28 (\()-1 (Ch)1 (apter)-1 (s )-28 (11)1 (4 )-27 (and)1 ( )-28 (11)1 (5, )-27 (P)167 (.L. )-28 (19)1 (97)1 (\))-1 ( )-28 (provi)28 (ded)1 ( )-28 (f)-1 (or )-28 (t)-1 (he )-27 (use )-27 (of )-28 (exc)-1 (ess )-28 (ac)-1 (t)-1 (uar)28 (ial)-1 ( )-28 (valuat)-1 (ion )-27 (asset)-1 (s)] TJ 0 -16 TD [ (t)-1 (o )-27 (of)28 (f)-1 (set)-1 ( )-28 (t)-1 (he )-27 (r)] TJ 53.25 0 TD -2.508 Tw (e q u i r)Tj 0 Tw 19.5 0 TD [ (ed )-27 (no)1 (r)-1 (m)1 (al )-28 (c)-1 (on)1 (t)-1 (r)-1 (i)27 (bu)1 (t)-1 (ion )-27 (of )-28 (t)-1 (he )-27 (St)-1 (at)-1 (e )-28 (of )-28 (New )-28 (J)-1 (er)-1 (s)28 (ey )-28 (and)1 ( )-28 (t)-1 (he )-27 (loc)-1 (al )-28 (part)-1 (ic)-1 (ipat)-1 (ing em)1 (ployees. )-27 ( )-28 (In )-27 (add)1 (it)-1 (ion,)] TJ -72.75 -16 TD [ (t)-1 (he )-27 (em)1 (ployee )-27 (c)-1 (on)1 (t)-1 (r)27 (ibution )-27 (r)-1 (at)-1 (e )-28 (was )-28 (r)-1 (e)28 (du)1 (c)-1 (ed )-27 (f)-1 (r)-1 (om)1 ( )-28 (5% )-27 (t)-1 (o )-27 (3% )-27 (f)-1 (or)28 ( )-28 (c)-1 (alendar )-28 (year)-1 (s )-28 (20)1 (02)1 ( )-28 (and)1 ( )-28 (20)1 (01)1 (. )-28 (Due )-28 (t)27 (o )-27 (t)-1 (he )-27 (r)] TJ 423.75 0 TD -2.508 Tw (e c o g n i t i o n)Tj 0 Tw -423.75 -16 TD [ (of )-28 (t)-1 (he )-27 (bo)1 (nd)1 ( )-28 (pr)28 (oceeds )-28 (and)1 ( )-28 (t)-1 (he )-27 (c)-1 (han)1 (ge )-27 (in )-28 (t)-1 (he)28 ( )-28 (asset)-1 ( )-28 (valuat)-1 (ion )-27 (m)1 (et)-1 (ho)1 (d )-27 (as )-28 (a )-28 (r)27 (esult )-28 (of )-28 (enact)-1 (m)1 (ent )-28 (of )-28 (Ch)1 (a)28 (pter)-1 (s )-28 (11)1 (4 )-27 (and)1 ( )-28 (11)1 (5,)] TJ 0 -16 TD [ (un)1 (f)-1 (un)1 (ded)1 ( )-28 (ac)-1 (c)-1 (r)-1 (ued)1 ( )-28 (l)27 (iabil)-1 (it)-1 (ies )-28 (of )-28 (t)-1 (he )-27 (Syst)-1 (em)1 ( )-28 (wer)27 (e )-28 (eli)-1 (m)1 (inat)-1 (ed )-27 (exc)-1 (ept )-28 (f)-1 (or)28 ( )-28 (t)-1 (he )-27 (un)1 (f)-1 (un)1 (ded)1 ( )-28 (li)-1 (abili)-1 (t)-1 (y )-28 (f)-1 (or )-28 (loc)27 (al )-28 (ear)-1 (ly )-28 (r)] TJ 413.5 0 TD -2.539 Tw (e t i re m e n t)Tj 0 Tw -413.5 -16 TD [ (inc)-1 (enti)-1 (ve )-28 (ben)1 (ef)-1 (i)27 (t)-1 (s. )-28 ( )-28 (Pri)-1 (or )-28 (t)-1 (o )-27 (Ch)1 (apter)-1 (s )-28 (11)1 (4 )-27 (and)1 ( )-28 (11)1 (5,)28 ( )-28 (t)-1 (he )-27 (Syst)-1 (em)1 ( )-28 (had)1 ( )-28 (a )-28 ($1)1 (68)1 (,33)1 (7 )-27 (un)1 (f)-1 (un)1 (ded)1 ( )-28 (li)-1 (a)28 (bili)-1 (t)-1 (y )-28 (f)-1 (or )-28 (such )-28 (ben)1 (ef)-1 (it)-1 (s.)] TJ 0 -32 TD 0.254 Tw (At the 樱花视频 level, the actuarial value of total assets was $9,743,727; the actuarial accrued total liability)Tj 0 -16 TD 0.249 Tw (was $8,538,685; the surplus over actuarial accrued liability was $1,205,042; the funded ratio was 114.1%; the covered)Tj T* 0.237 Tw (payroll was $3,094,281 and the actuarial surplus as a percentage of covered payroll was 38.9%. At the local level, the)Tj T* 0.252 Tw (actuarial value of total assets was $14,380,512; the actuarial accrued total liability was $12,007,161; the surplus over)Tj T* 0.235 Tw (actuarial accrued liability was $2,373,351; the funded ratio was 119.8%; the covered payroll was $4,910,963 and the)Tj T* 0.225 Tw (actuarial surplus as a percentage of covered payroll was 48.3%.)Tj 0 -32 TD 0.252 Tw (A variety of significant actuarial assumptions are used to determine the valuation of the pension benefits obligation,)Tj 0 -16 TD 0.25 Tw (including \(a\) an assumed discount rate of 8.75%, which is in excess of the cur)Tj 0 Tw 304 0 TD (r)Tj 3 0 TD 0.205 Tw (ent prevailing market rate, \(b\) projected)Tj -307 -16 TD 0.175 Tw (salary increases, including inflation, merit and productivity of 4.65% to 6.90%. Mortality, vestings, retirement age and)Tj 0 -16 TD 0.252 Tw (withdrawal estimates are based upon tables supplied by the Plan actuar)Tj 0 Tw 278 0 TD [ (y)111 (.)] TJ /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG -278 -32 TD 0.333 Tw (14. COMMITMENTS AND CONTINGENCIES)Tj /F2 9 Tf 0 g 0 G 0 -16 TD 0.235 Tw (On March 15, 1994, the Agency entered into an Advances, Collateral Pledge and Security Agreement with the Federal)Tj T* 0.246 Tw (Home Loan Bank. As of June 30, 2002 and 2001, the available line of credit was $12,515 and $18,306, respectively)Tj 0 Tw 453.5 0 TD (,)Tj -453.5 -16 TD 0.25 Tw (of which none was outstanding. )Tj 0 -32 TD 0.237 Tw (The Agency is a defendant in various legal actions arising in the ordinary course of business. The Agency is represented)Tj 0 -16 TD 0.169 Tw (in these actions by the Attorney General of the 樱花视频, acting as general counsel to the Agency, and by)Tj T* 0.208 Tw (counsel to the Agency\325s various insurers. In the opinion of management, the ultimate disposition of these legal actions)Tj T* 0.189 Tw (will not have a material adverse effect on the Agency\325s financial position. )Tj ET q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tw (34)Tj ET Q endstream endobj 138 0 obj 4981 endobj 136 0 obj << /Type /Page /Parent 121 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 137 0 R >> endobj 141 0 obj << /Length 142 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f 1 g 71.25 32.75 468 724 re f 71.25 32.75 468 724 re f 0.948 0.975 0.973 rg 72.25 743.75 466 12 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 499.875 748.75 TD 0 Tc 0 Tw (Schedule 1)Tj ET 0.948 0.975 0.973 rg 72.25 700 466 42.75 re f BT 0.348 0.464 0.64 rg 73.375 735.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (SINGLE-FAMILY MORTGAGE COMPONENT)Tj T* (JUNE 30, 2002)Tj T* (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 656.5 410.5 42.5 re f BT 0.348 0.464 0.64 rg 73.375 659.5 TD (ASSETS)Tj ET 0.948 0.975 0.973 rg 483.75 656.5 54.5 42.5 re f BT 0.348 0.464 0.64 rg 502.375 689.5 TD (2002)Tj -12.75 -10 TD (Home Buyer)Tj -3.5 -10 TD (Revenue Bond)Tj 7 -10 TD (Resolution)Tj ET 0.948 0.975 0.973 rg 72.25 643.75 184.5 11.75 re f BT 0.348 0.464 0.64 rg 73.375 648.5 TD (CURRENT ASSETS:)Tj ET 0.948 0.975 0.973 rg 257.75 33.75 225 621.75 re f 483.75 643.75 54.5 11.75 re f 72.25 621.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 635.75 TD (Cash and cash equivalents, substantially restricted)Tj 0 -10 TD (\(Note 4\))Tj ET 0.948 0.975 0.973 rg 483.75 621.75 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 635.75 TD ($58,508 )Tj ET 0.948 0.975 0.973 rg 72.25 600 184.5 20.75 re f BT 0.348 0.464 0.64 rg 73.375 613.75 TD (Investments, substantially restricted \(Note 4\))Tj ET 0.948 0.975 0.973 rg 483.75 600 54.5 20.75 re f BT 0.348 0.464 0.64 rg 512.875 613.75 TD (23,652)Tj ET 0.948 0.975 0.973 rg 72.25 577 184.5 22 re f BT 0.348 0.464 0.64 rg 73.375 592 TD (Accrued interest receivable on investments)Tj ET 0.948 0.975 0.973 rg 483.75 577 54.5 22 re f BT 0.348 0.464 0.64 rg 517.375 592 TD (4,481)Tj ET 0.948 0.975 0.973 rg 72.25 555 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 569 TD 0.209 Tw (Mortgage loans receivable - net \(Note 5\))Tj ET 0.948 0.975 0.973 rg 483.75 555 54.5 21 re f BT 0.348 0.464 0.64 rg 512.875 569 TD 0 Tw (23,434)Tj ET 0.948 0.975 0.973 rg 72.25 533 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 547 TD (Due from loan servicers and insurers)Tj ET 0.948 0.975 0.973 rg 483.75 533 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 547 TD (6,075)Tj ET 0.948 0.975 0.973 rg 72.25 511 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 525 TD (Other cur)Tj 33.5 0 TD (r)Tj 2.75 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 483.75 511 54.5 21 re f BT 0.348 0.464 0.64 rg 524.125 525 TD (329 )Tj ET 1 g 487.25 520 49 1 re f 0.948 0.975 0.973 rg 72.25 489 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 503 TD (T)Tj 3.75 0 TD (otal cur)Tj 26 0 TD (r)Tj 2.5 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 483.75 489 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 503 TD (116,479)Tj ET 1 g 487.25 498 49 1 re f 0.948 0.975 0.973 rg 72.25 477 184.5 11 re f BT 0.348 0.464 0.64 rg 73.375 481 TD (NON-CURRENT ASSETS:)Tj ET 0.948 0.975 0.973 rg 483.75 477 54.5 11 re f 72.25 455 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 469 TD (Investments, substantially restricted \(Note 4\))Tj ET 0.948 0.975 0.973 rg 483.75 455 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 469 TD (274,594)Tj ET 0.948 0.975 0.973 rg 72.25 433 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 447 TD 0.209 Tw (Mortgage loans receivable - net \(Note 5\))Tj ET 0.948 0.975 0.973 rg 483.75 433 54.5 21 re f BT 0.348 0.464 0.64 rg 501.875 447 TD 0 Tw (1,090,903)Tj ET 0.948 0.975 0.973 rg 72.25 411 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 425 TD (Debt service ar)Tj 51.5 0 TD (r)Tj 2.5 0 TD 0.244 Tw (ears receivable - net \(Note 6\))Tj ET 0.948 0.975 0.973 rg 483.75 411 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 425 TD 0 Tw (7,046)Tj ET 0.948 0.975 0.973 rg 72.25 389 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 403 TD (Defer)Tj 19 0 TD (r)Tj 2.75 0 TD 0.177 Tw (ed charges - bond issuance costs - net)Tj ET 0.948 0.975 0.973 rg 483.75 389 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 403 TD 0 Tw (8,128 )Tj ET 0.948 0.975 0.973 rg 72.25 367 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 381 TD (Real estate owned)Tj ET 0.948 0.975 0.973 rg 483.75 367 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 381 TD (2,268)Tj ET 1 g 487.25 376 49 1 re f 0.948 0.975 0.973 rg 72.25 345 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 359 TD (T)Tj 3.75 0 TD (otal non-cur)Tj 42.5 0 TD (r)Tj 2.5 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 483.75 345 54.5 21 re f BT 0.348 0.464 0.64 rg 501.875 359 TD (1,382,939 )Tj ET 1 g 487.25 354 49 1 re f 0.948 0.975 0.973 rg 72.25 323 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 337 TD (TOTAL ASSETS)Tj ET 0.948 0.975 0.973 rg 483.75 323 54.5 21 re f BT 0.348 0.464 0.64 rg 497.375 337 TD ($1,499,418)Tj ET 1 g q 49 0 0 3 487.25 332 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 72.25 309.5 184.5 12.5 re f BT 0.348 0.464 0.64 rg 73.375 315 TD (LIABILITIES AND NET ASSETS)Tj ET 0.948 0.975 0.973 rg 483.75 309.5 54.5 12.5 re f 72.25 296.25 184.5 12.25 re f BT 0.348 0.464 0.64 rg 73.375 301.5 TD (CURRENT LIABILITIES:)Tj ET 0.948 0.975 0.973 rg 483.75 296.25 54.5 12.25 re f 72.25 274.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 288.25 TD 0.222 Tw (Bonds and obligations - net \(Note 9\))Tj ET 0.948 0.975 0.973 rg 483.75 274.25 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 288.25 TD 0 Tw ($26,415 )Tj ET 0.948 0.975 0.973 rg 72.25 252 184.5 21.25 re f BT 0.348 0.464 0.64 rg 73.375 266.25 TD 0.221 Tw (Accrued interest payable on bonds and obligations)Tj ET 0.948 0.975 0.973 rg 483.75 252 54.5 21.25 re f BT 0.348 0.464 0.64 rg 512.875 266.25 TD 0 Tw (18,508)Tj ET 1 g 487.25 261.25 49 1 re f 0.948 0.975 0.973 rg 72.25 230 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 244 TD (T)Tj 3.75 0 TD (otal cur)Tj 26 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 483.75 230 54.5 21 re f BT 0.348 0.464 0.64 rg 512.875 244 TD (44,923)Tj ET 1 g 487.25 239 49 1 re f 0.948 0.975 0.973 rg 72.25 218.25 184.5 10.75 re f BT 0.348 0.464 0.64 rg 73.375 222 TD (NON-CURRENT LIABILITIES:)Tj ET 0.948 0.975 0.973 rg 483.75 218.25 54.5 10.75 re f 72.25 196.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 210.25 TD 0.222 Tw (Bonds and obligations - net \(Note 9\))Tj ET 0.948 0.975 0.973 rg 483.75 196.25 54.5 21 re f BT 0.348 0.464 0.64 rg 501.875 210.25 TD 0 Tw (1,297,000)Tj ET 0.948 0.975 0.973 rg 72.25 174.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 188.25 TD (Other non-cur)Tj 50 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 483.75 174.25 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 188.25 TD (2,292)Tj ET 0.948 0.975 0.973 rg 72.25 152.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 166.25 TD (Due to other funds)Tj ET 0.948 0.975 0.973 rg 483.75 152.25 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 166.25 TD (5,878)Tj ET 1 g 487.25 161.25 49 1 re f 0.948 0.975 0.973 rg 72.25 130.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 144.25 TD (T)Tj 3.75 0 TD (otal non-cur)Tj 42.5 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 483.75 130.25 54.5 21 re f BT 0.348 0.464 0.64 rg 501.875 144.25 TD (1,305,170)Tj ET 1 g 487.25 139.25 49 1 re f 0.948 0.975 0.973 rg 72.25 114.75 184.5 14.5 re f BT 0.348 0.464 0.64 rg 73.375 122.25 TD (TOTAL LIABILITIES)Tj ET 0.948 0.975 0.973 rg 483.75 114.75 54.5 14.5 re f BT 0.348 0.464 0.64 rg 501.875 122.25 TD (1,350,093)Tj ET 1 g 487.25 117.25 49 1 re f 0.948 0.975 0.973 rg 72.25 99.75 184.5 14 re f BT 0.348 0.464 0.64 rg 73.375 106.75 TD (NET ASSETS \(Note 12\):)Tj ET 0.948 0.975 0.973 rg 483.75 99.75 54.5 14 re f 72.25 77.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 91.75 TD (Restricted under bond and obligation resolutions)Tj ET 0.948 0.975 0.973 rg 483.75 77.75 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 91.75 TD (149,325)Tj ET 1 g 487.25 86.75 49 1 re f 0.948 0.975 0.973 rg 72.25 55.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 69.75 TD (T)Tj 3.75 0 TD (otal net assets)Tj ET 0.948 0.975 0.973 rg 483.75 55.75 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 69.75 TD (149,325)Tj ET 1 g 487.25 64.75 49 1 re f 0.948 0.975 0.973 rg 72.25 33.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 47.75 TD (TOTAL LIABILITIES AND NET ASSETS)Tj ET 0.948 0.975 0.973 rg 483.75 33.75 54.5 21 re f BT 0.348 0.464 0.64 rg 497.375 47.75 TD ($1,499,418 )Tj ET 1 g q 49 0 0 3 487.25 42.75 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 32.75 1 724 re f 256.75 32.75 1 623.75 re f 482.75 32.75 1 667.25 re f 538.25 32.75 1 724 re f 71.25 755.75 468 1 re f 71.25 742.75 468 1 re f 71.25 699 468 1 re f 71.25 655.5 468 1 re f 71.25 642.75 186.5 1 re f 482.75 642.75 56.5 1 re f 71.25 620.75 186.5 1 re f 482.75 620.75 56.5 1 re f 71.25 599 186.5 1 re f 482.75 599 56.5 1 re f 71.25 576 186.5 1 re f 482.75 576 56.5 1 re f 71.25 554 186.5 1 re f 482.75 554 56.5 1 re f 71.25 532 186.5 1 re f 482.75 532 56.5 1 re f 71.25 510 186.5 1 re f 482.75 510 56.5 1 re f 71.25 488 186.5 1 re f 482.75 488 56.5 1 re f 71.25 476 186.5 1 re f 482.75 476 56.5 1 re f 71.25 454 186.5 1 re f 482.75 454 56.5 1 re f 71.25 432 186.5 1 re f 482.75 432 56.5 1 re f 71.25 410 186.5 1 re f 482.75 410 56.5 1 re f 71.25 388 186.5 1 re f 482.75 388 56.5 1 re f 71.25 366 186.5 1 re f 482.75 366 56.5 1 re f 71.25 344 186.5 1 re f 482.75 344 56.5 1 re f 71.25 322 186.5 1 re f 482.75 322 56.5 1 re f 71.25 308.5 186.5 1 re f 482.75 308.5 56.5 1 re f 71.25 295.25 186.5 1 re f 482.75 295.25 56.5 1 re f 71.25 273.25 186.5 1 re f 482.75 273.25 56.5 1 re f 71.25 251 186.5 1 re f 482.75 251 56.5 1 re f 71.25 229 186.5 1 re f 482.75 229 56.5 1 re f 71.25 217.25 186.5 1 re f 482.75 217.25 56.5 1 re f 71.25 195.25 186.5 1 re f 482.75 195.25 56.5 1 re f 71.25 173.25 186.5 1 re f 482.75 173.25 56.5 1 re f 71.25 151.25 186.5 1 re f 482.75 151.25 56.5 1 re f 71.25 129.25 186.5 1 re f 482.75 129.25 56.5 1 re f 71.25 113.75 186.5 1 re f 482.75 113.75 56.5 1 re f 71.25 98.75 186.5 1 re f 482.75 98.75 56.5 1 re f 71.25 76.75 186.5 1 re f 482.75 76.75 56.5 1 re f 71.25 54.75 186.5 1 re f 482.75 54.75 56.5 1 re f 71.25 32.75 468 1 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 298.625 22.5 TD (35)Tj ET Q endstream endobj 142 0 obj 10291 endobj 139 0 obj << /Type /Page /Parent 140 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 141 0 R >> endobj 144 0 obj << /Length 145 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (36)Tj ET 1 g 71.25 211.25 468 545.5 re f 71.25 211.25 468 545.5 re f 0.948 0.975 0.973 rg 72.25 743.75 466 12 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 499.875 748.75 TD (Schedule 2)Tj ET 0.948 0.975 0.973 rg 72.25 691.25 466 51.5 re f BT 0.348 0.464 0.64 rg 73.375 735.75 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -10 TD 0 Tw (SINGLE-FAMILY MORTGAGE COMPONENT)Tj T* (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD 0.222 Tw (TEMENT OF REVENUES. EXPENSES. AND CHANGES IN NET ASSETS)Tj -12.5 -10 TD 0 Tw (YEAR ENDED JUNE 30, 2002)Tj 0 -10 TD (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 72.25 647.75 410.5 42.5 re f 483.75 647.75 54.5 42.5 re f BT 0.348 0.464 0.64 rg 502.375 680.75 TD (2002)Tj -12.75 -10 TD (Home Buyer)Tj -3.5 -10 TD (Revenue Bond)Tj 7 -10 TD (Resolution)Tj ET 0.948 0.975 0.973 rg 72.25 635 184.5 11.75 re f BT 0.348 0.464 0.64 rg 73.375 639.75 TD (OPERATING REVENUES:)Tj ET 0.948 0.975 0.973 rg 257.75 212.25 225 434.5 re f 483.75 635 54.5 11.75 re f 72.25 613 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 627 TD (Interest income on mortgage loans)Tj ET 0.948 0.975 0.973 rg 483.75 613 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 627 TD ($79,137 )Tj ET 0.948 0.975 0.973 rg 72.25 591.25 184.5 20.75 re f BT 0.348 0.464 0.64 rg 73.375 605 TD (Interest income on investments)Tj ET 0.948 0.975 0.973 rg 483.75 591.25 54.5 20.75 re f BT 0.348 0.464 0.64 rg 512.875 605 TD (20,427)Tj ET 1 g 487.25 600 49 1 re f 0.948 0.975 0.973 rg 72.25 568.25 184.5 22 re f BT 0.348 0.464 0.64 rg 73.375 583.25 TD (T)Tj 3.75 0 TD (otal operating revenues)Tj ET 0.948 0.975 0.973 rg 483.75 568.25 54.5 22 re f BT 0.348 0.464 0.64 rg 512.875 583.25 TD (99,564)Tj ET 1 g 487.25 578.25 49 1 re f 0.948 0.975 0.973 rg 72.25 556 184.5 11.25 re f BT 0.348 0.464 0.64 rg 73.375 560.25 TD (OPERATING EXPENSES:)Tj ET 0.948 0.975 0.973 rg 483.75 556 54.5 11.25 re f 72.25 534 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 548 TD (Interest)Tj ET 0.948 0.975 0.973 rg 483.75 534 54.5 21 re f BT 0.348 0.464 0.64 rg 512.875 548 TD (78,473)Tj ET 0.948 0.975 0.973 rg 72.25 512 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 526 TD (Insurance costs)Tj ET 0.948 0.975 0.973 rg 483.75 512 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 526 TD (1,403 )Tj ET 0.948 0.975 0.973 rg 72.25 489.75 184.5 21.25 re f BT 0.348 0.464 0.64 rg 73.375 504 TD (Servicing fees and other)Tj ET 0.948 0.975 0.973 rg 483.75 489.75 54.5 21.25 re f BT 0.348 0.464 0.64 rg 517.375 504 TD (4,308 )Tj ET 0.948 0.975 0.973 rg 72.25 467.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 481.75 TD (Salaries and related benefits)Tj ET 0.948 0.975 0.973 rg 483.75 467.75 54.5 21 re f BT 0.348 0.464 0.64 rg 517.375 481.75 TD (1,712)Tj ET 0.948 0.975 0.973 rg 72.25 445.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 459.75 TD (Professional services and financing costs)Tj ET 0.948 0.975 0.973 rg 483.75 445.75 54.5 21 re f BT 0.348 0.464 0.64 rg 524.125 459.75 TD (102)Tj ET 0.948 0.975 0.973 rg 72.25 423.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 437.75 TD (General and administrative expenses)Tj ET 0.948 0.975 0.973 rg 483.75 423.75 54.5 21 re f BT 0.348 0.464 0.64 rg 524.125 437.75 TD (931 )Tj ET 0.948 0.975 0.973 rg 72.25 401.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 415.75 TD 0.217 Tw (Loss on sale of real estate owned)Tj ET 0.948 0.975 0.973 rg 483.75 401.75 54.5 21 re f BT 0.348 0.464 0.64 rg 524.125 415.75 TD 0 Tw (469 )Tj ET 0.948 0.975 0.973 rg 72.25 379.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 393.75 TD (Provision for loan losses \(Note 2\))Tj ET 0.948 0.975 0.973 rg 483.75 379.75 54.5 21 re f BT 0.348 0.464 0.64 rg 512.125 393.75 TD (\(4,084\))Tj ET 1 g 487.25 388.75 49 1 re f 0.948 0.975 0.973 rg 72.25 357.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 371.75 TD (T)Tj 3.75 0 TD (otal operating expenses)Tj ET 0.948 0.975 0.973 rg 483.75 357.75 54.5 21 re f BT 0.348 0.464 0.64 rg 512.875 371.75 TD (83,314)Tj ET 1 g 487.25 366.75 49 1 re f 0.948 0.975 0.973 rg 72.25 335.75 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 349.75 TD (Net operating income)Tj ET 0.948 0.975 0.973 rg 483.75 335.75 54.5 21 re f BT 0.348 0.464 0.64 rg 512.875 349.75 TD (16,250)Tj ET 1 g 487.25 344.75 49 1 re f 0.948 0.975 0.973 rg 72.25 322.25 184.5 12.5 re f BT 0.348 0.464 0.64 rg 73.375 327.75 TD (NON-OPERATING EXPENSES \(Note 3\):)Tj ET 0.948 0.975 0.973 rg 483.75 322.25 54.5 12.5 re f 72.25 300.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 314.25 TD 0.222 Tw (Loss on early extinguishment of debt)Tj ET 0.948 0.975 0.973 rg 483.75 300.25 54.5 21 re f BT 0.348 0.464 0.64 rg 524.125 314.25 TD 0 Tw (614)Tj ET 1 g 487.25 309.25 49 1 re f 0.948 0.975 0.973 rg 72.25 278.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 292.25 TD (T)Tj 3.75 0 TD (otal non-operating expenses)Tj ET 0.948 0.975 0.973 rg 483.75 278.25 54.5 21 re f BT 0.348 0.464 0.64 rg 524.125 292.25 TD (614 )Tj ET 1 g 487.25 287.25 49 1 re f 0.948 0.975 0.973 rg 72.25 256.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 270.25 TD (Increase in net assets)Tj ET 0.948 0.975 0.973 rg 483.75 256.25 54.5 21 re f BT 0.348 0.464 0.64 rg 512.875 270.25 TD (15,636 )Tj ET 0.948 0.975 0.973 rg 72.25 234.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 248.25 TD 0.222 Tw (NET ASSETS, BEGINNING OF YEAR)Tj ET 0.948 0.975 0.973 rg 483.75 234.25 54.5 21 re f BT 0.348 0.464 0.64 rg 508.375 248.25 TD 0 Tw (133,689)Tj ET 1 g 487.25 243.25 49 1 re f 0.948 0.975 0.973 rg 72.25 212.25 184.5 21 re f BT 0.348 0.464 0.64 rg 73.375 226.25 TD (NET ASSETS, END OF YEAR)Tj ET 0.948 0.975 0.973 rg 483.75 212.25 54.5 21 re f BT 0.348 0.464 0.64 rg 504.125 226.25 TD ($149,325)Tj ET 1 g q 49 0 0 3 487.25 221.25 cm BI /F /CCF /W 196 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 196 >> ID 湓2_⺈斑 EI Q 0.948 0.975 0.973 rg 71.25 211.25 1 545.5 re f 256.75 211.25 1 436.5 re f 482.75 211.25 1 480 re f 538.25 211.25 1 545.5 re f 71.25 755.75 468 1 re f 71.25 742.75 468 1 re f 71.25 690.25 468 1 re f 71.25 646.75 468 1 re f 71.25 634 186.5 1 re f 482.75 634 56.5 1 re f 71.25 612 186.5 1 re f 482.75 612 56.5 1 re f 71.25 590.25 186.5 1 re f 482.75 590.25 56.5 1 re f 71.25 567.25 186.5 1 re f 482.75 567.25 56.5 1 re f 71.25 555 186.5 1 re f 482.75 555 56.5 1 re f 71.25 533 186.5 1 re f 482.75 533 56.5 1 re f 71.25 511 186.5 1 re f 482.75 511 56.5 1 re f 71.25 488.75 186.5 1 re f 482.75 488.75 56.5 1 re f 71.25 466.75 186.5 1 re f 482.75 466.75 56.5 1 re f 71.25 444.75 186.5 1 re f 482.75 444.75 56.5 1 re f 71.25 422.75 186.5 1 re f 482.75 422.75 56.5 1 re f 71.25 400.75 186.5 1 re f 482.75 400.75 56.5 1 re f 71.25 378.75 186.5 1 re f 482.75 378.75 56.5 1 re f 71.25 356.75 186.5 1 re f 482.75 356.75 56.5 1 re f 71.25 334.75 186.5 1 re f 482.75 334.75 56.5 1 re f 71.25 321.25 186.5 1 re f 482.75 321.25 56.5 1 re f 71.25 299.25 186.5 1 re f 482.75 299.25 56.5 1 re f 71.25 277.25 186.5 1 re f 482.75 277.25 56.5 1 re f 71.25 255.25 186.5 1 re f 482.75 255.25 56.5 1 re f 71.25 233.25 186.5 1 re f 482.75 233.25 56.5 1 re f 71.25 211.25 468 1 re f Q endstream endobj 145 0 obj 7278 endobj 143 0 obj << /Type /Page /Parent 140 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 144 0 R >> endobj 147 0 obj << /Length 148 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n 1 g 53.25 20.25 511.25 754.5 re f 53.25 31 511.25 730 re f 0.948 0.975 0.973 rg 54.25 728.75 509.25 32.25 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 55.375 758.25 TD 0 Tc -0.648 Tw (MULTI-FAMILY HOUSING COMPONENT)Tj 0 -8.5 TD 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD (TEMENT OF NET ASSETS)Tj -12.5 -8.5 TD (JUNE 30, 2002)Tj 0 -8.5 TD (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 54.25 688.75 111 39 re f 166.25 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 174.625 718.75 TD (General)Tj -0.75 -9 TD (Housing)Tj -4.5 -9 TD (Loan Bond)Tj 8.5 -9 TD (Funds)Tj ET 0.948 0.975 0.973 rg 210.5 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 219.125 709.75 TD (1983-A)Tj -3 -9 TD (Highview)Tj 3.75 -9 TD (T)Tj 3.75 0 TD (errace)Tj ET 0.948 0.975 0.973 rg 254.75 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 264.875 709.75 TD (1985-I)Tj 1.5 -9 TD (Roger)Tj -4 -9 TD (Gardens)Tj ET 0.948 0.975 0.973 rg 299 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 309.125 691.75 TD (1991-I)Tj ET 0.948 0.975 0.973 rg 343.25 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 346.875 718.75 TD (1981-A&B)Tj 0.75 -9 TD (1991-AS8)Tj -0.75 -9 TD (and 1992-)Tj 11.25 -9 TD (AS8)Tj ET 0.948 0.975 0.973 rg 387.5 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 398.375 718.75 TD (Rental)Tj -3.25 -9 TD (Housing)Tj -0.75 -9 TD (Revenue)Tj 4.5 -9 TD (Bonds)Tj ET 0.948 0.975 0.973 rg 431.75 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 441.875 691.75 TD (1992-I)Tj ET 0.948 0.975 0.973 rg 476 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 488.875 691.75 TD (1995)Tj ET 0.948 0.975 0.973 rg 520.25 688.75 43.25 39 re f BT 0.348 0.464 0.64 rg 523.625 709.75 TD (2002 Total)Tj 7.75 -9 TD (Multi-)Tj -0.5 -9 TD (Family)Tj ET 0.948 0.975 0.973 rg 54.25 677.25 509.25 10.5 re f BT 0.348 0.464 0.64 rg 55.375 680.75 TD (ASSETS)Tj ET 0.948 0.975 0.973 rg 54.25 665.5 509.25 10.75 re f BT 0.348 0.464 0.64 rg 55.375 669.25 TD (CURRENT ASSETS:)Tj ET 0.948 0.975 0.973 rg 54.25 645.75 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 657.5 TD (Cash and cash equivalents,)Tj 0 -8.5 TD (substantially restricted)Tj ET 0.948 0.975 0.973 rg 166.25 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 657.5 TD ($6,565 )Tj ET 0.948 0.975 0.973 rg 210.5 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 235.125 657.5 TD ($283)Tj ET 0.948 0.975 0.973 rg 254.75 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 273.125 657.5 TD ($ -)Tj ET 0.948 0.975 0.973 rg 299 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 332.375 657.5 TD ($4)Tj ET 0.948 0.975 0.973 rg 343.25 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 376.625 657.5 TD ($1)Tj ET 0.948 0.975 0.973 rg 387.5 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 420.875 657.5 TD ($4)Tj ET 0.948 0.975 0.973 rg 431.75 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 449.875 657.5 TD ($ -)Tj ET 0.948 0.975 0.973 rg 476 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 489.375 657.5 TD ($73,759 )Tj ET 0.948 0.975 0.973 rg 520.25 645.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 533.625 657.5 TD ($80,616)Tj ET 0.948 0.975 0.973 rg 54.25 626 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 637.75 TD [ (I)28 (n)-6 (v)31 (es)14 (t)20 (m)22 (e)31 (n)-6 (t)20 (s)14 (,)28 ( )-35 (s)45 (u)-6 (b)25 (s)14 (t)20 (an)25 (t)20 (i)3 (a)31 (l)3 (l)35 (y)] TJ 0 -8.5 TD (r)Tj 2.5 0 TD -2.347 Tw (e s t r i c t e d)Tj ET 0.948 0.975 0.973 rg 166.25 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 637.75 TD 0 Tw (26,089 )Tj ET 0.948 0.975 0.973 rg 210.5 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 239.375 637.75 TD (-)Tj ET 0.948 0.975 0.973 rg 254.75 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 283.625 637.75 TD (-)Tj ET 0.948 0.975 0.973 rg 299 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 327.875 637.75 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.375 637.75 TD (161)Tj ET 0.948 0.975 0.973 rg 387.5 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 409.875 637.75 TD (1,918)Tj ET 0.948 0.975 0.973 rg 431.75 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 460.375 637.75 TD (-)Tj ET 0.948 0.975 0.973 rg 476 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 505.125 637.75 TD (293)Tj ET 0.948 0.975 0.973 rg 520.25 626 43.25 18.75 re f BT 0.348 0.464 0.64 rg 538.125 637.75 TD (28,461)Tj ET 0.948 0.975 0.973 rg 54.25 606.25 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 618 TD (Accrued interest receivable on)Tj 0 -8.5 TD (investments)Tj ET 0.948 0.975 0.973 rg 166.25 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 195.125 618 TD (-)Tj ET 0.948 0.975 0.973 rg 210.5 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 248.375 618 TD (4)Tj ET 0.948 0.975 0.973 rg 254.75 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 288.125 618 TD (15)Tj ET 0.948 0.975 0.973 rg 299 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 332.375 618 TD (81)Tj ET 0.948 0.975 0.973 rg 343.25 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.375 618 TD (124 )Tj ET 0.948 0.975 0.973 rg 387.5 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 416.625 618 TD (109 )Tj ET 0.948 0.975 0.973 rg 431.75 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 460.875 618 TD (277)Tj ET 0.948 0.975 0.973 rg 476 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 505.125 618 TD (407)Tj ET 0.948 0.975 0.973 rg 520.25 606.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 542.625 618 TD (1,017)Tj ET 0.948 0.975 0.973 rg 54.25 585.5 111 19.75 re f BT 0.348 0.464 0.64 rg 55.375 598.25 TD (Mortgage loans receivable -)Tj 0 -8.5 TD (net)Tj ET 0.948 0.975 0.973 rg 166.25 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 188.625 598.25 TD (3,237)Tj ET 0.948 0.975 0.973 rg 210.5 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 244.125 598.25 TD (31 )Tj ET 0.948 0.975 0.973 rg 254.75 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 288.125 598.25 TD (55)Tj ET 0.948 0.975 0.973 rg 299 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 321.375 598.25 TD (1,634)Tj ET 0.948 0.975 0.973 rg 343.25 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 372.375 598.25 TD (261 )Tj ET 0.948 0.975 0.973 rg 387.5 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 416.625 598.25 TD (706 )Tj ET 0.948 0.975 0.973 rg 431.75 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 454.125 598.25 TD (8,142)Tj ET 0.948 0.975 0.973 rg 476 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 493.875 598.25 TD (20,055)Tj ET 0.948 0.975 0.973 rg 520.25 585.5 43.25 19.75 re f BT 0.348 0.464 0.64 rg 538.125 598.25 TD (34,121)Tj ET 0.948 0.975 0.973 rg 54.25 560.25 111 24.25 re f BT 0.348 0.464 0.64 rg 55.375 577.5 TD (Other assets)Tj ET 0.948 0.975 0.973 rg 166.25 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 195.125 577.5 TD (-)Tj ET 1 g 171.25 572.5 36.25 1 re f 0.948 0.975 0.973 rg 210.5 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 239.375 577.5 TD (-)Tj ET 1 g 215.5 572.5 36.25 1 re f 0.948 0.975 0.973 rg 254.75 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 283.625 577.5 TD (-)Tj ET 1 g 259.75 572.5 36.25 1 re f 0.948 0.975 0.973 rg 299 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 327.875 577.5 TD (-)Tj ET 1 g 304 572.5 36.25 1 re f 0.948 0.975 0.973 rg 343.25 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 372.125 577.5 TD (-)Tj ET 1 g 348.25 572.5 36.25 1 re f 0.948 0.975 0.973 rg 387.5 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 416.125 577.5 TD (-)Tj ET 1 g 392.5 572.5 36.25 1 re f 0.948 0.975 0.973 rg 431.75 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 460.375 577.5 TD (-)Tj ET 1 g 436.75 572.5 36.25 1 re f 0.948 0.975 0.973 rg 476 560.25 43.25 24.25 re f BT 0.348 0.464 0.64 rg 505.125 577.5 TD (358)Tj ET 1 g 480.75 572.5 36.5 1 re f 0.948 0.975 0.973 rg 520.25 560.25 43.25 24.25 re f BT /F2 9 Tf 0.348 0.464 0.64 rg 547.625 576.75 TD (358)Tj ET 1 g 525 571.75 36.5 1 re f 0.948 0.975 0.973 rg 54.25 540.5 111 18.75 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 55.375 552.25 TD (T)Tj 3.75 0 TD (otal cur)Tj 26 0 TD (r)Tj 2.5 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 166.25 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 552.25 TD (35,891)Tj ET 1 g 171.25 547.25 36.25 1 re f 0.948 0.975 0.973 rg 210.5 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 239.625 552.25 TD (318)Tj ET 1 g 215.5 547.25 36.25 1 re f 0.948 0.975 0.973 rg 254.75 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 288.125 552.25 TD (70)Tj ET 1 g 259.75 547.25 36.25 1 re f 0.948 0.975 0.973 rg 299 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 321.375 552.25 TD (1,719)Tj ET 1 g 304 547.25 36.25 1 re f 0.948 0.975 0.973 rg 343.25 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.375 552.25 TD (547)Tj ET 1 g 348.25 547.25 36.25 1 re f 0.948 0.975 0.973 rg 387.5 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 409.875 552.25 TD (2,737)Tj ET 1 g 392.5 547.25 36.25 1 re f 0.948 0.975 0.973 rg 431.75 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 454.125 552.25 TD (8,419 )Tj ET 1 g 436.75 547.25 36.25 1 re f 0.948 0.975 0.973 rg 476 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 493.875 552.25 TD (94,872)Tj ET 1 g 480.75 547.25 36.5 1 re f 0.948 0.975 0.973 rg 520.25 540.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 533.625 552.25 TD (144,573 )Tj ET 1 g 525 547.25 36.5 1 re f 0.948 0.975 0.973 rg 54.25 529.25 509.25 10.25 re f BT 0.348 0.464 0.64 rg 55.375 532.5 TD (NON-CURRENT ASSETS:)Tj ET 0.948 0.975 0.973 rg 54.25 509.5 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 521.25 TD [ (I)28 (n)-6 (v)31 (es)14 (t)20 (m)22 (e)31 (n)-6 (t)20 (s)14 (,)28 ( )-35 (s)45 (u)-6 (b)25 (s)14 (t)20 (an)25 (t)20 (i)3 (a)31 (l)3 (l)35 (y)] TJ 0 -8.5 TD (r)Tj 2.5 0 TD -2.347 Tw (e s t r i c t e d)Tj ET 0.948 0.975 0.973 rg 166.25 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 195.375 521.25 TD 0 Tw (546 )Tj ET 0.948 0.975 0.973 rg 210.5 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 239.625 521.25 TD (173)Tj ET 0.948 0.975 0.973 rg 254.75 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 521.25 TD (1,058)Tj ET 0.948 0.975 0.973 rg 299 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 321.375 521.25 TD (7,818)Tj ET 0.948 0.975 0.973 rg 343.25 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 361.125 521.25 TD (10,858 )Tj ET 0.948 0.975 0.973 rg 387.5 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 409.875 521.25 TD (8,993)Tj ET 0.948 0.975 0.973 rg 431.75 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 449.625 521.25 TD (28,343)Tj ET 0.948 0.975 0.973 rg 476 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 489.375 521.25 TD (112,027)Tj ET 0.948 0.975 0.973 rg 520.25 509.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 533.625 521.25 TD (169,816)Tj ET 0.948 0.975 0.973 rg 54.25 489.75 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 501.5 TD (Mortgage loans receivable -)Tj 0 -8.5 TD (net)Tj ET 0.948 0.975 0.973 rg 166.25 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 501.5 TD (77,289)Tj ET 0.948 0.975 0.973 rg 210.5 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 232.875 501.5 TD (2,730)Tj ET 0.948 0.975 0.973 rg 254.75 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 501.5 TD (4,890)Tj ET 0.948 0.975 0.973 rg 299 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 312.375 501.5 TD (121,712)Tj ET 0.948 0.975 0.973 rg 343.25 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 365.625 501.5 TD (5,760)Tj ET 0.948 0.975 0.973 rg 387.5 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 405.375 501.5 TD (28,360)Tj ET 0.948 0.975 0.973 rg 431.75 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 445.125 501.5 TD (130,874 )Tj ET 0.948 0.975 0.973 rg 476 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 489.375 501.5 TD (669,754 )Tj ET 0.948 0.975 0.973 rg 520.25 489.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 527.125 501.5 TD (1,041,369 )Tj ET 0.948 0.975 0.973 rg 54.25 469.75 111 19 re f BT 0.348 0.464 0.64 rg 55.375 481.75 TD (Debt service ar)Tj 51.5 0 TD (r)Tj 2.5 0 TD (ears receivable)Tj -54 -8.5 TD (- net)Tj ET 0.948 0.975 0.973 rg 166.25 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 199.875 481.75 TD (13)Tj ET 0.948 0.975 0.973 rg 210.5 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 239.375 481.75 TD (-)Tj ET 0.948 0.975 0.973 rg 254.75 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 283.625 481.75 TD (-)Tj ET 0.948 0.975 0.973 rg 299 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 327.875 481.75 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 372.375 481.75 TD (982 )Tj ET 0.948 0.975 0.973 rg 387.5 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 420.875 481.75 TD (25)Tj ET 0.948 0.975 0.973 rg 431.75 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 460.375 481.75 TD (-)Tj ET 0.948 0.975 0.973 rg 476 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 505.125 481.75 TD (193)Tj ET 0.948 0.975 0.973 rg 520.25 469.75 43.25 19 re f BT 0.348 0.464 0.64 rg 542.625 481.75 TD (1,213)Tj ET 0.948 0.975 0.973 rg 54.25 450 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 461.75 TD (Defer)Tj 19 0 TD (r)Tj 2.75 0 TD (ed economic loss on)Tj -21.75 -8.5 TD (defeasance of bonds)Tj ET 0.948 0.975 0.973 rg 166.25 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 195.125 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 210.5 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 239.375 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 254.75 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 283.625 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 299 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 327.875 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.125 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 387.5 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 416.125 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 431.75 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 460.375 461.75 TD (-)Tj ET 0.948 0.975 0.973 rg 476 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 493.875 461.75 TD (13,044)Tj ET 0.948 0.975 0.973 rg 520.25 450 43.25 18.75 re f BT 0.348 0.464 0.64 rg 538.125 461.75 TD (13,044)Tj ET 0.948 0.975 0.973 rg 54.25 430 111 19 re f BT 0.348 0.464 0.64 rg 55.375 442 TD (Defer)Tj 19 0 TD (r)Tj 2.75 0 TD (ed charges - bond)Tj -21.75 -8.5 TD (issuance costs - net)Tj ET 0.948 0.975 0.973 rg 166.25 430 43.25 19 re f BT 0.348 0.464 0.64 rg 195.125 442 TD (-)Tj ET 1 g 171.25 437 36.25 1 re f 0.948 0.975 0.973 rg 210.5 430 43.25 19 re f BT 0.348 0.464 0.64 rg 239.375 442 TD (-)Tj ET 1 g 215.5 437 36.25 1 re f 0.948 0.975 0.973 rg 254.75 430 43.25 19 re f BT 0.348 0.464 0.64 rg 283.625 442 TD (-)Tj ET 1 g 259.75 437 36.25 1 re f 0.948 0.975 0.973 rg 299 430 43.25 19 re f BT 0.348 0.464 0.64 rg 327.875 442 TD (-)Tj ET 1 g 304 437 36.25 1 re f 0.948 0.975 0.973 rg 343.25 430 43.25 19 re f BT 0.348 0.464 0.64 rg 372.125 442 TD (-)Tj ET 1 g 348.25 437 36.25 1 re f 0.948 0.975 0.973 rg 387.5 430 43.25 19 re f BT 0.348 0.464 0.64 rg 416.625 442 TD (221)Tj ET 1 g 392.5 437 36.25 1 re f 0.948 0.975 0.973 rg 431.75 430 43.25 19 re f BT 0.348 0.464 0.64 rg 460.375 442 TD (-)Tj ET 1 g 436.75 437 36.25 1 re f 0.948 0.975 0.973 rg 476 430 43.25 19 re f BT 0.348 0.464 0.64 rg 498.375 442 TD (5,591)Tj ET 1 g 480.75 437 36.5 1 re f 0.948 0.975 0.973 rg 520.25 430 43.25 19 re f BT 0.348 0.464 0.64 rg 542.625 442 TD (5,812)Tj ET 1 g 525 437 36.5 1 re f 0.948 0.975 0.973 rg 54.25 410.25 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 422 TD (T)Tj 3.75 0 TD (otal non-cur)Tj 42.5 0 TD (r)Tj 2.5 0 TD (ent assets)Tj ET 0.948 0.975 0.973 rg 166.25 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 422 TD (77,848)Tj ET 1 g 171.25 417 36.25 1 re f 0.948 0.975 0.973 rg 210.5 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 232.875 422 TD (2,903)Tj ET 1 g 215.5 417 36.25 1 re f 0.948 0.975 0.973 rg 254.75 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 422 TD (5,948)Tj ET 1 g 259.75 417 36.25 1 re f 0.948 0.975 0.973 rg 299 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 312.375 422 TD (129,530)Tj ET 1 g 304 417 36.25 1 re f 0.948 0.975 0.973 rg 343.25 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 361.125 422 TD (17,600)Tj ET 1 g 348.25 417 36.25 1 re f 0.948 0.975 0.973 rg 387.5 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 405.375 422 TD (37,599)Tj ET 1 g 392.5 417 36.25 1 re f 0.948 0.975 0.973 rg 431.75 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 445.125 422 TD (159,217)Tj ET 1 g 436.75 417 36.25 1 re f 0.948 0.975 0.973 rg 476 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 489.375 422 TD (800,609)Tj ET 1 g 480.75 417 36.5 1 re f 0.948 0.975 0.973 rg 520.25 410.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 527.125 422 TD (1,231,254)Tj ET 1 g 525 417 36.5 1 re f 0.948 0.975 0.973 rg 54.25 390.5 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 402.25 TD (TOTAL ASSETS)Tj ET 0.948 0.975 0.973 rg 166.25 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 175.375 402.25 TD ($113,739)Tj ET 1 g q 36.25 0 0 3 171.25 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 210.5 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 228.375 402.25 TD ($3,221)Tj ET 1 g q 36.25 0 0 3 215.5 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 254.75 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 272.625 402.25 TD ($6,018 )Tj ET 1 g q 36.25 0 0 3 259.75 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 299 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 308.125 402.25 TD ($131,249)Tj ET 1 g q 36.25 0 0 3 304 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 343.25 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 356.625 402.25 TD ($18,147 )Tj ET 1 g q 36.25 0 0 3 348.25 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 387.5 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 400.875 402.25 TD ($40,336)Tj ET 1 g q 36.25 0 0 3 392.5 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 431.75 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 440.875 402.25 TD ($167,636 )Tj ET 1 g q 36.25 0 0 3 436.75 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 476 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 484.875 402.25 TD ($895,481)Tj ET 1 g q 36.25 0 0 3 481 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 520.25 390.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 522.625 402.25 TD ($1,375,827)Tj ET 1 g q 36.25 0 0 3 525.25 397.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 湓2忺拾 EI Q 0.948 0.975 0.973 rg 54.25 378.25 509.25 11.25 re f BT 0.348 0.464 0.64 rg 55.375 382.5 TD (LIABILITIES AND NET ASSETS)Tj ET 0.948 0.975 0.973 rg 54.25 367 509.25 10.25 re f BT 0.348 0.464 0.64 rg 55.375 370.25 TD (CURRENT LIABILITIES:)Tj ET 0.948 0.975 0.973 rg 54.25 347 111 19 re f BT 0.348 0.464 0.64 rg 55.375 359 TD (Bonds and obligations - net)Tj ET 0.948 0.975 0.973 rg 166.25 347 43.25 19 re f BT 0.348 0.464 0.64 rg 184.125 359 TD ($3,939 )Tj ET 0.948 0.975 0.973 rg 210.5 347 43.25 19 re f BT 0.348 0.464 0.64 rg 239.625 359 TD ($30 )Tj ET 0.948 0.975 0.973 rg 254.75 347 43.25 19 re f BT 0.348 0.464 0.64 rg 283.875 359 TD ($94 )Tj ET 0.948 0.975 0.973 rg 299 347 43.25 19 re f BT 0.348 0.464 0.64 rg 316.875 359 TD ($1,665)Tj ET 0.948 0.975 0.973 rg 343.25 347 43.25 19 re f BT 0.348 0.464 0.64 rg 367.875 359 TD ($340 )Tj ET 0.948 0.975 0.973 rg 387.5 347 43.25 19 re f BT 0.348 0.464 0.64 rg 412.125 359 TD ($410)Tj ET 0.948 0.975 0.973 rg 431.75 347 43.25 19 re f BT 0.348 0.464 0.64 rg 445.125 359 TD ($11,395)Tj ET 0.948 0.975 0.973 rg 476 347 43.25 19 re f BT 0.348 0.464 0.64 rg 489.375 359 TD ($29,855 )Tj ET 0.948 0.975 0.973 rg 520.25 347 43.25 19 re f BT 0.348 0.464 0.64 rg 533.625 359 TD ($47,728 )Tj ET 0.948 0.975 0.973 rg 54.25 327.25 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 339 TD (Accrued interest payable on)Tj 0 -8.5 TD (bonds and obligations)Tj ET 0.948 0.975 0.973 rg 166.25 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 195.375 339 TD (833)Tj ET 0.948 0.975 0.973 rg 210.5 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 244.125 339 TD (50 )Tj ET 0.948 0.975 0.973 rg 254.75 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 283.625 339 TD (-)Tj ET 0.948 0.975 0.973 rg 299 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 321.375 339 TD (1,506 )Tj ET 0.948 0.975 0.973 rg 343.25 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 376.625 339 TD (83)Tj ET 0.948 0.975 0.973 rg 387.5 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 416.625 339 TD (172)Tj ET 0.948 0.975 0.973 rg 431.75 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 454.125 339 TD (1,409 )Tj ET 0.948 0.975 0.973 rg 476 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 498.375 339 TD (7,926 )Tj ET 0.948 0.975 0.973 rg 520.25 327.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 538.125 339 TD (11,979 )Tj ET 0.948 0.975 0.973 rg 54.25 300 111 26.25 re f BT 0.348 0.464 0.64 rg 55.375 319.25 TD (Advances from the State of)Tj 0 -8 TD 0.222 Tw (樱花视频 for bond and hous)Tj 0 Tw 105.5 0 TD (-)Tj -105.5 -8 TD (ing assistance)Tj ET 0.948 0.975 0.973 rg 166.25 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 188.625 319.25 TD (1,779 )Tj ET 0.948 0.975 0.973 rg 210.5 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 239.375 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 254.75 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 283.625 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 299 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 327.875 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 372.125 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 387.5 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 416.125 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 431.75 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 460.375 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 476 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 504.625 319.25 TD (-)Tj ET 0.948 0.975 0.973 rg 520.25 300 43.25 26.25 re f BT 0.348 0.464 0.64 rg 542.625 319.25 TD (1,779 )Tj ET 0.948 0.975 0.973 rg 54.25 280 111 19 re f BT 0.348 0.464 0.64 rg 55.375 292 TD (Mortgagor escrow deposits)Tj ET 0.948 0.975 0.973 rg 166.25 280 43.25 19 re f BT 0.348 0.464 0.64 rg 188.625 292 TD (7,851)Tj ET 1 g 171.25 287 36.25 1 re f 0.948 0.975 0.973 rg 210.5 280 43.25 19 re f BT 0.348 0.464 0.64 rg 239.375 292 TD (-)Tj ET 1 g 215.5 287 36.25 1 re f 0.948 0.975 0.973 rg 254.75 280 43.25 19 re f BT 0.348 0.464 0.64 rg 283.625 292 TD (-)Tj ET 1 g 259.75 287 36.25 1 re f 0.948 0.975 0.973 rg 299 280 43.25 19 re f BT 0.348 0.464 0.64 rg 327.875 292 TD (-)Tj ET 1 g 304 287 36.25 1 re f 0.948 0.975 0.973 rg 343.25 280 43.25 19 re f BT 0.348 0.464 0.64 rg 372.125 292 TD (-)Tj ET 1 g 348.25 287 36.25 1 re f 0.948 0.975 0.973 rg 387.5 280 43.25 19 re f BT 0.348 0.464 0.64 rg 416.125 292 TD (-)Tj ET 1 g 392.5 287 36.25 1 re f 0.948 0.975 0.973 rg 431.75 280 43.25 19 re f BT 0.348 0.464 0.64 rg 460.375 292 TD (-)Tj ET 1 g 436.75 287 36.25 1 re f 0.948 0.975 0.973 rg 476 280 43.25 19 re f BT 0.348 0.464 0.64 rg 504.625 292 TD (-)Tj ET 1 g 480.75 287 36.5 1 re f 0.948 0.975 0.973 rg 520.25 280 43.25 19 re f BT 0.348 0.464 0.64 rg 542.625 292 TD (7,851)Tj ET 1 g 525 287 36.5 1 re f 0.948 0.975 0.973 rg 54.25 260.25 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 272 TD (T)Tj 3.75 0 TD (otal cur)Tj 26 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 166.25 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 272 TD (14,402)Tj ET 1 g 171.25 267 36.25 1 re f 0.948 0.975 0.973 rg 210.5 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 244.125 272 TD (80)Tj ET 1 g 215.5 267 36.25 1 re f 0.948 0.975 0.973 rg 254.75 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 288.125 272 TD (94)Tj ET 1 g 259.75 267 36.25 1 re f 0.948 0.975 0.973 rg 299 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 321.375 272 TD (3,171)Tj ET 1 g 304 267 36.25 1 re f 0.948 0.975 0.973 rg 343.25 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.375 272 TD (423)Tj ET 1 g 348.25 267 36.25 1 re f 0.948 0.975 0.973 rg 387.5 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 416.625 272 TD (582)Tj ET 1 g 392.5 267 36.25 1 re f 0.948 0.975 0.973 rg 431.75 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 449.625 272 TD (12,804)Tj ET 1 g 436.75 267 36.25 1 re f 0.948 0.975 0.973 rg 476 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 493.875 272 TD (37,781)Tj ET 1 g 480.75 267 36.5 1 re f 0.948 0.975 0.973 rg 520.25 260.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 538.125 272 TD (69,337)Tj ET 1 g 525 267 36.5 1 re f 0.948 0.975 0.973 rg 54.25 248.5 509.25 10.75 re f BT 0.348 0.464 0.64 rg 55.375 252.25 TD (NON-CURRENT LIABILITIES:)Tj ET 0.948 0.975 0.973 rg 54.25 228.75 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 240.5 TD (Bonds and obligations - net)Tj ET 0.948 0.975 0.973 rg 166.25 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 240.5 TD (88,190)Tj ET 0.948 0.975 0.973 rg 210.5 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 232.875 240.5 TD (2,850)Tj ET 0.948 0.975 0.973 rg 254.75 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 240.5 TD (4,834)Tj ET 0.948 0.975 0.973 rg 299 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 312.375 240.5 TD (127,915)Tj ET 0.948 0.975 0.973 rg 343.25 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 365.625 240.5 TD (6,230)Tj ET 0.948 0.975 0.973 rg 387.5 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 405.375 240.5 TD (11,045)Tj ET 0.948 0.975 0.973 rg 431.75 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 445.125 240.5 TD (119,455)Tj ET 0.948 0.975 0.973 rg 476 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 489.375 240.5 TD (820,607)Tj ET 0.948 0.975 0.973 rg 520.25 228.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 527.125 240.5 TD (1,181,126 )Tj ET 0.948 0.975 0.973 rg 54.25 209 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 220.75 TD 0.216 Tw (Funds held in trust for mor)Tj 0 Tw 92.75 0 TD [ (t)20 (-)] TJ -92.75 -8.5 TD (gagors)Tj ET 0.948 0.975 0.973 rg 166.25 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 188.625 220.75 TD (5,156)Tj ET 0.948 0.975 0.973 rg 210.5 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 239.375 220.75 TD (-)Tj ET 0.948 0.975 0.973 rg 254.75 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 283.625 220.75 TD (-)Tj ET 0.948 0.975 0.973 rg 299 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 327.875 220.75 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 366.875 220.75 TD (\(502\))Tj ET 0.948 0.975 0.973 rg 387.5 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 409.875 220.75 TD (2,430 )Tj ET 0.948 0.975 0.973 rg 431.75 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 460.375 220.75 TD (-)Tj ET 0.948 0.975 0.973 rg 476 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 505.125 220.75 TD (207 )Tj ET 0.948 0.975 0.973 rg 520.25 209 43.25 18.75 re f BT 0.348 0.464 0.64 rg 542.625 220.75 TD (7,291)Tj ET 0.948 0.975 0.973 rg 54.25 189 111 19 re f BT 0.348 0.464 0.64 rg 55.375 201 TD (Minimum escrow requirement)Tj ET 0.948 0.975 0.973 rg 166.25 189 43.25 19 re f BT 0.348 0.464 0.64 rg 195.375 201 TD (654)Tj ET 0.948 0.975 0.973 rg 210.5 189 43.25 19 re f BT 0.348 0.464 0.64 rg 244.125 201 TD (26)Tj ET 0.948 0.975 0.973 rg 254.75 189 43.25 19 re f BT 0.348 0.464 0.64 rg 283.625 201 TD (-)Tj ET 0.948 0.975 0.973 rg 299 189 43.25 19 re f BT 0.348 0.464 0.64 rg 327.875 201 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 189 43.25 19 re f BT 0.348 0.464 0.64 rg 376.625 201 TD (87)Tj ET 0.948 0.975 0.973 rg 387.5 189 43.25 19 re f BT 0.348 0.464 0.64 rg 420.875 201 TD (76)Tj ET 0.948 0.975 0.973 rg 431.75 189 43.25 19 re f BT 0.348 0.464 0.64 rg 454.125 201 TD (1,700)Tj ET 0.948 0.975 0.973 rg 476 189 43.25 19 re f BT 0.348 0.464 0.64 rg 498.375 201 TD (6,369)Tj ET 0.948 0.975 0.973 rg 520.25 189 43.25 19 re f BT 0.348 0.464 0.64 rg 542.625 201 TD (8,912 )Tj ET 0.948 0.975 0.973 rg 54.25 169.25 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 181 TD (Other liabilities)Tj ET 0.948 0.975 0.973 rg 166.25 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 195.125 181 TD (-)Tj ET 0.948 0.975 0.973 rg 210.5 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 244.125 181 TD (19)Tj ET 0.948 0.975 0.973 rg 254.75 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 283.625 181 TD (-)Tj ET 0.948 0.975 0.973 rg 299 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 327.875 181 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.125 181 TD (-)Tj ET 0.948 0.975 0.973 rg 387.5 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 416.125 181 TD (-)Tj ET 0.948 0.975 0.973 rg 431.75 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 460.375 181 TD (-)Tj ET 0.948 0.975 0.973 rg 476 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 505.125 181 TD (498)Tj ET 0.948 0.975 0.973 rg 520.25 169.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 549.125 181 TD (517 )Tj ET 0.948 0.975 0.973 rg 54.25 149.5 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 161.25 TD (Due to HUD)Tj ET 0.948 0.975 0.973 rg 166.25 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 195.125 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 210.5 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 239.625 161.25 TD (331)Tj ET 0.948 0.975 0.973 rg 254.75 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 283.625 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 299 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 327.875 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 343.25 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 372.125 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 387.5 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 416.125 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 431.75 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 460.375 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 476 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 504.625 161.25 TD (-)Tj ET 0.948 0.975 0.973 rg 520.25 149.5 43.25 18.75 re f BT 0.348 0.464 0.64 rg 549.125 161.25 TD (331)Tj ET 0.948 0.975 0.973 rg 54.25 129.5 111 19 re f BT 0.348 0.464 0.64 rg 55.375 141.5 TD (Due to other funds)Tj ET 0.948 0.975 0.973 rg 166.25 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 195.375 141.5 TD (468)Tj ET 1 g 171.25 136.5 36.25 1 re f 0.948 0.975 0.973 rg 210.5 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 239.375 141.5 TD (-)Tj ET 1 g 215.5 136.5 36.25 1 re f 0.948 0.975 0.973 rg 254.75 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 283.625 141.5 TD (-)Tj ET 1 g 259.75 136.5 36.25 1 re f 0.948 0.975 0.973 rg 299 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 336.875 141.5 TD (3)Tj ET 1 g 304 136.5 36.25 1 re f 0.948 0.975 0.973 rg 343.25 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 376.625 141.5 TD (20)Tj ET 1 g 348.25 136.5 36.25 1 re f 0.948 0.975 0.973 rg 387.5 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 409.875 141.5 TD (1,246)Tj ET 1 g 392.5 136.5 36.25 1 re f 0.948 0.975 0.973 rg 431.75 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 460.875 141.5 TD (681)Tj ET 1 g 436.75 136.5 36.25 1 re f 0.948 0.975 0.973 rg 476 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 498.375 141.5 TD (2,531)Tj ET 1 g 480.75 136.5 36.5 1 re f 0.948 0.975 0.973 rg 520.25 129.5 43.25 19 re f BT 0.348 0.464 0.64 rg 542.625 141.5 TD (4,949)Tj ET 1 g 525 136.5 36.5 1 re f 0.948 0.975 0.973 rg 54.25 109.75 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 121.5 TD (T)Tj 3.75 0 TD (otal non-cur)Tj 42.5 0 TD (r)Tj 2.5 0 TD (ent liabilities)Tj ET 0.948 0.975 0.973 rg 166.25 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 184.125 121.5 TD (94,468)Tj ET 0.948 0.975 0.973 rg 210.5 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 232.875 121.5 TD (3,226)Tj ET 0.948 0.975 0.973 rg 254.75 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 121.5 TD (4,834)Tj ET 0.948 0.975 0.973 rg 299 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 312.375 121.5 TD (127,918 )Tj ET 0.948 0.975 0.973 rg 343.25 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 365.625 121.5 TD (5,835)Tj ET 0.948 0.975 0.973 rg 387.5 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 405.375 121.5 TD (14,797)Tj ET 0.948 0.975 0.973 rg 431.75 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 445.125 121.5 TD (121,836)Tj ET 0.948 0.975 0.973 rg 476 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 489.375 121.5 TD (830,212)Tj ET 0.948 0.975 0.973 rg 520.25 109.75 43.25 18.75 re f BT 0.348 0.464 0.64 rg 527.125 121.5 TD (1,203,126)Tj ET 0.948 0.975 0.973 rg 54.25 92 111 16.75 re f BT 0.348 0.464 0.64 rg 55.375 101.75 TD (TOTAL LIABILITIES)Tj ET 0.948 0.975 0.973 rg 166.25 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 179.875 101.75 TD (108,870)Tj ET 1 g 171.25 96.75 36.25 1 re f 0.948 0.975 0.973 rg 210.5 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 232.875 101.75 TD (3,306 )Tj ET 1 g 215.5 96.75 36.25 1 re f 0.948 0.975 0.973 rg 254.75 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 277.125 101.75 TD (4,928)Tj ET 1 g 259.75 96.75 36.25 1 re f 0.948 0.975 0.973 rg 299 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 312.375 101.75 TD (131,089)Tj ET 1 g 304 96.75 36.25 1 re f 0.948 0.975 0.973 rg 343.25 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 365.625 101.75 TD (6,258)Tj ET 1 g 348.25 96.75 36.25 1 re f 0.948 0.975 0.973 rg 387.5 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 405.375 101.75 TD (15,379 )Tj ET 1 g 392.5 96.75 36.25 1 re f 0.948 0.975 0.973 rg 431.75 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 445.125 101.75 TD (134,640)Tj ET 1 g 436.75 96.75 36.25 1 re f 0.948 0.975 0.973 rg 476 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 489.375 101.75 TD (867,993)Tj ET 1 g 480.75 96.75 36.5 1 re f 0.948 0.975 0.973 rg 520.25 92 43.25 16.75 re f BT 0.348 0.464 0.64 rg 527.125 101.75 TD (1,272,463 )Tj ET 1 g 525 96.75 36.5 1 re f 0.948 0.975 0.973 rg 54.25 80.75 509.25 10.25 re f BT 0.348 0.464 0.64 rg 55.375 84 TD (NET ASSETS:)Tj ET 0.948 0.975 0.973 rg 54.25 61 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 72.75 TD (Restriction under bond and)Tj 0 -8.5 TD (obligation resolutions)Tj ET 0.948 0.975 0.973 rg 166.25 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 188.625 72.75 TD (4,868)Tj ET 1 g 171.25 67.75 36.25 1 re f 0.948 0.975 0.973 rg 210.5 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 238.625 72.75 TD (\(84\))Tj ET 1 g 215.5 67.75 36.25 1 re f 0.948 0.975 0.973 rg 254.75 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 72.75 TD (1,090)Tj ET 1 g 259.75 67.75 36.25 1 re f 0.948 0.975 0.973 rg 299 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 328.125 72.75 TD (160)Tj ET 1 g 304 67.75 36.25 1 re f 0.948 0.975 0.973 rg 343.25 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 361.125 72.75 TD (11,889)Tj ET 1 g 348.25 67.75 36.25 1 re f 0.948 0.975 0.973 rg 387.5 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 405.375 72.75 TD (24,957)Tj ET 1 g 392.5 67.75 36.25 1 re f 0.948 0.975 0.973 rg 431.75 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 449.625 72.75 TD (32,996)Tj ET 1 g 436.75 67.75 36.25 1 re f 0.948 0.975 0.973 rg 476 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 493.875 72.75 TD (27,488)Tj ET 1 g 480.75 67.75 36.5 1 re f 0.948 0.975 0.973 rg 520.25 61 43.25 18.75 re f BT 0.348 0.464 0.64 rg 533.625 72.75 TD (103,364)Tj ET 1 g 525 67.75 36.5 1 re f 0.948 0.975 0.973 rg 54.25 41.25 111 18.75 re f BT 0.348 0.464 0.64 rg 55.375 53 TD (T)Tj 3.75 0 TD (otal net assets)Tj ET 0.948 0.975 0.973 rg 166.25 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 188.625 53 TD (4,868)Tj ET 1 g 171.25 48 36.25 1 re f 0.948 0.975 0.973 rg 210.5 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 238.625 53 TD (\(84\))Tj ET 1 g 215.5 48 36.25 1 re f 0.948 0.975 0.973 rg 254.75 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 277.125 53 TD (1,090)Tj ET 1 g 259.75 48 36.25 1 re f 0.948 0.975 0.973 rg 299 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 328.125 53 TD (160 )Tj ET 1 g 304 48 36.25 1 re f 0.948 0.975 0.973 rg 343.25 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 361.125 53 TD (11,889)Tj ET 1 g 348.25 48 36.25 1 re f 0.948 0.975 0.973 rg 387.5 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 405.375 53 TD (24,957 )Tj ET 1 g 392.5 48 36.25 1 re f 0.948 0.975 0.973 rg 431.75 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 449.625 53 TD (32,996)Tj ET 1 g 436.75 48 36.25 1 re f 0.948 0.975 0.973 rg 476 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 493.875 53 TD (27,488)Tj ET 1 g 480.75 48 36.5 1 re f 0.948 0.975 0.973 rg 520.25 41.25 43.25 18.75 re f BT 0.348 0.464 0.64 rg 533.625 53 TD (103,364)Tj ET 1 g 525 48 36.5 1 re f 0.948 0.975 0.973 rg 54.25 31 111 9.25 re f BT 0.348 0.464 0.64 rg 55.375 33.25 TD (TOTAL LIABILITIES AND NET)Tj 0 -8 TD (ASSETS)Tj ET 0.948 0.975 0.973 rg 166.25 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 175.375 33.25 TD ($113,738)Tj ET 1 g q 36.25 0 0 3 171.25 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 210.5 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 228.375 33.25 TD ($3,222)Tj ET 1 g q 36.25 0 0 3 215.5 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 254.75 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 272.625 33.25 TD ($6,018)Tj ET 1 g q 36.25 0 0 3 259.75 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 299 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 308.125 33.25 TD ($131,249)Tj ET 1 g q 36.25 0 0 3 304 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 343.25 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 356.625 33.25 TD ($18,147)Tj ET 1 g q 36.25 0 0 3 348.25 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 387.5 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 400.875 33.25 TD ($40,336 )Tj ET 1 g q 36.25 0 0 3 392.5 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 431.75 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 440.875 33.25 TD ($167,636)Tj ET 1 g q 36.25 0 0 3 436.75 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 476 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 484.875 33.25 TD ($895,481)Tj ET 1 g q 36.25 0 0 3 481 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 520.25 31 43.25 9.25 re f BT 0.348 0.464 0.64 rg 522.625 33.25 TD ($1,375,827)Tj ET 1 g q 36.25 0 0 3 525.25 28.25 cm BI /F /CCF /W 145 /H 12 /BPC 1 /IM true /D [ 1 0 ] /DecodeParms << /K -1 /Columns 145 >> ID 揚?@ EI Q 0.948 0.975 0.973 rg 53.25 31 1 730 re f 165.25 687.75 1 41 re f 165.25 539.5 1 126 re f 165.25 389.5 1 139.75 re f 165.25 259.25 1 107.75 re f 165.25 91 1 157.5 re f 165.25 31 1 49.75 re f 209.5 687.75 1 41 re f 209.5 539.5 1 126 re f 209.5 389.5 1 139.75 re f 209.5 259.25 1 107.75 re f 209.5 91 1 157.5 re f 209.5 31 1 49.75 re f 253.75 687.75 1 41 re f 253.75 539.5 1 126 re f 253.75 389.5 1 139.75 re f 253.75 259.25 1 107.75 re f 253.75 91 1 157.5 re f 253.75 31 1 49.75 re f 298 687.75 1 41 re f 298 539.5 1 126 re f 298 389.5 1 139.75 re f 298 259.25 1 107.75 re f 298 91 1 157.5 re f 298 31 1 49.75 re f 342.25 687.75 1 41 re f 342.25 539.5 1 126 re f 342.25 389.5 1 139.75 re f 342.25 259.25 1 107.75 re f 342.25 91 1 157.5 re f 342.25 31 1 49.75 re f 386.5 687.75 1 41 re f 386.5 539.5 1 126 re f 386.5 389.5 1 139.75 re f 386.5 259.25 1 107.75 re f 386.5 91 1 157.5 re f 386.5 31 1 49.75 re f 430.75 687.75 1 41 re f 430.75 539.5 1 126 re f 430.75 389.5 1 139.75 re f 430.75 259.25 1 107.75 re f 430.75 91 1 157.5 re f 430.75 31 1 49.75 re f 475 687.75 1 41 re f 475 539.5 1 126 re f 475 389.5 1 139.75 re f 475 259.25 1 107.75 re f 475 91 1 157.5 re f 475 31 1 49.75 re f 519.25 687.75 1 41 re f 519.25 539.5 1 126 re f 519.25 389.5 1 139.75 re f 519.25 259.25 1 107.75 re f 519.25 91 1 157.5 re f 519.25 31 1 49.75 re f 563.5 31 1 730 re f 53.25 727.75 511.25 1 re f 53.25 687.75 511.25 1 re f 53.25 676.25 511.25 1 re f 53.25 664.5 511.25 1 re f 53.25 644.75 511.25 1 re f 53.25 625 511.25 1 re f 53.25 605.25 511.25 1 re f 53.25 584.5 511.25 1 re f 53.25 559.25 511.25 1 re f 53.25 539.5 511.25 1 re f 53.25 528.25 511.25 1 re f 53.25 508.5 511.25 1 re f 53.25 488.75 511.25 1 re f 53.25 468.75 511.25 1 re f 53.25 449 511.25 1 re f 53.25 429 511.25 1 re f 53.25 409.25 511.25 1 re f 53.25 389.5 511.25 1 re f 53.25 377.25 511.25 1 re f 53.25 366 511.25 1 re f 53.25 346 511.25 1 re f 53.25 326.25 511.25 1 re f 53.25 299 511.25 1 re f 53.25 279 511.25 1 re f 53.25 259.25 511.25 1 re f 53.25 247.5 511.25 1 re f 53.25 227.75 511.25 1 re f 53.25 208 511.25 1 re f 53.25 188 511.25 1 re f 53.25 168.25 511.25 1 re f 53.25 148.5 511.25 1 re f 53.25 128.5 511.25 1 re f 53.25 108.75 511.25 1 re f 53.25 91 511.25 1 re f 53.25 79.75 511.25 1 re f 53.25 60 511.25 1 re f 53.25 40.25 511.25 1 re f Q endstream endobj 148 0 obj 41476 endobj 146 0 obj << /Type /Page /Parent 140 0 R /Resources << /Font << /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 147 0 R >> endobj 150 0 obj << /Length 151 0 R >> stream 0.25 w 0.948 0.975 0.973 rg 53.25 31 504 730 re f q 30 31 552 730 re W n BT /F1 12 Tf 0.348 0.464 0.64 rg 0.348 0.464 0.64 RG 298.625 25.5 TD 0 Tc 0 Tw (38)Tj ET 1 g 53.25 42.75 504 732 re f 53.25 42.75 504 718.25 re f 0.948 0.975 0.973 rg 54.25 702.75 502 57.25 re f BT /F2 8 Tf 0.348 0.464 0.64 rg 55.375 753 TD 0.193 Tw (NEW JERSEY HOUSING & MORTGAGE FINANCE AGENCY)Tj 0 -8.5 TD -0.648 Tw (MULTI-FAMILY HOUSING COMPONENT)Tj T* 0 Tw (ST)Tj 7.75 0 TD (A)Tj 4.75 0 TD 0.222 Tw (TEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET ASSETS)Tj -12.5 -8.5 TD 0 Tw (JUNE 30, 2002)Tj 0 -8.5 TD (\(In Thousands\))Tj ET 0.948 0.975 0.973 rg 54.25 652 109.25 49.75 re f 164.5 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 170.375 691 TD (General)Tj -0.75 -9 TD (Housing)Tj 5.75 -9 TD (Loan)Tj -0.5 -9 TD (Bond)Tj -1.25 -9 TD (Funds)Tj ET 0.948 0.975 0.973 rg 203.75 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 209.875 682 TD (1983-A)Tj 3.75 -9 TD (11\(B\))Tj -6.75 -9 TD (Highview)Tj 4 -9 TD (T)Tj 3.5 0 TD (errace)Tj ET 0.948 0.975 0.973 rg 243 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 250.875 673 TD (1985-I)Tj 1.25 -9 TD (Roger)Tj -4 -9 TD (Gardens)Tj ET 0.948 0.975 0.973 rg 282.25 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 290.125 655 TD (1991-I)Tj ET 0.948 0.975 0.973 rg 321.5 652 38.5 49.75 re f BT 0.348 0.464 0.64 rg 330.375 691 TD (1981-)Tj 2.75 -9 TD (A&B)Tj -9.5 -9 TD (1991-AS8)Tj -0.75 -9 TD (and 1992-)Tj 11 -9 TD (AS8)Tj ET 0.948 0.975 0.973 rg 361 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 369.375 682 TD (Rental)Tj -3.5 -9 TD (Housing)Tj -0.5 -9 TD (Revenue)Tj 4.25 -9 TD (Bonds)Tj ET 0.948 0.975 0.973 rg 400.25 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 401.875 655 TD (1992-A-D)Tj ET 0.948 0.975 0.973 rg 439.5 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 447.125 655 TD (1992-I)Tj ET 0.948 0.975 0.973 rg 478.75 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 489.125 655 TD (1995)Tj ET 0.948 0.975 0.973 rg 518 652 38.25 49.75 re f BT 0.348 0.464 0.64 rg 528.375 682 TD (2002)Tj 0.5 -9 TD (T)Tj 3.75 0 TD (otal)Tj -6 -9 TD (Multi-)Tj 0.25 -9 TD (family)Tj ET 0.948 0.975 0.973 rg 54.25 637.5 502 13.5 re f BT 0.348 0.464 0.64 rg 55.375 644 TD (OPERATING REVENUES:)Tj ET 0.948 0.975 0.973 rg 54.25 623 502 13.5 re f 54.25 598 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 615 TD (Interest income on Mortgage)Tj 0 -8.5 TD (loans)Tj ET 0.948 0.975 0.973 rg 164.5 598 38.25 24 re f BT 0.348 0.464 0.64 rg 177.375 615 TD ($4,641)Tj ET 0.948 0.975 0.973 rg 203.75 598 38.25 24 re f BT 0.348 0.464 0.64 rg 223.375 615 TD ($288 )Tj ET 0.948 0.975 0.973 rg 243 598 38.25 24 re f BT 0.348 0.464 0.64 rg 262.625 615 TD ($495)Tj ET 0.948 0.975 0.973 rg 282.25 598 38.25 24 re f BT 0.348 0.464 0.64 rg 295.375 615 TD ($8,680)Tj ET 0.948 0.975 0.973 rg 321.5 598 38.5 24 re f BT 0.348 0.464 0.64 rg 334.625 615 TD ($3,058 )Tj ET 0.948 0.975 0.973 rg 361 598 38.25 24 re f BT 0.348 0.464 0.64 rg 373.875 615 TD ($2,274)Tj ET 0.948 0.975 0.973 rg 400.25 598 38.25 24 re f BT 0.348 0.464 0.64 rg 413.125 615 TD ($7,288)Tj ET 0.948 0.975 0.973 rg 439.5 598 38.25 24 re f BT 0.348 0.464 0.64 rg 447.875 615 TD ($10,035)Tj ET 0.948 0.975 0.973 rg 478.75 598 38.25 24 re f BT 0.348 0.464 0.64 rg 487.125 615 TD ($46,980)Tj ET 0.948 0.975 0.973 rg 518 598 38.25 24 re f BT 0.348 0.464 0.64 rg 526.375 615 TD ($83,739)Tj ET 0.948 0.975 0.973 rg 54.25 573 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 590 TD (Interest income on)Tj 0 -8.5 TD (Investments)Tj ET 0.948 0.975 0.973 rg 164.5 573 38.25 24 re f BT 0.348 0.464 0.64 rg 188.625 590 TD (353)Tj ET 1 g 167 585 33.75 1 re f 0.948 0.975 0.973 rg 203.75 573 38.25 24 re f BT 0.348 0.464 0.64 rg 236.625 590 TD (9)Tj ET 1 g 206.25 585 33.75 1 re f 0.948 0.975 0.973 rg 243 573 38.25 24 re f BT 0.348 0.464 0.64 rg 271.625 590 TD (96)Tj ET 1 g 245.5 585 33.75 1 re f 0.948 0.975 0.973 rg 282.25 573 38.25 24 re f BT 0.348 0.464 0.64 rg 306.375 590 TD (590)Tj ET 1 g 284.75 585 33.75 1 re f 0.948 0.975 0.973 rg 321.5 573 38.5 24 re f BT 0.348 0.464 0.64 rg 338.875 590 TD (1,158)Tj ET 1 g 324.25 585 33.75 1 re f 0.948 0.975 0.973 rg 361 573 38.25 24 re f BT 0.348 0.464 0.64 rg 384.875 590 TD (692)Tj ET 1 g 363.5 585 33.75 1 re f 0.948 0.975 0.973 rg 400.25 573 38.25 24 re f BT 0.348 0.464 0.64 rg 417.625 590 TD (1,919)Tj ET 1 g 402.75 585 33.75 1 re f 0.948 0.975 0.973 rg 439.5 573 38.25 24 re f BT 0.348 0.464 0.64 rg 456.875 590 TD (1,878)Tj ET 1 g 442 585 33.75 1 re f 0.948 0.975 0.973 rg 478.75 573 38.25 24 re f BT 0.348 0.464 0.64 rg 496.125 590 TD (7,868)Tj ET 1 g 481.25 585 33.75 1 re f 0.948 0.975 0.973 rg 518 573 38.25 24 re f BT 0.348 0.464 0.64 rg 530.875 590 TD (14,563)Tj ET 1 g 520.5 585 33.75 1 re f 0.948 0.975 0.973 rg 54.25 548.25 109.25 23.75 re f BT 0.348 0.464 0.64 rg 55.375 565 TD (T)Tj 3.75 0 TD (otal interest income)Tj ET 0.948 0.975 0.973 rg 164.5 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 181.875 565 TD (4,994)Tj ET 1 g 167 560 33.75 1 re f 0.948 0.975 0.973 rg 203.75 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 227.875 565 TD (297)Tj ET 1 g 206.25 560 33.75 1 re f 0.948 0.975 0.973 rg 243 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 267.125 565 TD (591)Tj ET 1 g 245.5 560 33.75 1 re f 0.948 0.975 0.973 rg 282.25 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 299.625 565 TD (9,270)Tj ET 1 g 284.75 560 33.75 1 re f 0.948 0.975 0.973 rg 321.5 548.25 38.5 23.75 re f BT 0.348 0.464 0.64 rg 338.875 565 TD (4,216)Tj ET 1 g 324.25 560 33.75 1 re f 0.948 0.975 0.973 rg 361 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 378.375 565 TD (2,966)Tj ET 1 g 363.5 560 33.75 1 re f 0.948 0.975 0.973 rg 400.25 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 417.625 565 TD (9,207)Tj ET 1 g 402.75 560 33.75 1 re f 0.948 0.975 0.973 rg 439.5 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 452.375 565 TD (11,913)Tj ET 1 g 442 560 33.75 1 re f 0.948 0.975 0.973 rg 478.75 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 491.625 565 TD (54,848)Tj ET 1 g 481.25 560 33.75 1 re f 0.948 0.975 0.973 rg 518 548.25 38.25 23.75 re f BT 0.348 0.464 0.64 rg 530.875 565 TD (98,302)Tj ET 1 g 520.5 560 33.75 1 re f 0.948 0.975 0.973 rg 54.25 522.25 109.25 25 re f BT 0.348 0.464 0.64 rg 55.375 540.25 TD (Fees and charges)Tj ET 0.948 0.975 0.973 rg 164.5 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 188.625 540.25 TD (897 )Tj ET 0.948 0.975 0.973 rg 203.75 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 227.625 540.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 266.875 540.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 306.375 540.25 TD (135 )Tj ET 0.948 0.975 0.973 rg 321.5 522.25 38.5 25 re f BT 0.348 0.464 0.64 rg 350.125 540.25 TD (40)Tj ET 0.948 0.975 0.973 rg 361 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 384.875 540.25 TD (156)Tj ET 0.948 0.975 0.973 rg 400.25 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 424.125 540.25 TD (606)Tj ET 0.948 0.975 0.973 rg 439.5 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 456.875 540.25 TD (1,249)Tj ET 0.948 0.975 0.973 rg 478.75 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 496.125 540.25 TD (2,856)Tj ET 0.948 0.975 0.973 rg 518 522.25 38.25 25 re f BT 0.348 0.464 0.64 rg 535.375 540.25 TD (5,939 )Tj ET 0.948 0.975 0.973 rg 54.25 497.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 514.25 TD (Other income - net)Tj ET 0.948 0.975 0.973 rg 164.5 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 193.125 514.25 TD (28 )Tj ET 0.948 0.975 0.973 rg 203.75 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 514.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 514.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 514.25 TD (-)Tj ET 0.948 0.975 0.973 rg 321.5 497.25 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 514.25 TD (-)Tj ET 0.948 0.975 0.973 rg 361 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 393.875 514.25 TD (5)Tj ET 0.948 0.975 0.973 rg 400.25 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 418.875 514.25 TD (\(268\))Tj ET 0.948 0.975 0.973 rg 439.5 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 514.25 TD (-)Tj ET 0.948 0.975 0.973 rg 478.75 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 502.875 514.25 TD (647)Tj ET 0.948 0.975 0.973 rg 518 497.25 38.25 24 re f BT 0.348 0.464 0.64 rg 542.125 514.25 TD (412)Tj ET 0.948 0.975 0.973 rg 54.25 472.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 489.25 TD (Unrealized appreciation in)Tj 0 -8.5 TD (investment securities)Tj ET 0.948 0.975 0.973 rg 164.5 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 489.25 TD (-)Tj ET 1 g 167 484.25 33.75 1 re f 0.948 0.975 0.973 rg 203.75 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 489.25 TD (-)Tj ET 1 g 206.25 484.25 33.75 1 re f 0.948 0.975 0.973 rg 243 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 489.25 TD (-)Tj ET 1 g 245.5 484.25 33.75 1 re f 0.948 0.975 0.973 rg 282.25 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 489.25 TD (-)Tj ET 1 g 284.75 484.25 33.75 1 re f 0.948 0.975 0.973 rg 321.5 472.25 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 489.25 TD (-)Tj ET 1 g 324.25 484.25 33.75 1 re f 0.948 0.975 0.973 rg 361 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 384.625 489.25 TD (-)Tj ET 1 g 363.5 484.25 33.75 1 re f 0.948 0.975 0.973 rg 400.25 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 423.875 489.25 TD (-)Tj ET 1 g 402.75 484.25 33.75 1 re f 0.948 0.975 0.973 rg 439.5 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 489.25 TD (-)Tj ET 1 g 442 484.25 33.75 1 re f 0.948 0.975 0.973 rg 478.75 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 502.625 489.25 TD (-)Tj ET 1 g 481.25 484.25 33.75 1 re f 0.948 0.975 0.973 rg 518 472.25 38.25 24 re f BT 0.348 0.464 0.64 rg 541.875 489.25 TD (-)Tj ET 1 g 520.5 484.25 33.75 1 re f 0.948 0.975 0.973 rg 54.25 447.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 464.25 TD (T)Tj 3.75 0 TD (otal operating revenues)Tj ET 0.948 0.975 0.973 rg 164.5 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 181.875 464.25 TD (5,919)Tj ET 1 g 167 459.25 33.75 1 re f 0.948 0.975 0.973 rg 203.75 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.875 464.25 TD (297)Tj ET 1 g 206.25 459.25 33.75 1 re f 0.948 0.975 0.973 rg 243 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 267.125 464.25 TD (591)Tj ET 1 g 245.5 459.25 33.75 1 re f 0.948 0.975 0.973 rg 282.25 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 299.625 464.25 TD (9,405)Tj ET 1 g 284.75 459.25 33.75 1 re f 0.948 0.975 0.973 rg 321.5 447.25 38.5 24 re f BT 0.348 0.464 0.64 rg 338.875 464.25 TD (4,256)Tj ET 1 g 324.25 459.25 33.75 1 re f 0.948 0.975 0.973 rg 361 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 378.375 464.25 TD (3,127)Tj ET 1 g 363.5 459.25 33.75 1 re f 0.948 0.975 0.973 rg 400.25 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 417.625 464.25 TD (9,545)Tj ET 1 g 402.75 459.25 33.75 1 re f 0.948 0.975 0.973 rg 439.5 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 452.375 464.25 TD (13,162)Tj ET 1 g 442 459.25 33.75 1 re f 0.948 0.975 0.973 rg 478.75 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 464.25 TD (58,351)Tj ET 1 g 481.25 459.25 33.75 1 re f 0.948 0.975 0.973 rg 518 447.25 38.25 24 re f BT 0.348 0.464 0.64 rg 526.375 464.25 TD (104,653)Tj ET 1 g 520.5 459.25 33.75 1 re f 0.948 0.975 0.973 rg 54.25 433.25 502 13 re f BT 0.348 0.464 0.64 rg 55.375 439.25 TD (OPERATING EXPENSES:)Tj ET 0.948 0.975 0.973 rg 54.25 408.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 425.25 TD (Interest)Tj ET 0.948 0.975 0.973 rg 164.5 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 181.875 425.25 TD (5,073)Tj ET 0.948 0.975 0.973 rg 203.75 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.875 425.25 TD (300)Tj ET 0.948 0.975 0.973 rg 243 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 267.125 425.25 TD (533)Tj ET 0.948 0.975 0.973 rg 282.25 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 299.625 425.25 TD (9,093)Tj ET 0.948 0.975 0.973 rg 321.5 408.25 38.5 24 re f BT 0.348 0.464 0.64 rg 338.875 425.25 TD (4,719)Tj ET 0.948 0.975 0.973 rg 361 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 378.375 425.25 TD (3,447)Tj ET 0.948 0.975 0.973 rg 400.25 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 417.625 425.25 TD (8,243)Tj ET 0.948 0.975 0.973 rg 439.5 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 456.875 425.25 TD (8,865)Tj ET 0.948 0.975 0.973 rg 478.75 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 425.25 TD (39,641)Tj ET 0.948 0.975 0.973 rg 518 408.25 38.25 24 re f BT 0.348 0.464 0.64 rg 530.875 425.25 TD (79,914)Tj ET 0.948 0.975 0.973 rg 54.25 383.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 400.25 TD (Insurance costs)Tj ET 0.948 0.975 0.973 rg 164.5 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 203.75 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 321.5 383.25 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 361 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 384.625 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 400.25 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 423.875 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 439.5 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 400.25 TD (-)Tj ET 0.948 0.975 0.973 rg 478.75 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 502.875 400.25 TD (924)Tj ET 0.948 0.975 0.973 rg 518 383.25 38.25 24 re f BT 0.348 0.464 0.64 rg 542.125 400.25 TD (924)Tj ET 0.948 0.975 0.973 rg 54.25 358.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 375.25 TD (Service fees and other)Tj ET 0.948 0.975 0.973 rg 164.5 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 203.75 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 306.375 375.25 TD (274)Tj ET 0.948 0.975 0.973 rg 321.5 358.25 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 361 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 384.625 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 400.25 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 423.875 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 439.5 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 375.25 TD (-)Tj ET 0.948 0.975 0.973 rg 478.75 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 507.125 375.25 TD (13)Tj ET 0.948 0.975 0.973 rg 518 358.25 38.25 24 re f BT 0.348 0.464 0.64 rg 542.125 375.25 TD (287)Tj ET 0.948 0.975 0.973 rg 54.25 333.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 350.25 TD (Salaries and related benefits)Tj ET 0.948 0.975 0.973 rg 164.5 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 188.625 350.25 TD (675)Tj ET 0.948 0.975 0.973 rg 203.75 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 350.25 TD (-)Tj ET 0.948 0.975 0.973 rg 321.5 333.25 38.5 24 re f BT 0.348 0.464 0.64 rg 350.125 350.25 TD (29)Tj ET 0.948 0.975 0.973 rg 361 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 389.375 350.25 TD (46 )Tj ET 0.948 0.975 0.973 rg 400.25 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 424.125 350.25 TD (438)Tj ET 0.948 0.975 0.973 rg 439.5 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 463.375 350.25 TD (969)Tj ET 0.948 0.975 0.973 rg 478.75 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 496.125 350.25 TD (1,807)Tj ET 0.948 0.975 0.973 rg 518 333.25 38.25 24 re f BT 0.348 0.464 0.64 rg 535.375 350.25 TD (3,964)Tj ET 0.948 0.975 0.973 rg 54.25 308.25 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 325.25 TD (Professional services and)Tj 0 -8.5 TD (financing costs)Tj ET 0.948 0.975 0.973 rg 164.5 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 188.625 325.25 TD (112)Tj ET 0.948 0.975 0.973 rg 203.75 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 325.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 325.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 315.375 325.25 TD (4)Tj ET 0.948 0.975 0.973 rg 321.5 308.25 38.5 24 re f BT 0.348 0.464 0.64 rg 354.625 325.25 TD (2)Tj ET 0.948 0.975 0.973 rg 361 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 389.375 325.25 TD (11)Tj ET 0.948 0.975 0.973 rg 400.25 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 428.625 325.25 TD (66)Tj ET 0.948 0.975 0.973 rg 439.5 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 467.875 325.25 TD (95)Tj ET 0.948 0.975 0.973 rg 478.75 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 502.875 325.25 TD (291)Tj ET 0.948 0.975 0.973 rg 518 308.25 38.25 24 re f BT 0.348 0.464 0.64 rg 542.125 325.25 TD (581)Tj ET 0.948 0.975 0.973 rg 54.25 283 109.25 24.25 re f BT 0.348 0.464 0.64 rg 55.375 300.25 TD (General and administrative)Tj 0 -8.5 TD (expenses)Tj ET 0.948 0.975 0.973 rg 164.5 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 188.625 300.25 TD (220)Tj ET 0.948 0.975 0.973 rg 203.75 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 227.625 300.25 TD (-)Tj ET 0.948 0.975 0.973 rg 243 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 266.875 300.25 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 306.125 300.25 TD (-)Tj ET 0.948 0.975 0.973 rg 321.5 283 38.5 24.25 re f BT 0.348 0.464 0.64 rg 354.625 300.25 TD (9)Tj ET 0.948 0.975 0.973 rg 361 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 389.375 300.25 TD (14)Tj ET 0.948 0.975 0.973 rg 400.25 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 424.125 300.25 TD (124)Tj ET 0.948 0.975 0.973 rg 439.5 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 463.375 300.25 TD (316)Tj ET 0.948 0.975 0.973 rg 478.75 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 502.875 300.25 TD (648)Tj ET 0.948 0.975 0.973 rg 518 283 38.25 24.25 re f BT 0.348 0.464 0.64 rg 535.375 300.25 TD (1,331)Tj ET 0.948 0.975 0.973 rg 54.25 258 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 275 TD (Provision for loan losses)Tj ET 0.948 0.975 0.973 rg 164.5 258 38.25 24 re f BT 0.348 0.464 0.64 rg 187.625 275 TD (\(14\))Tj ET 1 g 167 270 33.75 1 re f 0.948 0.975 0.973 rg 203.75 258 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 275 TD (-)Tj ET 1 g 206.25 270 33.75 1 re f 0.948 0.975 0.973 rg 243 258 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 275 TD (-)Tj ET 1 g 245.5 270 33.75 1 re f 0.948 0.975 0.973 rg 282.25 258 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 275 TD (-)Tj ET 1 g 284.75 270 33.75 1 re f 0.948 0.975 0.973 rg 321.5 258 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 275 TD (-)Tj ET 1 g 324.25 270 33.75 1 re f 0.948 0.975 0.973 rg 361 258 38.25 24 re f BT 0.348 0.464 0.64 rg 379.625 275 TD (\(315\))Tj ET 1 g 363.5 270 33.75 1 re f 0.948 0.975 0.973 rg 400.25 258 38.25 24 re f BT 0.348 0.464 0.64 rg 423.875 275 TD (-)Tj ET 1 g 402.75 270 33.75 1 re f 0.948 0.975 0.973 rg 439.5 258 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 275 TD (-)Tj ET 1 g 442 270 33.75 1 re f 0.948 0.975 0.973 rg 478.75 258 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 275 TD (18,878)Tj ET 1 g 481.25 270 33.75 1 re f 0.948 0.975 0.973 rg 518 258 38.25 24 re f BT 0.348 0.464 0.64 rg 530.875 275 TD (18,549)Tj ET 1 g 520.5 270 33.75 1 re f 0.948 0.975 0.973 rg 54.25 233 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 250 TD (T)Tj 3.75 0 TD (otal operating expenses)Tj ET 0.948 0.975 0.973 rg 164.5 233 38.25 24 re f BT 0.348 0.464 0.64 rg 181.875 250 TD (6,066)Tj ET 1 g 167 245 33.75 1 re f 0.948 0.975 0.973 rg 203.75 233 38.25 24 re f BT 0.348 0.464 0.64 rg 227.875 250 TD (300)Tj ET 1 g 206.25 245 33.75 1 re f 0.948 0.975 0.973 rg 243 233 38.25 24 re f BT 0.348 0.464 0.64 rg 267.125 250 TD (533)Tj ET 1 g 245.5 245 33.75 1 re f 0.948 0.975 0.973 rg 282.25 233 38.25 24 re f BT 0.348 0.464 0.64 rg 299.625 250 TD (9,371)Tj ET 1 g 284.75 245 33.75 1 re f 0.948 0.975 0.973 rg 321.5 233 38.5 24 re f BT 0.348 0.464 0.64 rg 338.875 250 TD (4,759)Tj ET 1 g 324.25 245 33.75 1 re f 0.948 0.975 0.973 rg 361 233 38.25 24 re f BT 0.348 0.464 0.64 rg 378.375 250 TD (3,203)Tj ET 1 g 363.5 245 33.75 1 re f 0.948 0.975 0.973 rg 400.25 233 38.25 24 re f BT 0.348 0.464 0.64 rg 417.625 250 TD (8,871)Tj ET 1 g 402.75 245 33.75 1 re f 0.948 0.975 0.973 rg 439.5 233 38.25 24 re f BT 0.348 0.464 0.64 rg 452.375 250 TD (10,245)Tj ET 1 g 442 245 33.75 1 re f 0.948 0.975 0.973 rg 478.75 233 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 250 TD (62,202)Tj ET 1 g 481.25 245 33.75 1 re f 0.948 0.975 0.973 rg 518 233 38.25 24 re f BT 0.348 0.464 0.64 rg 526.375 250 TD (105,550)Tj ET 1 g 520.5 245 33.75 1 re f 0.948 0.975 0.973 rg 54.25 218.75 502 13.25 re f BT 0.348 0.464 0.64 rg 55.375 225 TD (NON-OPERATING EXPENSES:)Tj ET 0.948 0.975 0.973 rg 54.25 193.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 210.75 TD (Loss on early extinguishment)Tj 0 -8.5 TD (of debt)Tj ET 0.948 0.975 0.973 rg 164.5 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 203.75 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 243 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 321.5 193.75 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 361 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 384.625 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 400.25 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 423.875 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 439.5 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 210.75 TD (-)Tj ET 0.948 0.975 0.973 rg 478.75 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 507.125 210.75 TD (59)Tj ET 0.948 0.975 0.973 rg 518 193.75 38.25 24 re f BT 0.348 0.464 0.64 rg 546.375 210.75 TD (59)Tj ET 0.948 0.975 0.973 rg 54.25 168.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 185.75 TD (Amortization of economic loss)Tj 0 -8.5 TD (on defeasance of bonds)Tj ET 0.948 0.975 0.973 rg 164.5 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 203.75 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 243 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 282.25 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 321.5 168.75 38.5 24 re f BT 0.348 0.464 0.64 rg 345.375 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 361 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 384.625 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 400.25 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 423.875 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 439.5 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 185.75 TD (-)Tj ET 0.948 0.975 0.973 rg 478.75 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 502.875 185.75 TD (746)Tj ET 0.948 0.975 0.973 rg 518 168.75 38.25 24 re f BT 0.348 0.464 0.64 rg 542.125 185.75 TD (746)Tj ET 0.948 0.975 0.973 rg 54.25 143.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 160.75 TD (Non-operating transfers)Tj ET 0.948 0.975 0.973 rg 164.5 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 160.75 TD (-)Tj ET 1 g 167 155.75 33.75 1 re f 0.948 0.975 0.973 rg 203.75 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 160.75 TD (-)Tj ET 1 g 206.25 155.75 33.75 1 re f 0.948 0.975 0.973 rg 243 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 160.75 TD (-)Tj ET 1 g 245.5 155.75 33.75 1 re f 0.948 0.975 0.973 rg 282.25 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 160.75 TD (-)Tj ET 1 g 284.75 155.75 33.75 1 re f 0.948 0.975 0.973 rg 321.5 143.75 38.5 24 re f BT 0.348 0.464 0.64 rg 345.625 160.75 TD (364)Tj ET 1 g 324.25 155.75 33.75 1 re f 0.948 0.975 0.973 rg 361 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 368.625 160.75 TD (\(24,007\))Tj ET 1 g 363.5 155.75 33.75 1 re f 0.948 0.975 0.973 rg 400.25 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 413.125 160.75 TD (43,038 )Tj ET 1 g 402.75 155.75 33.75 1 re f 0.948 0.975 0.973 rg 439.5 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 160.75 TD (-)Tj ET 1 g 442 155.75 33.75 1 re f 0.948 0.975 0.973 rg 478.75 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 160.75 TD (20,291)Tj ET 1 g 481.25 155.75 33.75 1 re f 0.948 0.975 0.973 rg 518 143.75 38.25 24 re f BT 0.348 0.464 0.64 rg 530.875 160.75 TD (39,686)Tj ET 1 g 520.5 155.75 33.75 1 re f 0.948 0.975 0.973 rg 54.25 118.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 135.75 TD (T)Tj 3.75 0 TD (otal non-operating expenses)Tj ET 0.948 0.975 0.973 rg 164.5 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 188.375 135.75 TD (-)Tj ET 1 g 167 130.75 33.75 1 re f 0.948 0.975 0.973 rg 203.75 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 227.625 135.75 TD (-)Tj ET 1 g 206.25 130.75 33.75 1 re f 0.948 0.975 0.973 rg 243 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 266.875 135.75 TD (-)Tj ET 1 g 245.5 130.75 33.75 1 re f 0.948 0.975 0.973 rg 282.25 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 306.125 135.75 TD (-)Tj ET 1 g 284.75 130.75 33.75 1 re f 0.948 0.975 0.973 rg 321.5 118.75 38.5 24 re f BT 0.348 0.464 0.64 rg 345.625 135.75 TD (364)Tj ET 1 g 324.25 130.75 33.75 1 re f 0.948 0.975 0.973 rg 361 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 368.625 135.75 TD (\(24,007\))Tj ET 1 g 363.5 130.75 33.75 1 re f 0.948 0.975 0.973 rg 400.25 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 413.125 135.75 TD (43,038)Tj ET 1 g 402.75 130.75 33.75 1 re f 0.948 0.975 0.973 rg 439.5 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 463.125 135.75 TD (-)Tj ET 1 g 442 130.75 33.75 1 re f 0.948 0.975 0.973 rg 478.75 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 135.75 TD (21,096)Tj ET 1 g 481.25 130.75 33.75 1 re f 0.948 0.975 0.973 rg 518 118.75 38.25 24 re f BT 0.348 0.464 0.64 rg 530.875 135.75 TD (40,491)Tj ET 1 g 520.5 130.75 33.75 1 re f 0.948 0.975 0.973 rg 54.25 93.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 110.75 TD (INCREASE \(DECREASE\) IN)Tj 0 -8.5 TD (NET ASSETS)Tj ET 0.948 0.975 0.973 rg 164.5 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 183.375 110.75 TD (\(147\) )Tj ET 0.948 0.975 0.973 rg 203.75 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 231.375 110.75 TD (\(3\))Tj ET 0.948 0.975 0.973 rg 243 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 271.625 110.75 TD (58 )Tj ET 0.948 0.975 0.973 rg 282.25 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 310.875 110.75 TD (34)Tj ET 0.948 0.975 0.973 rg 321.5 93.75 38.5 24 re f BT 0.348 0.464 0.64 rg 340.375 110.75 TD (\(867\) )Tj ET 0.948 0.975 0.973 rg 361 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 373.875 110.75 TD (23,931)Tj ET 0.948 0.975 0.973 rg 400.25 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 407.875 110.75 TD (\(42,364\))Tj ET 0.948 0.975 0.973 rg 439.5 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 456.875 110.75 TD (2,917)Tj ET 0.948 0.975 0.973 rg 478.75 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 486.375 110.75 TD (\(24,947\))Tj ET 0.948 0.975 0.973 rg 518 93.75 38.25 24 re f BT 0.348 0.464 0.64 rg 525.625 110.75 TD (\(41,388\))Tj ET 0.948 0.975 0.973 rg 54.25 68.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 85.75 TD (NET ASSETS, BEGINNING OF)Tj 0 -8.5 TD (YEAR)Tj ET 0.948 0.975 0.973 rg 164.5 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 181.875 85.75 TD (5,015)Tj ET 1 g 167 80.75 33.75 1 re f 0.948 0.975 0.973 rg 203.75 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 226.875 85.75 TD (\(81\))Tj ET 1 g 206.25 80.75 33.75 1 re f 0.948 0.975 0.973 rg 243 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 260.375 85.75 TD (1,033)Tj ET 1 g 245.5 80.75 33.75 1 re f 0.948 0.975 0.973 rg 282.25 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 306.375 85.75 TD (126)Tj ET 1 g 284.75 80.75 33.75 1 re f 0.948 0.975 0.973 rg 321.5 68.75 38.5 24 re f BT 0.348 0.464 0.64 rg 334.625 85.75 TD (12,756)Tj ET 1 g 324.25 80.75 33.75 1 re f 0.948 0.975 0.973 rg 361 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 378.375 85.75 TD (1,026)Tj ET 0.948 0.975 0.973 rg 400.25 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 413.125 85.75 TD (42,363)Tj ET 0.948 0.975 0.973 rg 439.5 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 452.375 85.75 TD (30,079)Tj ET 1 g 442 80.75 33.75 1 re f 0.948 0.975 0.973 rg 478.75 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 491.625 85.75 TD (52,435)Tj ET 1 g 481.25 80.75 33.75 1 re f 0.948 0.975 0.973 rg 518 68.75 38.25 24 re f BT 0.348 0.464 0.64 rg 526.375 85.75 TD (144,752)Tj ET 1 g 520.5 80.75 33.75 1 re f 0.948 0.975 0.973 rg 54.25 43.75 109.25 24 re f BT 0.348 0.464 0.64 rg 55.375 60.75 TD (NET ASSETS, END OF YEAR)Tj ET 0.948 0.975 0.973 rg 164.5 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 177.375 60.75 TD ($4,868 )Tj ET 0.948 0.975 0.973 rg 203.75 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 222.625 60.75 TD ($\(84\) )Tj ET 0.948 0.975 0.973 rg 243 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 256.125 60.75 TD ($1,091)Tj ET 0.948 0.975 0.973 rg 282.25 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 301.875 60.75 TD ($160)Tj ET 0.948 0.975 0.973 rg 321.5 43.75 38.5 24 re f BT 0.348 0.464 0.64 rg 330.125 60.75 TD ($11,889)Tj ET 0.948 0.975 0.973 rg 361 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 369.375 60.75 TD ($24,957)Tj ET 0.948 0.975 0.973 rg 400.25 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 423.375 60.75 TD ($\(1\))Tj ET 0.948 0.975 0.973 rg 439.5 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 447.875 60.75 TD ($32,996)Tj ET 0.948 0.975 0.973 rg 478.75 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 487.125 60.75 TD ($27,488 )Tj ET 0.948 0.975 0.973 rg 518 43.75 38.25 24 re f BT 0.348 0.464 0.64 rg 522.125 60.75 TD ($103,364)Tj ET 0.948 0.975 0.973 rg 53.25 42.75 1 718.25 re f 163.5 651 1 51.75 re f 163.5 446.25 1 176.75 re f 163.5 232 1 201.25 re f 163.5 42.75 1 176 re f 202.75 651 1 51.75 re f 202.75 446.25 1 176.75 re f 202.75 232 1 201.25 re f 202.75 42.75 1 176 re f 242 651 1 51.75 re f 242 446.25 1 176.75 re f 242 232 1 201.25 re f 242 42.75 1 176 re f 281.25 651 1 51.75 re f 281.25 446.25 1 176.75 re f 281.25 232 1 201.25 re f 281.25 42.75 1 176 re f 320.5 651 1 51.75 re f 320.5 446.25 1 176.75 re f 320.5 232 1 201.25 re f 320.5 42.75 1 176 re f 360 651 1 51.75 re f 360 446.25 1 176.75 re f 360 232 1 201.25 re f 360 42.75 1 176 re f 399.25 651 1 51.75 re f 399.25 446.25 1 176.75 re f 399.25 232 1 201.25 re f 399.25 42.75 1 176 re f 438.5 651 1 51.75 re f 438.5 446.25 1 176.75 re f 438.5 232 1 201.25 re f 438.5 42.75 1 176 re f 477.75 651 1 51.75 re f 477.75 446.25 1 176.75 re f 477.75 232 1 201.25 re f 477.75 42.75 1 176 re f 517 651 1 51.75 re f 517 446.25 1 176.75 re f 517 232 1 201.25 re f 517 42.75 1 176 re f 556.25 42.75 1 718.25 re f 53.25 760 504 1 re f 53.25 701.75 504 1 re f 53.25 651 504 1 re f 53.25 636.5 504 1 re f 53.25 622 504 1 re f 53.25 597 504 1 re f 53.25 572 504 1 re f 53.25 547.25 504 1 re f 53.25 521.25 504 1 re f 53.25 496.25 504 1 re f 53.25 471.25 504 1 re f 53.25 446.25 504 1 re f 53.25 432.25 504 1 re f 53.25 407.25 504 1 re f 53.25 382.25 504 1 re f 53.25 357.25 504 1 re f 53.25 332.25 504 1 re f 53.25 307.25 504 1 re f 53.25 282 504 1 re f 53.25 257 504 1 re f 53.25 232 504 1 re f 53.25 217.75 504 1 re f 53.25 192.75 504 1 re f 53.25 167.75 504 1 re f 53.25 142.75 504 1 re f 53.25 117.75 504 1 re f 53.25 92.75 504 1 re f 53.25 67.75 504 1 re f 53.25 42.75 504 1 re f Q endstream endobj 151 0 obj 31847 endobj 149 0 obj << /Type /Page /Parent 140 0 R /Resources << /Font << /F1 7 0 R /F2 12 0 R >> /ProcSet 2 0 R >> /Contents 150 0 R >> endobj 6 0 obj << /Type /FontDescriptor /FontName /KEPCJF#2BSyntax-Bold /Flags 1310768 /FontBBox [ -166 -242 1008 918 ] /MissingWidth 250 /StemV 122 /StemH 122 /ItalicAngle 0 /CapHeight 692 /XHeight 530 /Ascent 750 /Descent -242 /Leading 341 /MaxWidth 1000 /AvgWidth 511 /FontFile3 152 0 R >> endobj 152 0 obj << /Filter /FlateDecode /Length 153 0 R /Subtype /Type1C >> stream H塗U T炠efX刭A荪粌D5T*譌P侶Z_鞍 屎tYy*m敽A*掱|腤#R#+ⅷ菼旡J 峷=﨏~r靅'碣s嫖鞚餂)E哟癲QRlB埭垬湟崕虙[~秢#D颍$-胜_%闻伏8 礆}篱 u䦛亗IM蒳趦倍俁{^:5M|#:*:孿 瞞f嫎\Z璋X 排砽=觓蔀! 蝮EU(,{鵺L嚇W(f妚Kn-佗脼檓眆7埗11oMQZ`-fn虨i硧y劊p摴0/;/訛g)/;灡[姠蓮RxP>5褤 绋O帄'NPr姟vR'℅磥6鹰 .S事d葍%!橤祰3f腪剌l"DaQ)Z7擜 蔔O/O籫疻圵瞁阶%o褅シ踊M@5郼舂9脮sw|}|鉱鮹怊栠V' 毡昕┫蟒"~+"r"蔦R#u/h2\/\] 憧棡m竟= d嵔榾2止r[V$5㧏碎37礐 ;珀蒩甥>f折諝Zpd芙騫譋}虪悤瞅鱢萋旜編鏂朞 |贗8 ┷d蒂沘C沔Cu阪f='J Pz壇;AE]e顲 !,棅氯S(錺z0鹖▍.箏辵U惹b苅qNY齥,u胐( N 3缌敥狸b槨鄋d1P媋)HOE篂鸢瞂韨_咅倛9Qu诲僨33燖M汆覧&" 笸璺洐縘1ND孕=椾譖%H}鋈/C{埇=,'V倴7@E川e诡戻b鷺g嘣HG磅' 脮 K5胻h4ri/<罉 塰BS*&嶍&0礐"酲 @cnぱ榹宍l鹤哌塅=G>1繕郎>8v缛|,緥;FI*q佯惾k愨\x爦(:-鑳铫~芌;q/嵦兕O阯弹檽偔Xa嗍\捌).5寑y帏菄蹍斐7 铊鴍盀屠`普鑍*款n]c鱙-x∏厜塃┍ 烟毕::u:髼-N)唲伸皳醷鷾]霋磑-&甔谨p;wI芺鮇z^9芩桸髀?鎨犌遶g鴘W]K拺A =徬d$hb.揦b荞*йf8朤逆啅剛崇+.耆6J毎疘騭薯V兂3p5炅G障J櫽:讦惠昺8+52{瘴鷮W^豛柏;*堧肄憛BUqIU枎概c )02N@鐼#鶴摷~U>粏@ 胡龝0+煭M\枡e艩躮纳胓u\M戶5┐鉘懠稱y:軗F7 2?E4K2N]緓昌汝PYfXj纱ラ^5j$=F鏋杘鎿缛嵜沌勂"HwI!鹏G#農le痗:7a錒僞,筑薰 4C梹Fv3U[T9 k!mX龗ZF奝髵烘瓻T%╢0顭稝馦9斧_湖~桥o诞9穛薡}(07Y翻箣2,Q Q!l4+朹鬃>q裄k紒-櫞$=Iわ!H(蘚[鬕 硤A(衭8rO屋g:娭Cp鎍刢(橕礮!d* Y>! S.!$膾i "鋹lL丂躧啡a嚁<'#T3俫鉻隆 `rAm|刃{弔伃.苈VAC.e塵 衣mG辭c`'Yd V搮`j^=嶒熵Q鯳 跅魊"%鋗裳幛痃 戉(ot曏 mO極栂瘝ps N違菅>C5臸垳"П鴷_尒辛鱿H25 `澵揉Y2涨傞 拓[r"S7榣剡墩镗讹?刉iTW岛钮A婈1]廿厐A銏8hQ@E儉赴hh$%aD斞垔胃8踖1闃[漩鎂5螠L螜9}鶲調{飛葵=F?噇!G*-趍^梧]p-E疧樗ω慼龢秨(嬇妢b噟)  置{Z╃詌8豱XOl鎛.c`f媏覂 鎧P+A 角@s摡@O盜z@歅 &俉蚜D藽 ecH仱墴轷 吠 \>煓!| eXざP -Cuo;譝 pz幹8G膏`t矓I鯖b衞* 篷.塩_眃/6A斏驼$W綇*旁1耘僴胔>z埦+;蹔g朋栂 Z>骋愥蚃4禀诲丐灓滨芡.忶嫛办童鞠6紒齿哟锼蝉窜 <]葤 婔@J(3A勯?妏I蚽鞢}9ト?#y坷6B I Τ; 趔盥Z寱筃丏07.D鵑 9R鈬%险DS7蔇虸.阹k-4/灺 獍><拥嬪棝N魄譱hd*鼄婄(负屿I叒杔 〕#僈娭Ii;銯+7"瑨士8 -綏a?備$~>K6VZ埽轳醖*{3. 焣鼂轤 骑 0^7:泚cq紸镴瀊: z镫)[曉;A}矝! 韏1腬+裨K珽n 忱M<擥望y1[ 慾(繣!o產繯廖偍灘 避N2煏8趯庘 y簷OHF<税承a#W玤e? 咂羖虄乄h< 嵝r=菶泍 隝D[き璋M" N渾T鑿嶈 峢 涶5+嬍硭舤俄Oj蛄兏漚#寣y.嶌 |d蝋2酔穌吜Y虻滥<8朳耊.*1fu皸噁蛘畇 %uU阱焀n楉玪b2i ; J 丑 90柹>愼E灕{钨Y苸Z壤覾t腾-涪牦榨0饒鋉&wA &诜襆YC知媪+钤懖#g鴰婇飡哅U惪]`}p╠簃l鉯絩-鏗: 岎%邬-峕矇孧\aPE灄 R惶狺涔苢1彪7勻縚隍航驷凓银嶅B-)4狉w詜xk  谌`昧噽烧?:揥r0爒g<eW嫨,韍R9;讀鬱睎M儚 vi傹M巡/<妌lLr嵡"B6 \[{墯K偆+4U&挻蘊店礘2汀鑟J&]/榗鍀U5C1+#t搕33鬸靋巊7i 摈FD嚟詅襷 {Ff貘=A蘊靷A4w{{渝蚯邨庉+fK素;捛擃,踦椦鮣魲積惙F{j3p鏰4曀ゥ煌$wi[紈脚鷟鄢嘂9曾閽奋腀K缝o_<,G扼啋:> endobj 11 0 obj << /Type /FontDescriptor /FontName /Syntax-Roman /Flags 1048624 /FontBBox [ -162 -252 1000 937 ] /MissingWidth 250 /StemV 86 /StemH 86 /ItalicAngle 0 /CapHeight 692 /XHeight 512 /Ascent 750 /Descent -252 /Leading 341 /MaxWidth 1000 /AvgWidth 503 /FontFile3 157 0 R >> endobj 157 0 obj << /Filter /FlateDecode /Length 158 0 R /Subtype /Type1C >> stream H塴TiTW瞀邯Y 膦Xz.5@U4@D0采:#I爲{貧啝$ &2孮廔:價EQ0q慐闭c;膃zD!b2-|3協翁忺癸蒿輠呓鱹鱅%2塗*u狮. I/+褧N緜婦PI祶犉O G[^畗叓K孨`氀mRHlひm;b蕦&C岐J6`E ;+bND(#辠斿胭岅奐}I_孩蘢,3*.,.f缨*豻}呣T%抈 瑤5 ⅲI_繴歵潻-[&J*珝zvVWZ罈橷b| C丄g2+~#慔顗臝0 . 曚I岩2=60嬅r 靤煜豋2R.;並 縈菽=够|鋔软愸惂!埫9g螕浬q飌蟾n)椗楦"#n=W莔附8浊櫣kn渰陆1迲嗺邕骁 8>曄骟鳸紤_米-黺緫咔否'l2涇R?4W縕Nc抄>*V@(*炱脠 S籷G 姃9Ja)dC,1Pc.S%d嬛◢!%鄧j珣P=B wF*俼Ph薚軬 УT豇颈欈4<=O盰鰟˙羙6:仇w臭︴狁1 .@'鼵毗4eZ﹏&~鰺Q^:謣j;蟑Od秋@礻}%萭w蝝g鄈鶛#濡泌栿蛪撺|9敁(鳘墡 P"趺B珵A;錓Y -飇鮇駛骻?Q憮飢+{逃B埑<頣痯i#W=Z?{觫T嗞蹈 6u 5&'楃&&杦2T湓走0廃-銔绂陂.1Y騛3N 歶f (畯}e/# 鮞抃G汷"{愩G甽簎C揋鋘萗椙爀9獠騈 晲 k矧+翟秫珼瀣aD儡囂鲝阉s3姈接}夯KK肦迃遷5曠〖<圃\灾$砡s.k╊化壯F\僙Ir骴鬸﹜儞Qt劂p&庫惽|d(b"鎹 `C.4貋莡皣%凟舔p鋯訨槅紏|R惱M呆8hV+^蔋m侐81搕0聬j"踝袶謐j9蹴敓銄r? 6Y-)埪I 宖096c趆d#$妜偺F>P+漢牌z爖Xj:4 :汛~B:>啀9J&xqD鋶U搎瓊-株v&筱歱3硃,m+"'鎣+.噽爛U忖倛Ep.没k(b溜癙 "?o蘑B飿頲{'!亞0u!禢F鉑 ャd紼璨H1L(v &9,?`4J饉ky颇r2檸哚-\R8/d兙D:韄2в啙fdcac8咐簼货萹V膴=+碋墄Q咝j Hp5冔,s鑦&9e疾鏫-%8 *)$鍼籒._59鈂-$膾 瘑06瞏D糹緺Q=[緣.譒=埻婼淉壨BJ爲⿲員\唸閘颵繵,:x ;鑻k {雾郡哼庰蠬4#'麤澟ZS2径ep韾 tbO 箣湏3咒氲u)嗅衖A蟔噇忱*炒  櫾辱载P熿绷韽析ZU爣 `(mE"坯<[犅 Edt顊舃t鳃溎aY:H愡VMJ,藌噮*牝a-(d櫤m1 &8禒熓$轕H補} 嵵EVj耯3 \A>饦Xtr^3#={爋T)N睲F讹W龂*崐馐螺60僇Y勯伍"胃D4孌5"*21N纮% 歲\P- b4* D;環)盗%.1苮_-咸蛁騩;uW鬏鹽鱺霞蔝9(%b:陮鐾R]瑰I夰商娔q1●~+毺bL!軛蠗5^:062?&殗測鸫Q F羆藬$7_醹啐;1轜隊U7澓楼揳Nr2噰觧pGuzK\W虐錺Zz粕i ]岀嶢s1儩sUGA{詞!;鑖-羽"谠\縯閤xq″7d34檔c](孯棰u苃-x8泏1髋矉%@=豝C|嚾d刉嘉o天体1靝Ee駑gcd靽憶亚(F恻鏜:%锄j梇o*惖 偔葒r閹 匊枓攭冝女忙$锆3 葢F癝 鈝紀B疉:z幀}方咿貘 EiGM揍T& 嘆w渼8囜t3鳴睐$鑊薡y񓻝Aɑ鄪4M荫uk憾賜:繽残期ㄩ凲%^塚$鋫昢躡:卩};礔挥俙湕8塄o 2%ln喚k<濧甌绮A玈恰黉ロ祖漀Pc忸嶦< 鮈魟J89 '嘚笠┽w]胄i婘i%y頱7怫k欦鳰牧 祲}/@ o肄?oWo21顉>v)'闡L鋀貾-腘荈鎘嶲0镊澭m.轈璳*^K卅p℅*A鬞E^四成嚋 :F*7(=K {醦谳鏨4%袡拘 }罤 隠櫐&C塙咧屃巒蚁扃?3H.翽|,)k囏彜暳 稀g馯1巎圖=曳戄n軐胴3谦,稸)╀;萇;l~# ;%囟}]!Lme𨯠崽 肯q}肮L擋洫橽礝u飕锇9静廎帋髠箢*圣吭謉4檂爎 s> 瘽;hm(_餼构旸Glk骂糳\ b&G*氬訴:E熧 [: ~tL儼幜趫赤0@%磜ゆ歴y癡/-镚逸79^@〨 繯Rs怫wvb?G$3:儙 嚎n$n黽捀zP?Hs玘e纛嫷ч撜{,A艮G髙$3-`N9阴∴k槁tg(|g.氓p依XF-#G勹X構'3)D鑌B]镀s癅p?!N&脙裶癛5tj验禽wbc廤TF.驗紤塙┣:9傏Smdny}瑤┷玉zR霤xXq迓 镋 w鏚g婸隗烵喎Z ;鶫0&[&MO滦Ck泓壱黉s 挡嶰珞P6^C霈詆,下濺5偷< B傮8造<亷v綄9+z5谲薢!Q nu乙臟4{毗R箎}踋cK煎磬擮名橩ΣS麇2U鞨塊[MCF齁 _7庿vR;霃;(晴須y$n乜'玝H壋揵M焉豢健伡Uv舜M=赏=虞/;膦E k騢DK BERQ掔絥Q7B 褐麊F&仆'= {GhQ饯;OV譀&ⅸ忙U'kb樫/#爣馌2!$軇 @w:硨|8w波娓<KY0#%武|\阔Y筎^殲各缡彀砋磒橤I珓遇D殣 孩7苺滕鏞D*寑嫁睌X瞈}$楎r強夂泺n7w衷t涱d82撎 鴑< bA塚D( ⑷Cy# o%d椵-騊7菴[嫬刘祳汳5z擵崥;鬾幗僫O9{顧9{甾葸稃23n/A鏌茈kO骾鈄;>FY=>#n丫;X%,#d6擃/I泱裔击錡蛶&r鱑a9>G9N$髛6H△䲢=驘殭.5p烥9箹癅祮駯B霒[鹱j巘_1I)N闖鉙#KF現1"TE?妰熉H?娧g吋,菦a 伶0I劽聁,訠令!_S勥{飺鐚8 z蟭礬`簙b[>魌 e/謠1額憗踧驊A隂缐x盱8w_搘﨩g{嘺g搵pPb 鲫鵼S欚Wr琾<2~眻u騒殇~铂Z鲺h亗庼OZ+6蔔凔q浞Ga潤繅(a塍倸跃QM9W湧d钇~^N~4>d祲'?銼"锐25'*溎猵鼻漼7垇惣隚'芍譶4S奏蒄鎕I掘O\蚼PㄘMbVoq 吴@'澳若=譭傮M捚f*犰`箦蒹8岊!哐簀啔氤搽刂~PP钋,r俑怌0[囖黃BB毛+Y毯轏=优/ 桑伎*P-C/?锦Nw唏狥6i|澋媺海稜U}#C(*烒F暼撒#!@螏翨*BA躁6;Y,橯嗫yu z 6o`6瞵誵缭葺侱鑁y鹴q縘论蚺Zd鼻瓽3y鹐﹑%pc毽偳p鹳o湗屃急襧L 喎xCl绷s1o成"d= 1o噧扣芥 o弝肐鄭я臻&轚倅姾賺\`*t唹脍衆宖类  :倝)F 朊焊4 誁|W ?8狭d緒y 歰+硫sR牀e&4ゥfM窏阄y-蠏坐 U 莕羏悆Y-絓 詇y< 里 %喟脲5F&镾 (騜I/.JE;u 沧 $mz瓵有@眶mM>拟f5荐啸3歡殙z醣禢樄氿rRr蔣`*3悜賎*J%#{)鉪殃og憬礔颟螙2僩{5滄Q讅9C簀 屭茧甕釉L弴鳅砶7h!:廎xs笔豖z鍼dm甈L%鐉鞵*缤餠錎1L绽跣&!M~嵾N啋蛆6衷ㄝ;w0壯e1\Exd67"|k2毷jZ粰铤=Ч鎏n鎀蛻睯z毈鵒合,嚳z柏L鷲! 磕K鎆*旀+o#r榦苽e圡泯 归騁f- IWG棼}P鼫EbK5uf_P-U0+*摤軮MQ廦換eG?叁#Z0 椒株`濧﨡T=x酹廳F'湢 E-%s?$w逋'7閜M#璉{cNu偞G劍赖囜/蕁0晻AJ&3( 綅r脌醚瓷 閎磾WH幸}再]歼d|餓 4n:纠潌i7認X{Z@顒 犤猿琢媙萑 兊 減 艗t 燳D&W*VN=阈A^z>S麒彭|筈y狫f9HTp眉@8倵錙7`J彧驈q%鰮,M 冝妏B右轨墘xa釈瀮惴199呞lN60閌0戊嗠諼8曅3w梱耥蝶民韣U筿き夯.BW醫鷼顢a囿舾鄂褊庵痤 椷)B6种F'9鍰o{/愥鏀:.)! 慐覽Y\韩ZF)戳邻DL鑪?瓜a縅%{l榱灋亮烓66笈玤抔剪橧饜 ` 0押*姫戚r蔢箑o({寑&K瀊A#,炻螼! 8纎aAD rD萳@,D蟫拏绺灕 1Y 駙k䦛w炸L_ "1韢~唝/剨4鮔炐"瀸脛┷鲫適:瑇擴穢從莾_咁5l叜嵪穿7G?C:oRj>A儒噑Mor覂(L7酳昦b歑A/>_~闓 _W7儯2羿0部 ip!w G焕憖鍅鋮2鹦#wG貋3嗆] 鞘 +i 撥欞鹓夑渖拻'U%蜒*U4璔$乚z槵椔.Zo寕/Ⅳ艬擡"胭埐鵤黕4 <憈)緋4畚潩;mm/杜菴0墹&=S.\| 欋.0'^|码c鱈2C+L 雊杈鎒傤痽嶁玏(猥w\|M2粍 <沆<+`7e XXM2壛桛{毂 V壗sU撿.糝\昱养>Lg6:鳃;|痏; r寮,6騐5:]i剣G|剹W|M+K-4{盉`哙残l<D 可E;甂j@3_樢勲]崀xZ6攆缞廗{MF梭效rdg樞譖拄wV貮剢黆迳8籠栲`:,{9 ?蚐k 掄s) m礊SMU1詂C介9f锆⑧4 喝禛aN6蹓譀0裏'髠Gbu!丸傠鹋鲺i馤Zr^^棗&/庱廭<洬'嬾3G廵e绮g0W*/4镢p燗$砸a㎝羥扨, 5~㏒>`z/焬%窉艮憿`麮巌7嬀滳択kB'?d!YZ滟鮏7ǎi貈1dB娿wx[C-L獣鋲񤞬峍j祏uZm`滲╜k*躁 鯕斋讏椇偱B4咕玍sp卑r?擫-/鰽鎥裦U|戽礗k口検m#6┨琫碬嬠.D|殲箎,*阾膆Va4zL;性1汕瘨斻鱈 P弓驊hR蕹穩軿G鋘受緛QTi握pJ彛鰮Oq楨鋑9??鴃樬釓閎;1o:>彝;鵨蓯孙!摋 陳a%鼏G腐m%爯G囻]&劈0MR崦lW耚%` 蒓@+H饏藰頪魼T底K妕饚N 7':'+;7撋荟u>庢U'技旾 1毂h釾YR:/%慘4GN盢驙(潶鋒 6q琢溤or鑧z:1%15殙_w@]]V<w騻[ 舵簧甜騟%^﹪詬^+-論{x 礞 鋓N龈)吡Zda(醖轚5蘮Q?-鶏孆蛮~獋r1XQ囀鉶镰]IB裥袬勢wi寰!ǜ匾O 嶜""4E#馓,赚nt蔭惛_赺oI幀c算鑣j鏓r*虯$殏靅紡V哺2yo秺5疰暖堨単V饦G鸊陳茫軕:戾d.(軎=啇;培薏)QX#溹眦飊熲鰫肣怋冔箸3靚7-r焻&坺|Y 眃*\0=鸽凴Y蛥+e+絓B?鲗碑9魺畓>li硎Lo鐧,V~u昂7鶈轐'+e7瑕 锪u喉@}=Η耘>嬡>鋮濒任<%懆X默9″$衪9冉噽躨y擮,粷急%8仼甩s振萃螯SLcA575-[嵽撓誾輒9]姓舲T閎2竀有绤%翪BW0,s類攻5髹R$磔6&傰-~歞萀伮譒T% g輕袲劌緞9逥Xn耘$ 『賗4Dx息┘/舴垬欿┉ |r;R溿诤0:釰\ 齀eЫJo,輗昙貫kЙ6莫佗:?~_鳭禳eK" *p姏M)V'_ 遲K咟阳v彜髋鬯h班雉3zY,濈噼锊屁2焕3xq 閨z僨#毼`犲眺諟S褰_嫘z4匸u綧苭t.谬顋C巵:O瓣# 鐖换薢;欄捘犎u #>l*渇#3鵿佛堪羋袹>*槮(L-2&矋薊畻唳鈙b: 萡*碈 E(埨鐪鑌TL盝u郟內2詎2 R|炸Y竓%蓈n鬼0!s鍻{峻珲漬x檭⒑捩颂>龠羧穙补脺飞菿)$篢醊叠,/曦"与础顿叛诲(教藙<^.鋪嗣Q!F樘j珿'F]{\雰b}B1[4K" Te羝J~;譛kj嗍癋*敳-!TlR嵾挄噷\攵艶2貈#CH虗翆躄 崭xIox褍3 Ao衐嵘+繱瑼<<.yL滵徟(籍纭k鵪鈺0寺< 覺)@_K=!凭I"I<駱A9嫔,宔l轣]棹,R羜 >'#遯L6葿悱根竌欈槷輒#T鐉@/錄櫽'0⒅搭#驡{op涻*k$閑..羹綦o緰荂倒煯RYNU懑葑枳X&3|竧9 䲡檗&糵aㄍ*|*x罀!a 9<蓙氫X 琡喹後 躵ew-佰"嘓a'麆調撁3"9"H>kAB=1皕焻權="靨秘嶹挣防梌3泤r樎b_E矈"),ぱ%擇役)S薆z;TQ4嗰C敃F}揵x蚸裳8襦 撩笪)華1|30w4骑鎑濐J_菚3:5?踦餖[鼯X7ea`P黍闷l钸滓hlm熔 郵e^`渪︵{v i&3F劓ARO鏊E''g+椨eQ_5 购e╋鍢1V郧+ .<魃6邽劂!砷呺3VQT飈餶h蘋鐖üE 苰肗L柽協9樞砡刳呎F╩Vo偡M叭慄\傔/c Ku涯0枱廑缝D悅DY& 渷{嘁~b筲槬疟i鷾擎!=儉(帽夶憡E_$侷0 浤_$鰮睘DG摑 r m130峁秥>e-莞" [ 壘 E鼻伊阀~ec虘>ゥ赠屼 {.#驶S`挊鮚E帲绕)恞嘹駋a绉,=竓壶銋u_珠|4,h錚甙DMT桐5▓汗櫒乐R:5旴蒽o伾用D睤擑?-"繿碂c汣4Z儴薣&3U鶒T&y??_%B`>`>育鮶(!肦#I$q鵓=E)棽I$祾L恉捇槎飨待v暺籎鉣ヱ擎魳H;|pp琴{w惉=獱aE縹萿瘚恹◢vs祵蝯翸7&x endstream endobj 158 0 obj 10333 endobj 12 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Syntax-Roman /FirstChar 0 /LastChar 255 /Widths [ 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 278 334 556 556 556 1000 722 278 333 333 556 600 278 389 278 444 556 556 556 556 556 556 556 556 556 556 278 278 600 600 600 500 800 667 556 667 722 500 500 722 722 278 333 611 500 944 722 834 556 834 611 500 556 722 667 1000 611 611 556 333 444 333 600 500 222 500 556 444 556 500 333 556 556 222 222 500 222 834 556 556 556 556 333 389 333 556 500 778 500 500 444 333 222 333 600 278 667 667 667 500 722 834 722 500 500 500 500 500 500 444 500 500 500 500 222 222 222 222 556 556 556 556 556 556 556 556 556 556 556 400 556 556 556 500 600 556 800 800 990 222 222 549 889 834 713 600 549 549 556 556 494 713 823 549 274 325 362 768 778 556 500 334 600 549 556 549 612 556 556 1000 278 667 667 834 1000 889 500 1000 556 556 278 278 600 494 500 611 168 556 278 278 556 556 556 278 278 556 1000 667 500 667 500 500 278 278 278 278 834 834 790 834 722 722 722 222 222 222 222 222 222 222 222 222 222 222 ] /Encoding /MacRomanEncoding /FontDescriptor 11 0 R >> endobj 31 0 obj << /Type /FontDescriptor /FontName /AFPCJF#2BArial-BoldMT /Flags 32800 /FontBBox [ -250 -182 1000 909 ] /MissingWidth 278 /StemV 125 /StemH 125 /ItalicAngle 0 /CapHeight 718 /XHeight 531 /Ascent 909 /Descent -182 /Leading 0 /MaxWidth 1000 /AvgWidth 567 /Style << /Panose <0508020B0600000000000000> >> /FontFile2 162 0 R >> endobj 162 0 obj << /Filter /FlateDecode /Length 163 0 R /Length1 165 0 R /Length2 164 0 R /Length3 166 0 R >> stream H塼VXTW}魍"燽 儙,"╤,槇峢G@Aえ 奰锝渊豖艎 籉E"ⅱF铓*篥 &遞稞铟鏂w9&CA. 隅嶄暬ㄧ8盪搘t9騎i 绹5夋曲3灈y^+:.iLc 灖饼 C"蘥5乤|玢8髽D鮌咜@P#>辞7荅测蟾荔辫纤惭产聢ど/产顿衬酫夛2靵:赌颁$贬骋〔辞玊禓5>=< 曥TQ^/叚I~{:>ka 0鲤Aㄗ☉%  眒 P1F;⺋洄(;筮7╆魐鲥;Tptr甔┎K暘摘缓誴駞劣鑅㎞/絵暾o行紫縌銆&M6 n巡UH6_祄拙Ch钳块止K譶菝宽洋豢蹶荮o傀0c`Dd誀裂1Cb嚻'$>"i洙裞茙?a猡渖SRΖ>c娆賡嫖浛`幄臟.[綽濯誯之[縜c蚚~睾m{e绠輠2緒_筑>拀糌'sN>s鲕 /齲哲k塞閦䦛倹穘薰{蟁腝J领=Bu&A#? '3崱E饧(\ n冄`2vz=MFa潓峮F18U+馎h殟yl`;輎@櫇sl鐤〔『凛`(?v\c'掜4爉助i摰6绗 (^鲏溾粹ヅ┡潒嵉,长[f[f$0索枂呗椢钦鉫俘屨w$籴o宝`R憜_ 1 0k涐孻x叐X専s3p婋!/ ;q绨 埬%D<.*~膃\ Brq 1%X坾鼊雸#<罫 A b嚒埱$`1#0I呇x1嚤弶榾冐坉fs2︵1炩0 P勠(Xp靼p麗3HAΤ蟍割幚絣l吇4侂D{捌hm{锭`M牃熎m/莤撽=箳:B鈝FoJ睌腼[,▍亷虂+鵣Fi%h丒HR姈聋痺靵E殺3燂翗(徯K[;龈<傂潽绿-Kp&h秫V巏傃#1G.Po亠gl矷h1饊硠廣羷^恬N錾嘚蔖x2辤XA9敊稈冭ゲ>r\=檳烟}.Q%戟轗_i愕'\E昋梷夾 P権"礀Z!0 8^[?)璲k+m璿 Up愂裃蔘y磵趎8?~孒g緂 gW缡痻-挼d"渙>K5葽&F粿笂Ib抮 8趡祉H珿&3r8曝蹵1 諣痠 -ぷ翧D奬e祾ヤK捽o/詅寬8 攅d.﹍邨阂J犲礀奅.~梫r KU摰佞A氍紼u浮鏮2c哗,^ ~#gjF汛2 {a]D&秷]Jge#d+Bu:[o諿?㤘]l輊陀jy;巐吣觅<燒;羥q兂钲驀Qo晗穼磩v裏剩g%屎Q壎|k8舃 邽她(髂镶*F2L侉d*嚁k蔯,M瞾魮]do13㳠5\荭頟O┋t梁H]㈩>E焜w乖辉b5跉i萸筴菣4帒X莡繃比鎗刻堒f,笐'誥=}Ca酯(J¢磮V衘Jл 綮粡h-聟YD塗1]Y軓阿圼{^M馬|?ィ襕椋膕 I$%晳]╠(故u鍓騎y连Ur'W虱2K姗澰8铋 酩毀~T?陝蜯绠k③闆杌阦牦鮫蓾假s苗(\=D唒懮魝j拕G蠲<剆U糀+攀8邛俜*耈V督 憴鼅e#"Y'VjY尳tW擞n鹱肬nU庹K;X垼"涄 K嫗b 6智X志%K#皟^Ps欻M)N忠${闔`妼D|~Y縆d9侕k~/V"趲鳏j蟉V#3西4豑譟2祝++萈].瞝0鬗u-8> %!!!璟j噩i@鉌 辕玢齟:导尀/*暣6僿-)kI$[`辏闹"蘁洽*> S娳J碪-O巋#壗⑹妣滢て昑讯棨.2欭"b3*Kj揫巙噵乞Qr跭鉔Et當TV岏耣`莚璌=J-藅JW专謒藨艢G騠*翐 kj袣斳j鹉0X┙悜=*J$鵉m\砏 e,&!@u "||L缱WV霴考稹垲Xc5刜挻I)鮌GtQ忹,R獇1$4IむIMr琛d浆1QVニ鄃訟莴RJ}-*熦簇,掫?mR&#F╈]蚃锞1[騌m舡7Wx&)饤鰭治嗓e叕 P2"-蒁;=#嫾湝$#d$/抶樞T鲡汾r4嬭菎晥h6h稤 櫺苨g對iRl菮g(d1寽f!Cㄟb/b囔酅?\n醙僲 A4?挖I悇2h0泽y慗+塼Z'4!矅渾筳+樴z槞獑ⅸ皝囒N 垵舣焥鸱鈓鼦qT=_[c77撜餰wfnkW坍靘:讗#崍轗Z_醇a粒f$驡栖%撵1WW3B拷啧L9@F?沌6撏勇0"W崡櫵 r觴澒 糃tG*沄黍祀胒Zm%V802x釄鏩?濄旫颓俣-@ j汃 h58庘q\[hx換^巨_甘h2 驾^W氙 甲Kj?y褙窳O>忘诤璿虾龊盼>测.+摌虫镜螟驳飢蒈 <*蜐螦嗳囃裚@u)坛 9B(Bюw苭!Ev^03孹庨Q&q3 簞i暒iу"璃懢恱癕*こ)8 AqI對觜寅:蕸过摽<廔-Z>蓶镑皑闭薸5齿鹄侥别讁莿办引1皑1鍢谤狈固!飞(溟谤䲠词1闯檷.6只6!骋谤橩ノ搁别饕闭嶴頢贰<s蝠殉殖唧氱哥S徺e艦_拔Cx株牙B4(岰嶱娂;N0kM.E.a玒耲筩噈f趎琼嗖:g衩侮 踴H鈧o y,赠獍''>+4蝂鮊慑礄鬊困?1->3E瘅d?ohh堘8`B慄y鯋蹼2⑻_ZW 'm4鸯|9飢峿県9髸?簈穸禾茔vl<1fn5=蹁尉嬀燂飅炤暾4t2aA邯X 0瑩醣圪g/X 噸礉.s浉飏##幜膶X#g2Xr8bY嶬狩E鏢% KsGh 2)\殯^ 傁M 斅裺哻lIa瘭煕~o.ky馓綀熇泃勢噻鈓3 dMP<釧 A 愞 獆V玌 #"話醺N+,`蚴耾人w&&2w3镢9陾;澒A婑絃泥) k 卲汿6焱y1寴箱広&s'li釟+0鴧0纞烖暉7]B桌溒&G菽% 萹[㈱"拞#iXa,C1)>>8%eU ]MZS爣 x O烦榰9湧*硧(泹吓*-衽襾 ^诩倈8六Z馲m蛙祎哹=г欫烓兹蛥w_樨铱c浇竤腴厳3匙懝媍鳰罱4鯖o8r祓m秅郡 !^T妀皌酒)Y鏜e+傽\>3|f r s 鴤&/Z铭=>O6C-,*?翝t鼕;8.)8S3楹P\8h{蓥z⺁9}Br6`Q誌爘孎桻%U窲 ]SU{┖H~&鞄R]M済蟱琨尉髈;v炱緥 & GF 4E麳* 4d瓑 丩UH%lE 4覎 `TI馇&Z a屟 ╗@b]盱S槪颺哏O矽y喵y濿馌兗C1'薭F 菃餹妙 TT+X∵⌒寫.m唋 槱+:骢搯O%b&澬RvG沾DJOL#AW6'佻L*èh哵檏Y/\YU)Rcz=Z絷氎?褂東m[&}邈|觩sd髵e葽WSc鐔χ/﨨蚶梃伒%'葵島}剸-_占季9櫈砤菛M璠vS曓z綒a\纞ヌ邔筣%c6糔.'麗eI腃鳻i$陁x=柑s膬=藩D.!鞄"w=0熤艎廆(u媙禄@曘F|i<飯髂髂釨8^Yq+a&*sa~篪则喦倯襆j湍x 袝2K洖墳c*ネ =G])涏秀x- u6癅G0p%4+R ~ 3蒃+綰I-.RM嶩瞀H輫k?8荀眦孓=墂6說ng$;鱺审島单Bm^儽"7z鵪铜飅'方r*% =焬# 绡 \z8覯瑝%骬.∈ @0滷嵗<5噮2岽pC` {,寜崅F0尊鮻 &燜[,芈0姎4jK煨 硆洰vR 8{5閹'抅鸐汩嬴曯圮龋袒徱{槌羺髅砓褅喤b*,乐$8K贸f雂h獬愎h芶.<臎溥"詩(簆惖Q钮l楲[:秴磯]笡=@'葓鴲|%z=;j S蒓d_㎞j -晙"D-2俍迡~廌dF'3銠霗洐p#_鐧額祤蓠攮tA菁5騦c驒.#蕇妙<覤祌v:,3鵹Z6F1#s疅痛熃〔P2 q!豁閞 O鲳揵毯y&態簟镁荕í~ 鋿肓沸5$堪跣挲K.滮鍛M檄Z4c馞Z镳く扮2渗旯K譏"點蔨'狩x笕豎e[lk4穀诂缘蔯D^ ^盧^ /皺;q竐吠m瘮+m m逋鏊ⅴ泃7卾挐O糿b瞪 騀 虔dNKV$YmV忎驠]v7J茇韋 鏰揊1#%,5縳湎饤缷鮱(瑬峹濬M)_5蕓飁ISn媖  r鋢\ Z嵬)埾1疟:OP:k拽=缥&反宵b磗嫡>m_T;蹾颺 戊= 奯s)拁鄞寮跅鍐Z恤/顾L)4 ;咮莆棽f椯鉺%异C7|ㄞ嘴k鳈|腌NVM$5灎猸M掭ⅲ ( *懎鏲#﹊絮&dW l撅;邼沓暇s撃c 刓$PB桺 脌K谾 跿勰D+?+銦*碿* (1&ml6店hC`h |忑T殺薵遾顼麨鱵哏yA袚9 1'`P$8,[<4磪y蠄 瓊Mぽ)⑴O焅*(祅<j卺提-麀屾e嵆阉n桾檄決_閝慱庉#Wk螁嗩M筠l 単肿X熑鉛=Y2>V]G{#D{嚟0a釦/!凊痯M.榋@-l hQ俞秺k|U鮰X璜/蒯孛駛凥D鈔漆荋鸤.7NPGE-辫滨6 <瀿龁T);Z陌G纷"氞7匐"L楯0彣L< 鵋茫峄(J攱鴥m*pD齔hn沓2筲@bp ul0s8L$`蘒楀脈 f^境+;吟氌Was泜鼔?鱗wP`嘁W淇葡毥篼/+%C4x栆;縀y頻3侨i6艇cv=8#!'S0Y1撮T0]┯鰌溸 3菙\ 徉僸I!窙m劈:德股'\~?郄`其5"冻韡粶c 汭G蕰銉`季Iz戸儁g珿芝钭悥曀隵]磇龗飋??峵 i;H香庽f紃漯機峒祊^'妈H/醽\irM诿wz1G鵶9'魫;x漪銽秮oO厂CW?7 C!顏(呡a,(4Sn鍌rU憯=JA7Mp6r吃*憭*c1<≧&饻"G苨cbLnT脉h骸rv秳隹P飺碖V1%.E錔嶮鍛厬e憙:鈳:M裮蝙聴佬g0!S@ M縥桖Sq?ǘ*.硕敟捕V拾 !阃$9_曬=<*- <~扮蓧迀wm49懢夒h芧V2 /&醗%@"菤HR凊獎j沋$0蓩@H1 *j双/ЕA!R'艨o輞?@25┳=?O植 橠瑗蚪嘚m!a]蔽< 盏S豧5搉祏7[Wn,$eA歙 vV蠩#5U挄攭Sù;鞳椂腫`疌!煼F 詳Uh,}O-燡.AtD] 1栢罒o荳蜈漷 贡lT.钆ス甭扰烻 li[揉嶂 馽p黓奀肇QqW,もゃ4-赯* {L灗,壥诟з7樝?蟺'{s竊gW,掏X逘韘' |鹥1_ngЩ葸^$迻h/gq=2佮澳UA㈡瑠傒'媼@} : 薢^.鯄k.轝齗.|軌蟯溮j饲隯條俅t窈}*奯辸蛛葏B魁浙濤A瞱婦畕骼》弔pE8垥hゼ|输9矒;羃洚qw9f资亨C偂)║&q嶘尢 霠y曆F敂dE"Y=L|Z"亇J 6zA垲 m铇痊16黴 6_l9?}К嘘+詆,k鮁Rj棊柄柝鰓g蠙3{醾狠4桂肀蒳泈Z$侔o掼嗸{矎!z 侼C腁Su鴤緔违N簢F7O澇屋颽X宷∽!壃鄏佨( 挞銄=*F墼.曥P铹鋆┘+&H`QlM乄t*坛 薈J_钲7l0H骚J峤6HR∮V_商I/$i纋4撤i9緓b篾nk釘ル帿頚犃{幛"付}鎸[ㄏ鰼’恾-顤嫋5F闳揣抛H容靚.籒䦛;w]鑓[㈢忎熦;/忥獜嶁糕3粄环拂狗w{w蝫;焳&>鎸 '1 up)XU羒i(J!眮7猅cE聕5I+Q壱爹#E昷5肖.&r 嗷}Ph魶73;;;锿蘽縢缝搭鱖y弝潤I$-'吅浡MqF4k挵N拸圑M揿畋9 P孳愂eT‵|萰Y"䴓'k=0q.弯>毧桍m葳刍uk=H+w铈?躘xg`淅悌醟〕 蒫*; &薔 _;块堞 6賓酃闽倽k/祍鯽钲F$a焬N%夓栍6Y怌{許*種荩濹傟& 3痯\z.驉?谥{澚枦$0山八箼,袀[掓!}E驪v鶜龀稒砤埞钒.櫅怼齦g,礻X9B庳枀/煔?樋 迂W7tv飯1f-=z旄z\;V轠)KZ撈8.:疍n啪r軏6荈G痳L齓簪]3&^坣H霺鱥疎縚&&塎蔮荝WSdAT姈'j碣H6殟e$裦袢憖\岶cRY渊甓镆俱鸙盼V惧氕s粜铭晾壥訒CUbt葛嫹憿D{潼29.沴Cf蹣偸mw8*F 凥1巯胗h扅橅h<盲$4M 簩 ]磭嶲濸7Z]t刏瘫^?芌j ]' 溞擳&髯f L仝宯B疈仚]z豅s镨-d囝籅tY釨M^I忴岺,7J聶盁O5秩缠87S3馪[O滑姦玥u瓪I哗貸C&儝霡PJfщ<,埮鲅⒂Hmg-鴁/D嗽x鏑r翚悌f|P蒫 gd;炍N揑并6笒( 崛5{嶶腺s責淯r&k 幐棉高"Y歌r抣启跂I㈣C 绤k`)4 狂Rm\=o+7n蔌8櫩颵r捍$A友>~鏞:遮,.鮥炴y玁廭1oA涙+俅根担漏>鐜X迒/籪T怓[叓喂刭釖>帻>^嶊*а/K6`["z>ん]梩^β9$n屵(檡昡懌m黷n5F熜6_僾J;q]Z忲c砗6堟諮荡& ボ0 6这^狭骄H绰ベ-;胼鉇 FAk曩袥/嫜L涥蘦 樤酥dn%ゼq`齱熪漇鋀_!!1抇T蓴5丸タO篼a烠 +廒IC_韞劣g醗1(謘鯙f'箻A汷觢茶>a烷7ppOt摥徛殨嶻砂鰔Lk瓀WT霚L5P22琘/蹑-兿裛傅釞4x猰儅\>0瞦我7%=瑭 ~瘉 岢$C"+鄧 煖4)fi.髺@E^盳mv臛}準囦-J+W;a+壴蠪,奆侸淭*Rъ#睟l俠揺帲"阹瘟f $3#霩; 囙絮愛謄[j鉳肻赑. 翿掮 =喫%N墽A鹐湕 ;0〡薶'gp散 f禡材槖殻 豰M!f矮'B#^)@7B/+i鵲雝验嶄a悏傀|鷗n毶嚌雀Za%/蚛P阤6`GG*盉d吪>苍襶谎蔼产団駣倵虫瀭闭锄秽颁鲍袄巎驳挃.?蝉汘7慳襊碍触皥愩岪0硣驳敛軔9撑蚕幍罢#贵涩尝)滨儯邓攋枡0惭扟尘哐骋4赮=颈齿与褿9$7陀<淦<'干麉1X,铴绸t橆蜶p:< ^7圔 4X缪`趽sux#^XYr騂妒!璾"娖螓銔,[$ 箕 祛渚x繻靄?7犍常粌漄隘:W龡譅暟巛O毵2yn劣b⺶~箷H-+涖童%ぱJ瘀磿齶!桓\僤坙簤 4ISI囧 YC?#_没-@#?晹飸6屵塿7\0侎珋wHk佌E驺洬 鎄擎1濮銭檵:穰e榕籧b幀g譇C詮銄kJ鳊*铽P貌狿 } 酐蛺 [.將^壒熍鹽恗+嬰 橎O7ΞL驱傼#@+:鯽擐馷鞢+X i!Q尒珂!乳cQob =閯鯖k`68&ψ邅k栗侵鰺8荷B酒?Τ樏]# `<铀r玴g桴`6VR:,萹磄& N挆鵴炝瞇#?A?醘鱄溁MBb溤聗順5s~h瀲 l 呟恆 a.郋闏;1蹱 龅c鼖*嫅毹5嬊3闵x淚l廙p!悪弡l莤b紒I既3禭銡渍/6亏z趍塃/P, 耉駚 A@  厊艤{刖=嫍>Q┖O吆u锃so-M紐7裇塻潺=椶?孟撛醩w錟51鲢蜞狙1 8}%Q E:撐秐捋w䥇飍杩@*鶸鬿) ja肙6)V3椑I軴燨紶.K熿_后w桀膨荮=晚5嫁[G挥{э鱧[W』m%祦胔簕RC~黟7=烽箲O=J 髭_F?6鷎j汷尳村軚?|壼o邙剥И獚)攞/䲟nUs鶫縣糸﨓|鲴〓鲴M0士鳘翞羮 疺笼繱7=<%誒zg/鯺 |<.o~>还]轣,'?V\U坹lX0b%x;(1弣H餏8vQ馉麃!ur撩絝薴翛轧馜饒z|鼀鮹b7侴Ue[戶赭!堆m鳙閙0秅擖泴 伥3$曬F仕7C綸1剕d`bC橴x饃x鮡4尕彀P&Ys薐|謔虔NV3&姡1+譈c!垭豀醙I5驴菄枛]ZpVe遳柡脇蒩凎]"5銚v舨绊,tk霉r铡機O诛s諭x锕j寈Iwu鹐e盐. 9e賉钴 8B┺|諈挱Z'>貰摍∕础镑0碍淀+琿尘办畞胩尘苪枣鐗:蓬鰗.跰橳驰玺迟!驳抹<逧Mv=鞹汅^e%韗咃埾L7藾*>h9s瀇D\XO竼B>7嬝*|u{W,霷V [嵊)凢凎RE!丝2)楍J旷锈妐憾怂Y滛 付OG>)ю薕B2廜&8塿啣 !5蘿伀)[еt)w1鐫}癧瑩欌D.蚣龋m7K焇y豆z钴G荮;9:绋劭緶櫃扉:[卞橦货汊峷鞑湧嬪m鋦骥`8;[彘de琴拨S>?r傧5┣貘*v!1f滑tv馴U鵧tQ/Jf"奔^唦双Z蓴;懽V臵吓貴岌譆匚 箾ob"$漵督&V^輔.wz(af}yN筅譮畑{褲c鍏鎂戕{g5Z晝t縑镋R晎h欉F-正汉 {┘`錗Y豙汫荲缗瓯偷葮Y舥韒E踑y瓏曶埇糱s=2к?両坚j 0摁G >!磱闕衍囇9(z漟R阣輚稂f,苀W盬迖 砟謱g-叫苞L9D鷛&qjr?巘x}落>J砫L锨A$>a撖黜徘亰 }怜7騆_皺M楉隔趿鮚瞚FTO楍w魾j64閽巏鲗_Ф頶筂mU麘巍zq^7罐舞s礪E洦猰愘Vj曇V譙4谳"玂う錑u氹冧晋B觛}&!氅稆F蠜fT艎@貞倾(!艝秛f%栩k簀3蚳^欥爀| 唓ju醟痑R鉧{謅"嵄6 h=沞1苎 7絾雠-Y蒡苢昮F9馌jV闰枍r連h奻︺ed=OC 瘔蘥,媖揅5恈咞0?6硿棜屙纕3A5洃泦~i駕M8r 觴蝩 塽輄冬琅ot:th羃鋥P7IbAc鋂8qt鸇柖妆樞m嵉el剘吏娌2耒a脾胀 %舕趉M 堕c砂圗9 枮Z=Gi M(泸南性 ?俰泏34LY6範賾me塈T132L闕1[4衵触醷=骋媳*驘骋啐緳赊訏6鐩蝵簖緖縶鱺鳀娸(欇%颁糑尝.笔3嫎522:6<4颏]CB'姈Wr皸4w D咡p3* -啮瀶'沧n唪X 騘辴岁{/N"啰朰撻鴅3斨SKo*鱦#1*浥傫濤物隡=}潻轙j迨癍楲豸赧鈾 7n卮aS{ ㈩ち(~u+8汛毆TO?谲,Z+薸=]QB娾縧.罚懇kG羛S薩?腪U枏堖 䅟麬< gcL晼湾?[ ;婀U笇鐛qьP3Ma癋旙肻 y=(7〃霻o難裻鞽爨B4 乍鮃`ュ踨+痙拣藼鐛8C+矀偈.7&7hⅤ 殑S悼llv﹙武_撥Z 栊剜鰁 僳庣(dODs!p&v醺*ㄝ簴蠭妯4餠里2檏b]-l\K1箵=n5慫忦[褉6隑輂㧏1kw忾持褿抋}鹌j巹还軔y|N汆毤洶$矼鸠滩"56Z朆杧G騅迹淳蝂,/!=倨I\$Z婛庲爈V=nI彘J煡,舐6鎾m甔k骬TC滳7攅`O侔Z滮 |r9愠"N.[慈x々 淒驅*〇:&Ya +舗r6搏ガk珦X嫁鏮慦=fi懙[A烏鲁坥%/诿厹iキ§熺 ǐ( l6刹w瘳膵硵 w庘垗瑾捕!庶鸍睠g嬲-鯶懽8{拲eF蕮4槽 %"忩L壍墁抷闝鈅{+媙'o样騄镟偿'p婴輼,+笣O8跑謾{囟灪u億".t楍^QYCF摟XeO1h/悭謆<崢&驳帓欚侅2鏛褫`K窲唸!i 崈鍼夡f燵邇|蹖麏.^諛a8;暟⒗盩腫 oe鰫煽<簡9 =J1c鋃矨2j!0O紡bVCxn泫A天腟ps n侫黰缳1j6c&o 峒iQG<忤騨比3AF<羅g稗e婷&軬嵸Rf(徥T昔TL s肢4軺昁'论H尸溎2A瞵呝蒚g啘v9TT.e 吪虇](n7﹏@晾 螌R 鍣糙y)齽O敌R2#7尝Yr愛D3.5 胆r"俾槈蜢L/LUe4謀2{瑧脰礣コ熾妺鍐檇-m5"nC菁.\66夯On)夨xe/丿掐焒o6帧A~孷赬++T-./勭憐5不2繉*G#始 9tE娉7{.ń臐c M濬謠y鰆y蹺鰩v龈Z豕陾鱌昸5VWO稞`?W栮柂鈿(U瑈蕹9媗=諕稇暃%,硷jd*秱'谹'$;侒Q明R氈=崥)踏鸱愦U璍醟爵4]!Piz1念u3吆Y>4賻[c鵠6蘆鲒岝[纍釋獾€x煢 8执.+ㄏ癢2f/绻*X.玭|燐M3硫褝l醫墡呐 墠壘D&qQbkbS R侨彽C鱼-y5籰sHi#k铋<綅籓8杖9E澆贾#燇鑗丛糯X溾敔t漀g 堆3铏萵息3)I夕Uz.=彏O/牫鑵t6綀^L缧K癀2hq.5t2靂z魾'rS7缥跞澖葮=麗77訁*簣.(/臲.CM>^巤 鴡~朸崻}'2(~ ]厸:z=絹迗 菚W+)=-z8SDN,簖硾%懽秢憑閆簬鐵贕7褯-鬡簷轋oh?絻;閉t+經f=鬪z綗>@%鐲鬭鶫l}>F彎F6簼>I煝;h>M煛;槌t堫⒒轶t簵継_/褩軬_←閔靦*=H炎桦 z曳鑁6}嚲K撸氰:F?褟Q|渵N繝_爷枳-臻w魗丙'3齾﨡'栾痣?镮=;X裊鰦興. w*飏蛫飽%'頧=裱B)1杌鯦籮篰辷#赸筚顜Z绱C饁噕h~唾G垂{诇踧纨版2N仟6矶豒'辫 =.U陧箝G眧v辯6f蜫gVg:3s裨闠gj.;醮>'砾础绊丑扮 碐<賿e #X_r2n4*V鬢堳 悃.m猜赀辎zVM–j@鞷遅;璝k躁到歄4峢-铞3四i6 騴D霊鼺E粹Y屸á殏'警&4妥/愻次冈7z喿7z"沬W鉗3驼揼2坮+棐 邾"t碀7C捾驾^"斁{髒&C赯赽兔MG'wi&j{驰量M徾麬G嗺嬑vG&童忞珈捯狓S蓲R/(c> endobj 100 0 obj << /Type /Font /Subtype /TrueType /Name /F4 /BaseFont /Helvetica /Encoding /MacRomanEncoding >> endobj 2 0 obj [ /PDF /Text /ImageB /ImageC /ImageI ] endobj 5 0 obj << /Kids [4 0 R 10 0 R 15 0 R 18 0 R 21 0 R 24 0 R ] /Count 6 /Type /Pages /Parent 167 0 R >> endobj 28 0 obj << /Kids [27 0 R 33 0 R 36 0 R 39 0 R 42 0 R 45 0 R ] /Count 6 /Type /Pages /Parent 167 0 R >> endobj 49 0 obj << /Kids [48 0 R 66 0 R 69 0 R 72 0 R 75 0 R 78 0 R ] /Count 6 /Type /Pages /Parent 167 0 R >> endobj 82 0 obj << /Kids [81 0 R 85 0 R 88 0 R 91 0 R 94 0 R 97 0 R ] /Count 6 /Type /Pages /Parent 167 0 R >> endobj 102 0 obj << /Kids [101 0 R 105 0 R 108 0 R 111 0 R 114 0 R 117 0 R ] /Count 6 /Type /Pages /Parent 167 0 R >> endobj 121 0 obj << /Kids [120 0 R 124 0 R 127 0 R 130 0 R 133 0 R 136 0 R ] /Count 6 /Type /Pages /Parent 167 0 R >> endobj 140 0 obj << /Kids [139 0 R 143 0 R 146 0 R 149 0 R ] /Count 4 /Type /Pages /Parent 168 0 R >> endobj 167 0 obj << /Kids [5 0 R 28 0 R 49 0 R 82 0 R 102 0 R 121 0 R ] /Count 36 /Type /Pages /Parent 169 0 R >> endobj 168 0 obj << /Kids [140 0 R ] /Count 4 /Type /Pages /Parent 169 0 R >> endobj 169 0 obj << /Kids [167 0 R 168 0 R ] /Count 40 /Type /Pages /MediaBox [ 0 0 612 792 ] >> endobj 1 0 obj << /Creator (QuarkXPress\222) /CreationDate (D:20030724143107) /Subject () /Title () /Author (apramuk) /Producer (Acrobat PDFWriter 4.05 for Power Macintosh) /Keywords () >> endobj 3 0 obj << /Pages 169 0 R /Type /Catalog /DefaultGray 170 0 R /DefaultRGB 171 0 R >> endobj 170 0 obj [/CalGray << /WhitePoint [0.9525 1 1.0861 ] /Gamma 1.8008 >> ] endobj 171 0 obj [/CalRGB << /WhitePoint [0.9525 1 1.0861 ] /Gamma [1.8008 1.8008 1.8008 ] /Matrix [0.458 0.2437 0.0125 0.3382 0.6395 0.1123 0.1563 0.1171 0.9611 ] >> ] endobj xref 0 172 0000000000 65535 f 0000559260 00000 n 0000558134 00000 n 0000559450 00000 n 0000000485 00000 n 0000558189 00000 n 0000519909 00000 n 0000525011 00000 n 0000000017 00000 n 0000000466 00000 n 0000002127 00000 n 0000526238 00000 n 0000536975 00000 n 0000000603 00000 n 0000002106 00000 n 0000006102 00000 n 0000002248 00000 n 0000006081 00000 n 0000011469 00000 n 0000006234 00000 n 0000011448 00000 n 0000015252 00000 n 0000011601 00000 n 0000015231 00000 n 0000027801 00000 n 0000015384 00000 n 0000027779 00000 n 0000041463 00000 n 0000558298 00000 n 0000027933 00000 n 0000041441 00000 n 0000538195 00000 n 0000556797 00000 n 0000050971 00000 n 0000041608 00000 n 0000050950 00000 n 0000061472 00000 n 0000051116 00000 n 0000061450 00000 n 0000068022 00000 n 0000061617 00000 n 0000068001 00000 n 0000073226 00000 n 0000068155 00000 n 0000073205 00000 n 0000074561 00000 n 0000073359 00000 n 0000074540 00000 n 0000119664 00000 n 0000558409 00000 n 0000074694 00000 n 0000079526 00000 n 0000079547 00000 n 0000109987 00000 n 0000110161 00000 n 0000114803 00000 n 0000110009 00000 n 0000110142 00000 n 0000118104 00000 n 0000114976 00000 n 0000118083 00000 n 0000114824 00000 n 0000114957 00000 n 0000119160 00000 n 0000119180 00000 n 0000119644 00000 n 0000141411 00000 n 0000119874 00000 n 0000141389 00000 n 0000163625 00000 n 0000141544 00000 n 0000163603 00000 n 0000188041 00000 n 0000163758 00000 n 0000188019 00000 n 0000214244 00000 n 0000188174 00000 n 0000214222 00000 n 0000235848 00000 n 0000214377 00000 n 0000235826 00000 n 0000242127 00000 n 0000558520 00000 n 0000235981 00000 n 0000242106 00000 n 0000247085 00000 n 0000242260 00000 n 0000247064 00000 n 0000252215 00000 n 0000247218 00000 n 0000252194 00000 n 0000258646 00000 n 0000252348 00000 n 0000258625 00000 n 0000263741 00000 n 0000258779 00000 n 0000263720 00000 n 0000276589 00000 n 0000263874 00000 n 0000276567 00000 n 0000558021 00000 n 0000295476 00000 n 0000558631 00000 n 0000276735 00000 n 0000295453 00000 n 0000302312 00000 n 0000295612 00000 n 0000302290 00000 n 0000315404 00000 n 0000302448 00000 n 0000315381 00000 n 0000323881 00000 n 0000315540 00000 n 0000323859 00000 n 0000333565 00000 n 0000324017 00000 n 0000333543 00000 n 0000356912 00000 n 0000333701 00000 n 0000356889 00000 n 0000385129 00000 n 0000558749 00000 n 0000357048 00000 n 0000385106 00000 n 0000390744 00000 n 0000385265 00000 n 0000390722 00000 n 0000405331 00000 n 0000390880 00000 n 0000405308 00000 n 0000417329 00000 n 0000405467 00000 n 0000417306 00000 n 0000422833 00000 n 0000417465 00000 n 0000422811 00000 n 0000428029 00000 n 0000422969 00000 n 0000428007 00000 n 0000438536 00000 n 0000558867 00000 n 0000428165 00000 n 0000438513 00000 n 0000446029 00000 n 0000438672 00000 n 0000446007 00000 n 0000487721 00000 n 0000446165 00000 n 0000487698 00000 n 0000519773 00000 n 0000487846 00000 n 0000519750 00000 n 0000520202 00000 n 0000524989 00000 n 0000000000 00000 n 0000000000 00000 n 0000000000 00000 n 0000526522 00000 n 0000536952 00000 n 0000000000 00000 n 0000000000 00000 n 0000000000 00000 n 0000538534 00000 n 0000556713 00000 n 0000556759 00000 n 0000556736 00000 n 0000556778 00000 n 0000558969 00000 n 0000559083 00000 n 0000559161 00000 n 0000559543 00000 n 0000559624 00000 n trailer << /Size 172 /Root 3 0 R /Info 1 0 R /ID [] >> startxref 559793 %%EOF